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About Morning Oregonian. (Portland, Or.) 1861-1937 | View Entire Issue (March 13, 1902)
-;rt(0--'f3s-9e?-)jgrT51fM-l"i ffpWi:-'' 12 THE MORNING OREGONIAN, THURSDAY, MARCH 13, 1902. r-T7?W BIG CUT BY COURT InterestCharges of Building& Loan Association Pruned. DECISION -OF JUDGE BELLINGER Company Is Entitled to Money Lent, With Interest, but Xo More-Plea That Defendant Was a Stock- holder a Subterfuge. An Interesting decision affecting build ing and Joan associations was handed down yesterday by Judge Bellinger. In tfie case of the Pacific States Loan & Build ing Company against Mrs. Lizzie Green. He decided that the company was entitled to the amount of money lent to Mrs. Green, with interest, but no more. A point was also made that a court of equity will call a sharp halt when a loan asso ciation endeavors to make too large and unconscionable returns at the expense of the victim. Judge Bellinger decided also that the as sertion of the company that Mrs. Green was a stockholder was not supported that this was merely a subterfuge by which the company got a little more than the lion's share. The suit was brought by the company to recover $2594 90 and 5250 attorney's fees, and to foreclose a mortgage on property valued at $12,000. Mrs. Green meanwhile pleaded that she had paid $5543 44 and in terest. She asserted that she had made a contract with the company to buy 110 shares of stock of the value of $100 a share, and that she had borrowed $5500, depositing 55 shares as security, the other .55 shares to be a premium or bonus. The court thought that this amounted to a full assignment of the 110 shares. A fore closure suit by the company brought the matter to a focus. In giving his decision, the Judge said: "This is a suit to recover $2594 90, and to foreclose a real estate mortgage given as is alleged to secure said sum. The complaint alleges in effect, that on Feb ruary 23, 1833. the defendant Lizzie A. Green was the owner of 110 shares of the capital stock of plaintiff, of the par value of $100 per share, for which she agreed to pay 60 cents per month per share, or $66 per month, until said shares by said payments and the accumula tions allotted to the came by reason of profits earned, would become matured and of the par value of $100 each.' That on the same day said defendant applied for a loan of $5500, and accompanied such application with a bid for the loan, which bid was as follows: Amount of money desired as loan, $5500. Applied for February 23, 1S03. 1 hereby agree to hold 110 shares of stock In the Pacific States Savings. Loan & Building Company, and to continue payments of Install ments on Fald stock until the Fame shall ma ture, or until the loan Is otherwle paid. I also hereby agree to pay said company a bonus of 55 shares of the stock above referred to ns a consideration for the loan of $5500 ap plied for. LIZZIE A GREEN. February 23. 1883. Signature of Applicant. Witness: I. C. HICKS. "That the plaintiff company, upon or prior to March 10, accepted said bid, and agreed to loan Lizzie A. Green the sum of $5500, In accordance with the terms and conditions mentioned and according to the terms and conditions of a certain Indenture of bond which was, on the 15th of March, 1893. executed by Lizzie A. Green and James "V. Green, her hus band, a copy of which is made a part of the complaint. This bond was secured by a mortgage upon certain real estate, represented In the application for the loan to be of the cash value, with im provements, of $12,000. The bond recites"! -that -whereas the company only loans Its money to its stockholders, and only In proportion to the amount of stock held br such stockholders, and that whereas Lizzie A. Green Is the owner of 110 shares and has bid the sum of $5500, being the paT value of 55 shares of said stock, 'as and for a premium for the advancement by said company of $5500 by way of anticipation of the value at their ma turity of 110 shares of the capital stock of said company now owned by said Lizzie A. Green, and whereas the said company, in consideration of said prem ises, and by way of said anticipation, has this day advanced to said Lizzie A. Green and James "W. Green $5500, now, therefore,' etc. Then follows the obliga tion of the bond, which will be referred to later. "From what is stated so far. It ap pears that the transaction was one of loan, and that the stock subscription was merely a mode adopted