9
•
•
«•
—-
Z
t
H OF IN EMÎ.
I aa a rala, kept «ut of the banking hMl-
n«M by th« unwUlln<n*aa °t ika puhUc
to autruat money to their ear«.
Cnrefal Banktag B«n*.
II Baeks Be Mafie Liable for
•ne Another’« DebtaV
ha««fniaod Authority «■ ffiaawalal
Baantioua
Diaaaanua
Vraattaal
Baarlnya of Propoaod Buar-
aatoo Plea.
(By George B. Roberta, former Di
rector of th« Mint)
The proposal to require the bank* af
the country to guarantee each ether's
deposits owes ita present strength te
the financial disturbance ot last tali.
It la urged as a mean« of preventing
panics, aad there la no dlaagreouMat
about the desirability of accomplish
ing that purpose. Moot of ua agree
that a repetition ot the conditions
which existed last fall should be made
impossible, but thia la by no moans the
.
only way to do it, or the boat way.
For years the advocates of compre
hensive currency reform have pointed
out that with f 14,000,000,000 of bank
depoelta in the country and only about
fl.oOO,uoo,000 of money all told in the
country, both in the banka and out,
there should bo some method provided
by which, on the basis of good assets,
the supply of lawful currency could bo
readily increased te meet exceptional
demands. whether such demands were
due to seasons of unusual business ac
tivity or to alarm among depositors.
Their foresight aud arguments did sot
avail, but they are hardly to be swept
ok their feet now by Impatient seal for
this new, and, as they regard it, ill
considered scheme. They stand for a
complete and scientific treatment ot
the subject.
The guaranty of deposits is a crude
aad imperfect remedy at beat. It does
not recognise or attempt to cure the
defects In our banking and currency
systems, but alms only at persuading
depositors not to draw their deposits.
The looses to depositors by the failure
of national banks has become an insig
nificant percentage, aud la growing lose
every year, as a result of natural, evo
lutlonary progress in banking. The
standards are being constantly raised,
and the efficiency of official inspection
and supervision constantly improved
The true line of development la nut by
any revolutionary policy, but by bold
individual
bankers
to
yet
Ind
stricter account, aud at the same time
enabling every properly conducted
bank to readily obtain a aupply of cur
rency to meet all dsmands upon it.
The fundamental weakness in our
currency system la In the fact that it is
not readily responsive to the needs of
The legitimate demand
the country
for money varies from year to year,
and from seeson to season in the same
year. It is a familiar fact that there
Is a great deni
deal more business
buslui
te be
handled from September let to Decem
ber 81st each year than tn any other
four months of the year, but there is
so more money in tbe country unless
gold is imported for the purpose.
Under prenent condition* ther« •re
rompeuMittons ia favor of caraffe! •nd
conservative banking. Thera are
pie who are not influenced ia their ee-
lection of « bank by rhe bigbeat rate of
Internet offered on depoalta, aad who
have their ausisi clone aroused fey the
tender of exueptloMl ladueeaaeaie
They know that s^ offers put a
strain upon th« baalaeaa, and they 4a-
li bora tel y prefer te place their asaaay
with a banker whe will not subject
hlasaalf te such atanta. Thane dapaeat-
ors «eterna safety above all ether
aiders tioua, and they era neat «raws
enough to exercise a vary whoieausue
raatralnt upon rackleaa tendaoctee in
the busiMM. ▲ banker now prtaea the
reputation of doing a safe bustlnasn.
and cannot afford te have a reputation
for Imprudence and apeoulatlve to
cJlnatlaoa. And yet, although held in
check by those powerful coualderattaais.
ths preeeure of competition carries th«
business near tbs danger Una even
uow. Thar« ia too much eoaapatittou
fur deposita, and the ambitious of th.
mora venturesome mouthers of the fra
ternlty, and the pace they set, puts the
whole ayatem under strain.
But what are likely to bo the eon
dltiona in the buainwm when the puhli<
to no longer concerned about the man
agament ef a bank, and ail the ro
warda for conaarvatlam and reetrantv
upon recklessness are removed? Th<
considerations which in tbe past haw
tended to safeguard the business am!
advance its standards weald be gon.-
The public would caro nothing for th«
personality of the banker, instead ot
looking to the institution which receiv
ed the deposits, the depositor would re
ly on an outside fund.
