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About Portland observer. (Portland, Or.) 1970-current | View Entire Issue (April 22, 1992)
Page 4..The Portland Observer...April 22, 1992 Down Payment Assistance Education Program Puts Home-Buyers in Control Elements of the course include: - Role of key players in the pur chase process—realtor, inspector, ap praiser, lender, purchaser, closing/cs- crow officer, mortgage insurer, loan servicer, etc.; - Properly inspection; - The loan process; - Developing and implementing a monthly budget; and - Maintenance tips to protect the property’s value. “Education elements of this pro gram are very important,” said Karen Tolvstad, chairperson of the program and vice president of U.S. Bank. “First time homebuyers in the program aren’t automatically given a loan package and a handshake. We work with each cus tomer throughout the process to ensure that all bases are covered.” Educational materials and semi nars were developed by a consortium ot banks and the OBA in cooperation with the Oregon Mortgage Bankers Asso ciation (OMBA), Network for Oregon Affordable Housing (NOAH), Neigh borhood Partnership Fund and Depart ment of Housing and Urban Develop ment (HUD). The Oregon Bankers Association, established in June 1905, is a non-profit trade association consisting of all banks in Oregon, providing a wide range ot banking-related services to members and Oregon residents. For a local bank contact in your area, please call Frank Brawner at the OBA at (503)581-3522. A young couples wants to buy their first home. But they’ve heard how com plicated and expensive the process can be. and don’t think they can afford it. Think again, say 26 Oregon banks participating in the Down Payment Assistance Education Program. The creative statewide program dispels myths and teaches facts about the home buying process, and offers affordable, creative financing to low-income resi dents who qualify. “The banks have taken a compre hensive approach to increasing home ownership among low-income individu als and families throughout Oaregon,” said Frank Brawner, executive vice president of the Oregon Bankers Asso ciation (OBA). "While the financing element is very important, so is helping the first-time buyer develop a clear understanding of the purchase process." Program applicants, or anyone seeking initial information on home buying and financing, can stop by any participating bank branch statewide for assistance. Anyone who buys a home through tne new Down Payment Assis tance Education Program must com plete an education course before clos ing. The home-buyer seminars, pre sented by local bankers, offer compre hensive, step-by-step information on how to buy a home. Participating banks also offer course instruction on video tape for people who are unable to attend an area seminar. Take-home workbooks also are provided. Search for Woman Age 30 or Over to Become Dove Classic Model Juneteenth USA ’92, a century-old festival celebrating the end of slavery in the United States, will be held June 12 through 14 in Cherokee, NC. Originally celebrated in Texas, Juneteenth is now an annual event held in many cities. “The decision to hold the celebration in Cherokee this year is based on the fact that many Black Americans can trace their roots to a Native American ancestor,” says Janice Inabinett of the festival. The Juneteenth celebration origi nated shortly after the end of the Civil War. In 1862 President Abraham Lin coln signed the Emancipation Procla mation legally ending slavery in the United States; however, many slaves did not claim their freedom until June 1865, two months after the War ended. To mark their end of slavery and the beginning of freedom, the Juneteenth celebration was begun. Juneteenth will begin at 4 p.m. Friday and end Sunday at 5 p.m. with many events taking place. Highlights include drumming by renowned Black and Native American drummers, story tellers, performances by choral groups, arts and crafts, Bid Whist tournament and Native American pow-wow. “By bringing two unique cultures together, we feel the festival will offer components normally not found at fes tivals that have an ethnic base,” she notes, and by having all aspects of the festival as audience participatory, we feel this will be a memorable experi ence for all who attend.” For more information on how to participate in the festival or to purchase advance admission tickets call 1-800- USA-JUNE. North Carolina residents can call 704-254-7783 or 7W-497-3967. Academy One Scouts Northwest Women’s Expo in the Oregon Convention Center, Portland If you’re a woman age 30 or over who’s ever dreamed about becoming a model, now is yourchancc. Dove Beauty Bar and Academy One, Inc. are search ing for women with modeling potential to win the 1992 Dove Classic Model Discovery Contest. The winner of Dove’s seventh annual search will have the opportunity to launch a professional modeling career. The 1992 Dove Classic Model will win $25,000 in cash, a $5,000 designer wardrobe and a one-year model ing con tract with Wilhelmina International Limited. Entry forms will be available at the Northwest Women’s Expo in the Or egon Convention Center on May 8, 9 and 10 from 10 a.m. to 7 p.m. and at Academy One, 1510 S.W. 6th, Port land, until the July 31 contest deadline. Model agency pros will be avail able to offer free advice on modeling careers. There will also be fashion shows which will feature mature models. By joining Dove Beauty Bar’s search, Academy One hopes not only to help discover the 1992 Dove Classic Model, but also to attract mature women to its agency/school. “As advertisers become aware of the growing number and increasing spending power of women over 30, they are recognizing the importance of using mature models to represent their product and services. Women over 30 want to see models they can relate to,” says Chris Cusick, former model and partner in Academy One. “Therefore, the opportunities for mature models arc E £ U N fO N zAVENUE “ Give A Message Of Life On Mothers Day” G L'ÁSS'COM PAN Y > LORRAINE HLAVINKA All Types of Auto Plate and Window Glass Storm Doors and Windows 4709 NE Martin Luther King, Jr. Blvd Portland, Oregon 97211 Phone 249-5886 Woman-Owned Juneteenth USA ‘92 Portland, Oregon, April 2, 1992- Thc Oregon Chapter of the National Black Leadership Initiative on Cancer announced plans for their second an nual Mothers Day Card Project. The purpose is to celebrate Mothers Day and educate women 35 and older of the necessity to receive mammograms. This year’s theme, “Mothers of all colors" will reflect a multi-ethnic design. 