by the par ties of making the loan. According to the recital In the bond, the 13500 loaned was an 'advancement' by the company In anticipation of the value at their ma turity of the 110 shares of stock sub scribed for by Lizzie A. Green. In other words, the 110 shares of matured stock were valued at $5500, and by way of an ticipation of such value there was an advancement' of that sum. One-half of the 110 shares of stock were, as a part of the transaction by which they were acquired, given back to the company as a 'bonus for the loan or advancement. The remaining 55 shares are treated as pledged to the company, but by the terms ot the bond executed on March 10 the en tire 110 shares were 'sold, assigned, trans ferred and set over' to the company ab solutely, no right or interest whatever remaining in the subscriber. This is in, keeping with the theory of an 'advance ment' by the company of the value of the 110 shares at their maturity, but If the defendant Is obligated to pay the $66 per month until the 110 shares be come, by such payments and earnings, fully paid and of the par value of $100 per share, together with interest on such loan or advancement, the contract be comes one of unusual hardship, and such" as' a court of equity will not enforce. "Tho obligation of the bond Is, that the Greens are to pay, on or before seven years, the sum of $5500 and the full amount of the premium, if said 110 shares shall have matured and become worth par; or in case said stock has not ma tured then so much of said premium as may have been earned at the time the whole of the sum advanced is repaid, together with Interest, etc., or in de fault of such payment, then the alter native is to pay the $66 each month 'as and for the monthly dues on said 110 shares, now owned by said Lizzie A. Green, and by her hereby sold, assigned, transferred and set over to said com pany,' together with $27 50 each month as Interest, and also all fines and charges until said stock becomes fully paid in and of the par value of $100 per share, and shall then surrender said stock to the company. If by the word 'premium' Jn the provision in this bond requiring the Greens to pay the sum of $5500 and the full amount of the premium. If the said 110 share's shall have matured and become worth par, or in case said stock "has not matured, then so much of said premium as may have" been earned at the time the whole of the advance Is re paid, is meant the par value of the 55 shares bid as a bonus, or the amount of the installments paid at the time the ' loan Is repaid, the stock not having ma tured, it results that If the stock has matured, the full value of SS00 Is required fa be paid as a premium in addition to the repayment of the sum of $5500 loaned or advanced, or if the stock has not ma tured, then whatever has been paid in in stallments on aecount of this stock must go-to the company in. addition to the re payment of the money loaned and interest- Tho other alternative of the bond is the payment of the monthly installments,- together with interest Install ments, until the entire 110 shares are matured, or are of par valuo, and the surrender of the 110 shares to the com pany. Between these alternatives, there is no choice. In either case the company will receive double the amount advanced. "The proviso In the bond by which upon a 6ix months' default in the payment of Installments the company may elect to declare the loan and the premiums then earned due, and recover the same less the with drawal value of "said 110 shares, allows nothing to the borrower for the with drawal value of the 110 shares above the debt. This Is consistent with the recital in the bond that the $5500 was an advance ment by the company by way of antici pation of the value at their maturity of 110 shares of the capital stock owned by Lizzie A. Green. This recital as well as the condition in the bid by which the de fendant borrower agreed to hold U0 shares and to continue payments of Installments thereon until the came shall mature, or until the loan is otherwise paid, shows that all installments paid on the 110 shares were so much paid on the loan or on ac count of it. If the loan was "otherwise paid" the obligation to pay installments ceased. It was not Intended that the loan would be 'otherwise paid,' and yet this phrase Is cumulative of what is plain enough without it, that the stock sub. scrlptlon and holding and the payments to be made nominally on that