▲ paukei
might bet all the deposits en horse
races without the fact beceknlag a
matter of any concern te his custom
era.
And how would tbe eeaaervattve.
prudent banker fare under these can
dltiona? The legitimate reward far
maintaining that character would be
loot to him. He wouM get ne depesMa
unless he bid as high far them da hta
rivals, for the goremmat would stand
behind the latter, and assure the puh
lie that they were just as safe as he.
and tax him to make them so. In
short the reckless and ineompefent pee
pie, who are now either excluded them
tbe banking bualneao, or held hi ehoek
by the distrust which a dtocriBdnaàng
public feel* toward* them, would mate
th* pace to which everybody «toe In
tbe banking business would be obliged
to conform or get out of th* buslneee
Weald Deaaoralleo ■aeiaoee.
The hardest competitor in any Uae
of busineae to the Incompetent er din
honest man who dose anything to get
business
Such people get into the
banking business even now, but their
number and Influence fer mischief
would be greatly increased if they
were backed up by unlimited oredit In
ether lines ther* may be some questien
as te the quality er service offered by
rivals, but all banker* deal in ths same
kind of money, and if deposits were
made a joint liability, there to no rea
eon why they should not go to the
bankers who offer ths greatest induce
mente to attract them. The careful
banker would have no off-set er protec
Weald Lead te Reekless Reekie*.
tion agalast demoralising competition,
As a remedial measure the guaranty
and he would be placed tn the strange
of bank deposits Is not only inadequate,
position of being Hable for his com
but it is worse than Inadequate, for it
petltor’s obligations.
proposes to overturn the principle of
All efforts to make it appear that the
individual responsibility by means of
intareata of bankers are on one side ef
which tbe bankiug business has been
this question and the interests of de
raised to its preeent high standards,
positura on the other are untrue to the
and upon which all Individual and so
facts. Nothing that tn the long run is
cial progress la baaed.
harmful to the banking buslnesa, that
I
The proposal contemplates that the
puts it under strain and tenda to low
public shall be relieved entirely from
sr its atandu la, can ba beneficial to
the exercise of judgment and dia-
depositors or tbs public. It cannot be
crimination in tbe choice of banka, and
advantageous te the community to have
while it la highly desirable that all
ita savings aad working capital pasa
banks shall be made safe, to the end
into th* hands of ths venturesome
that even the moot ignorant and con
class ef banker* who will bid most fer
fiding may bo protected, it la still true
them. The actual waste and lees
that an alert public opinion has great
through unwise Investments would in
influence in maintaining proper bank
evttably increase. It would fall at first
ing standards. We cannot afford to da
oa the conservative baahera and penal-
without that influence.
toe them
iaatead ef an elimination of
Under present conditions the invest
the unfit, whloh to the true preceee ef
ments, the personal habits, the general
evolution, the tendency would be to an
character and abilities of tbe banker
elimination of the beet. Eventually the
are under the constant scrutiny of tbe
burden ef increasing waste would have
community, and a matter of public in
te be home by all depositors and the
terest
Notwithstanding occasional In
whole community.
stances In which the public has been
Oklahema Trial laeeaelaelve.
deceived, it may be stated aa a general
proposition that an uublemishod char
The fact that the first hank failure
acter aud a reputation for good busi la Oklahoma after tbe law want Into
ness ability and conservative judgment effect was followed by laamedlato re
have been necessary to success la the imbursement ot the depositerà, proves
banking business. Tbe public looks nothing aa t* the practicability of tbe
ever tbe individual who ia to receive, system la tbe long ran. Tbe fast that
and invest and be responsible for ita th* State banks ef Ohlaheaaa have
money with some discrimination, and gained depoelta since the system weal
tbe elimiuatlou of the unfit by the lato operati**, while national beaks
scrutiny aad composite judgment ot tbe within tbe ¿tate have leet if true,
community Is a factor of tbe highest prove* nothing as te the merita ef t>e
value In maintaining the standards of system. The law itself require* that
the banking business
It Is, however, all public deposits must be kept ia
a factor entirely overlooked by tbe ad baaha that belong te the system, aad
vocates of this scheme
this proviaiea aloes would eauao a een-
They calculate the Insignificant per slderabie traasfer ot depoelta aad la-
centage of loco to total depoelta under ffueacs some benha to jeia ths system
present conditions, and assume that no The real test ef the policy will some
greater lueses would occur after char la It* influence span the baahlag busi-
acter ceased to be a factor ia the busi aaae ia the laag run. Will It toad to
ness. and all depoelta were given blind secure more careful aad prudaat ia-
ly to whoever would bld highest for veotmsnt ot th« vast subm which the
them To tbe objection that thia elim people ef tbe country keep ia beaks, er
ination of character as a factor In the will it teed te weakea the peraoaai re-
acquisitioa of depoelta must tend to apoasiblllty for three fuada aad divert
promote reck I see banklug. reply ia them into Incapable aad wasteful
made that bankora will be deterred beads It to a superficial view which
' froas recklessness by fear of iooiug laya all emphaato open the imaaedlate
their own money The reply atlases the resulta ef tbe law aad give* ae cea
I
point. All men are not deterred from slderatloa te ito vlalatiea of fuada
■sckleasucM by fear of losing their meatal principles aad tbe
pwa money, but reckless aasp an bow . which meet teUev.
