Portland observer., March 23, 1989, Page 4, Image 4

Page 4 Portland Observer March 23,1989
Minority Business in Oregon
Even though the office of the Advocate for Women and Minorities was
created under HB3364 in the 1987 Legislature, Mrs. Seabold has redirected
its focus to emerging small businesses. Mrs. Seabold, along with Tom
Walsh, has insisted that such an approach be the focus of the task lorce, also.
" This position doesn’t make any sense in that the MBE/WBL program
developed by the Metropolitan Service District has been in place lor some
time and has withstood the challenge ol any litigation. But neither party
appears to be interested in substituting the Metro program lor the delunct
Multnomah County program. It is almost as if certain forces have conspired
to insure the demise of a strong affirmative action. An now alter many
months of fruitless discussions the task force intends to complete its work
and make recommendations to the governor on Friday, March 24, 1989 at
4:30 p.m. in Room C on the second floor of the Portland Building.
It is interesting to note that such a significant meeting would be called on
one of the most important holidays in the Christian calendar.
On a more positive side the governor of Washington has released a very
strong statement in support of affirmative action. The governor also
indicated that no changes in that practice are anticipated in light of the
Croson decision.
Almost 2,000 years ago a hapless minority appealed to the great Roman
leader, Pontius Pilate, to make a decision that would not only legalize their
philosophy but also would preserve the life of their leader. Pontius Pilate,
being the good politician that he was, did not want to offend either party in
the dispute. He called for a basin of water and publicly washed his hands ol
the responsibility for having to decide which ol the disputants would
prevail. The leader was executed and that day became known as Good
Friday.
, .
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Appointing a task force is somewhat akin to washing one s hands ol the
decision making process. One only wishes that Governor Neil Goldschmidt
had given more public direction to this matter. Even though Slate Representative
Margaret Carter proposed the initial legislation which established MBL/
WBE programs and only recently promised to write new legislation, it will
be too late to be introduced during the current legislative session. The only
viable approach to this problem would be for the governor to issue an
executive order embracing the Metro Service District plan which according
to the Associate General Contractors is a model for the entire nation to
follow . It has proven, demonstrable survivability when subjected to
litigation. The full responsibility, if any is to be assumed, rests with the
executive branch. What advice the governor receives from the task torce or
from the Advocate for Women and Minorities does not appear to emanate
from a credible source.
S E M IN A R
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PLACE:
RAMADA INN
ADDRESS:
10 North Wilder Street Portland, OR 97227
DATE:
Sunday, April 9, 1989
TIME:
1:00 pm - 5:00 pm
FOR MORE INFORMATION CALL: (503) 287-8981
ADMISSION: $15.00
SEE.LEARN.ASK QUESTIONS
PUT $$$ BACK INTO YOUR SHOP
SHOW DEALS AVAILABLE AT CONCLUSION
OF SEMINAR
WORKSHOP
DATE:
PLACE:
ADDRESS:
CITY/STATE:
TIME:
Monday, April 10,1989
Nostalgic Hair Design #11
4100 NE Killingsworth
Portland, OR
10:00 am - 4:00 pm
MOREHOUSE
AND SPELMAN
COLLEGES TO
SPONSOR EARLY
COLLEGE
SUMMER
PROGRAM FOR
HIGH SCHOOL
GRADUATES AND
RISING SENIORS
Portland, Oregon -- A public
workshop titled “ AIDS, the Law and
You” will be held on Wednesday, March
29 from7:00to9:00p.m . in the Portland
Building (1120 SW 5th, Room A, Second
Floor). Sponsored by the Cascade AIDS
Project and Multnomah County, the
workshop will address a variety of legal
issues of concern to people affected by
AIDS and HIV disease.
People affected by HIV disease arc
often confronted with a wide range of
legal needs. Legal issues to be covered
at the workshop include testing and
confidentiality issues, preparing wills
and estate planning, insurance and public
assistance programs, and employment
and housing discrimination. Featured
speakers include Ed Reeves, Attorney,
and Alice Stucky, Volunteer Lawyers
Project. A discussion of legal resources
for people affected by HIV disease will
complete the workshop.
The Cascade AIDS Project is a non­
profit, community-based organization
offering emotional and practical support
services to people alfected by HIV
disease. CAP offers case management
services to clients, education and referral
services to the general public, and
operates the Oregon AIDS Hotline.
Students who are high school
graduates and rising seniors and 1989
will have the opportunity to get a headstart
on their college English and mathematics
studies in a five-week Early College
Summer Program, June 23 to July 28,
1989, at Spelman and Morehouse
Colleges in Atlanta, Georgia. The
application deadline is April 17,1989.
The Early College Summer Program,
now in its fourth year, offers courses in
Basic English, English Composition,
Basic Mathematics, and Precalculus.
No credit enrichment courses are offered
in African-American Focus, and College
Orientation, which includes time
management, career planning, and
making the transition from high school
to college.
