The Siuslaw news. (Florence, Lane County, Or.) 1960-current, January 03, 2018, WEDNESDAY EDITION, Image 15

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The Siuslaw news., January 03, 2018, WEDNESDAY EDITION, Page 7B, Image 15

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Newspaper Page TextWEDNESDAY, JANUARY 3, 2018 ❚ SIUSLAW NEWS 999 ✦ PUBLIC NOTICES Top Tips For Retirement Planning In Your 40s, 50s and 60s NAPSA)—For some, re- tirement may still be down the road, but planning for your future should happen at every age. Baby boomers can ex- pect to live to around age Proper planning now 85, according to the Social can mean a more com- Security Administration. But fortable retirement when seven out of 10 boomers do the time comes. not feel confi dent that they have the fi nancial resources to live comfortably in retirement to age 85, according to a study conducted by Bankers Life Center for a Secure Retirement. To make sure you can look forward to the years ahead, make retirement planning a priority. Strategies for building the fi nancial resources you’ll need in retirement vary based on your age. In your 40s, it’s important to focus on saving, so that by your 60s your savings and projected income in retirement are on track to support your desired retirement lifestyle. Building up savings also has the benefi t of your becom- ing less reliant on Social Security when you retire. Social Security was never designed to fully replace wages. Creating a long-term plan and starting to save is the fi rst step toward greater fi nancial security in your retire- ment. Here are four tips to help you prepare for a more personally satisfying retirement: 1. Know what you want your retirement lifestyle to look like. Do you plan to continue working part- time? Will you be moving to a new destination? Do you need to maintain a similar lifestyle as when you were working? The answers to these questions can help you form a well-balanced budget for your retirement. 2. In your 40s, consult a professional. Financial planning can be daunting and it’s possible you could be missing important pieces of the puzzle. Take time to meet with a fi nancial planner who can evaluate your current assets, savings and income and help you plan for your retirement. Remember, you don’t have to be a high-net-worth individual to see a fi nancial planner; he or she can help people at every fi nancial level. 3. In your 50s, examine your current situation, evaluate your plan, and identify ways you can pay down any debt you have. More people are entering re- tirement in debt than ever before. Effectively managing and eliminating debt can be the most important piece of your retirement plan. Sign up for automatic bill pay- ments with your bank to make sure you’re keeping up with your debt payments. 4. In your 60s, understand your Social Security options. Many people who plan to use Social Security as their primary source of income in retirement don’t realize this usually will not be enough to cover their expenses. First, make sure you understand when you’re eligible for full benefi ts. Even though you can claim benefi ts at age 62, you won’t receive your full benefi t until you reach full retirement age, which in 2017 is 66 and two months. If you can hold off until age 70, your benefi t will increase by 32 percent. Next, create a monthly expense plan to determine how much money you’ll need to cover the costs of daily living when you’re no longer working. Also, continuing to work with a fi - nancial adviser lets you identify affordable and secure options available to protect your assets, continue sav- ing, and provide additional income so that you aren’t relying only on Social Security. It’s never too late to ex- plore your options. Learn More For further information about retirement planning, visit www.BankersLife.com. Prepare For Safe Winter Driving— Top Questions Answered By The Tire Specialists (NAPSA)—While it’s always a good time to make sure your vehicle is in good shape, it’s par- ticularly important when bad weather and the busy travel season occur. Vehicle maintenance and preparedness are key for keeping you protected but it can be challenging to know where to start. To help, here are the answers to the most common win- ter driving questions that people ask. Q: What’s the most important thing to keep in mind when it comes to winter driving? A: Make sure that you allow extra time and slow down. Whether you’re cornering, stopping, ac- celerating or driving on a straightaway, reducing speed is the key to safe winter driving. Tires have a big effect on