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About Morning Oregonian. (Portland, Or.) 1861-1937 | View Entire Issue (Oct. 2, 1907)
IS THE MORNING OREGONIAN. WEDNESDAY, OCTOBER 2, 1907. FAT PROFITS OF INSURANGE TflUST Annual Net Earnings of Stock . Companies in Oregon Ex ceed $750,000. LAWS PROTECT COMBINE State MUked for $8,717,981 In the Past Eleven Years Mutual Or ganizations Stand the Fire Test In Baltimore. SEVENTH ARTICLE. That there exists a combination among stock fle insurance companies of this Btate certainly is fully proved hy evidence that Is indisputable. These companies have not only affected an organization, fixed the rates at which lire protection will be furnished and provided a system of fines that are Im posed on agents who presume either to write insurance at less than the prescribed rates in stock companies or place a risk with a nonboard com pany, but they have very cleverly manipulated legislation to the end that foreign mutual fire companies, which in other statA have proved the only real opposition with which the monopoly has been confronted, are ex cluded from doing business in this atate. Under these favorable, noncompeti tive conditions It is not difficult to understand how it has been possible for the companies belonging to the trust to take out of the State of Ore iron alone, during the past 11 years, the huge sum of $S,717,9S1 In excess of losses paid and premiums returned to policyholders. Tin's means an annual net profit to the insurance companies of more than $750,003 from this state. In 1906, the year of the San Fran cisco disaster, these companies realized a net profit; of $1,334,14$ on their busi ness in this state. For that year the total of risks carried was 9108,553,094, on which the gross premiums charged and collected were $2,773,248. Losses were paid to the amount of $335,436, and premiums were returned to the amount of $620,828, leaving on the credit side for the year's business the remarkable sum already given of more than $1,300,000. Ieclure Huge Dividends. In view of these facts, then, it is iot surprising that these companies are able annually to declare dividends ranging from 10 to 90 per cent. From an' insurance report covering a period of 50 years it Is shown that the aver age expense account of losses was 44 per cent, while the office expenses amounted to 37 per cent, leaving a margin of 19 per cent for dividends. In the appended table it is shown that the dividends paid by several of the leading fire Insurance companies during the years 19J5 and 1906 ranged from 10 to 90 per cent, but it is only fair to explain that for 1906 the in sured paid a premium of 25 per cent because of the San Francisco disaster. That premium has since been removed and the former rates restored, but the companies are still enabled annually to declare comfortable dividends. The following table shows the dividends pAtd by 14 of the larger companies for the year 1905 and 1906: Nam of Company. Aetna of Hartford American of Newark Continental of New York Fire Association of Philadelphia German Alliance of New York Oman American of Nw York nten FallH of Glen Falls Hartford of Hartford Home of New York i Phoenix of Brooklyn Proenlx of Hartford Queen of New York BprlnuneM Fire and Marine, Springfield. Westchester of New York Gives Elaborate Figures. A complete record of the business done by both the stock companies and the mutuals of all the various states In the past year has been complied by the statistician of the National Asso ciation of Mutual Fire Insurance Com panies. This compilation shows that all American stock companies have In surance In force to the amount of $21, 339.535,367. The net premiums col lected during the year amounted to $158,533,712. This is an average of $7.45 for each $1000 of insurance in force. Of this amount, $2.91 on each $1000 of Insurance was consumed for expenses. The insurance in force Is nbout 20 per cent more than the amount written, consequently the rate charged on the insurance written amounted to about 89.4 cents. The mutuals had Insurance out standing of $0,100,038,041. The aver age cost for both losses and expenses was $3.36 per $1000, or but little more than the amount consumed for the ex penses of the stock companies. In the tables published by the Nations nl Association two years ago it was nhown' that the insurance carried by American stock companies was $17, 71,153.442. indicating an increase of 4Sbout 20 per rent in the amount of in surance carried by the stock com panies. Two years ago the