The Program features coeducational
academic, social and athletic activities
on the neighboring Spelman and
Morehouse campuses. The Program
also provides weekly tours to points of
interest in the Atlanta area, such as the
Martin Luther King, Jr. Center, Stone
Mountain, Six Flags Over Georgia, and
the Cyclorama.
The Early College Summer Program
isopen to 1989 high school graduates or
rising seniors (students who will be
seniors in the Fall of 1989) who have
completed at least three years of English
and mathematics through algebra, earned
at least a 2.0 grade point average, and
have taken the appropriate college
entrance exams (SAT, PSAT, ACT).
Students wanting to enter Spelman or
Morehouse during the regular school
year must satisfy admission requirements
for regular full-time students.
INTERESTED STUDENTS MUST
APPLY BY APRIL 17. 1989.
Female students should request
application forms by writing to:
Dr. Pauline Drake
Spelman College, Box 849
350 Spelman Lane SW
Atlanta, GA 30314
Male students should request
application forms by writing to:
Mr. Patrick Royster
Morehouse College, Box 7
830 Westview Drive SW
Atlanta, GA 30314
Morehouse College and Spelman
College admit students without regard
to race, color, religion, handicap, national
or ethnic origin.
METRO MEETINGS
NOTICE
Week of: March 20-24, 1989
Contact:
Vickie Rocker, 220-1163
Metro is having the following meetings
during the coming week. All meetings
will be held at Metro Center, 2000
SW First Ave., Portland.
Please call if you would like more
information.
Tuesday, March 21
Council Convention C enter, Zoo and
Visitor FacilitiesCom m ittee 4p.m.
council chamber
Council Intergovernm ental Relations
Committee 6 p.m.
Council Budget Com mittee 6:45 p.m.
room 330
Thursday, March 23
Council Internal Affairs Com mittee
4 p.m. council chamber
Council 5:30 p.m., council chamber
Friday, March 24
T ransportation Policy Alternatives
Com mittee 8:30 a.m., room 330
N o t s u re m o v in g is y o u r c u p o f tea? M a y b e all y o u
n e e d is a ta s te o f B e a v e rto n L o d g e.
A d e lic io u s ly d e c a d e n t ta ste ...o f d e s s e rt a n d
c o m p lim e n ta r y E n g lish tea. T h is S a tu r d a y a f te rn o o n , a n y
tim e b e tw e e n 1 a n d 4 p .m .
W h ile y o u 'r e h e re , y o u 'll b e a b le to ta k e a le is u re ly
s tro ll th r o u g h th e L o d g e . L o o k in to o u r s p a c io u s o n e a n d
tw o b e d r o o m a p a r tm e n ts - - th e o n e s w ith p a tio s a n d d e c k s.
C h e c k o u t th e p o o l a n d h e a lth clu b . 1 le a r a b o u t o u r
h o m e c o o k e d m e a ls a n d sp e c ia l ac tiv itie s. ( let a g<xxl ta s te
o f w h a t liv in g h e re is re a lly like. All fo r o n e re a s o n a b le
m o n th ly re n t.
S o u n d like w e 'r e p o u r in g it o n to o th ick ? M ay b e . But
s o fa r m o re th a n 100 re s id e n ts h a v e c o m e for a ta s te ...o n ly
to d is c o v e r th a t B e a v e rto n L o d g e re a lly is th e ir c u p o f tea.
B eaverton L odge
The U.S. Department of Housing
and Urban Development reported that
the volume of primary insurance written
on newly originated 1-4 family
conventional mortgage loans totaled
S3,140.4 million in January 1989, an
increase of 18.5 percent from a volume
of 52,649.8 million in January of 1988.
Industry results were released in the
latest survey of private insurance activity
for conventional mortgage loans and
for privately insured mortgage pass­
through securities.
The number of newly issued
certificates of insurance in January 1989
totaled 28,034, or 5.0 percent less than
those of January of the previous year.
Net applications for private mortgage
insurance in January of 1989 were 30,671.
This new application volume was 18.7
percent below that of January 1988.
The number of new cures totaled 18,618,
or 5.4 percent more than those of January
1988. New defaults for January 1989
were at 20,107, or 11.3 percent less
than a year ago.
Insurance written for privately issued
conventional pass-through securities
totaled S139.6 million in January of
1989, while the outstanding privately
insured conventional pass-through
securities were at S38.1 billion.
The Department revised the “ Amount
of Primary Insurance in Force at the
Endol Period’’ category (Table 1) from
April 1988 through December 1988.
Retirement Residence
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■The Eyes and Ears of the Community
orronturn rr
a federal income tax return.
Informing low income families about the credit — and the need to file a
federal tax return to receive it - is more important this year than ever before.
This is true for several reasons. First, the federal Tax Reform Act of 1986
included provisions that eliminated federal income tax liabilities for millions
of low income working families; these provisions took full effect in 1988.
As a result, many more low income working families will owe no federal
taxes this year. A substantial number of these families may think there is no
need to file a tax return. However, if they fail to file a return, they lose the
Earned Income Credit to which they are entitled.