account were merely the means of repaying the loan and of securing an unconscionable bonus besides. In this connection consider this allegation in the complaint, that there upon, upon the execution of the bond by Lizzie A. Green and her husband, the said plaintiff advanced to said Lizzie A. Green the said sum of $5500, 'which was to be repaid by the maturing of the shares which she held In said plaintiff corpora tion by making the monthly payments thereon as specified in her said applica tion and the Indenture of bond executed by her and her said husband.' The monthly payments to be made as speci fied in the bond and in the bid which ac companies the application are required to be on the 110 shares. The allegation that the $5500 was an advancement by way of anticipation of the value at maturity of 110 shares of the company's capital stock is in keeping with what elsewhere ap pears, that the defendant, Lizzie A. Green, was to have merely a borrower's, not a stockholder's, interest In the com pany; that the stock subscribed for by her at par value would only repay the advancement which had been made to her. "Upon what pretense of fair dealing the company intended that $5500 advanced by it, and upon whlqh it had received Inter est, was to represent the value of shares actually worth $11,000. does not appear. It is argued that the defendant, Lizzie A. Green, became a stockholder and that the payments made by her and sought to be enforced against her in excess of her debt are In the nature of a stock investment. But the facts as they already appear do not support this contention. Her so-called stock conferred no rights upon her. It merely Imposed an obligation upon her, which the most guileless right-minded person in the world could not be expected to assume In any transaction less de vious and complicated than that In ques tion. And so It transpires that although she 'sold, assigned, transferred and set over,' absolutely and unconditionally, to the company the 110 shares of stock which she is described as holding; al though neither the conditions of the bond nor the allegations of the complaint ad mit of any present interest, or of any possible Interest at any time, on her part In the company, and although she has paid $5544 on the principal sum of $5500 advanced or loaned, or what amounts 'to the same thing, has paid installments to that amount to mature stock -by which the sum advanced or loaned was to be re paid, and has paid Interest meanwhile on the unpaid balance of the principal debt at the rate of above 12 per cent per an num, yet a decree is sought against her In a court of equity for $2594 90, with $250 additional as an attorney's fee, for which a foreclosure Is prayed upon property stated In the application for the loan to be worth $12,000. "The question of usury was discussed at some length on the argument, and a recent decision of an Eastern court. In which a contract like the one in suit was enforced was cited. In that case the con tract was held not to be usurious. That question is not necessary to be considered here. If It 'was a mere question of an interest charge and the rate appeared to me to be unconscionable, there could be no relief in this court that Included it. "The fact Is that this so-called stock subscription Is not In any proper sense a stock subscription at all. It Is a mere expedient to secure unconscionable terms In a money-loaning transaction. The pen alty in a bond may be avoided by a per formance of the condition upon which the penalty depends, but in this case there was no such avenue of escape for the hap less borrower. By prompt repayment of the advancement a payment otherwise than by maturing the stock she would still lose the installments that had been paid in the meantime and were then due. But If unable to make prompt payment the exaction would be Increased, and might, according as the company saw fit to act, equal the principal sum advanced, not taking into account the Interest pay ments made. Among the earliest exer cises of the equity jurisdiction, was the relief it afforded against the penalties and forfeitures, and so far there Is no case In which Its Jurisdiction has been invoked to enforce either. What Is asked In this case is something quite as unconscionable as a penalty a thing that equity will not enforce, and will not permit. In any case coming within its Jurisdiction. The complainant credits the defendant, Lizzie A. Green, with the value of 75 shares