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About The new Northwest. (Portland, Or.) 1871-1887 | View Entire Issue (Oct. 13, 1881)
1 ' r 4 i THE NEW NORTHWEST, THURSDAY OCTOBER 13, 1881. : . ..J :.;..:v;"'lMwiTm WKAii AND'' HOW"-No. III. I MARRIAGE INSURANCE. ; . 1 A Tl M lNKU VI All LUUIllWl Ai , 1 w " " ' I . . . - '-.v t . - . - v BV A UAHY WHO KNOW. IAN K k-:t - - . .'" . ' ' A Jourd or the Jlroitte. . , IntUjmlrMt in JJUicamt ftetiifioH. , J ; 7 ci IJre Jmmutm, aiut thoroughly ltuli(it it Of potittg ami Kryminy the Wrong a the Mue. i On Yeur, bg 'J'ii...-i-'......-..f - " 4 Hit Mlh, " - fhrre M'tith, . ..... - ' Vr Month to City tttronn (th-lnemti. r - . AtrrVrmentt vill be JWrtl lleaniAlmVrleea. - VM Qrrfmit.frKr intendrt or fmbUration hull He ''- 'rfrwl o f fUtUitr, anil IHtrrtto the I ... DTTSIWAY l'VRLlMtlSU CrtMfAM', I ; .Va 6 Washington utreH, IirU'iml. urrg. 1 mi I .ro 1 U" itt POUTI-AND. OnrOOX.lJUnKl)AY, OCTOBKB l-VKfO. J THE COMING CONVENTION. Before the New North wkst again reach iU readers, the Jentk annual Convention of thelOre gon State Woman Suffrage Association will be In full progress, ami It l horHdJhls meeting will. prove the most successful of the ilecale; In order j to Ye"ro jBuffrigUU" '! hope for,4t will only be necessary for all to work j together In harmony. Every Woman Suffragist should consider tlits cause a personal one, ami everybody should be ready to attend the meetings of the Association, and render this moyement every service In til or her power, whether person ally sought out and specially Invite! to-doeoor not. Broad as the platform Is, It consists of a sin gle plank, and that J 'Iviuality of Rights Every Just person can stand on this platform and And plenty of working roomT The cause Is ad vancing In every quarter." From every point of the compass comes greeting, and from every post office words of cheerr lt lajnojoiiger an unac knowledged Issue, struggling for recognition, but is, Instead, an accepted principle, recognized by the Legislature, and awaiting patiently, the fur ther action that shall be neooVsnry to crystallixe It Into organic law .The Vice-Prenldeut forMlchiganof the National Wonian Suffrage" Association, Mrs, F. H. Fowler, who Vdlts , the. VWoman's Deiartment".of the Manistee Jimrs and Statulardt recently addresse! letters to the Congressmen of her State, asking their status on Woman Suffrage; Two gentlemen promptly replietl. - . . ; Mr. Wiliets briefly answerel that he was a hearty, ; supporter ot-the projoswl amendment to the State Constitutiori1inri.S73, and voted for It In. 1874; that while a memUrofihe House Judiciary CpmmHteeof the Forty-sixth Congress he favored a sixteenth amenlmeiit to jthe Constttutlou t lTtiltl ktnteS for the' purpose of establishing Woman Suffrage that he had not changed his views blucraQJ U of the sanie.opiuiou-iiow. Mr. Horr, like a true politician, . replied 'at greater length than Mr. W., cautiously and care fully wording his sentences, and evidently trying to bold women responsible for the opposition that he would not manfully avow. With much useless" "Verbiage, he stated as his "opinion" that only a snaH jjni r(Tpf lhe3goxr wj vs; a nrnot 6 era of the lect when women wish to cross It. Jxt every one-TTmemWrhatr-tlte-C when women seek new neiua or. learning jajutLjn meets In this cltyon Tuesday, lHtober ism, at 10:30 A. M., In ITieToungfen'rChrlstian-Ass elation Hall, and will hold Its sessjns-s40:M a; j M. aiid-2and 7;3( p. M., through four consecutive days and evenlngsomlttlng Welnesday, evening because of a regular engagement of the hall for thfet evening for another purpose; and closing on -Friday night. The programme for the;flrstday will be found In oil r local columns. Announce ments for succeecllng days will be published regu larly In the morning papers. Eminent speakers, excellent music and wit and wisdom and spirit , wltl alike combine to ,render the sessions 1 nter estlng. - .' The usual -half-fare rates of travel will be grantedfto visitors frontwntslde the city. " ' atWn. f A REM ARK A 01 "1NVESTIO The Independence" half T of the folk County 7UrrnJeroTl, wek'sayi"lhat i'oslal Agent RenT Simpson had visited that place and looked Into he charges male by this Journal last Spring gal t thopostmasterat that fIaeei-4 teoneludjMl ' Th Agnt,ftr m full Instigation. fnl!yonTStel'Mr. Itwlgln from, sll blsnic In the m(tr. Th NoRTiiWwrr, we are sure, will chwfully siviuleiioe In thljKlwInlon ami oknowllfelUernr. ,", j, The New North w:st does not uacqulesce.M It "decidedly demurs. It Is not in error.