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About Portland observer. (Portland, Or.) 1970-current | View Entire Issue (May 12, 1977)
For years we’ve been hearing U. S. Bank described as the bank for big business. And while we un derstand how our size may give that impression, it’s a definition that’s only partly right your plans. And you’ll find they get out of their offices and into your stores and offices. Because when you apply for a loan at one of our branches, the m anager you talk to is the one who makes a decision on your application. We want to know you well enough to make the right decisions for you, as well as for us. A n d to m a k e th e m quickly. Our managers can help you put together the right kind of financing, short or long-term. That’s because we put them through spe cial training classes in * e v a lu a tin g s m a ll busi nesses. And so we can understand— and help— y o u e v e n m o re , w e employ ten full-time ag ricultural reps and special appraisers for forestry and equipm ent We know how impor tant it is to have som eone at your bank who under stands you. But it doesn’t do you much good for a bank to understand you if it can’t help you. W ell help you manage better. Oregon’s giant of green. Yes. We lend more money than any other financial institution in Oregon. Over half of that money, in one way or another, goes to as sist Oregon businesses. And over half of those businesses employ fewer than 50 people. We can provide what a small b u sin ess n ee d s m ost— m oney. With real estate mortgage loans and capital goods financing, for leasing or purchase of equipment. We can even assist in arranging equity financing for growth and expansion. For starters, we can put you in the classroom . U. S. Bank offers small business seminars throughout the state, teaching small business owners and managers about professional m anagem ent techniques, about trust arrangements, even crime prevention. And w e’re always working on new courses. In working so much with busi nesses, big and small around the State of Oregon, w e’ve devel oped a num ber of special com mercial programs to aid in the handling of financial affairs. Sys tem s like business savings ac counts with automatic telephone Were smaller than we look. We m a y lo o k like a big bank on the outside, but on th e inside w e ’re 152 sm all b u s i nesses. With local m a n ag ers w ho know the business of b u sin esses in th eir area. T hey can talk io you in telligently a b o u t transfer. You can shift money be iness payrolls. You just tell us each tween this and other U.S. ac em ployee’s salary and deductions counts without leaving your of and we’ll issue the checks. Wfe’ll fice, while getting maximum use even deposit checks directly in an of your funds. Of course. U.S. em ployee’s personal account at also offers managem ent of pen any bank which is a member, with sion plans, profit sharing, IRA and us, of th e O regon A utom ated K eogh a c c o u n ts for O reg o n Clearing House Association. residents. We developed Busi n ess II ch e ck in g a c co u n ts especially for small business. So firms that don’t write a lot of checks d o n ’t have to spend a lot on service c h a rg e s . A n d o u r Money Minder is the an swer to small business needs for budget control an d reco rd k ee p in g . From dairies to diners, we finance equipment. providing a monthly re port of income and expenses by A big bank has a category. You can ask at any deep commitment. branch about setting up these Businesses throughout Oregon, services for your business. from small farms to very large cor New porations, count on U.S. Bank. versions of some First tim ers and old pros. The old standards. people who run cafes and restau Naturally, U.S. Bank offers the rants, hairdressers, hom e furnish standard banking services any bus ings stores, auto w reckers an d iness would expect— like checking. clothing chains. Our commitment L.ike the option of opening ac goes beyond any city or region counts at individual branches, or. and extends to the economic for statewide o p era health of the state in tions, forwarding d e general. posits from branches B usiness p eo p le to a central account come to us because There are night d e of our services. And positories an d safe b e c a u s e of o u r deposit boxes at most service. of our branches, and If you’re thinking since we have more of going into busi branches than an y ness, or if you’re new one else, that’s more to th e b u s in e s s convenient for you. world, the first thing we’d recommend is Some big that you visit your advantages over local Small Business smaller banks. A dm inistration o f U. S. Bank’s other special ser fice. There you’ll find hundreds of vices include e state planning, free publications on everything through our Trust Group. Or the from display lighting to budgeting, services of our International Divi including the extrem ely helpful sion for import and export SBA “Checklist for Going Into knowledge and credit ar Business.” r a n g e m e n ts a b r o a d . The second thing we’d recom Working with our Invest mend is that you come see us. ment Division, our m ana It pays to know gers can arrange certifi cates of deposit or other investments in a program tailored to your needs. These are the kinds cf things small banks usually can’t offer, but many small businesses need. There’s more. Like our autom ated Easy Pay ser vice, designed to take the headache out of small bus BANK We re rooted in »mall town» all over Oregon