I
NOTICE FUR PUBLICATION
Timber Leo* *«<!•«« *. «*7*
Department of tbe Interior
NOTH E FOR PUBLIC* l ioK.
U. 8. Land Office at Roseburg, Ore
I uited Staten Land Office, R<*Heborg, Ore
Aug. 13, 1908.
¿ept. 22. 1908
Notioe is hereby given tbst William Dovle
Notice is- hereby gives that Liwina C. Rochwell.
of Bandon. Oregon, who, on fug. 13,1108, ot Bandon, Oregon, who, on Sept. 2,2,
1908.
made Timber Application. No. (ht»8, for
No. 01447,
,,--------------------
--------- - I for L-ots 1
8E 1 4 NW I 4. Sectiou 36, i'ownship 29 made Timber Application,
I
and
2. Sect.on 3, 1 ownship 30, Range I4W, I
South. Range II West, Willamette Men
tllamette Meridian, has tiled notice oi intention ;
dian. has filed notioe of intention to make
Final Pjis.f, to tbe laud above d. wrilied. to make f inal Proof, to establish ciaim to the '
tie fori G. T. Treadgold. U. 8. (’ommiaairmer, land above described, before G. T. Treadgold. .
for Oregon, nt Bund.10, Cons C-mntv, United States C ommissioner for Oregon, at Ban- 1
Oregon, on tbe 2nd day of November. 19UH. don. Coo* County. Oregon, on the Sth day of !
Claimaut name« ss witness« s;
December. 1908.
Cassius M. Doyle, of Bandmi. Oregon.
Claimant names as witnesses:
Cory Stillwell, of Bandon. Oregon.
Amo« E. Hadsali, Russel A. Kent. Robert !
Alfred Wear, of Bandon. Oregon.
Walker Jr. and George Cox, all of Bandon,
Arnos E. Had-all. of Bandon Oreguu.
BENJAMIN 1-. EDDY.
Coos C ounty, Oregon.
Register,
B unjamin L. E dd V,
First Publication Sept 3
Register
I ust Publication Oct 8.
NOTICE Foil I'UHLICA I ION
Department of the Interior.
United Stales l.and Office.
Roeeburg. Oregon. April 28th, 1908
Notice is
hereby given that Ralph M
Knight, of Roseburg., Oregon, who. on Oc
tober 25, 1907, made Timlwr Application. No.
9788, for N 1-2 SW I-4SWI4.SW 1-4Sec. I
NE 1-4 SE 1-4, Section 2, Township 30, South.
Range 14 West, Willamette Mend'an, has filed
notice of intention to make Final Proof, to es
tablish claim to the land above described before
the Register and Receiver, at Roseburg. Oregon,
on the 16th day of November 1908,
Claimant names st wi nesscs:
Henry Miller, of Myrtle Point, Oregon
I. L. Knight, of
"
L. A. Marsters, of Roseburg
William Page, of Klamath Falls,
BENJAMIN L. EDDY. Register,
I irst Publication Aug. 27.
Notice For Publication
A. Me Nair, the Hardware Man.
BRIDGE A BEACH Stoves. Range- and Heater« have in them so many excellence«
that they are now acknowledged the greatest seller» on the coast and they are growing
in favor every year.
