P age B2
D ecember 13, 1995 • T he P ortland O bserver
Your M oney M a tters
B\ W illiam L. C oincil ,
(D istkibi iok lok M astercard ,
O rchard B ank )
It has often been said that expe
rience is the best teacher Th is may
be true except when it comes to the
con artist and the use o f schemes and
scams against the public, generally,
buy more specifically against the se
nior citizen It has been said that
experience can be a hard teacher
because she gives the test first and
the lesson afterwards.
In this article and for the weeks
to come there w ill be information
that w ill assist the public in fighting
back and not becoming a prey to the
skillfu l con artist, male or female
In this first article there will be a
few simple precautions that will allow
you to outsmart this con artist and
protect your finances and your credit.
1) Watch Your Paperwork-Any
documents that have important infor-
mation should be guarded at all times
For example, when renting cars, be
very careful with the rental agree
ment This agreement contains all the
information that the crook needs-your
name, address, drivers license number
and bankcard account number. W ith
this information, the crook will be able
to duplicate the rental agreement or
any similar document.
2) Telephone T a c tic s-N e v e r
give your account number to any one
over the phone, unless you have called
them Beware o f solicitors who re
quest your account number, it may
cost you more than you think. Only
give your account number to some
one you are familiar with or to some
one you have called.
3) Watch Yo ur Wallet—Avoid
leaving your wallet in the car or
where anyone may have access to
your credit cards or any other per
sonal information (voter registration
“Waiting Children”
card, library card, social security,
etc ). Even if the credit card is not
taken, the crook can copy your ac
count number and then use it without
your knowledge. Do not carry your
social security card or number unless
it is absolutely necessary .
4 )T ra ve l T ip s-D u rin g this hol
iday season especially, but at any
time, carry only the information that
you need. When making a purchase,
watch the clerk closely to be sure that
the card returned to you is yours.
When you return home, review your
statement and report any unautho
rized charges immediately.
This is the season to bejolly, not
folly. Please be aware that this is the
time o f year when the crook is at his/
her best and the mark is most vulner
able. Be alert and report anything
that does not appear to be right to the
authorities.
Merry Christmas.
K eith and Keonna are broth
er and siste r liv in g in a A fric a n -
A m e rica n foster home where
they are learning more about
their culture.
Keonna is an engaging girl who
likes to have her hair done in com
rows and fastened with bright col
ored hair clips. She is an active girl
bursting with energy. She might be
described as a “motor mouth” as
she loves to express herself. She
likes to play with her dolls, but she
is also equally at home playing out
their forever family.
T o learn more please call the
G irls and Boys A id Society at 222
9661.
Handsome, athletic A .J. is one
o f the over 200 Oregon children
currently awaiting adoptive fami
lies.
This youngster has many inter
ests and activities to share with a
new family. He plays basketball
and football runs track, rides his
bike, collects sports cards, and lis
tens to music. A J . speaks earnestly
o f the family closeness he hopes to
find. Adults know A .J. quickly be
come attached to him.
Despite his history o f abuse and
neglect, A .J. remains a likeable, sen
sitive boy with good verbal and so
cial skills. He is affectionate and will
ask for hugs when he needs them.
And he is gentle with younger ch il
dren and babies.
A.J., age 12
doors Keith is an affection
ate, athletic boy who has large
expressive eyes. ETe enjoys
being read to and likes to
exchange silly jokes with his
sister. He is developing his
s k ill at m aking paper air
planes and can convert any
spare piece o f paper around
the house for this purpose.
Keith and Keonna are
more than ready to settle into
Keith and Keonna, ages 7 & 6
"KING'S KIPS"
CHRISTIAN DAYCARE
NOW ENROLLING
2 8 7 -4 8 2 5
Monday - Friday, 6AM to 6PM
Christ Centered Curriculum
Preschool age, 2 1 /2-5 years
Limited Space available
Low, Reasonable rates
C.S.D.A. Meals
CCD Certified
5004 NE 6th
New & used books on
Business, Music, &
African-American Studies
CONGRATULATIONS TO YOUR “ KNOCK OUT
TEAM” SUCCESS PORTLAND ORSERVER
FOR THE NEXT 25 YEARS.
KNOCKOUT CLEANERS PRODUCTS
4403 NE CONCORD 3 72 17 ■ 282-7436
POWELL’S
CITY OF BOOKS
9 AM - 11 PM Monday through Saturday
9 AM - 9 PM Sundays
Used books bought every day till 8:30 PM
On the #20 Bus Line • One hour free parking
1005 West Burnside Street
228-4651
JIM MY WALKER WITH FRIENDS: Jimmy Walker (bottom left) and his former manager retired police officer
Johnny Howard (bottom right).
-HOLIDAY SAVINGS
Tender Smoked
Ham
• Shank Portion Ham & Water
• Butt Portion, 980-ib
• Hamilton’s Whole Ham, 1.19-lb water added;
Shank Half, 1.29-lb; Butt Half, 1.39-lb
• SAVE UP TO 810 LB
Fresh Natural
Turkeys
M anor House Grade A
10 to 23-Pounds
lb
SAVE UP TO 400 LB
Oregon R usset
Potatos
at
• 10-Pound Bag
• SAVE TODAY
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In Your Mail Box ...And Save
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Available at your Safeway store.