mutuals carried only $4,591,375,173. so that in the same length of time their business has increased 35 per cent. The Insurance written by stock com panies in their own home states two years ago was $3,067,739,394. Last j-ear It amounted to $2,765,002,499. showing an actual decrease. The amount in force, however, is about 20 per cent more than the insurance writ ten, so that the Insurance in force by till the stock companies in their homo states amounts to approximately $3,306,002,998. New York Trust State. The mutual companies are carrying In their own Home states $4,832,073,625, or about 46 per cent more than the amount carried by the stock com panies. Of the whole amount carried by the stock companies in their own home states, 63 per cent of the amount Is carried in the State of New York, where the stock companies have suc reedod In keeping in force laws un favorable to mutual insurance. The cash surplus of the stock com panies amounts to $4.90 for each $1000 ot insurance in force, while the cash urplus of the mutual companies aver sges $6.37. The surplus of the stock companies would pay their average cost for less than 18 months, while the cash surplus of the mutual com panies would pay their cost for more than 22 months. The liabilities of the stock companies, this statistician's re port shows, equal 69 per cent of their assets. The liabilities of the mutuals tire less than 34 per - cent of their fcsscts. It Is admitted by the Insurance man who complied the foregoing statistics that no attempt was made to show the rate of failures in the two classes of companies. However, the statistics In the minutes of the National Asso ciation, published two years ago, show that for 23 years the percentage of, failures among mutual companies has been enly one-fourth as great as the percentage of failures In stock com panies. It is not believed the record of the last two years has made any material change in this ratio. - Mutuals Stand Test. It is a matter of record that as a re sult of the Baltimore fire only one mutual company was forced to liqui date, namely, the Atlas Mutual of Bos ton, which really was Insolvent before the fire, and which was never consid ered on a substantial basis. It is also a matter of record that the largest loss paid by any company in the Bal timore fire was paid by a mutual, the Baltimore Equitable, which paid over $1,900,00 of losses and which still has a substantial surplus left. "The system of insurance which has nearest reached perfection." said a Portland property owner yesterday, "is that of the factory mutuals, under which, with their careful inspection service, the losses have been reduced to a minimum. Many factory owners say that the Inspection Bervice they receive is well worth all the insurance costs. These factory mutuals have taken classes of risks, such as cotton mills, on which the stock companies would not make a rate of less than $25 per $1000, and by Improved methods of construction and equipment, have re duced the cost to less than $1 per $1000." There is an urgent need for more of these mutuals that other business prop erty may have the benefit of such insurance. MAKING WORLD PEACE. Common People More Powerful Fac tors Than Potentates. ASHLAND, Or., Sept. 30. (To the Editor.) In the Oregonlan of last Tuesday this statement was made: 'After three strenuous months, the Hague Peace Conference has accom plished nothing, and with the pros pects for the session running another month, there are no indications of any results of importance." To the person who is at all observ ant upon such matters, there Is little that can be expected from such a body. There was no fixed and definite work for the members to do, and no positive arrangements of anything they should do. They were simply sent there to see what might turn up-. And they all know that by their reconrmendationa they could in no way bind their re spective nations to make their propo sitions International law. There has been no more failure than could easily have been anticipated from the start. All this does not signify, but there has been great work done. The peo ples of the world have been watching and thinking, and as peace must take root in the hearts of the peoples be fore there can be any permanent growth. It must take Its time to grow. Peace is growing, although the Hague Conference has not been much of a success. It has been the common experience of the past for rulers and delegates to bind the people. But reverse condi tions are beginning, so that the will and wishes of the majority of the common people can bind rulers and delegates. The great trouble has been, and i now to some extent, to know the real wishes of the people. But conditions are shaping so that the peo ple can come nearer determining just what it is they want, and give po tency to that determination better than in the past. Many persons who would be called uponto do the fighting in case of war are 'Beginning to ask: What have we to gain by going out to flight? The Japanese soldier when fighting the Russian felt that he had everything Amount of Per rent of Dividends Dividends 190S 1!XM 15 ifKvj SH70.000 $772,000 K 111 9.040 lOS.OOO, jg 8HO.00O . 