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About Spilyay tymoo. (Warm Springs, Or.) 1976-current | View Entire Issue (March 7, 2012)
E Coosh EEWA: The W3y it is Model N8TV By Duran Bobb M ariah W atchm an is th e buzz in Indian Country, and for a good reason. H av in g g ra d u a te d fro m Nixyaawii Char te r S ch o o l in ( ' ' " .’i 2009, she is the Spilyay first N a tiv e Speaks American contes tant to appear on the hit show, America’s N ext Top Model. Mariah, 20, is a tribal mem ber o f the Umatilla Reserva tion. She is scheduled to make a special ap p e a ra n c e th is Wednesday evening, March 7, at Wildhorse Resort and Casino in Pendleton. Mariah will walk the red car pet, pose for photographs with her fans, host an autograph ses sion, and be available for ques tions and answ ers at 9 p.m. 'Doors will open at 7:30 p.m. “I can’t wait to be home in Pendleton with all the people who have shown me such com passion and support since the very beginning o f my journey,” she said. “Being back on the reservation is a reunion long past due. They are my family and my fam ily is w here my heart is. My family is the rea son I am able to stay strong and focused on achieving my goals and dreams.” Mariah has family in both Pendleton and Warm Springs. Several tribal members w ent to Chem aw a w ith h er p aren ts, Lindsey and Cynthia. A t the age o f 15, M ariah began h er m o d elin g career whep she signed with IMD, an agency based in Medford. Since then, Mariah has se c u red w o rk w ith Seventeen m ag azin e, N o rd s tro m and Delia’s teen fashion catalog. H er true passion, however, lies with basketball. “I ’m still ballin’ once or twice a week.” U nder contract, Mariah, is unable to disclose just how far she made it into the N ext Top Model Cycle 18 competition. In th e show, c o n testan ts compete against former contes tants o f “B ritain’s N ext Top Model.” Mariah stunned producers at the call-back auditions in Los Angeles when she began speak ing her Native language. Mariah hopes to one day be gin her ow n fashion line o f clo th in g called N8TV. She would also like to begin visiting reservations, participating in youth leadership workshops. America’s N ext Top Model C ycle 18 airs o n th e CW Wednesdays at 9 p.m. Pgge 4- Spilygy Tymoo Mgrch 7, 2012 Letters to the Editor Blanket winner C o n g ratu latio n s to C lara A rth u r, w in n e r o f th e Pendleton blanket. This is from the fundraising luncheons which were ongoing, April 2011-Janu ary 2012, to benefit the 2012 Lincoln’s Birthday Powwow and th e atw ai L a ritta G re e n e Womens All-Around Special. T hank you, everyone, your su p p o rt is truly appreciated. Please see or call me at 541-553- 3290 to claim your blanket. B eg in n in g in A p ril, th e fundraising luncheons will begin once again for the 2013 Pow wow special. Please watch for notices each month. Anna Clements. Drunk driving There are many dangers o f drunk driving, n ot only for driv ers b ut also for pedestrians, ani mals, also the indigenous plant life. I have seen a lot o f haz ards and dangers around vari ous communities, cities and ru ral areas. As a person who is strongly against drunk driving, I encour age the people about their safety. Safety starts with first buckling your seatbelt, and also sobriety. Under the influence there’s no telling what any outcome may occur, injury, maybe even death. Many outcom es may come into effect as a result o f drunk driving: broken hom es, child abuse, abuse, violence, pollution (broken bottles), breaking the law, D UI, manslaughter, jail time, all o f these negative outcomes and results o f bad situations and decisions o f under the influence o f intoxicants. N o t only are you responsible for your own life when you’re behind the wheel, but also your passengers and other drivers on the road. T here are many program s, organizations and laws now set in place as a result o f drunk driving. There are many exist ing programs and resources on and around the reservation for individuals in need o f this type o f assistance in dealing with al coholism. It would be pertinent and highly recom m ended to enroll for help before any o f these dangers and situations oc cur. There are many resources available o u t there, b u t some people don’t take the initiative to utilize their opportunities. Sometimes people are scared to ask, b u t if it’s becom ing a problem you should always have som e su p p o rt from eith er a good friend or relative. E ither way you spin the situ ation, making decisions while you’re under the influence o f Spilyay Tym oo (Coyote News, Est. 1976) Publisher Emeritus: Sid Miller Editor: Dave McMechan Reporter: Duran Bobb Advertising Director: Yvonne Iverson Media Advisor: Bill Rhoades Spilyay Tymoo is published bi-weekly by the Confeder ated Tribes of Warm Springs. Our offices are located at 4174 Highway 3 in Warm Springs. Any written materials submitted to Spilyay Tymoo should be addressed to: Spilyay Tymoo, P.O. Box 870, Warm Springs, OR 97761. Phone: 