The second reason it is now so important that working poor families
know about the credit is that it has been greatly enlarged. Most working
families earning between 55,000 and 511,000 in 1988 now qualify for a
credit of at least 5700. Families that work and have children living with
them are probably eligible for the credit if their income last year was less
than 518,576.
Families do not even have to claim the Earned Income Credit on their tax
return. As long as they file Form 1040 or 1040-A, and are eligible, the
Internal Revenue Service will compute the credit for them — and send them
a check if their credit exceeds their tax liability. Thus, a mother with two
children who earned 59,000 in 1988 will owe no federal income tax, but will
receive a check from the IRS for 5874 if she files a tax return.
The Earned Income Credit was greatly expanded by the President and die
Congress to reward and encourage work and also to help offset the growing
burden that payroll taxes (i.e. Social Security taxes) place on low income
working families. More than 11 million families now quality for the credit.
In fact, the credit has now become a program providing more than 56 billion
a year in benefits to low income working families.
To help make sure that low income families are aware of the credit, and
the need to file a tax return to receive it, a broad coalition ranging from labor
unions to religious organizations is now launching a major national education
and outreach campaign. The campaign is being organized by the Center on
Budget and Policy Priorities, which received a grant for this purpose from
Hands Across America. The campaign includes such organizations as the
U.S. Conference of Mayors, the U.S. Catholic Conference, the AFL-CIO,
the Edison Electric Institute, the Food Marketing Institute, and numerous
advocacy and service provider organizations.
Within a few weeks, 10,000 campaign kits, along with posters, flyers
advertising copy and other materials will be ready. Public service
announcements for radio are also being produced.
The campaign will alert low income working families of the need to file
a tax return to receive the credit they are due for 1988. It will also inform
families that they can ask their employers to provide the credit as part of
their regular paycheck throughout the year. Federal law requires that the
credit be provided to eligible workers in their paychecks, if the workers
request this.
BAN
APARTHEID!
(
't
w
WANT TO BUY
YOUR OWN HOME?
M O VE SIX
SPACES FORWARD.
:
(It'll take just a few minutes
to see if you can afford a HUD home!)
V
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'(
(
START
If you've worked for two
years for the same employer
(or in the same occupation) and
you have a good credit record,
move ahead 1 space.
$
y
1
i
i
F ■ Write the smaller amount of
either space 3 or space 5 here As a
general rule, that s the maximum
amount you can afford for a
monthly house payment (including
property taxes).
$
i
1
i
$
it
<
1
Stop here and compute your Ad|usted
Income That's your total gross
monthly income, less federal withhold­
ing taxes. Wnte your answer here and
move on.
8
M
I t
ft
t
(
<
t
I t
t
’t
?
i
YOU DID IT!
t he
number in space 6 is more than
$550, then chances are good
that HUD has an affordable
home for you Your next move
is to call your real estate
agent
Low monthly payments
and 3% down!
Multiply your Ad|usted Income (from
space 2) by 0.38, then subtract 5150 and
write the answer here Then move on to
the next space
I
Add up all your monthly debts (car,
loan, credit purchase, credit card,
child support ond alimony payments
you owe every month) and then
add $150 Fill in the total here
and go to space 5.
Most of our HUD homes
are approved for FHA
Mortgage Insurance, which
makes them more afford­
able than ever Plus, HUD s
bid process is easy
For listings of HUD homes
available now look for our
big real estate classified ad
m every Friday and Sunday
Oregonian
121 H U D
e?*
ir
DEPARTMENT OF HOUSING
AND URBAN DEVELOPMENT
* 1989 by HUD Portland Office
:
fOUAI HCUSINT.
Millions of low income working families with children are now eligible
for up to 5874 through the federal government’s Earned Income Credit
program. Unfortunately, many of these families may not know about the
credit and may fail to apply. To apply, all that a family has to do is to file
i
PORTLAND OBSERVER
12900S.W. N in th Street • Beaverton • Phone: 227-761 >
O ff M ain St. between Farm ington am i Allen Blvil.
LOW INCOME WORKING FAMILIES ELIGIBLE FOR
TAX CREDIT
• > > x -y > > y ;^ ^ % S S S S S S S S S S S S S S S S S S S S S
JANUARY 1989 NEW
PRIVATE MORTGAGE
INSURANCE ACTIVITY
Get a good taste of
Beaverton Lodge
this Saturday.
(etmfilimenlary English Teas u i l l be servedevery Saturday iliinni;Ihi S/iriru;
Public Workshop to Address
AIDS and Legal Issues
i
You're almost home Multiply
your Ad|usted Income (from
space 2) by 0.53, subtract
the amount on space 4
and write the result here
Now move along
P L E A S ! N O T E : Individual circumstonces vary as
do lenders requirements for qualifying a prospective
buyer for a home m ortgoqe The formula here n
•"tended only to provide you with o generol .dea of how
a lender may view your hnanciol condition os it applies
to a home purchase fo r further information on loon
requirements folk »o your reol estate oqent or local lender
288-0033
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