TINNING AND PLUMBING A SPECIALTY
Our Assortment of Hardware, Tinware and Edged Tools is Most Complete.
a
f Hotel Gallier |
1
1 I
a
NOTICE FOR PUBLICATION
Department of thu Interior
U. 8, Laud Office at Roseburg, Oregon.
Aug. 4th. 1908
Notioe is hereby giveu that Samuel
Hunter, of Bandon. Oregon, who, o'-Jan
uarv 19 1903. maje Home-tead Entry, No
12377. 8 . H. 0418. for lots 2 A 3. SE I 4 o'
NWL4.8W 14 of NE 1-4. Section 6 ■
Township 29, South. Range It W. Wil
lameue Meridian, has filed notioe of in
tention to make Final uve year Proof, to
establish olaim to the land above de
sorbed before G T. Treadgold. U. 8.
Commissioner, at Bandou, Oregon on tin
13tb day of October, 1908.
Claimant names as witnesses:
Abraham Corson, ul Hand >u, Oregon.
Joseph Young, of Bandon, Oregon.
Henry llorwn, of Bandon, Oregon.
Edward E. Oakes, of Bandon, Oregon
H knjamin L. E iidi ,
Register.
Rates $i.oo to $2.00 per day.
Bandon
Notice is hereby given that Charley A. Davis,
of Bandon, Oregon, who on Jan. 2nd, 1903,
made Homestead Entry. No 12335, for S 1-2
NW 1-4. W 1-2 NE 1-4, Sec. 9, Townshij.
29, S. Range 14 W, Willamette Meridian, has
filed notice of intention to make Final five years
Proof, to establish claim to the land above
described, before G. T. Treadgold, U. S. Com
missioner, at Bandon, Oregon, on the 19th day
of September. 1908.
Claimant names as witnesses:
Sam Barrows, of
en Haynes, of
Dale Barker, of
Lyman Davidson
Bandon,
Oregon.
BENJAMIN L, EDDY.
Register,
Department ot the
Interior
White and Red Cedar Shingles
United States Land Office
Roseburg. Ore, Aug. 28, 1908.
Notice it hr reby given that, as directed by the
Commissioner of the General L_and Office, unde,
the provisions of the act of Congress approveu
June 27. 1906 (34 Stats.. 517). we will olfe.
at public sale to the highest bidder, at 10
o clock a. m. on the 23rd day of October next,
Wholesale and Retili Shippers
at this office, the following tract of land: NWI-4
SW 1-4, Sc* 15. T. 30 S.. R..
14
W.
W. M.
Any persons claimrng
adversely the above
described lands are advised to file their claims
or objections on or before the time designated
for such sale.
Not coal land.
FRED T. TUTTLE
A full line of Confectionery, bruits,
Cigars, Tobacco, Soft Drinks, lite.
BENJAMIN L. EDDY. Register.
First publication July 2nd.
J. M.
LAWRENCE. Receiver.
Fust Publication Sept. 3.
NOTICE
Notice for Publication
U. S. Land
Office at
23,
Roseburg Oregon May
1908.
Claimant names as witnesses:
James P. Olsen, of Langlois, Oregon.
O. P. Haagensen of
“
“
John Doe Olsen of
“
“
kittie O'Neil
of Bandon,
“
BENJAMIN L. EDDY,
Register.
Publication July 2nd.
Timber Land Act June 3, 1878
NOTICE FOB PUBLICATION
United States Land Office,
Roaeburg, Oregon, June 2nd 1908.
Notice is hereby given that Charles I).
Lamb, of Bandon, Oregon, who on Jnne
2nd. 1908, made 'limber Application, No
10116, for SE Ji of SE f4z. Section 21,
Township 30 South, Range 14 West, Wil
lammette Meridian, has filed notice of in
tention to make Final Proof, to establish
claim to the land above dt-scribeil. liefere
G. T. Treadgold, U. S. Commissioner, at
Bandon, Oregon, on tbe 24 day of Septem
ber, 1908.
Claimant names as witnesses:
N. R. Smith, of Hare. Oregon'
C. R. Smith, of ••
“
C. C. Fisher, of Bandon, “
William Smith, of “
“
BENJAMIN L. EDDY. Re giste
First Publication July 9th
NOTICE OF STREET
ASSESSMF.MT
Notice is hereby given, that on the 28th day
of February, 1908, the Board ol I rustees of the
Town of Bandon, Coos County, State of Ore
gon, did pass an Ordinance authorizing and di
recting the improvement of that portion of At
water Street between Columbia Avenue and
L-sttle Street (otherwise known as Pacthc Av
enue), which cost of imjxovement was by said
ordinance directed to be assesuxl to the prop
erty fronting on such street, and to be entered
in the Docket of Town Liens, whi4i assessment
is $1.18 per lineal foot.