what the car can do. Tires are your car’s only point of contact with the road, and they infl uence how much con- trol you have while driv- ing. Before you’re on the road, make sure you have properly infl ated tires and adequate tread depth to help your tires do their job—grip the road and stop safely. Q: How can drivers prepare for winter road trips? A: Plan ahead and win- terize your vehicle. Take your car in for routine maintenance, including checking your tires. Be- fore you get on the road, check the department of transportation’s website for road conditions. Listen to the radio for announce- ments about accidents, road closures and travel advisories. Also, let some- one know your route in case an accident occurs, and you get stuck in an area with no cell service. Q: What type of tires should I get for my ve- hicle, snow tires or all- weather tires? What’s the difference? A: The decision be- tween studded and win- ter tires comes down to personal needs based on your commute and driv- ing habits. Winter trac- tion tires are specifi cally designed to provide the extra grip, braking and PUBLIC NOTICE Public encouraged to submit written comment or at- tend the February 8, 2018 hearing on proposed updates to LRAPA’s Title 47: Outdoor Burning rule The Oregon Department of Environmental Quality (DEQ) and the Lane Regional Air Protection Agency (LRAPA) rely upon local air quality stakeholders in developing key as- pects of air quality plans to assure that community needs are met. Feedback from the public is a crucial part of plan development. The LRAPA outdoor burning rules in Title 47 of the LRAPA Rules and Regulations were recently revised and updated. Action was not taken on one issue regarding further re- strictions on outdoor burning in the Eugene Urban Growth Boundary (UGB), pending further conversations with the Lane County Board of Commissioners and others. LRAPA staff has drafted a redline-strikeout version with these ﬁ ve alternatives for the purpose of seeking public comments on them. The available redline-strikeout version also includes a few minor housekeeping changes noted in the staff review of the rule revisions adopted by the LRAPA Board on October 12, 2017. A public hearing will be held on February 8, 2018 which would also allow further review by the LRAPA Citizens Advisory Committee at the January 30, 2018 meeting. There are at least ﬁ ve alternatives for addressing out- door burning within the Eugene UGB: • No further action, continuing to allow outdoor burning on 0.5 acre properties at some times within the Eugene UGB. This would continue to allow burning on up to 312 proper- ties. • Requiring minimum property size of 1.0 acres for out- door burning in the Eugene UGB. This would reduce the number of potentially-burning properties to 82, or 26% of 312. • Requiring minimum property size of 3.0 acres for out- door burning in the Eugene UGB. This would reduce the number of potentially-burning properties to 15, or 5% of the current 312, all of which would be in the southern portion of the Eugene UGB which typically has steeper slopes, and eliminating outdoor burning in the northern portion of the Eugene UGB. • Requiring minimum property size of 5.0 acres for out- door burning in the Eugene UGB. This would reduce the number of potentially-burning properties to 10, or 3% of the current 312, all of which would be in the southern portion of the Eugene UGB which typically has steeper slopes. • Ban all outdoor burning within the Eugene UGB, as pro- posed in August 2017, consistent with the current prohibi- tion within the Eugene city limits. Who is affected? Anyone wishing to conduct outdoor burning in Lane County. ADVERTISEMENT FOR BIDS Notice is hereby given that sealed bids for Siuslaw Val- ley Fire & Rescue (SVFR) and Western Lane Ambulance District (WLAD) Seismic Upgrades, will be received by SVFR until the bid closing time of 2:00 P.M. Pacifi c Time, Tuesday, January 30, 2018. Bids are to be submitted to Siuslaw Valley Fire & Rescue, 2625 Highway 101 North, Florence, Oregon 97439, Attn: Jim Langborg, Fire Chief. A two-hour period shall follow in which all bidders shall sub- mit to SVFR a properly ﬁ lled out Subcontractor Disclosure Form, identifying any ﬁ rst-tier subcontractor that will be furnishing labor or labor and material on the Contract. Refer to Disclosure Form and Instructions to Bidders within the Contract Documents. The actual bid opening shall be con- ducted in the Meeting Room immediately following the bid closing time, at which time the bids will be publicly opened and read aloud. Work on this