4."il).lll)0 SB 45 200.000 200.000 30 30 40.000 4S.000 10 J2 450.000 r.ooo so so 7O.000 1S0.00O 3.-, BO 573. 204 1129.200 2S 2HX 6O0.0OO tJOO.floO 20 20 150.000 200.OO0 10 is 2S3.000 223.000 14 11 10O.0O0 100,000 10. 10 200.000 200.000 10 1 60.000 90,000 20 30 to fight for, while the Russian soldier felt that he really had nothing to fight for. And the results show that the soldier, to do good fighting, must feel that he has some real personal interest in the matter. Russia now feels that It would have been the wiser policy to have arbitrated and settled what differences it imagined existed than to have fought as it did. Japan would not have thought of any fight had not Russia forced the meas ure upon Japan. Those who have all the hard part of the fighting, to do. are beginning to weigh the matter very carefully, and when they feel that it is ,necessary to the welfare of their nation, their homes and all their sacred Institutions, they, like the Japs, will fight. But where they feel that they are elmply being used as Instruments to further the powers and fame of a few egotistic potentates, with nothing but the hard part left for them as their share, they are going to do poor fighting. As time rolls on, they are going to be more uncertain and less to be depended upon under such emergencies. The falling down of the desire of the soldier on hie own part to want to fight, is going to be more of a factor to ssork for peace than anything else. The Hague has Its work to do, and such gatherings as the peace conference at Stuttgart have a great part to perform. But with the determination on the part of the common people of the world not to fight each other everything else is secondary thereto. THOMAS BUCKMA.N. Governor Names Delegates. SALEM, Or., Oct L (Special.) Gov ernor Chamberlain today appointed the following physicians connected with the Oregon National Guard to represent this state at the annual meeting of the Asso ciation of Military Surgeons at James town, Virginia, October 15 to 18: Colonel ChaKles T. Chamberlain, Surgeon-General; Major Joseph D. Sternberg, Surgeon; Captain Franklin C. Brosius, Assistant Surgeon: Captain .. L. Cheshire. As sistant Surgeon: Captain W. EL Carll, Assistant Surgeon: Captain M. B. Mar cellus. Assistant Surfn; First lieuten ant W. H. Boyd, Assistant Surgeon; First Lieutenant C. C McCornack, Assistant Surgeon. Great Fire at Leadville. LEADVFLLE, Colo.. Oct. 1. Half a doz erl business buildings on Harrison avenue and State street were destroyed this morning by a fire supposed to have been caused by the explosion of a gasoline lamp. The property loss Is estimated at $!50,000, and there was little insurance. Miss Mary Brown and a man named White were severely Injured in jumping from the window to the street. Those who change from other shoes to Hanan's never change back. A Han an customer is a. persistent cus tomer. Rosenthal'. HERCULES IS TAKEN Norwegian Steamship to Load - . i Wheat for Orient. FOR NOVEMBER LOADING Steamer Is Secured by Balfour Guthrie & Co Indian Monarch Will Receive Outward Car go at Portland. Balfour. Guthrie & Co. have chartered the Norwegian steamship Hercules to load wheat for the Orient. The steamer is now en route from Newcastle, N. S. W., with a cargo of coal for San Fran cisco. The rate paid on the Hercules was not made public, but it is in the neighborhood of 30 shillings. The Her cules is 24S9 net tons burden and is rated as a heavy carrier. She Is for November loading. Kerr, Gifford & Co. have ordered the steamship Indian Monarch to 'come to Portland to load. The Indian Monarch is also bound to San. Francisco from Newcastle, N. S. W., In coal, and was chartered for outward loading with op tion of either Puget Sound o- Portland. STEAMER INTELLIGENCE. Due to Arrive. Name. From Date. JohanPoulsenSan Francisco. In port Costa Rica. . San Francisco. .In port Geo W. EldeiSan