- There has JieeJt-ioUlnvestlgatlon. It seems-therewUl - be. none, If Postal Agent Simpson can help It The derelict postmaster does not wish one. Appar ently the. Agent Is, .attempting to screen the of fender. Evidently there. is collusion to place the blame of Hodgln's mean and .cur-1 Ike act upon thls offlce.' Slmpson.sfnt no wonl to us that he Intended to make an 4'InveBtlgatf6n,!.' though he personally promised the writer to notify the pro prietors of this paper as to the time he would do so. We' filed sworh statements of our case with him last Spring. y We wished the matter ex amined immediately. He did not. He strove then IftbOVr excuses for Hodgln' violation of his swoMMlutyrami was evidently averse to clevelo) tng the facts In the case. It was plain then that there was to be unfairness, and time has proved it Tliere has been aly, dark, underhand work. Ourflrst knowjotlge oheMnvesU Monday evening, when, la, glancing through ex changes, the above Item met our gaze. The matter Is neither properly nor fully stated In the HetnUer. The charge Is made in full In our flUVavlta, which were published In 'April last. We stand by every utterance in them. We de mand a falf and open examination. We can sup port our statements and bear them out. Hodgln knbwslt, and Simpson evidently fears It. They have been very careful not to "Investigate." Simpson has broken his pledged word In order to keep.ua Jrom proving wqat wt. haveJestlned.to under oath. We shall not let this matter drop here, Henceforth we ahall deal with the Special Agent as well as with the postmaster. ' We do not Intend to rest quietly undor the Imputation of perjury cast upon us by a corrupt ofilclal and a connivt lug and abetting overseer In a star-chamber pro ceeding miscalled n 'Investigation.", Truly, that is a remarkable 4lnvestlgatlon"of which the ' complalnauts are not advised and know nothing untll awoP'tisM published. Mr. E. O. Norlonrs Oregon! uutttX now conducted as an anti-monopoly paper. Its literary features are retained, however. cfiuntrv" wished the ballot, and said 4hnt when-a majority expressed 'a desire to vote, their wish would have great weight In determining his action." He also said, 'In tlie great .division of labor which I think .nature-has plainly marked out between the sexes, I have serious doubts as to whether the making and executing of Jawr comes properly among theduties of women:" , Every thoiightfnl woman will Instantly as with Mrs. Fowler, "Where Is the MivS of this great division of labor?"! . and she will reflect entereti every "sphere" comnionly acconled- to women In which money could be made, whether as cook, - iauniress, - ioue-Keeer, jniwinej: ur ilress-maker. .It Is proper for men to engage In these occupations; but it is not pleasant to have them infract a line tlu-y have drawn and theii ob- Ieii ohlycaut dust ry. Like the average, run of theopponents of the po litical equality of women, Mr. Horr allows no con-Au honoiaj.lejnillioer will never impose upon siderations Of right and Justice to Influence his thoughts on the subject He does not care If it Is wrong to tax women without representation and hold them amenable to laws which they have had no voice In making. With him,' principles are, nothing; majorities are everything. It is real kind In him to give assurance that a great major ity will "have weight. In influencing his action." The 77mr and Standard well reminds him that only professional politicians are"actuatod by such motives asjie luu avowed, and that when women have a majority o? the people they will not need the all of men like himself, who wait until a ques tion Is settled before taking a stand on It. No article of a lady's apparel is of more import ance thin her hat or bonnet, and yet, etrange to ay, more obvious mistakes are made In the selec tion of this Indispensable accompaniment to a be coinlng toilet than 15 any bther-arricle that ladies wear. It is 'not unustial to see A' large woman, with prominent features andrnaturiiIljrthnosing address, neutral ieliig-the dignity of her appear- ance by a bonnet so.small as to be out of allrpr portion to the slre-of her boly and the general contour of her feataresTyiiametryhouhl be. the. primal alminilres; as without U tliere can be no barniony and fitness In anything. Again, a little ladyfwjth fairy dimensions and delicate features, somettmes disfigures herself by a mammoth4at pr bonnet, far too large for her head and out of all pfopbrtlon to her body, not to mention her hands and -feet, which are encased In kids so tightly fit-, ting as to appear uncomfortable.