Contract consists of seismic upgrades to SVFR Fire Stations: Clear Lake Station #8, Canary Road Sta- tion #5, North Fork Station #3, Sutton Lake Station #4, and the WLAD Ambulance Building. Work includes ﬂ oor and roof framing, strapping and anchoring, shearwall bracing, roof sheathing, roof truss / wall connections, and other structural strengthening items. Work also includes rooﬁ ng, gypsum board, ﬂ ooring, painting, and other ﬁ nish work related to the structural upgrades. Work also includes the addition of a 1,112 sq. ft. bay to the WLAD Ambulance Building. This Work is funded through the State of Oregon Seismic Rehabilitation Grant Program. Construction Documents for this work, including In- structions to Bidders and Bid Form, may be examined at the Ofﬁ ce of the Architect, HGE INC., Architects, Engineers & Planners, 333 South 4th Street, Coos Bay, Oregon, phone: 541- 269-1166, email: general@hge1.com, and at the follow- ing locations: SVFR ofﬁ ce, on the SVFR and WLAD websites and Facebook page at www.svfr.org, https://www.western- laneambulance.com/ and https://www.facebook.com/sius- lawvalleyfr; various Plan Centers, and on the HGE website at http://www.hge1.com/open-to-bid/. One set of drawings, speciﬁ cations and contract docu- ments may be obtained by prime bidders from HGE, INC., upon refundable deposit of $50. PDF digital copies of these documents are also available to Bidders via HGE INC.’s web- site at the link above. General Contractors are encouraged to contact HGE INC. ofﬁ ce by phone or email, and register their interest in submitting a bid and to be included on the architect’s plan holders list. Addendums and other critical in- formation will be forwarded to all persons on the architect’s plan holders list. A Mandatory pre-bid meeting and walk-through of the project will be held at the job site at 10:30 A.M. Pacifi c Time, on Thursday, January 11, 2018. Contractors shall meet at the Western Lane Ambulance Building, 410 9th St., Florence, Oregon 97439. The walk-thru is mandatory for general contractor bidders. No bid will be received or considered by the Owner un- less the bid contains a statement that Bidder will comply with the provisions of ORS 279C.800 through 279C.870 re- lating to Prevailing Wages. No bids will be considered unless fully completed in the manner provided in the Instructions to Bidders upon the of- ﬁ cial bid form provided by the Architect, within the Project Manual, and accompanied by an unconditional certiﬁ ed check or a bid bond executed in favor of Siuslaw Valley Fire and Rescue in an amount not less than ten percent (10%) of the total amount of the bid per ORS 279C.385, to be for- feited as ﬁ xed and liquidated damages should the bidder fail or neglect to enter into a contract and provide suitable bond for the faithful performance of the work in the event the contract is awarded. Each bid will contain a statement as to whether or not the bidder is a resident bidder as deﬁ ned in ORS 279A.120. No bid will be considered unless the bidder is registered with the Construction Contractors Board as required by ORS 701.035 to 701.055. The Owner reserves the right to reject any and all bids, and to waive any technicalities or informali- ties in connection therewith. No bidder may withdraw his bid after the hour set for the opening thereof until the lapse of thirty (30) days from the bid opening. By: Jim Langborg, Fire Chief Siuslaw Valley Fire & Rescue Publication Date: January 3, 2018 Gift Certificates must be picked up within 2 weeks of winning or bring in a clipping to attach to your entry into the drawing for a gift certificate. PUBLIC HEARING LOCATION: LRAPA Meeting Room 1010 Main Street Springﬁ eld, Oregon 97477 DATE: Thursday, February 8, 2018 TIME: 12:30 P.M. A hearing on the proposed adoption and rulemaking will be held at 12:30 P.M. February 8, 2018, in the LRAPA Conference Room. The public is encouraged to comment on the proposed rule amendments. Comments submitted prior to the hearing date must be submitted in writing and must be received by LRAPA by Wednesday, February 7, 2018 at 5 P.M. Comments submitted at the hearing must be pre- sented orally by the commenter. If LRAPA Board adopts this rulemaking, the plan and rules will be presented to the En- vironmental Quality Commission and submitted to the U.S. Environmental Protection Agency. To submit comments or request additional information, please contact Robbye Lanier at LRAPA, 1010 Main Street, Springﬁ eld, OR 97477, toll free in Oregon at 877-285-7272 or 541-736-1056 extension 214, email at robbye@lrapa.org. Fax 541-726-1205. To