Pedro In port Bedondo Seattle In port R. D. Inman.San Francisco. .Oct. 2 Alliance Coos Bay Oct. 3 Breakwater. .Coos Bay. . .Oct. 4 City of Pan.. San Francisco ; .Oct. 7 Roanoke. .... Los Angeles. . . Oct. B Alesla Hongkong Oct. 10 Nlcomedfa. .. Hongkong -Nov. X Numantta. .. .Hongkong .Nov. 23 Arabia Hongkong Dec. 4 Scheduled to Depart. Name. For Date. JohanPoulsenSan Francisco. -Oct. ,a Costa Rica. ..San Francisco. .Oct. 3 Redondo Seattle Oct. 8 R. D. Inman.San Francisco. Oct. . Alliance Coos Bay Oct. 6 Breakwater. .Coos Bay Oct. 7 City of Pan... San Francisco. Oct. 9 Roanoke Los Angeles. .. Oct. lO Geo. W. ElderSan Pedro Oct. 17 Alesla Hongkong Oct. 20 Nicomedla. . . Hongkong .Nov. 8 ' Numantla. .. .Hongkong .Nov. 30 Arabia Hongkong Dec. 14 Entered Tuesday. Genevlave Mollnos, Frencb bark (Dellgnac). with 2500 tons of cement, from London. Asuncion, American steamship ' (Brldgett), with 21.O0O barrels of fuel oil, from Richmond. Redondo, American steamship (Bendegard), with general cargo from Puget Sound ports. Cleared, Tuesday. - Asuncion. American steamship (Brldgett), with ballast, for Rich mond, Cal. The original intention was to have her load at Seattle. This has been changed and the steamer will proceed direct from San Francisco to t-.e Columbia River. She is a steamer of 2S18 net tons and sailed August 24 from the Australian port. She is now in San Francisco har bor. Grain exports will begin for the month with the clearance of the French bark Colonel de Villebois Mauriel, which has been loading at Columbia No. 2. She will finish this morning and will go to the stream in the afternoon. She will leave down about the middle of the week. Lumber shipments will be heavier this month than for some time. A number of craft are nearing completion and will sail during the first of the week. WORK OX CANAIi IS DELAYED Trouble in Securing Sand Stops the Government Progress at Celllo. Colonel S. W. Roessler, United States Engineers, left last night for Celilo for the purpose of investigating the alleged charges of fishermen that the work on the canal has damaged their business to a much greater extent than for which they receive remuneration at fhe hands of the Government. Work on the canal baa not proceeded as rapidly as was desired on account of the difficulty in procuring material. The sand required for the mixing of the con crete is hauled by rail from Arlington. The railway company has been slow in making deliveries and work is corre spondingly slow. Work of removing the obstructions at TJmatilia Rapids will begin within a few days. The Government crew left Riparla yesterday with a drill scow and a quar ter boat. The crew is fully equipped, and if the descent of the Snake River is made without mishap, work will begin this week at Umatilla. Drill scow No. 2 is working at Texas Rapids, on ...e Snake, a short distance below Riparla. When this is completed she will proceed to Palouse and. Pine Tree. With these three places clear the river will be in fair shape. CELEBRATE THE ANNIVERSARY Local Branch of Missions to Seamen Gives Entertainment. The ninth anniversary of the founding of the Missions to Seamen was celebrated Monday night at the local hall, No. 100 North Front street, with an appropriate programme of addresses, song and re freshment. The rooms were tastefully decorated with flowers, and seamen and their friends filled the hall to overflow ing. At the conclusion of the programme, refreshments were served. Consul James Laldlaw acted as chair man. The opening address was made by Chaplain A. E. Bernays, who spoke earnestly of the work of the mission and also of the assistance given by uie women and by the members of the seamen's chapter of the Brotherhood of St. An drew. Treasurer t. W. Hastings made a satisfactory report showing a balance of $181.21 pn hand. T. B. Wncox, of the Portland Flouring Mills Company, sent a letter of regret in which was enclosed a check for $50. Messages of regret were also received from Governor Chamberlain, Mayor Lane, Judge Williams, R. Livingstone, Dr. W. H. Foulkes and George Taylor. Strikes on a Sandbar. SOUTH BEND, Wash., Oct. L (Spe cial.) The steam schooner John B. Stet son, while going out yesterday with a heavy load of lumber, got out of the river channel and ran onto a sandbar about half a mile below South Bend, where she still lies Impact In the mud. Tug boats have been used in attempting to free the schooner, but have not suc ceeded in moving It. Lightships to Arrive Soon. Captain P. J. Werllck, Inspector of the Thirteenth