-- : t Happily, there Is room enough'for appropriate ehoiee In'the present fashlonable varlety-iif-head "gvar;Tn7slzeas; weirsc6ldf7tyle-and"Tin!' For little ladles' bonnets there "are .close-fitting shajKS., In Jelt, plush, atin, silk and velvet, trimmeil in folds, pipings, pleating, tucks, shlrr ings, loops, fringes, or bows jof silk, ribt)on,.Baln or otlier rich material, tied with -strings to match and surmounted by plumes In endleU'ariety, adorned in old and fanciful ways by occasional clusters of flowers and fruit, so real as to suggest oilor and -tasted For larger ladlps the bonnets are larger and flaring, trlmmedln addition to the above suggetIons. In falls of "teel or' silver lace, that I ra In im nmnliivinolii UHrtl to lkr eXOePt that of "bearlnff and nursing babies." Men havedepending from the arch above theJojehead and relieving the flare around the face by graceful waves, beneath which may be seen many marvels 4 alout $1 M er 10M, of .-milliners! skill, In form of fold, knots ami ruchlngs, ' of ... ijrieh' materials . and shadtnl colors artisilcally blended. . T9 be a , suc cessful milliner In these days of coniM titlon Is to be an r artist. It l always best, In honslng- atrr-lmmet j-to-ewtsnl H he-fMoWfrj who, fnmi active association wjtn tiie oinereni ilegrees ofjier business, Is nbleto state at a glan ce JN flREAT RRIIAIN. vThe parliamentary franchise recently granted toj the women of the Isle of Man has been almost universally accepteTby IhemrTliey ha ye e vl need greater appreciation of the right than was antlci pitted by the most hopeful -suffragists. In one district where there were over seventy wohien enj titled to vote, only two declined, and they were sllters Jlvlng togetherOther dlsfrlcts show - niost equally good results,' while none give uh- L novelties of very U'scrlptlon win enter as largely satlMfiietorv returns. The advocates of the Inno vation are gratified at its success, and Its opponent 1 are discomflted. The women have shown eageN ness to give' expression, and force to their ideas and prlnclplesand have proved careful, thought ful and conscientious voters. , " T - - That the precedent established by the Isle of Man has had a good Influence throughout Great Rritaln, which has been enhanced by the success of the measure which It Inaugurated, there Is ho doubt. The Christian Statetman says "the leading English suffragists, both men and women, Includ ing among the former many members of Parlia ment, are very sanguine that the presentJCarlla-" ment, before it Is prorogued, will 'give, , the parliamentary franchise to the women of Great Rrltain; and all are working together o this end with great heartiness and perfect unanimity." At Ve leastrthe are"-ery coiifldentthaV municipal suffrage for tax-paying women in Ireland, such as was recently established In Scotland, will be granted.. : ' 'I ' ; The rort Orfonl 7V says i "A whlppln-post law for wlfe-beaters would be, the right thing until some sanctified sentimental Court would declare it void under the ever-convenient plea of its 'cruel and unusual' character. Such was the fate of Roach's wlfe-beater-whlpplng-post Iawt In California Judge Relden thought It Just awful, yet he, seemed to have -no tears to-shed tver the fate of the bruised, battered and maimed wife of a San Jose brute, who preferred the complaint," K-Mayor-Kallochrf flan-Francisco, after his reception on the lecture platform in this city, will doubtless have a vyery poor opinion of the people of lrtland ; but he may console himself with the reflection that the people have a like opinion of htm not of hts oratorical powers, but of his gen-eral-sharacter. . - ' .r: rstl?uffXTK Unloh, have bought the Morning Journal of that city, and are now issuing It as the Daily Union, le. a customer by recommending an..unbecomlng artl- ,cle to secure a sale. In bonnets, asjin dresses, the favorite Autumn colors-are-copper bronze and steel bronze, In all the different modifications of shade, quality and design that modern art and excessive competition ...have awakened and stimu lated, .' Among the Imjortei marvels of feminine inge nuity to be seen at the most fashionable bazars is a bonnet of steel gray rnolrerantirjue, shaded la garnet, with broad ribbon ties of the s4me rich material, trimmed with faultless regard to hidden