of so-called pledged stock, at $4214 10. The remaining 55 shares are of course donated or premium stock. There Is therefore no pretense that "this defen dant has. or is to have, any interest as a stockholder on account of payments made and sought to be enforced against her in excess of the loan and interest. As a bonus, and the remaining 55 shares were given as a pledge, but all went to the company by absolute as signment and transfer. There Is nothing in the conditions of the bond that admits of any interest in Lizzie A. Green In the so-called pledged stock. The transaction was one of loan, and nothing else, and equity, which looks to the Intent, not the form, must so regard it. The in stallment payments of $66 per month were payments on the loan. These payments continued for seven years, during which Interest installments were also paid. There has thus been paid, as already stated, $5544 and Interest. "The complainant Is entitled to its loan or advancement, and interest. More than this it has had. More than this it is not entitled to. It cannot, in a court of equity, collect Installments In the nature of premiums upon stock, subscribed for merely to qualify the subscriber to bor row from the company, and which, by the terms of the agreement between the parties, was to be, and was In fact, trans ferred to the company, and of which the company has at all times been and now Is the absolute owner." Illinois Anti-Trast Law. SPRINGFIELD, I1L, March 12. Accord ing to the opinion of Attorney-General Hamlin and other officials, the decision handed down by the United States Su preme Court declaring the anti-trust law of this state unconstitutional Is not near ly so significant as some persons believe. The law passed upon by that tribunal Is not, as commonly supposed, the oniy one providing for an annual report by the corporations of the state to the Secretary of State, with an accompanying affidavit to the effect that the corporation has not entered Into any sort of -a trust. The law passed upon is one making the act of en tering into any such combination a mis demeanor and providing a penalty for such action. No Clemency for Dotios. BUTTE, Mont, March 12. Governor Toole refused today to interfere In the case of Clinton Dotson, the convict at the penitentiary under sentence of death. The date of execution has not yet been fixed. PILLS BURY IS SECOND MAROCZY WINS THE5 IOTERKA. nOXAIi CHESS MATCH. Draira Games Played OS at the Last Sitting: at Monte Carlo Other Sporting- News. MONTE CARLO, March 12. Six games of the semi-final and final rounds of the international chess masters' tournament, which had ended in draws Monday and yesterday, had to be replayed today in order to end the contest, which was be gun February S. The six games replayed were between Mason and Blsenberg, Wolf and Schlechter, Napier and Marco, Pop lel and Gunsberg, Maroczy and Tarrasch and Sen eve and Elsenberg. All the games were declared drawn and the prizes were therefore distributed as follows: First prize, 5000 francs, Maroczy, of Buda Pest, Hungary; second prize, 3000 francs, Plllsbury, of America; third prize. 2000 francs, Janowski, of Paris; fourth prize 1500 francs, Teichmann, of London: fifth, sixth and seventh prizes of 1000, 750 and 500 francs, respectively, were dl- WHO CAUSED INCREASE IN TAXES? One of the street dodgers sent broadcast by the Simon machine yester day had for its caption, "The Oregonlan's Present Idea of Economy and Good Government." It sets forth figures designed to show that the last Legislature had saddled upon the taxpayers of Multnomah County a great burden in the shape of increased state taxes, and It blames the "Citizen" members af the Legislature and The Orcgonian for that alleged result. Now, It happens that The Oregonians did not support the "Citizens" ticket for election to the Legislature, and does not feel disposed to ac cept any large share of responsibility for their actions. But It Is well enough to call attention to the fact that the 'last Legislature was Repub lican, Just as was the Legislature of 1S99. Tho Increase in state taxes for Multnomah County is in exact proportion Jo the increase In other counties throughout the state. The proportion of the total state tax that Multnomah County shall pay for the ensuing five yeare was declared In an act passed by the last Legislature. Its author was Senator Booth, a Republican, and it passed both houses by a practically unanimous vote of all