This notice will be published for the last time
upon Thursday the 10th day of September, 1908,
and the law provides that all such street assess
ments will be due and must be paid on or be
fore five days after the last day of public alien
of such notice, and further provides, that ufion
failure to make such payment, execution may
issue, be levied upon such property and the
same sold fot delinquent taxes.
The asessments are as follows: In the Wool
en Mill Addition to Bandon.
Lots I, 3 and 4.
block 7, total frontage 193 feet at 59 cents a
foot, assessed to D P. Strang. $1 13.87
I 01 7, block 2. J J. O'Neill 119 feH $70.21.
An unplatted tract situated between Block 2 of
the above addition and Block 6 ef the Wood
land addition, belonging to the Bandon Manu
facturing Company, frontage on Atwater St. 74
feet $43.66.
Dated at Bandon. Oregon, Augnst 27th 1908.
C. R. WADE,
Lntiit Office at Boreburg, Oiegen
August 27tb, I90H
Notice ie hereby given that Charier
F. W. Blutuenrother, of BaodoD
Oregon, who, on February 24th 1902,
made Homestead Entry, No. 11W2
S. B 0749. for 8 1-2 NE 1 4 8ec 23
SW 1 4 of NW 14; NW 1 4 of 8 W
1-4 Sectiou 24, Towuehip Bonth. B
15 West, W.hl.,has tiled notice of
intention to niHke Final tive yeai
Proof, to eatabliah claim to the laud
above described, before G. T. Tread
gold, U. 8. Commieeioner, at Bandon,
Oregon, on the 12th day of November
i908.
Claimant namee as witnesses:
James F. Alnmbangb, of Bandon,
Oregon, W allace P. Pomeroy, of
Bandon, Oregon. W iiliarn Noedborg.
of Baudon. Oregon, Robert Hunt of
Bandon, Oregon.
B injamin L. E ddy , Begister.
First Publication Sept. 24
I. A. TURNELL
EXPERT PIANO TUNER
Tuning, Repairing, Regulating and Modulating
Organ* repaired and General Overhauling
Carry a Full Line of Repairs and Supplies
Permanently located in Bandon.
Tuning $4.00; all other work similarly reasonable
A ll W ork G uaranteed .
Leave orders at P. B. Hoyt’s Barber Shot .
C. T. B ldmknrothbk . Notary Public.
Bandon Real Estate & Loan Co
Notice for Pnblication
Department of the Interior.
Land Office at Roseburg, Or.
All Kinds of Real Estate Bought and Sold.
August 10. 1908
Notice is hereby given that Charles A. Brown, of
Myrtle Point, Oregon, who, on August lOtii,
1908 made limber Application, No. 0721, for
S 1-2 SW 1-4 Section I andE 1-2 NW 1-4,
Section 12, Township 30 South, Range 13 W.
Willamette Meridian, has filed notice of intention
to make Final Proof, to establish claim to the
land above described, before G. T. Treadgold.
U. S. Comm’wioner, at Bandon, Oregon, on the
2d day of November, 1908.
Claimant names as witnesses:
Viola M. Gouley, of Myrtle
Point, Oregon
Louis Sell of; Myrtle Point, Oregon
James Gouley, of Myrtle Point, Oregon.
Earnest Schneider, of Myrtle Point, Oregon,
BENJAMIN L. EDDY.
Register.
Money Loans Negotiated on Approved Security. All U. S
Lnnd Matters a Specialty and Promptly Attended
to. Pension and Insurance Agency. Bond
Brokers, Trans-Atlantic Steam
ship and Railroad Ticket
Agency.
Tract.
PUBLIC LAND SALE
United State« Land Oftce
Roseburg, Ore gon.
NOTICE
OF
FILING
Sept. 10, 1908.
OF
PLAT
Y our
OF
SURVEY
Notice is hereby given that the E 1-2 of sec.
21 and the N 1-2 of mc . 28. in T. 26 S., R.