Lighthouse District, has been Overwhelming Proof that Lydia E. Pinkham's Vegetable Compound Succeeds. One, of the oreatest triumphs of I Lydia E. Pinkhain's Vegetable Com pound is the conquering of woman's dread enemy Tumor, The growth of a tnmor is so in sidious that frequently its presence is wholly unsuspected until it is well advanced. ' So called "wandering pains" may come from its early stages 6r" the presence of danger may be made manifest by excessive monthly periods accompanied by unusual pain, from the abdomen through the groin and thip-h. If you have mysterious pains, if there are indications of inflammation or displacements, secure a bottle of Lydia E. Pinkham's Vegetable Com pound, made from native roots and herbs, right away and begin its'use. The following letters should con vince every suffering woman of its virtue, and that it actually does conquer tumors. Mrs. May Fry, of 836 W. Colfax Ave. , South Bend, Ind., writes : Dear Mrs. Pinkham : "I, take great pleasure In -writing to thank you for what Lydia E. Pinkham's Vegetable Compound has done for me. I also took the Blood Purifier in alternate doses with the Compound. Your medicine removed a cyst tumor of four years' growth, whicT three of the best physicians declared I had. They had said that only an' ope ration could help me. I am very thankful that I followed a friend's advice and took your medicine. It has made me a strong and well woman and I shall recommend it as long as I live." Mrs. E. F. Hayes, of 6 Buggies St., Boston, Mass., writes : Dear Mrs. Pinkham : "I have been under different doctors' treatment for a long time without relie They told me I had a fibroid tumor, my abdomen was swollen and I suffered with great pain. I wrote to you for advice, you replied and I followed your directions carefully and today I am a well women. Lydia E. Pinkham's Vegetable Compound ex pelled the tumor and strengthened my whole system." Mrs. Perry Byers, of Mt. Pleasant, Iowa, writes : notified by the department that the new tender Manzanita, under construction for the Pacific Coast, would be ready to start on the voyage around the Horn by the middle of November. Accompanying her will be the three lightships for the coast. Contractors for the Government craft will finish the work ahead of the time called for In the contract. Notice to Mariners. Notice to Mariners 6an Luis Obispo. Cal. (List of lights, buoys and daymarks, Pacific Coast. 100T. page 18): Notice is hereby given that about October 25. San Luis Obispo buoys, Kos. 4. S and 6. each a second-class spar, will be established In San Luis Obispo Bay, California, to mark the approach to Ollport wharf. Notice to Mariners San Francisco Bay, Cal. (List of lights, buoys and daymarks. Pacific Coast, pages 24, 25 and 28) : Notice is hereby given that the third class nun buoy marking Anita Rock, San Francisco Bay, California, has been replaced by a second-class spar buoy, in 18 feet of water, about 35 feet E.N.E. from the ahoal est :art of the rock. Notice Is also given that 4H-fathom gas buoy, moored about 2700 feet to the east ward of the Pacific Mail wharf, and Castro Rocks gas buoy, moored about 500 feet S.W. S. from the outermost of the Castro Rocks, San Francisco Bay, California, here tofore reported extinguished, have both been, relighted. By order ot the Lighthouse Board. R. F. LOPEZ, Commander V. S. Inspector Twelfth Lighthouse District. Elder Ties TJp for Repairs. j The steamship George W. Elder will not sail for San Pedro and way ports Thursday night. vhe steamer is due today from the south, and as soon as she is discharged will tie up for her annual overhauling. The Elder will be docked and will be cleaned and painted, and minor repairs made to her hull and wheel. She will also be thoroughly cleaned and painted inside and all the furnishings renovated. During the time that the Elder is laid up, the Roanoke will be the only Bteamer to sail from Portland for Eureka and San Pedro in the passenger trade. Marine Notes. The steamship Alliance is due tomorrow from Coos Bay. The schooner Andy Mahoney will sail for San rrancisco wtli lumber tomorrow morning. The steamship Costa Rica is scheduled to itl for San Francisco tomorrow morning. The steamer Annie Comings has been secured to take the place of the steamer lone while the latter is undergoing re pairs. The steamship Arabia sailed for the Orient yesterday morning. She carried a full cargo of flour and general mer chandise. Arrivals and Departures. PORTT.A NP, Oct. 1. Arrived Hteamshlp If your doctor says this is all right, then sau it over ana Ayer's Pills Headaches. Biliousness. . Constipation. Ayer's Pills Sugar-coated. Easy to take. Don't forget. s Headaches. Biliousness. Constipation. Ayer's Pills. Sugar-coated. Easy to take. Don't forget. 