parties. The total assessed valuation of taxable property In Multnomah County for 1900 was $32,639,487. The total for 1901 was $4S,195,642, an Increase of over $15,000,000. The total tax-roll for Multnomah County for 1901 upon which taxes are now being paid is nearly $300,000 greater than in 1900-that is, its costs nearly $300,000 more to run the county in 1902. The present Asses sor was the candidate of the "regular" organization. His predecessor was not. If there Is any point to be made out of this circumstance, 'doubt less the taxpayer will discover it. ' vlded among Schlechter, of Vienna: Tar- ! rasch, of Nuremborg, Germany, and Wolf, ! of Vienna. MONOGRAMS PLAN SEASON. Local Amateur Baseball Players Are I Ready to Meet Any Team In State. Active preparations for the season of the Monogram baseball team, last year's ' Fontella nine, are being made. Archie Parrbtt, the well-known first baseman, has been elected captain. The team will again be managed by Ed Jacobs, to whom ! much of the success of the Fontella team, j wmen ne managed last year, was due. Nick Whitehead will act as secretary and ' treasurer of the team. j All money received from the games will ! be turned into the treasury after each game, and the funds used for the actual expenses of the men. If a sufficient amount is realized from the games at the first of the season, the Walla Walla and Everett teams will be brought to this city. At present the outlook Is that the Mono grams will be the strongest amateur base ball team In the Northwest, and the team Is willing to meet all comers. Fleming will share the honors In the twirling with "Whltehouse. Fleming played with the team last year, and pitched wonderful ball. At the close of the Fontella season he played with the La Grande team. The first appearance of the team will be when it meets the professional team from the Portland Baseball Club, and the game will mark the opening of the base ball season in Portland. The dates for the games are April 19, 20, 2G and 27. In these games the Portland fans will have the opportunity to see the teams that are to represent the city during the coming season, one among the amateurs and the other among the professionals. PITCHER EJNGLE SIGNED. Crack Portland Player Will Be Here This Season. George Engle, the crack pitcher of last year's baseball team, will play with Port land again this season The official an nouncement was made yesterday, and was fllMX ILLEGAL HOBOS AND VOTERS, BEWARE! You cannot "square" It. If you attempt to vote at the polls Saturday you will be ar rested. It will not be made "all right" by the police, -who urged you to register. The names of all persons who have registered without legal right to do so are known. The fact of llcgality has been investi gated and verified. Read what Sheriff Frazler says: "I shall Instruct each one of my deputies to arrest any persons trying to vote at the primary election Satur day who are not entitled by law to cast a ballot." Prosecution will follow ar rest. Here is District Attor ney Chamberlain's warning: "1 will prosecute every case for which & complaint Is sworn to against persons attempting; to vote illegally at the primary election Sat urday. The law provides for an honest and fair elec tion, and so far as the Dis trict Attorney's office can aid to that end the people may be assured that every thing possible will he done." And the police cannot "square" It. t 4 a source of great satisfaction to the local fan6. Engle's work last season won him a warm place In the hearts of the base ball cranks all over the Northwest. He is a native of Cincinnati, and Is 27 years old. He has played on the teams of Jackson, Mich., Portland, Me., and the Cincinnati Shamrocks. Engle possesses remarkable speed, throws good curves, and is a hard hitter. He declined several handsome of fers from Eastern teams. In order to re turn to Portland. The local team now has 10 players signed and Manager Vlgneux has his eye on one more a man who Is both a crack catcher and a center fielder. SEATTLE TEAM, TO COME. Will Play Basket-Ball "With the High School Girls. Manager Elmer Smith, of the Portland High School girls' basket-ball team, has arranged a basket-ball game for his team with the girls from the Seattle High School, to be played here at the Y, M. C. A., March 2L Last month tho Portland girls, on their trip to Puget Sound, defeat ed the Seattle team by a scoro of 12 to 6 In an exciting game. The High School girls are the