stitches In an elaborate combination of shirring, folding and bows of, alternate plush and molre.an tique, In shades to match. Three full -and fluffy ostrich tlps, shaded .In' changeable hues to match thecnoirsoTlTie sllkuaTuhTroway rrom tliie" brim, which Is caught up at the side and orna mented by a cluster variegated roses, blending in thelrrichydeep c4lorswlth-tho subflUe'd har mony of the-whole. Such a'bonnet will accom modate Itself to any complexion, but will set off a pronounced.brunette to lest advantage If she be not too sallow. - Jets In bugles, beads, ornaments, fringes and 1'I.AS FOR TIf K ( OX8II)EHATION'OKT4IOSE . MATKIKOlALI.V''lNt!.iXKp. , ' --r -. j ,. '. . . Hie growing popularity of marriage Insurance as a desirable Investment, and the i!tge and In creasing vpjume of business tralisacteil in that re-1 sjKk't, may be regarded as amoitg the marvelii of nimlern financial enterprise T As the business is comparatively new, at least In tills State, and as we are friyueutly asked to explain J he principles upon which It 1s conducted,: tiierivNonTii-- Vi-T, ev'er'.ready to lay before U readers the mer- Its of any enterprise calculated to promote humati happlness, sent a representative to the pniye of the"North western Marriage Insurance Company, of this city, to Interview the Secretary, Mr. Grbss7 with the' Intuition of obtaining correct Infornja-, flon on the subject, After the Interchange of the , usual courtesies, our, reporter commepced his la- ruTe- 1 .... : : . " Li Rejiorter Inasmutdi as the subject of marriage Insurance' Is'orie of consltlerable putdic Interest, I navi?.called.tQ.oM8iiLirom;:x brief "Otitlineof the manner in whieh euch Insur-1 ance Is effected. Secretary I am glad of an opiJortunity of giv- Inir vonr nunv r-ii(trs thi? inforinitt ion vou desire. " J -' - - J V M esKcially as some adverse criticisms of our Instl-. tutlon nuve apiHarei in a recem communication publisliel in your mper. -1 wlirbrierty stale that M)iifles of from $lmi to $10,k0 are Usued to uu married in-rsonsof gcnxl moral character ujmih pay-r ment of an annual premium of $5 for males under ISand females under "IB, and $tf ier year on each $1000 for all above those, age, for the first fur years, and $1 ier .1(N0 annually thereaftedurmg lrumarriel life. Jn addition to Uese annual pre- tnitims, and commencing next Feiruarj monthly rates, gradtMl aeconling toagranu ranging rrom li" centsto S2t will also be levied ujkii eacli $1(W0 . of ' insurance, t lie J'a ye rage montlily dues bHng Kec.TI icy are each payable at-the end of the year In which the respective holders marry, pro-, vild all dues have been paid a required bythe con tract, such final settlement being at the rateof 2 per cent fr-very year from t lie date and ; amomijtjJLpolicy,. For example: James l.rown, "at the age of 24, takes out a policy for $1000, pays , ?B down and $1 5 monthly fpr 12 months, in ,all. $24. If he'married durlinirMlie- last half-of. the , year7tieru-lll,artheT,loseTif that-year,-lr ent Itled to and receive $22B, which is 2-" ier cent of the, amount of his tiolicy, less four annual payments, deducteil. Hail he deferred marriage until the ' HHqruI year, he would have recelvel jer cent, the third year "" kt cent, or the fourth year the full amount, $l(H)(),and so on for any otlier agesor amounts. . '. . Hen. Do-vou 'not th'nk that so large a profit 'from so small an InvestmenTwill have a tendency. to cause Increased frequency of marriage, and even speculation In large Indicies? . . Sec If at all, only to a limited extent, as we ; accent risks only on those well known to be of good moral character; and Ihoselnsurlng for a greater amount tiian?5sH-TrT.ot aiiowcni to marry within the first year. Resides, persons of such character would not. be lifcely to jeopardize their future happiness simply to gain a few hun dred, dollars. Rep. Granting the correctness of your reason ing, we now come to the tnoHt imiortant question of all. vlrr4i4Mi4 (yUmwinl basis oi vour nlan of Insurance a solid one. ami II so. what have you to offer in proof or illustration of thefact? See. AU I nsurance worthy of the name Is based on what may bo termetl the "aoctriue-ol average Into the trimmings of millinery this year as for merly, while corresponding novelties in bronzPr steel, pearl and 'amber are to be worn In endless variety. Jetted . laces re also In great demand,, rand" feathers were never more fashionable than now." Many hats especially of turban shape--are. made