541-553-2210 Advertising: 541-553-2307 or 541-325-1089 E-Mail: dave.mcmechan@wstribes.org. Annual Subscription rates: Within U.S.: $15.00. intoxicants can turn out any way. There’s no telling what may hap pen. Especially if black-out oc curs, then you’re on auto pilot and have no control over your actions, and th a t’s w hen you need to refer to the counseling an d /o r various options there are for alcoholism. A very concerned tribal mem ber, respectfully, Kelly Muniz Wewa. Tourney thanks T he W arm Springs Indian Holiday Bowling Tournam ent Committee would like to send a Thank-You out to the following people and businesses that have helped make this tournam ent a big success. Thank you, spon sors: Urban Ross, Paula Kalama and kids, B lack B ear D iner, Madras Auction, DMJ A utom o tiv e, K ris S am p so n , B obby Begay, the Queahpama sisters, Mike Collins, Leonard Ameri can Horse, Lola Sohappy, and Raymond and Buelah Tsumpti. Lincoln’s Pow-wow commit tee, Charles “Jodi” and Marie Calica, Howie A rnett, C liff’s A uto Repair, Lisa Lomas, The O u tp o st o f Madras, Reynoso o f Madras, the Rialto Tavern o f Madras. Warm Springs Indian Holiday Bowling Tourna ment Committee. From Eugene I ’ve lived in Eugene for many years now, and I really like it. Awareness is what I’m learn ing now. We should all be aware o f our safety and what we say and w ho we can tru st saying anything to. We should also be aware o f our surroundings. I ’m a big Oregon Ducks fan. My n ex t d o o r n eig h b o r A n thony Ireland M artinez is an OSU Beavers fan. I tell him, “Com e on, Tony, you live in D uck city, Eugene, O regon.” B ut still he w o n ’t change his mind. W hen th e O reg o n D ucks w on the last Rose Bowl in Pasa-. dena, he says his heart was bro ken and he was crying terribly. H e has the same address as I do but he’s in apartm ent 2, if anyone w ould like to write to him. G o for it! Smile! Evette Patt, apt. 3,50 K ourt Dr., Eugene, O R 97404. Birthday Wishes Happy birthday to our family’s quiet, gentle spirit - Travis Reid Bobb (3 /10). You are a soul of very few words, but you have taught us much about the strength of thoughtfulness. Thankyou fo r shar ing your thoughts and dreams with us through your amaqing artwork. Son, brother, inspiration, and friend. Hove, Mom, Dad, Bobbi, Freddie, Amy, Michael, Kendall, Baby Jessie Bobb, Ron, and the lilguys. H appy birthday Nana, D iana L averne-F rank- F elix. W ith m uch love, Myrna and Family, Lillian and Family, Carol and Fam ily, P riscilla and Family, Annette and Family. Pageant finalist My nam e is D e m e tria Smith. I am 14 years old, a freshman at the Madras High School, and an enrolled mem ber. o f th e C o n fe d e ra te d Tribes o f Warm Springs. I am a state finalist run n er in N ational A m erican Miss (NAM) Oregon. I am seeking local sponsors for my pageant fee o f $500, needed b e fo re th e en d o f th is month. Each business who spon sors me will receive a tax de duction, as well as being na tionally recognized by NAM Magazine, flyers and so on. My goal being Miss O r egon is to be a positive role model for my peers, showing them to follow their dreams. W hen I get older I would like to be an actress as well as o p e n m y ow n sh e lte r hom e for the homeless. I myself know w hat it is like to struggle and be with out, and if I could save any one else from going through tough times, that is what my goal will be. As far as acting goes, I love to make people smile! We five in a society where drug addiction, alcoholism Happy Birthday to Dad, on March 12. Hove, from Dave and Cheryl. Happy birthday, Cookie Monster (Joelden)! Much love, Mom, Aurel, Darlene, Tina, Reona, and the rest! and early teen pregnancy ex ist. I have chosen not to take that path in life but also not to judge anyone by their life choices but give them hope. Being Miss Oregon is im portant to me because I feel I have the right attitude in being a positive role model. Your donation or sponsor ship will help me achieve this, and will be greatly appreciated. I am ready to move forward and chase my dream, because dream s d o n ’t chase th em selves! Thank you so much. Demetria Raye Lynn Smith (Anyone willing to donate call Pam a t 5 4 1 -3 2 5 -1 1 8 2 . Donations are needed by March 30. The pageant is May 28-29 in Portland,) s' T hank you for w riting to th e Spilyay T ym oo. The next deadline for sub missions is Friday, March 16. T hank you! v Indian Business Talk Thoughts on costly borrowing, and good business plans By Bruce E n g le Loan officer W.S. Credit Enterprise Payday lenders. C ar title lenders. Banks that offer “di re c t d e p o sit ad v a n c e s” o r “checking account advances.” D o not borrow do these un less there is no other option: The costs— interest and fees— can be huge. Sometimes there will be a fee o f as much as $150 to set up your account. Then there can be a fee to draw an advance. Two dollars for each $20 bor rowed is one we know of. Then, if you can’t make the payment when it is due, there might be a “rollover” fee for giving you another couple weeks to pay it off. T hat can go on and on and on.... We have heard o f instances w h ere all th o s e fees h av e am ounted to m ore than w hat was borrowed. Several years ago I was told o f a $20 rollover fee on a $200 balance due, and the N avajo guy had ro lled it over three times already— that cost $60— and he was about to roll it over a fourth time. His new wife found about it during their first “kitchen table financial condition assessment conference” and fixed that real pronto. She was a financial skills teacher. Paying a 10 percent fee for extending the due date for just two weeks is predatory. D o that ten times and you will have paid 100 percent o f th e advance in rollover fees. Add that to a set-up charge, an High priced fuel might also influence a lot o f people to stay home and not take a long vaca tio n trip to Y ellow stone o f Disneyworld, or wherever. They will save their money and all the “wherever” business folks w on’t be taking that money to the bank. Lenders know that projec tions o f income and expenses are guesstimates. Sometimes Business plan savvy W hat do lenders need to, see they are well thought out and in your loan application and other times they may be wild business plan? A record o f suc guesstimates^—sometimes scien cess is helpful. A realistic pros tific wild guesstimates. “I just know it will w ork” - pect o f success is mandatory. B usiness len d ers w an t to isn’t good enough. A lender will always question k n o w th e a p p lic a n t’s b a c k ground, his education, training, and evaluate those guesstimates and business experience— and before making the lending deci sion: H e may accept them as his credit score. Why? Because we know busi being reasonable and achievable. nesses d o n ’t pay th e Bills—— H e may not. Business lenders have their people do. We also know that b u sin esses d o n ’t ru n th e m own experience and a num ber o f analytical tools to help them selves— people run them. The applicant’s challenge is to determ ine if the projections convince the lender that h e/she seem to be w orkable. Y our is a w orthy risk and th at the lender might ask you to adjust your assumptions to see if the business will be a success. Once a lender is satisfied that business concept is still workable. the applicant is capable and re H e may already have done it liable, he considers the business himself and found some weak concept. The Business Plan will nesses. D o n ’t be p u t o ff by his ques answer a lot o f questions. The market for the product, tions. You both want to do a deal. the competition, and the projec It just needs to be a good deal tions o f income, expenses and for both. Established businesses will profit, and how they affect the asset, liability and ownership sec hâve a track record based upon tions o f the balance sheet are their actual operating experi ence. Lenders like that. We like all im portant. T h e g en eral sta te o f th e to see three to five years o f fi nancial reports— balance Sheets economy is important. For example, $5 or $6 a gal and income statements. We also lon fuel m ight m ake a small w ant to see balance sheet and trucking business reconsider incom e statem ent projections for three to five years. buying a new truck. interest charge, and w hatever o th er charges th e lender has thought up and you are talking real money— money they, not you, are taking to the bank. Something in the picture isn’t quite right when the lender goes to the bank after taking the bor rower to the cleaners. T hat isn’t win-win. F rom that inform ation we can identify strengths and weak nesses and help the applicant build upon the strengths and shore up the weaknesses. It’s a comfort thing for the lender and a service to the borrower. A t th at p oint the business lender knows how the business has been doing and can see where it wants to go, how it fig ures to get there, and what it will look like when it gets there. Past, present, and future all play a part in the lending deci sion for existing businesses. Start-ups are scarier. The past may not have been in business, the present may not be in busi ness, and the future is a guessti mate. Start-up business plans are often based upon assumptions that are based on other assump tions that are based upon yet other assumptions. T hat’s not comforting. D o n ’t be offended if your lender asks you to explain your assumptions. That’s his job. Your job is to help him get to his com fort place. H e has to decide if your busi ness will work as intended. H e also has to decide if he is com fortable with being in business w ith you. You get to make a similar decision. T hink o f it this way: I f he lends to you, you will be joined at the financial hip with him until you have paid o ff the loan. A fter the first one has gone well and you have both had fun, you may w ant to “partner up” again. It is usually a bit easier the second time around. W in-W in is good business for all parties to the deal. j L V f . J r