winners of the Wright cup In the Girls' Interschol astic Backet-Ball League, of this city. The only defeat the girls have suffered was at Monmouth. All the other games resulted in well-earned victories for the local team. At present they are practicing hard under the coaching of their manager. In the Y. M. C. A. gymnasium, and are showing up in fine form and displaying excellent team work. The line-up of the team Is: Guards, Alice Tldcome and Jennie Ketcham; cen ter, Eva Taylor: forwards, Helen Thayer and -Nellie Tldcome; substitutes, Ethel Sharp and Effie Scanlan. WAIUNNER'S MEJf WIN. "Win Weekly Botvllntr Contest at Mnltnoxuah Clnb. "Toff" Warlnner's assortment of "Tof fies" again took the medals In the weekly bowling contest at the Multnomah Club. The bowling scores this week were lower than they have been for several weeks. "None of the contestants made 200 totals, and there was only a slight sprinkling of 50 and 60 single-game scores. The interest in the weekly tournaments is increasing, and this week nine teams contested for the medal. There were four on Monday night, and last night .Honeyman got a H bunch together who aspired to win the medals. The score: 3 coi "Si l H nobsro '3i 2-7 PLAYERS. at 2 3; Ball Hablghorst .. Abenuroth ... Zeller 170 131 S 1S4 lw Totals 142 150 Holmes Sydney Zan .... Ford Totals 31 53 25 43 152 43 132 Hudson .... Surman ..... Churchman Beck, J. A.., Totals .... 23 27 24 35 129 45 39 36 M 52 131 714 1S9 192 192 175 Warlnner WIckersham Beck. Phil Whltehouse 5! 53 33 23 0 34 Totals 1351 192 Honeyman Barrett .... Pratt Knight .... Totals ... 130 114 Kerngan . Dunne .... Robertson Allen , Totals Bailey,. A. A. Weis , Slgler Mallory 35 Totals 667 Kahn Bailey, M , "Warren , Van Dussen , 154 193 150 195 Totals 632 121 103 179 161 Brlgham. Plttock Harlow Robertson .... Totals 113 IIS 1321 121 140 624 Hitch In the Big Fight. NEW YORK. March 12. There will be a hitch In the Jeffries-Fitzsimmons fight If It is awarded to San Francisco promoters, and they wish to pull It off In April In stead of May, as called for by the articles of agreement, says the World. It has been Intimated that the date might be brought forward In order to catch the racing season. Fitzslmmons wanted three months to train for the fight, and when articles were signed February 15, the date was set at May 15. In regard to the proposed change Fitz slmmons is quoted as saying: "Not for me. I am going to be In con dition for this fight, and I am not going to cut one week off of what I think Is the proper training to suit anybody. I, am going to win. and then I am going to re tire and die the champion. If it is a ques tion of money or a chance to win the fight. I will throw away the money before I will throw away my chances." Two Natural Gas Explosions. PERU, Ind., March 12. Two natural gas explosions early today wrecked two build ings and Injured six people. Frank KIley, Sr., Is supposed to be fatally Injured. Others Injured are: Frank KIley, Jr., James KIley, Bridget Kiley, Mrs. John Hayes and baby. The first building wrecked was occupied by Mrs. Hayes. The explosion awakened the Kiley family, and they rushed to the porcn. wnue sianaing mere anowier ex plosion wrecked their house and hurled the KHeys into the yard. The elder Kiley was found buried In the debris. Championship Pool Tournament. NEW YORK. March 12. In the cham pionship pool tournament this afternoon. Charles Weston, of Wyoming, defeated Irving Long, of Nashville, Tenn., 125 to 103. Tonight. W. H. Clearwater, of El- Pabst is always pure Brewed from carefully ekcted btrley and hopa never permitted to lca?e the brewery until properly aged. mmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmtmmmm wood, Pa., defeated Patrick H. Walsh, of New York, 125 to 84, and William Wen rick, of New York, defeated Grant Eby, of New York, 129 to 97. Races at Oakland. SAN FRANCISCO, March 12. Only two favorites won at Oakland today, but some of the other winners were well played. There were some close finishes. Phil Archibald won by a nose from Golden Light, a 10-to-l shot, while Picador and Eva G. gained neck victories. Picador was lucky to win. as Bangor, who sulk-id, was closing very fast. While breezing this morning. May W. and Parlzalde were injured. Results: Six furlongs, selling Our Lizzie won, Dcvereaux second. Onyx third: time, 1:19. Seven furlongs, selling Phil Archibald won. Golden Light second, Frank Woods third; time, 1:33. " Four furlongs, purse, 