10 N. has been surveyed aud the plat ol sur
vey will be hied ut thu
office on
Friday,
October
23.
1906, al
2 o'clock p.
m.
and
on
and after
such day
we will
lie prepared to receive applwatioai for the
entry of the unreserved and unappropriated^«»!»
therein.
All perrons are warned, however, that the said
N 1-2 of sec. 28 is patented land and the said
S 1-2 of sec. 21 u embraced in an uncanceled
railroad «election and a timber and «tone entry of
record.
isn "
li.»
4
SHIELDS & KENNEDY, Blacksmiths and Wagonmakers
I
I
Wagons of All biadi Made to Order
Job Work attended to promptly aud all work guaranteed to give satisfaction
reasonable.
Price
Shop on Atwater Street, Bamiiy, Oregon
•d
THEO. NEW11< ) US 1 ¿
™ e boot and shoe maker
ALVIN MUNCK, Prop
Te now Located in Fino Now Quarter«
Eftut of tbn Poatoffiee
■MaenanetaaMMtaBaetaMMaaennMBsnBsamsnasenaeiBa»s*maaaanannMasssmsMs»ananad^m*
. »wv>
Is prepared to make BOOTS and SHOES al SHORT NO I ICE
BILLIARD AKD POOL TABLkS
and at REASONAB E PRICES.
COURTEOUS TREATMENT
Can and See MUNCK
BENJAMIN 1 . EDDY. Register.
REPAIRING XEATIA' AND PROMPTLY’ DOM.
KIPFiMT WOHKNAMHIt* GUANANTIH»
1
Fira Publscatsoo Sept. 10.
e
.
__________________________
• •
•
Horseshoeing a Specialty
Saloon
Formerly ANCHOR BAR
Roseburg. Orrgom. September 4.1908.
Burglary Insurrnco
Fire Insurance
I
the Èagle
attention
la called to the fact that CoL. C. T. BLUMENROTHER. of
Bandon, Oregon will insure Sawmill men, Loggers, and
other kinds of workmen against sickness, accident or
death at reasonable rales, It will pay you to call on
him and see what he offers in that line.
B enjamin L. E ddy , Register,
J. h . L awrence , Receiver.
U. S. Land Office at
a
Oregoi »
First Publication Aug 27,
Department oi the interior,
Notice is hereby given that, as directed by the
Commissioner oi the General Land Office, under
provisions oi Act oi Congress approved June 27,
1906 (34 Stats., 517). we will offer at public
sale to the highest Iwidei. at 11 o'clock a. m. on
the 23rd day of October 1908, at this office,
the following-described land:-- NE 1-4 N5X I-4,
sec. 17, T. 30S. R. 14 W. W M
Any persons claiming adversely
the above
described land are advised to hie their claims, or
objections, on or before the time designated fee
•ale. Not coal land.
Ip Stair*
Bui l«l I it jj .
Ban clou,
I
Publication---Isolated
Koonin 2 nuil 3
New
Ih«*it lies! ■■■
Office
Recorder.
Notice for
BANDON, OREGON
Next to Vienna Cafe
D kpaktment o > thk I ntkriob
Notice is hereby given that John J. O'Neri, of
Bandon, Oregon, who, on May 21st, 1908,
made Timber
Application, No. 10094. fo
N 1-2 NW 1-4, Sec. 25, and SW 1-4 SW
1-4, Sec. , 24, Township 31 S, Range 15 W
Willamette Meridian, has filed notice of intention
to make Final Proof to establish claim to the land
above described, before G. T. Treadgold, U. S.
Commissioner, at Bandon, Oregon, on the 19th
day of September, 1908.
First
NEWS STAND IN CONNECTION
FOR PUBLICATION
Department of the Interior,
P ar Ki-1
Parkersburg and Bandon, Manufacturers of
PUBLIC LAND BALE
May 12. 1906
W. C.
YOUNG & PARKER
For Publication--Isolated Tract
Roseburg, Oregon,
Oregon
J. E. Y oung
First Publication Aui>. 13
Notice
Spcei.d rates by
Samp'e Room in Connection.
week or month.
Department of the Interior,
U.^S. Land Office at
We have the exclusive agency in Bandon for these household
aad oUne necessities, and prices range exceedingly modest in either case
i
•_______________________________________________ ♦
•
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*r
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a
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