erillrely of peacock feathers, one piece form--Ing the crown and another the brim, made uporra buckram frame and -finished without other orna ment than the feathers Others are covered en tirely with the plumage"pf different birds, with here and there a natural head and bill, adorned by a life-like eye of glass. For cheaper hats for those of moderate means, there are cotton plushes with silk finish" and fan ciful hues, with feathers and flowers to suit, and there Is no need of any lack of becoming' head gear, since the milliner's art has adapted itself to price and qualityfretalnlng the harmonyof colors with fidelity, and placing "something appropriate to wear'.' within the reach of every tasteful person. A .wife-beater, named Edward Bayliss, was brought before Judge Stearns on. Tuesday. His wife testified to his striking and choking her, and that he threatened to kill her If she made a noise. The prisoner was allowed to testify in his own behalf, and materially aided in his own con viction. ' He said she had "beaten him once with ajbroom-stlckr, that she "neglected her duty,' and that she "had leff hlmlhlrUen UmeV" The Judge doubtless thought, the abused Mr. Bayliss was not very gentle if it had been necessary for herjto flee thirteen times, and, accordingly fined ki ' : : i . General Robert Lowery, the Democratic nomi nee for. Governor of Mississippi, was taught to read by his wife after their marriage, since which time he has risen to be one of thrums men in (he State- ::: TrnToraitt and degrees which (he Royal University of Ire land can confer are open to women students. - a system founded on statistical data, carefully col lated from a wide field, and thus very nearly ap. proachlng mathematical exactness. In that con nection this company liasTtuIusriouMy gathered and carefully considered a large amount of statis tical and kindred Information n the subject of marriages and marrlageinsu rft lice uiHin whlch was based Its present plan of doliigbusiness ,The whole thlntr Is simple enough, althoughlt requires eonrfiderable labor In preparation. First ascertain the'numberout wreacir tnousami -wno-tnaryims; months: then It is easy to adopt a scale of monthly dues to he paid by each, which will aggregate a sum siifflcient to pay to those who may have mar ried the amounts agreeduioiLJaiheLrrePCctlve. policies. . ,. . ' Ren. As each county clerk keeps a record of marriages, a correct estimate of the number that would annually occur among the uninsured might be easily made, but I apprehend that the percent age would be very 'materially Increased under the stimulus of Insurance. . J . " wee. very irue.r l ne annual raie among me uninsured Is about 30 per thousand, but In order to ascertain the percentage, of , marriage among those Insured, the experience of the other mar riage insurance companies, as set forth in their reports, furnishes the only reliable data upon which to base our .estimates. The last report which has come to hand, that of the original liar- . xlsburg. Company, shows that oLa total member-, ship f 1HO0, there were ft) marriages In eight months, which is a little less than 50 per 1000 an nually. Now for a few figures. Take 1000 policies of $1000 each, multiply this amount by f 1 50, the average monthly dues, and then by 12, the num ber of months In a year, and we' obtain $18,000; divide this last sum by $22B,the amount' to which any one marrying during the first year would be; entitled, and the quotient, -which Is a small frac tion' less than W), will represent the number of marriages In each 10KT which we would be able to pay annually. This, you will observe, is 30 In ex cess of the actual number which may reasonably be expected to marry. Rut If at any future time -it shalUbeeorae-appareot-that the monthly dues -will be Insufficient to pay all claims in full, they will, on all policies Issued thereafter, be Immedi ately Increased to an amount adequate to meet all requirements In that -respect, thus rendering a I financial collapse Impossible, and thereby placing ana eoua as the business on ITbasU as enduring that of Mount Hood. - , Rep. You make an excellent showing for your company. .The success, of your enterprise will helo manv vounar people to make a cood start In 4-Hfe. encourage-hamta of Inihtstry-antlr economy among them, causing tnem to avota extravagance iere to moralise, so thanking you for your cour tesy and wishing you and your company-success. I wjllwlthdraw. . x 1 :.. I ' . : t I r h t;. L.. ,J 'A