P age B2
D ecember 13, 1995 • T he P ortland O bserver
Your M oney M a tters
B\ W illiam L. C oincil ,
(D istkibi iok lok M astercard ,
O rchard B ank )
It has often been said that expe­
rience is the best teacher Th is may
be true except when it comes to the
con artist and the use o f schemes and
scams against the public, generally,
buy more specifically against the se­
nior citizen It has been said that
experience can be a hard teacher
because she gives the test first and
the lesson afterwards.
In this article and for the weeks
to come there w ill be information
that w ill assist the public in fighting
back and not becoming a prey to the
skillfu l con artist, male or female
In this first article there will be a
few simple precautions that will allow
you to outsmart this con artist and
protect your finances and your credit.
1) Watch Your Paperwork-Any
documents that have important infor-
mation should be guarded at all times
For example, when renting cars, be
very careful with the rental agree­
ment This agreement contains all the
information that the crook needs-your
name, address, drivers license number
and bankcard account number. W ith
this information, the crook will be able
to duplicate the rental agreement or
any similar document.
2) Telephone T a c tic s-N e v e r
give your account number to any one
over the phone, unless you have called
them Beware o f solicitors who re­
quest your account number, it may
cost you more than you think. Only
give your account number to some­
one you are familiar with or to some­
one you have called.
3) Watch Yo ur Wallet—Avoid
leaving your wallet in the car or
where anyone may have access to
your credit cards or any other per­
sonal information (voter registration
“Waiting Children”
card, library card, social security,
etc ). Even if the credit card is not
taken, the crook can copy your ac­
count number and then use it without
your knowledge. Do not carry your
social security card or number unless
it is absolutely necessary .
4 )T ra ve l T ip s-D u rin g this hol­
iday season especially, but at any
time, carry only the information that
you need. When making a purchase,
watch the clerk closely to be sure that
the card returned to you is yours.
When you return home, review your
statement and report any unautho­
rized charges immediately.
This is the season to bejolly, not
folly. Please be aware that this is the
time o f year when the crook is at his/
her best and the mark is most vulner­
able. Be alert and report anything
that does not appear to be right to the
authorities.
Merry Christmas.
K eith and Keonna are broth­
er and siste r liv in g in a A fric a n -
A m e rica n foster home where
they are learning more about
their culture.
Keonna is an engaging girl who
likes to have her hair done in com
rows and fastened with bright col­
ored hair clips. She is an active girl
bursting with energy. She might be
described as a “motor mouth” as
she loves to express herself. She
likes to play with her dolls, but she
is also equally at home playing out­
their forever family.
T o learn more please call the
G irls and Boys A id Society at 222
9661.
Handsome, athletic A .J. is one
o f the over 200 Oregon children
currently awaiting adoptive fami­
lies.
This youngster has many inter­
ests and activities to share with a
new family. He plays basketball
and football runs track, rides his
bike, collects sports cards, and lis­
tens to music. A J . speaks earnestly
o f the family closeness he hopes to
find. Adults know A .J. quickly be­
come attached to him.
Despite his history o f abuse and
neglect, A .J. remains a likeable, sen­
sitive boy with good verbal and so­
cial skills. He is affectionate and will
ask for hugs when he needs them.
And he is gentle with younger ch il­
dren and babies.
A.J., age 12
doors Keith is an affection­
ate, athletic boy who has large
expressive eyes. ETe enjoys
being read to and likes to
exchange silly jokes with his
sister. He is developing his
s k ill at m aking paper air
planes and can convert any
spare piece o f paper around
the house for this purpose.
Keith and Keonna are
more than ready to settle into
Keith and Keonna, ages 7 & 6
"KING'S KIPS"
CHRISTIAN DAYCARE
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2 8 7 -4 8 2 5
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Preschool age, 2 1 /2-5 years
Limited Space available
Low, Reasonable rates
C.S.D.A. Meals
CCD Certified
5004 NE 6th
New & used books on
Business, Music, &
African-American Studies
CONGRATULATIONS TO YOUR “ KNOCK OUT
TEAM” SUCCESS PORTLAND ORSERVER
FOR THE NEXT 25 YEARS.
KNOCKOUT CLEANERS PRODUCTS
4403 NE CONCORD 3 72 17 ■ 282-7436
POWELL’S
CITY OF BOOKS
9 AM - 11 PM Monday through Saturday
9 AM - 9 PM Sundays
Used books bought every day till 8:30 PM
On the #20 Bus Line • One hour free parking
1005 West Burnside Street
228-4651
JIM MY WALKER WITH FRIENDS: Jimmy Walker (bottom left) and his former manager retired police officer
Johnny Howard (bottom right).
-HOLIDAY SAVINGS
Tender Smoked
Ham
• Shank Portion Ham & Water
• Butt Portion, 980-ib
• Hamilton’s Whole Ham, 1.19-lb water added;
Shank Half, 1.29-lb; Butt Half, 1.39-lb
• SAVE UP TO 810 LB
Fresh Natural
Turkeys
M anor House Grade A
10 to 23-Pounds
lb
SAVE UP TO 400 LB
Oregon R usset
Potatos
at
• 10-Pound Bag
• SAVE TODAY
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