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About The Siuslaw news. (Florence, Lane County, Or.) 1960-current | View Entire Issue (Oct. 15, 2016)
10B SIUSLAW NEWS ❚ SATURDAY, OCTOBER 15, 2016 850 ✦ VEH. & BOAT PROMO 850 ✦ VEH. & BOAT PROMO 999 ✦ PUBLIC NOTICE 999 ✦ PUBLIC NOTICE 999 ✦ PUBLIC NOTICE TRUSTEE’S NOTICE OF SALE TRUSTEE’S NOTICE OF SALE 2007 REXHALL 35ʼ, like new, low miles, new battery, alternator, brakes, tires. Hardwood floors, fireplace. No smoke/pets. 541-590-9521 $33,0000 1979 TRIUMPH SPITFIRE 1500 Great little car, runs great, original 35,145 mi. New brakes, car cover, battery, master cylinder, windshield wipers. No trades. $6,000 (negotiable) Debbie - 541-999-1694 14’ VALCO BOAT 2005 ES330 LEXUS Like new! Lots of extras. $9,000 or best offer. 541-997-1171 or 541-590-5562 2004 MONACO-LAKOTA 32ft. 5th Wheel, alum. frame, NS, fiberglass ext.-GC, oak cabs, beige-int, 2-slides, queen, Mint condition. $26,900 541-997-9637 10hp 4-stroke Honda, fish finder, trolling motor, new battery, new life jackets. $1,950 541-997-1171 01 ALFA 5TH WHEEL Fully furnished. 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Call Today 1-800-243-0916 DONATE YOUR CAR, TRUCK OR BOAT TO HERITAGE FOR THE BLIND. Free 3 Day Vacation, Tax Deductible, Free Towing, All Paperwork Taken Care Of. CALL 1-800- 918-1105 SAWMILLS from only $4397.00 - MAKE & SAVE MONEY with your own bandmill- Cut lumber any di- mension. In stock ready to ship! FREE Info/DVD: www.NorwoodSawmills.com 1-800-578-1363 Ext. 300N Do you owe over $10,000 in back taxes? We help people resolve tax debt. $50 cash back upon sign-up. BBB Accredited. Call for a free consultation 1-800-956- 6048 The Trustee under the terms of the Trust Deeds described herein, at the direction of the Beneficiary, hereby elects to sell the property described in the Trust Deeds to satisfy the obli- gations secured thereby. Pursuant to ORS 86.771, the follow- ing information is provided: PARTIES: Grantor: CHARLES JACOB MORGAN and STACY MARIE MORGAN; Trustee: FIRST AMERICAN TITLE INSURANCE CO. OF OREGON Successor Trustee: JANE C. HANAWALT; Beneficiary: FLORENCE HABITAT FOR HUMANITY, INC. DESCRIPTION OF PROPERTY: The real property, commonly known as 1378 Nopal Street, Florence, Oregon 97439, is more particularly described as follows: LOT 5 KEENER PLACE P.U.D. PHASE 1, RECORDED MARCH 08, 2010, RECEPTION NO. 2010- 011236, LANE COUNTY DEEDS AND RECORDS, IN LANE COUNTY, OREGON. RECORDING: The Trust Deeds were recorded as follows: Date Recorded: December 15, 2011; Recording: Instr. No. 2011- 057283; No. 2011-057284; Official records of: LANE COUNTY, OREGON DEFAULT. The Grantor or any other person obligated on the Trust Deed and Promissory Note secured thereby is in de- fault and the Beneficiary seeks to foreclose the Trust Deed for failure to pay: monthly principal installments in the total amount of $1,950.03, due the fourteenth of each month, for the months of November 2015 through July 2016; plus monthly escrow installments in the total amount of $1,380.49, due the fourteenth of each month, for the months of November 2015 through July 2016; plus monthly service fees in the total amount of $72.00, due the fourteenth of each month, for the months of November 2015 through July 2016; delinquent property taxes, if any; cost of foreclosure report; attorney’s fees; together with any other sums due or that may become due under the Note or by reason of this foreclosure and any further advances made be Beneficiary as allowed by the Notes and Deeds of Trust. AMOUNT DUE. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deeds immediately due and payable, said sums being the following, to wit: Principal balance in the amount of $68,233.75 on the First Note; plus principal balance in the amount of $52,000.00 on the Second Note; plus late charges of $86.64; plus forced-placed homeowners’ insurance in the amount of $463.00; plus a lien placed on the property by the State of Oregon in the amount of $360.00; plus advances and foreclosure attorney fees and costs due under the Notes, and as are provided by statute. SALE OF PROPERTY. The Trustee hereby states that the property will be sold at public auction to the highest bidder for cash the interest in said described real property, to satisfy the foregoing obligations secured by the Trust Deeds. 