1 hate no secret si We publish formulas of all our medicines. we the J. C. AYER CO., Manufacturing Chemists, Low el', Mass. Dear Mrs. Pink-ham : "1 was told by my physician that I had a fibroid tnmor and that I would have to be operated upon, I wrote to you for advice, which I followed care fully and took Lydia E. Pinkham's Vegetable Compound. I am not only cured of the tumor but other female troubles and can do all my own work after eigh years of suffering." - Mrs. S. J. Barber, of Scott, N. Y. writes : Sear Mrs. Pinkham: "Sometime ago I wrote you for advice about a tumor which the doctors thought would have to be removed. Instead I took Lydia E. Pinkham's , Vegetable Compound and to-day am a well woman." ' Mrs. M. M. Funk, Vandergrift, Pa., writes: Dear Mrs. Pinkham : "I had a tumor and Lydia E. Pink ham's Vegetable Compound removed it for me after two doctors had given me up. I was sick four years before I began to take the Compound. I now recommend Lydia E. Pinkham's Veget- aoie iompouna tar ana near. Such testimony as above is con vincing evidence that Lydia E. Pink ham's Vegetable Compound stands without a peer as a remedy for Tumor Growths as well as other distressing ills of women, and such symptoms as Bearing-down Sensations, Displace ments, Irregularities and Backache, etc. Women should remember that it is Lydia E. Pinkham's Vegetable Com pound that is curing so many women Don't forget to insist upon it when some druggist asks you to accept something else which he calls "just as good." Mrs. Finkhim's Invitation to Women. Women suffering from any form of female weakness are invited to write Mrs. Pinkham, Lynn, Mass., for advice. She is the Mrs. Pinkham who has been advising sick women free of charge for more than twenty years, and before that she assisted her mother-in-law, Lydia E. Pink ham in advising. Thus she is especially well qualified to guide sick women back to health. Asuncion.' from Richmond. Sailed German steamship Arabia, for Hongkong and way ports. Astoria, Oct. 1. Condition of the bar at 5 P. M., smooth: west wind, 8 miles; -.feather clear. Arrived down at 4:30 and sailed at 10:35 A. M. Steamer Breakwater; for Coos Bay. Sailed at 8:40 A. M. Schooner Oliver J. Olsen, for San Francisco. Arrived at 10 A. M. Steamer Aurella. from San Francisco. Outside at 5 P. M. A three-masted bark loaded. Arrived at 7:30 P. M. Steamer Geo. W. Elder, from San Pedro and way ports. Tides at Astoria Wednesday. High. Low. 10:10 A. M T 3 V7 A XT ,9 m . 9:28 P. M 7.2 feet!3:55 P. M 3.5 feet POISON IN SOFT DRINKS Nothing Safe for Prohibitionists to Imbibe Xew. CHICAGO, Sept. 29. Statisticians have figured out that there are 6397 different kinds of intoxicating drinks made and used in the world, and 91.743 drinks of all kinds. Including both hard and soft rieties. Of the vast number beer takes the lead as the most generally consumed. and In the figures presented the United States ranks high as a consumer, yet leads the list for temperance and for low percentage of drunkenness. It has also been discovered that practically every kind of food consumed contains a per centage of alcohol, and that an alarming number of so-called soft prinks contain deadly poison in greater quantities than is found in ordinary alcoholic beverages. In the Chicago Coliseum, December 10 to 21, the Government will conduct a testing station and give analysis of every thing that is presented. SAYS LIBERAL GOVERNMENT Empress Proclaims That China Is Constitutional Monarchy. LONDON, Oct. 1. AN special dispatch from Pekln says the Dowager Empress has issued a decree declaring the gov ernment of China to be a constitutional monarchy. DISASTROUS WRECK IX COREA Train Jumps Track, Killing 42 Per sons, Mostly Japanese. SEOUL, Corea, Oct. 1. Forty-two per sons. Including 30 Japanese soldiers, were killed or injured by the derailment of a southbound train from this place early It over again. Headaches. Biliousness. Constipation. Ayer's Pills Sugar-coated. Easy to take. Don't forget. I Cure Men BY Original Methods I cannot too forcibly impress the fact that th METHODS BT WHICH I TREAT AND CURE MEN'S DISEASES ARE ORIGINAL WITH ME. They are a result of my observa tion, research and study during years' practice as a specialist. This should espe cially appeal to THOSE WHO