Portland observer., May 19, 1977, Page 8, Image 8

For years we’ve been hearing
U. S. Bank described as the bank
for big business. And while we un­
derstand how our size may give
that impression, it’s a definition
that's only partly right.
your plans. And you’ll find they get
out of their offices and into your
stores and offices. Because when
you apply for a loan at one of our
branches, the manager you talk to
is the one who makes a decision on
your application. We want
to know you well enough
to make the right decisions
for you, as well as for us.
A n d to m a k e th e m
quickly.
Our managers can help
you put together the right
kind of financing, short or
long-term. That’s because
we put them through spe­
cial training classes in
e v a lu a tin g sm a ll busi­
nesses. And so we can
understand— and help—
y o u e v e n m o re , w e
employ ten full-time ag­
ricultural reps and special
appraisers for forestry and
equipment.
We know how impor­
tant it is to have someone
at your bank who under­
stands you. But it doesn’t
do you much good for a
bank to understand you if
it can’t help you.
W e ll
help you manage
better.
Oregon's
giant of green.
Yes. We lend more money than
any other financial institution in
Oregon. Over half of that money,
in one way or another, goes to as­
sist Oregon businesses. And over
half of those businesses employ
fewer than 50 people.
We can provide what a small
business n eed s m ost— m oney.
With real estate mortgage loans
and capital goods financing, for
leasing or purchase of equipment.
We can even assist in arranging
equity financing for growth and
expansion.
__________
For starters, we can put
you in the classroom .
U. S. Bank offers small business
seminars throughout the state,
teaching small business owners
and managers about professional
managem ent techniques, about
trust arrangements, e'.’en crime
prevention. And w e’re always
working on new courses.
In working so much with busi­
nesses, big and small around the
State of Oregon, we’ve devel­
oped a number of special com­
mercial programs to aid in the
handling of financial affairs. Sys­
tem s like business savings ac­
counts with automatic telephone
W ere
sm aller than
we look.
We m ay look
like a big bank on
the outside, but on
th e inside w e’re
152 sm all b u s i­
nesses. With local
m a n ag ers w ho
know the business
of b u sin esses in
th eir area. T hey
can talk to you in­
telligently a b o u t
transfer. You can shift money be­
iness payrolls. You just tell us each
tween this and other U.S. ac­
employee’s salary and deductions
counts without leaving your of­
and we’ll issue the checks. We’ll
fice, while getting maximum use
even deposit checks directly in an
of your funds. Of course, U.S.
em ployee’s personal account al
also offers management of pen­
any bank which is a member, with
sion plans, profit sharing, IRA and
us, of th e O regon A utom ated
K eogh a c c o u n ts for O reg o n
Clearing House Association.
residents.
We developed Busi­
n e ss Il ch eck in g a c ­
co u n ts especially for
small business. So firms
that don’t write a lot of
checks d o n ’t have to
spend a lot on service
c h a rg e s. A nd o u r
Money Minder is the an­
swer to small business
needs for budget control
a n d reco rd keeping,
From dairies to diners, we finance equipment
providing a monthly re­
port of income and expenses by
A big bank has a
category. You can ask at any
deep com m itm ent.
branch about setting up these
Businesses throughout Oregon,
services for your business.
from small farms to very laige cor­
New
porations, count on U.S. Bank.
versions of some
First tim ers and old pros. The
old standards.
people who run cafes and restau­
Naturally, U. S. Bank offers the rants, hairdressers, hom e furnish­
standard banking services any bus­ ings stores, auto wreckers and
iness would expect—like checking. clothing chains. Our commitment
Like the option of opening ac­ goes beyond any city or region
counts at individual branches, or, and extends to the economic
for statewide opera­
health of the state in
tions, forwarding de­
general.
posits from branches
B usiness p eo p le
to a central account.
come to us because
There are night d e­
of our services. And
positories an d safe
b e c a u s e of o u r
deposit boxes at most
service.
of our branches, and
If you’re thinking
since we have more
of going into busi­
branches than an y ­
ness, or if you’re new
one else, that’s more
to th e b u s in e s s
convenient for you.
world, the first thing
we’d recommend is
Some big
that you visit your
advantages over
local Small Business
sm aller banks.
A dm inistration o f­
U.S. Bank’s other special ser­ fice. There you’ll find hundreds of
vices include estate planning,
free publications on everything
through our Trust Group. Or the from display lighting to budgeting,
services of our International Divi­ including the extremely helpful
sion for import and export SBA “Checklist for Going Into
knowledge and credit ar­ Business.”
r a n g e m e n ts a b r o a d .
The second thing we’d recom­
Working with our Invest­ mend is that you com e see us.
ment Division, our m ana­
It pays to know
gers can arrange certifi­
cates of deposit or other
investments in a program
tailored to your needs.
These are the kinds of
things small banks usually
can’t offer, but many small
businesses need.
There’s more. Like our
automated Easy Pay ser­
vice, designed to take the
headache out of small bus­
Member ED.I.C.
BANK
We re rooted in small towns all over Oregon