view the proposed rule changes online, visit: http://www.lrapa.org. Publication Date: January 3, 2018 Saturday’s Graphic Deadline for today’s paper: Thursday by 2:00 PM D-077 Y ELLOW D IRECTORY S CLEANING SERVICES D-070 SteamWay Carpet Cleaning Design ~ Construction ~ Remodel Additions ~ Rot Repair ~ Etc. Residential • Commercial Family owned & operated All major credit cards accepted ELECTRICAL Cont. SIUSLAW VALLEY ELECTRIC, INC. RESIDENTIAL • COMMERCIAL CONTRACTING Carpet & Upholstery Cleaning 541-999-5169 CONSTRUCTION/CONTRACTORS 541.268.1961 Licensed • Certified Insured Ore. BBR No. 8689 ERVICES D-057 1710 Laurel Way - Airport Industrial Park Store Hours: Mon. thru Fri., 8 A.M. to Noon Forrest G. Grigsby • Stanton E. Grigsby P.O. Box 1216 • sve-1973-grigsby@hotmail.com EXCAVATING LEISURE EXCAVATING INC. tfc 997-2385. Florence Janitorial Services LANDSCAPE MATERIALS • CAT WORK • CLEARING GRADING • SAND & GRAVEL - U-HAUL or DELIVERY BARK • CEMENT MIX • DRAIN FIELD ROCK • SEPTIC SYSTEMS For clean as a whistle, call CCB #192681 DEQ #37943 Bill and Jo Hine, Owners CERTIFIED, LICENSED, BONDED & INSURED Major credit cards accepted 997-3825 Certified-Bonded CARPET CLEANING CCB #96660 TOPSOIL WHEN AVAILABLE Call for Free Estimate – DEQ#37263 997-6300 Ray Wells, Inc CB# 91052 E XCAVATING • S EPTIC S YSTEMS • S UBDIVISIONS L AND C LEARING • P AVING • T RUCKING B RUSH & D EBRIS R ECYCLING • D EMOLITION tfc Upholstery STEAM OR DRY Smoke • Water Cleanup Phone 997-8821 FAX 997-3723 CCB#167683 D-085 CCB #96660 Tweety Sez: Consistent, Quality Cleaning. 999 ✦ PUBLIC NOTICES JIM SIKORA found the Happy New Year Graphic on page 9B (Far left bubble of “Yes! We Do Windows”). He won a gift certificate to Big Dogs Donut & Deli. Here is how it works… We will put a graphic or photo in the box to the left. You find it somewhere in the classifieds. Come into our office, Enter your name, phone number and describe where you found the graphic Drinking Straw Day Jan. 3, 2018 handling you’ll need to confi dently drive on slush and packed snow. Studded tires offer ad- ditional traction in more treacherous winter driv- ing conditions, such as ice. Chains can be important, too—and are sometimes required—for traction when you’re traveling in the mountains or on icy roads. It is always recom- mended that you talk to a tire expert to help you make the best decision based on your need. Q: What should I have in my car in case of an accident? A: A winter accident could leave you stuck on the side of the road in cold, wet weather. Pack- ing your car with a few es- sentials will help keep you safe and ready for any un- expected detours. Store snacks, water bottles, an ice scraper, fl ares, chains, a fl ashlight, blankets and a roadside safety kit in your trunk. And always carry a cell phone. Many Les Schwab stores also offer emergency roadside as- sistance—if your vehicle breaks down, especially due to tire- or wheel-relat- ed issues, they’ll do every- thing they can to help get you back on the road. The tire experts at Les Schwab Tire Centers can help ensure your vehicle is winter ready. Before you hit the road, they’ll check your tires’ air pressure and tread depth and do a visual alignment to en- sure the tires are wearing evenly. They’ll also check your brakes, shocks and battery, all free as part of their pre-trip safety check. They have a full inven- tory of winter traction and studded tires, chains and other devices to meet your needs. To fi nd a store nearby, visit www.less- chwab.com/about/store- locator. Safe travels. 999 ✦ PUBLIC NOTICES Good Luck Graphic Search Wednesday’s Graphic Proper maintenance is important before you hit the road in rough weather. 999 ✦ PUBLIC NOTICES P H . 541-997-2054 • F AX 541-997-3499 • 1-877-201-0652 CONSTRUCTION , Inc. P.O. B OX 3467 • 1770 L AUREL P L . • F LORENCE , OR 97439 CCB#164861 D-182 PEST CONTROL Robert’s Handyman Service Siuslaw NewsYellow Directory P.O. Box 10, 148 Maple Street, Florence, Oregon 97439 • (541) 997-3441 • Fax: (541) 997-7979 G ENERAL C ONTRACTOR For What’s Bugging You We specialize in Structural Problems and Dry Rot Environmentally Responsible Free Inspections Call Robert or Marcus 541-997-5970 • 541-991-7870 (cell) 541-997-4027 30 Years Experience • Reasonable Rates• Senior Discount • Lic. #209676 CCB#79884 D-077 ELECTRICAL 7B D-222 REAL ESTATE Lynnette Wikstrom – Broker (541) 999-0786 Living in the Florence area since 1979. COAST REAL ESTATE 100 Highway 101 Florence, OR 97439 D-266 WINDOWS Yes! WE DO WINDOWS! Window Cleaning Commercial • Residential Connie, Bill & Mike Spinner–997-8721