HAVE BEEN DISAPPOINTED in their efforts to obtain relief, and should aid all afflicted men IN THE CHOICK OF A PHYSI CIAN. As to my understanding of men's diseases and the scientific correctness of my treatment. MY VXEQUALKD SUCCESS IN EFFECT ING PERMANENT CURES speaks sufficiently. Weakness MY etTCCKSS In curing those func tional disorders commonly termed "weakness," IS DUE TO MY FT'lL. t'NDERSTANDING AS TO THE CAUS ATIVE CONDITIONS and to my abso lutely scientific methods of remavlnf them. Many cases of prematureness, loss of power, etc., present a variety of svmptoms so entirely confusing and perplexing that MOST PHYSICIANS have fallen into that dangerous rut, the practice of treating by set meth ods, without discrimination and with out KNOWLEDGE AS TO THE REAL REQUIREMENTS. My first step Is in absolutely scientific and accurate diag nosis. In a large majority of cases I find the sole cause of these functional derangements to be A SWOLLEN, IR RITATED AND CHRONICALLY IN FLAMED PROSTATE GLAND. This condition cannpt possibly be remedied by any treatment other than the local measures I employ, and to ATTEMPT TO FORCE NORMAL ACTIVITY AND VIGOR BY THE USE OF STIMU LANTS and tonics would -only result in aggravation of the trouble. Under my treatment a cure Is POSITIVE AND CERTAIN, and absolutely perma nent, because I accomplish It by tha removal of every cause responsible for the disorder. Specific Blood Poison I know this leprous disease com pletely. The system Is thoroughly cleansed and every poisonous taint re moved. The last symptom vanishes to appear no more, and all is accom plished by the use of harmless blood cleansing remedies. Io not submit to the dangerous mineral dosing common ly Indulged In. Such treatment merely obscures the symptoms. PAY WHEN YOU ARE CURED COBrStTITATIOI FREE MY HONEST AND CANDID ADVICE COSTS YOU NOTHING. I cheerfully g-ive you the very best opinion, guided by years of successful practice. Men out of town, in trouble, write If you cannot call, as many cases yield readily to proper home treatment and cure. My offices are open all day from 9 A. M. to 9 P. M., and Sundays from 11 to 1. THE DR. TAYLOR CO. CORNER SECOND AND MORRISON STREETS. PORTLAND, OREGON. Private Entrance 234 Morrison Street. , today. The responsibility for the wreck has not been fixed. How to Grow Hops. ORBGONIAN NEWS BUREAU, Wash ington, Oct. 1 "Growing; and Curing Hops' is the title of a new farmers' bulletin Just issued by the Department of Agriculture. It is a very compre hensive' work by W. W. Stockberger, covering the hop Industry from the plant ing to the baling machine. Suitable cli matic and soil conditions are described; methods of planting and cultivation: trel lising. etc., and many valuable pointers are given on picking and curing the ML3 H'B SMPir AWSBUI VLkl p mm M ifliMlj of the suffering and danger in store for her, robs the expectant mother of all pleasant anticipations of the coming event, and casts over her a shadow of gloom which cannot be shaken off. . Thousands of women have fund that the use of Mother's Friend during pregnancy robs confinement of all pain and danger, and insures safety to life of mother and child. This scientific liniment is a god-send to all women at the time of their most critical trial. Not onl? does Mother's Friend carry women safely through the perils of child-birth, but its use gently prepares the 6ystem for the coming event, prevents "morning sickness." and other dis comforts of this fjeriod. MMS Sold by all druggists at ti.oo per bottle. Book containing valuable information free. JJB1 JF Ht? IS S iigTi The Bradfield Regulntor Co.. Atlnnta. Ga. S Sgog gasss" BE A PERFECT MAN Did you ever stop to consider the fact that you are not as good a man as you used to be: physically, mentally and otherwise? Do you know why? Failing power, loss of vitality and drains are the most frequent causes. It stands you in hand to stop those drains on your very vital force itself- Go to a specialist who can cure these ailments quickly and surely. Come to us. SEEK HELP WHERE IT IS CERTAIN TO BE FOUND. This institution has built up its splendid practice more by the recommendations given it by its PERFECTLY SATISFIED PATIENTS, who have received the benefit of its modern, scientific and legitimate methods, than in any other way. If you are not a perfect man come to us. Isn't it worth the little time It will take you when you are CER TAIN that you will have the benefit of HONEST, SINCERE physicians. A consultation costs you nothing EXCEPT your own