7. TIME OF SALE. Date: December 28, 2016; Time: 11:00 a.m.; Location: Lane County Courthouse, 125 E. 8th Street Eugene, Oregon 97401 8. RIGHT TO REINSTATE. Any person named in ORS 86.778 has the right, at any time that is not later than five (5) days before the Trustee conducts the sale, to have this fore- closure dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due, other than such portion of the principal as would not then be due had no default occurred, by curing any other default that is capa- ble of being cured by tendering the performance required under the obligation or Trust Deed and by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the trustee’s and attorney’s fees not exceeding the amount provided in ORS 86.778. NOTICE OF POTENTIAL HAZARDS. Without limiting the Trustee’s disclaimer of representation or warranties, Oregon law requires the trustee to state in this notice that some res- idential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical compo- nents of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential dan- ger before deciding to place a bid for this property at the Trustee’s sale. WRITTEN ASSIGNMENTS. The undersigned hereby certi- fies that based upon business records there are no known as- signments of the Trust Deed by the Trustee or by the Beneficiary and no appointments of a Successor Trustee have been made, except as recorded in the records of the county or counties in which the above described property is situated. DEBT. No action has been instituted to recover the debt, or any part thereof, now remaining secured by the Trust Deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations secured by said Trust Deed and notice has been recorded pursuant to ORS 86.752(3). TERMS. In construing this Notice, the singular includes the plural, the word “Grantor” includes any successor in interest to this Grantor as well as any other person owing an obliga- tion, the performance of which is secured by the Trust Deed, and the words “Trustee” and “Beneficiary” include their re- spective successors in interest, if any. TRANSACTION COMPLETED. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by FIRST AMERICAN TITLE CO. OF OREGON. If any irregularities are discovered within 10 days of this sale, the Trustee will rescind the sale, return the purchaser’s money, and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the purchaser’s sole and exclusive remedy. The purchaser shall have no fur- ther recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, of the Beneficiary’s Attorney. CREDIT REPORT. As required by law, a negative credit re- port reflecting on Grantor’s credit record may be submitted to a credit report agency if Grantor fails to fulfill the terms of Grantor’s credit obligations. DATED: August 22, 2016. Jane C. Hanawalt, Successor Trustee Law Offices of Jane C. Hanawalt, P.C. P.O. Box 1153 Florence, OR 97439 Publication dates: October 8, 15, 22, and 29, 2016. Grantor: JASON M. HOULIHAN & MEGAN LAWRENCE HOULIHAN Trustee: FIRST AMERICAN TITLE INSURANCE CO. OF OREGON Successor Trustee: JANE C. HANAWALT Beneficiary: FLORENCE HABITAT FOR HUMANITY, INC. DESCRIPTION OF PROPERTY: The real property is located at 1488 Nopal Street, Florence, Oregon 97439, and more par- ticularly described as follows: LOT 2, KEENER PLACE P.U.D. PHASE 1, AS PLATTED AND RECORDED MARCH 8, 2010, RE- CEOPTION NO. 2010-011236, LANE COUNTY DEEDS AND RECORDS, IN LANE COUNTY, OREGON. RECORDING: The Trust Deeds were recorded as follows: Date Recorded: April 24, 2014; Recording: Instr. No. 2014- 014876; 2014-014877; Official records of: LANE COUNTY, ORE- GON DEFAULT: The Grantor or any other person obligated on the Trust Deed and Promissory Note secured thereby is in de- fault and the Beneficiary seeks to foreclose the Trust Deed for failure to pay: monthly principal and interest installments in the total amount of $1,945.36, due the fifteenth of each month, for the months of December 2015 through July 2016; plus monthly escrow installments in the total amount of $1,560.00, due the fifteenth of each month, for the months of December 2015 through July 2016; plus monthly service fees in the total amount of $64.00, due the fifteenth of each month, for the months of December 2015 through July 2016; delinquent property taxes, if any; cost of foreclosure report; attorney’s fees; together with any other sums due or that may become due under the Note or by reason of this foreclosure and any further advances made be Beneficiary as allowed by the Notes and Deeds of Trust. AMOUNT DUE. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deeds immediately due and payable, said sums being the following, to wit: Principal balance in the amount of $79,919.77 on the First Note; plus principal balance in the amount of $58,363.00 on the Second Note; plus late charges of $85.12; plus forced-placed homeowners’ insurance in the amount of $535.00; plus a lien on the property for back child support in the amount of $694.40; plus advances and fore- closure attorney fees and costs due under the Notes, and as are provided by statute. SALE OF PROPERTY. The Trustee hereby states that the property will be sold at public auction to the highest bidder for cash the interest in said described real property, to satisfy the foregoing obligations secured by the Trust Deeds. TIME OF SALE. Date: December 28, 2016 Time: 10:00 a.m. Location: Lane County Courthouse, 125 E. 8th Street, Eu- gene, Oregon 97401 RIGHT TO REINSTATE. Any person named in ORS 86.778 has the right, at any time that is not later than five (5) days before the Trustee conducts the sale, to have this foreclosure dismissed and the Trust Deed reinstated by payment to the Beneficiary of the entire amount then due, other than such portion of the principal as would not then be due had no de- fault occurred, by curing any other default that is capable of being cured by tendering the performance required under the obligation or Trust Deed and by paying all costs and ex- penses actually incurred in enforcing the obligation and Trust Deed, together with the trustee’s and attorney’s fees not ex- ceeding the amount provided in ORS 86.778. NOTICE OF POTENTIAL HAZARDS. Without limiting the Trustee’s disclaimer of representation or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the Trustee’s sale. WRITTEN ASSIGNMENTS. The undersigned hereby certi- fies that based upon business records there are no known as- signments of the Trust Deed by the Trustee or by the Beneficiary and no appointments of a Successor Trustee have been made, except as recorded in the records of the county or counties in which the above described property is situated. DEBT. No action has been instituted to recover the debt, or any part thereof, now remaining secured by the Trust Deed, or, if such action has been instituted, such action has been dismissed except as permitted by ORS 86.752(7). Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations secured by said Trust Deed and notice has been recorded pursuant to ORS 86.752(3). TERMS. In construing this Notice, the singular includes the plural, the word “Grantor” includes any successor in interest to this Grantor as well as any other person owing an obliga- tion, the performance of which is secured by the Trust Deed, and the words “Trustee” and “Beneficiary” include their re- spective successors in interest, if any. TRANSACTION COMPLETED. Pursuant to Oregon Law, this sale will not be deemed final until the Trustee’s deed has been issued by FIRST AMERICAN TITLE CO. OF OREGON. If any irregularities are discovered within 10 days of this sale, the Trustee will rescind the sale, return the purchaser’s money, and take further action as necessary. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the purchaser’s sole and exclusive remedy. The purchaser shall have no fur- ther recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, of the Beneficiary’s Attorney. CREDIT REPORT. As required by law, a negative credit re- port reflecting on Grantor’s credit record may be submitted to a credit report agency if Grantor fails to fulfill the terms of Grantor’s credit obligations. DATED: August 22, 2016. Publication dates: October 8, 15, 22, and 29, 2016. Siuslaw News Lung Cancer? 60 or Older? If So, You and Your Family may Be Entitled To A Significant Cash Award. Call 800- 413-5730 To Learn More. No Risk, No Money Out of Pocket EMPLOYMENT: Drive with Uber. No experience is required, but you'll need a Smartphone. It's fun and easy. For more informa- tion, call: 1-800-819-1182 Why Investing In Real Estate Is Easier Than Ever (NAPSA)-There is no shortage of reasons why investing in resi- dential real estate can be a good idea: home prices declined during the re- cent fi nancial crisis, the number of renters has skyrocketed, it’s often considered a stable alter- native to the stock market and the list goes on and on. or no competition. Hurri- cane, fl ood or earthquake insurance can be expen- sive but may not be rel- evant in all markets. “Investors often look for turnkey properties, which can make condos appealing, but monthly association fees can se- verely suppress yield and additional assessments could put the property With today’s data analytics and services, single- family residential real estate investing has evolved from driving around neighborhoods and using intu- ition to viewing locations online to make fact-based decisions. At the same time, residential real estate in- vesting has shifted from a local proposition to one without geographic limi- tations. That’s because of developments in technol- ogy, fi nancing, services and processes that can make it easier for inves- tors to search for oppor- tunities, purchase prop- erties and manage them from afar. In the past, a long- standing issue with the single-family rental