1 outof9 women will bediagnosed with breast cancer in her life time. Mammograms, breast self exams, and yearly breast exams by Physician are essential for early detection and cure. For more information, call 1-800- 4-Canccr. Proceeds from the cards will assist in cancer education and outreach. The National Black Leadership Initiative on Cancer is a national initia tive which aims to educate and imple ment activities that will reduce the inci dence of cancer. The Oregon Chapter isasub-committecof the African Ameri can Health Coalition. R N E Cascade AIDS Project announces the 9th Annual International AIDS Candlelight Memorial and March, a multi-cultural service honoring those who have died of AIDS. It will be held on May 17thfrom7:30-9:00p;.m.atthe Northwest Service Center, 1819 N.W. Everett, followed by a 3-block march to Couch Park for closure. The AIDS Candlelight Memorial is an opportunity to express our losses and grief, as well as the hope that together we can meet the challenges of AIDS. As of April 6,1992,889 Orego nians have died from AIDS. In other 100 cities on five continents, candles are being used as a unifying sign to remember and honor the dead, and to support and affirm the living. We invite all who have been impacted by the AIDS epidemic to join together for this ceremony. In addition to Cascade AIDS Project, the event is being co-sponsored by: Oregon Minority AIDS Coalition, Our House of Portland, Indian Health Board, Portland Gay Men’s Chorus and the Oregon Health Division. IN S U R A N C E E N C Y 503-284-6595 FAX 284-7607 • • • • • Life/Health Property/Casualty Income Protection Retirement Business 2207 NE Broadway, Suite 5 Portland, Oregon 97212 Member of Independant Insurance Agents of A m eilta Center & End cut. Tasty and tender Safeway quality corn-fed pork. 1/4-inch trimmed for better value and healthier eating. 6 to 8 chops per package. Try fried, broiled or baked. $ 1 49 A Lb. Look In The This Week Magazine for your Safeway Shopping Guide for a complete list of specials on sale this week at Safeway! A j I •- - Worker’s Compensation Bonds for Contractors Nursing Home Care SR-22 Filings Motorcycles Ad Prices Good April 22 through April 28,19 92 At Safeway. Invites you to honor Portland Schools Superintendent Dr. Matthew W. Prophet “An Evening with Dr. Prophet” May 22,1992 6:00 p.m. Cocktails 6:45 p.m. Seating for dinner Oregon Convention Center 777 N £ . Martin Luther King Blvd. RSVP: Charles Ford (280-5835) or (280-6155) \ ’A * » • • • • • Agency is currently looking for an experienced full or part time agent. Portland Coalition of Black Men - S 3 FULL RANGE INSURANCE PROTECTION T W A R RE N A G Bar OR fie following phrase on a 3”x5’’ piece of paper: “Dove contains 1/4 moisturizing cream. It won’t dry your face like soap.”; and. in 50 words or less, completing the statement, “I have cam era potential because...” Women with prior national modeling or national com- mercial exposure are not eligible. Women with local modeling or local commercial exposure are eligible. En try forms are available in the May issue o f Ladies Home Journal or by sending a self-addressed stamped envelope to: Dove Discovery c/o Ogilvy Adams & Rinehart 708 Third Avenue, Dept. M New York, NY 10017 A toll-free number, 1-800-354- DOVE explains how to enter. Deadline for receipt of entries is July 31, 1992. The Grand Prize winner will be selected from six regional winners rep resenting the East, West, and Central states. Region winners receive a four-day, all expenses paid trip to New York City to participate in the grand prize selec tion and $500 toward a day of beauty in their hometown. They will be judged on the basis of skin and overall appearance, conversational skill and professional modeling potential. “I think all women can be beautiful if they believe in themselves and main tain a proper diet, exercise and skincare regimen,” say s Ms. Hollister. “I encour age every woman over 30 to enter this contest. If you don’t try, you can’t win,” she adds. » Nobody does it better for SAFEWAY ' r Assorted Pork Chops 9th International AIDS Candlelight Memorial ) S growing steadily,” Cusick adds. Last year, a 36-year-old woman became the sixth Dove Classic Model and embarked on a modeling career with a leading New York modeling agency. The 1991 winner, Debbie Hollister, of The Colony, Texas, ap pears in a beauty editorial about the contest in the May issue o f Ladies Home Journal. Ms. Hollister will make ap pearances on television and in newspa pers as the spokesperson for the Dove Classic Model Contest. Several past contest winners, aged 33 to 53, arc enjoying ongoing careers as models appearing in advertisements, fashion catalogues, fashion shows and national television programs. Two past winners arc television talk show hosts. The contest highlights the growing ca reer opportunities that exist for mature models and is designed to showcase the unique beauty and elegance of the ma ture woman. “Dove is the beauty bar that doesn’t dry your face the way soap can. It helps give women skin that feels smoother and younger,” says Christine Korduba, brand managcrat Lever Brothers, manu facturer of Dove and sponsor of the Classic Model Discovery. “That’s why Dove is an important skin care product for any woman, especially women who arc entering their 30’s and may be beginning to experience dry skin." Any woman at least age 30 by the July 31 deadline can enter Dove’s Clas sic Model Discovery by submitting two snapshots, a head shot and a full body shop; two wrappers from Dove Beauty • W ESTERN U N IO N * - < > 4 « .4 • The Fastest Way To Send Money....Available In All Safeway stores in Oregon & S.W. Washington.