time. 27 Yean' Gxperlenre. COCELE, HYDROCELE, GONORRHOEA, GLEET, OR ANY OF THE DISEASES COMMON TO MEN. Personal attention given all patients. A ' ' WE CUKE WEAKNESS This Is to men who lack courage, whose nerves are shaky, whose eyes have lost the sparkle, whose brains are muddled, ideas confused. Bleep restless, confidence gone, spirits low and easily depressed, who . are backward, hesitating, unable to venture because they are afraid of failure, who want somebody to decide for them, who are weak, run dowli and restless. It is to men who have part or all of these symptoms and want new life, new energy. We especially solicit those cases in which many so-called treatments have failed, or where the money has been wasted on other methods of treatment. Don't experiment when our direct method offers a certain means of cure by local treatment. WE CURE VARICOCELE Varicocele causes congestion of the blood in some of the most vital blood vessels of man. It causes a dull, heavy, listless feeling, which is often mistaken for nervous debility or general decline. Varicocele re sults from partial paralysis of the delicate nerve fibers that control local circulation of the blood. The muscular coating of the veins is deprived of nervous control and become inactive, weakens and relaxes. The blood vessels expand from the pressure within. The circulation be comes sluggish and clots form in little nooks and pockets that con stantly enlarge as the relaxation continues. We have cured thousands of complicated cases where others have failed. Our offices are well appointed and equipped with the most mod ern appliances and the latest inventions essential for the proper and up-to-date treatment and cure of special diseases. You may consult us privately In confidence. You will be examined In a thoroughly scientific manner and our diagnosis and advice will be . cheerfully given to you absolutely free of charge. After this if you de sire to be treated we will cure you and make you well and strong as you ought to be. No matter what your ailments are, call or write to us today, stating your case plainly in your own way, and receive the benefit of a modern, skillful diagnosis. All letters answered in plain, sealed envelopes. OFFICE HOURS 8 A. M. to 6 P. M.; evenings. 7 to 8:3u; Sundays, A. M. to 12 noon., " ST. LOUIS MEDICAL AND SURGICAL CORKER SECOND AND YAMHILL DR. TAYLOR, The Leading Specialist My Fees Are Fair, My (Core rermanent. and loo tan Pay When Satisflrd That You Are Well. Varicocele I positively cure Varicocele in one veek. and frequently in even lejrt time. I MEET WITH NO FAILURES, nor it my treatment ever followed by und , slrable results. MY METHOD OF EF FECTING A CURE IS PAINLESS, and no other equally satisfactory, safe and certain method exists. It 1s an original and distinctive method and, produces AN ABSOLUTELY THOROUGH AND PERMANENT CURE. Varicocele not only impairs func tional activity, but in many Instances it results In A WASTING AWAY OF THE ORGANS Involved and gradually undermines the general health. A THOROUGH CURE IS A MATTER OF VITAL IMPORTANCE, and is also a matter of but aVery few days' treat ment under my system. Contracted Disorders Through my long experience treating these diseases I have devised methods that not only cure, soundly and perma nently, but cure in less time than the best of other treatments require. Take no chances. Do not risk your health and strength by relying on patent nos trums or uncertain methods. You are absolutely secure when you Intrust your case to me. hops for market. It Is a pamphlet that will be of great value to farmers In terested in hop culture, and is expected to be in heavy demand in Oregon and Washington. The Bulletin, No. SO, can be had free upon application to Senators or Congressmen. If Baby Is Cutting Teeth Be sure and use that old well-tried remedy, Mrs. Wlnslow's Soothing Syrup, for children teething. It soothes the child, softens the, gums, allays pain, colic and diarrhoea. ' Thousands whom It has cured vouch for the value of Hood's Sarsaparilla as a cure for catarrh. Is an ordeal which all women "approach with indescribable fear, for nothing compares with the pain and horror of child-birth. The thought -"mM-M i OUR FEE $ 1 o.oo Established 27 Years la Portland. Consultation Free We Will Treat Any Single Uncompli cated Ailment for (10.00. Absolute Guarantee No Pay Unless Cured We cure safely and promptly WEAK NESS. LOST MANHOOD. SPER MATORRHOEA. SPECIFIC BLOOD POISON IN ALL SfARKS. VARI DISPENSARY STREETS, PORTLAND, OREGON. s 5 a