sec- tor has been a weak debt market. Investors were generally limited to loans from Freddie Mac and Fannie Mae, which al- low a maximum of four and 10 properties, respec- tively. Even worse was that these loans are highly dependent on the personal income of the borrower, not the income of the real estate. This limited ob- taining attractive fi nanc- ing to only the wealthiest of investors. A new lend- ing sector has emerged, however, that can provide fi nancing for investors of various sizes and nei- ther limits the number of properties available for fi nancing nor underwrites the loan amount based on personal income. Meanwhile, online auction marketplaces, property management software and crowdfund- ing may help to make more effi cient decision- making and investing. “Small investors today don’t have to rely on gut feelings about markets- they’re empowered by high-quality market intel- ligence and have access to a multitude of service providers,” explains Wally Charnoff, CEO of Investability Real Estate, Inc. “Small investors can now diversify their port- folio,” he says, “because they can research, ac- quire, fi nance and manage properties from afar.” The single-family residential market can present op- portunities for “mom and pop” investors, particu- larly those who consider fi ve key points: 1. Understand the total costs: Operating expenses and fi xed costs, such as taxes, can vary greatly from state to state. Property management fees are generally higher in less populated areas that have little scalability in the red at a moment’s notice,” points out Dennis Cisterna, CRO of Invest- ability Real Estate, Inc. 2. Choose your ten- ants wisely: If you decide to invest out of your local market (and even in your own market), consider us- ing a property manager to identify and qualify tenants and detail exactly the criteria and standards required. Common met- rics are a certain FICO score, no bankruptcy in the last few years and a minimum rent-to-income ratio. Landlord references are also important, as is understanding local laws about tenant selection and advertising for tenants. 3. Know the market as if you lived there: Talk to local brokers, read the local newspaper to un- derstand the economy and visit the area. Identify the drivers behind the hous- ing market and know the history. A healthy, educat- ed workforce and popula- tion growth are generally good indicators of long- term price appreciation. Lower home ownership rates may produce strong yields as there could be a consistent demand for your investment property, but appreciation may be lacking as the market fundamentals are not dy- namic enough. 4. Choose either ap- preciation or yield or a little of both: Decid- ing which type of market you want to invest in will help with focus. Diversi- fying can be a reason to look beyond local oppor- tunities. Some markets straddle yield and appre- ciation, and researching the long-term trend for market dynamics is espe- cially important as these may quickly shift to only yield or appreciation. 5. Know your exit strategy: The number of owner-occupied houses is important because a high- er rate of home ownership may make it easier to sell the home. The overall liquidity of the market is also important. Data now exists that can help investors understand the vibrancy of a market even without much buying and selling. Find your next single- family real estate invest- ment at www.investabil- ity.com. + Graphic Search Sweetest Day October 15, 2016 The Trustee under the terms of the Trust Deeds described herein, at the direction of the Beneficiary, hereby elects to sell the property described in the Trust Deeds to satisfy the obli- gations secured thereby. Pursuant to ORS 86.771, the follow- ing information is provided: PARTIES: Jane C. Hanawalt, Successor Trustee Law Offices of Jane C. Hanawalt, P.C. P.O. Box 1153 Florence, OR 97439 Chronic Pain? Back or joint pain, arthritis? Recent Medicare/health coverage changes may benefit you! Products are little to NO COST, if qualified. FREE Ship- ping. Accredited Pain Specialists. CALL 1-800-481-7096 Saturday’s Graphic 999 ✦ PUBLIC NOTICE Here is how it works… We will put a graphic or photo in the box to the left. You find it somewhere in the classifieds. Come into our office, Enter your name, phone number and describe where you found the graphic or bring in a clipping to attach to your entry into the drawing for a gift certificate. Good Luck BEV LOK found the Navy Birthday grahpic on page 7C (J.D. Enterprises Electric – front tire) She has won a gift certificate to Big Dog Donuts & Deli. Gift Certificates must be picked up within 2 weeks of winning Deadline for today’s paper: Monday by 3:00 PM Wednesday’s Graphic