2-year-olds eligi ble to Gebhart stake Georgle West won, Arbo second, Hudson third; time, 0:50. One and a quarter miles, selling Pica dor won, Bangor second, Morinel third; time, 2:131. Mile and 50 yards, selling El Mldo won. Loyal S. second, Grand Sachem third; time. 1:4S. Six furlongs, selling Eva G. won, Kill doe second. Quiz II third: time. lrlSVi. Races at New Orlenns. NEW ORLEANS, March 12. Crescent City results: Half mile Navasota won, Eugla second, Suevlus third; time. 0:46. Seven furlongs Mr. Phlnnlzy won, Al gle M. second, Een Hullum third; time, 1:27. Handicap, mile and 70 yards Lofter won. Scarlet Lily second, Johnnie Mc Carty third; time. l:44Vfc. The Bush cup, two miles and a quarter Azim won. Little Elkln second. Major Manslr third: time, 3:59. Seven furlongs Lord Quex won. Balm of Gllcad second, Marcos third; time, 1:27. Mile and three-sixteenths, selling Lin den Ella won, Woodtrice second, Dr. Stephens third; time, 2:C0. The Six-Day Race. PHILADELPHIA. March 12. Of the 70 men who started In the six-day race Sun day night. 46 have ' dropped out. The scores of the 10 leaders at midnight were: Miles. Laps. Cavanautrh 30G Fahey 291 Gllck 2S4 Tracey 276 Day ; 2S5 Hart 2S7 Barnes 254 Nolen 226 Dean 208 Barclay l9o Vancouver Sportsmen Organize. VANCOUVER. Wash.. March 12. The Vancouver Sportsman's Association was organized last evening, and the following officers elected: President, M. L. Coo vert; vice-president. Christian A. Engle man; secretary, H. M. Swartz; treasurer, E. M. Scanlon. ' BIG WORKMEN RALLY. Upchurch Lodge Discusses Coming Supreme Lodge Convention. Upchurch Hall, cornet Seventeenth and Marshall streets, was crowded to over flowing last evening by the members of the A. O. U. W. of North America, who gathered for the purpose of arranging for the coming session of the supreme lodge. The meeting was honored by the presence of C. C. Hogue. of Albany, grand master workman; C. J. Wheeler, grand guide: A. W. Allen and W. H. Reader, grand lodge finance Committeemen; J. E. Wer leln and Ralph Feeney, supreme represen tatives. Three hundred enthusiastic Workmen were present, and for their edification the beautiful Initiatory ceremony was con ferred upon A. King Wilson. C. C Hogue, the master workman, presiding during the ritualistic ceremony, and Mr. I. Bales giv ing the secret work In an Impressive man ner. Never before were the principles of the order, as represented In the 13th chapter of I Corinthians, more Impress ively rendered. J. T. Whalley, the first speaker of the evening, opened In a humorous strain, re ferring to 'national conventions, and as to why the great Eastern cities always bid for these meetings. "Portland." said Mr. Whalley, "Is naturally a great city, and It these National conventions are great for Eastern cities, why, who can estimate the amount of good that will come to our great city from these gatherings?" T. H. Fearey spoke briefly from a busi ness man's standpoint. "Work must be the watchword of the hour; work lh sea son and out of season; and let no citizen of the city rest from these labors until after the adjournment of the supreme lodge. We are naturally great, and we must be great In hospitality." At this part of the evening's work re freshments were served. J. E. Werleln, In his usual forceful manner, spoke of the hard work that was done to secure this convention for Portland. "We from Oregon knew that we could surpass any thing In the far East." said Mr. Werleln. "or any other place, for that matter. In the way of natural scenery. Now that we have won the convention, we as Workmen must extend to our visitors every cour tesy. "We must become filled with the principles as Inculcated in the watch words of our order, and, having become thoroughly imbued, our countenances will fairly shine forth In tokens of hospitality, until our citizens become partakers of the same feeling and heartily co-operate with us In our great work." Grand Master Workman C. C. Hogue, of Albany, spoke of the condition of the or der, and numerous statistics were pre sented In an able manner. Mr. Hogue said that the enthusiasm already engen dered in Portland had already reached up the Willamette Valley, and Albany had become aroused. A large delegation was coming down to Portland by special train, large delegations were already assured from as far south as Jacksonville and Ashland, while Intermediate cities would fall In line. H. D. Ramsdell spoke -for the League of Honor, urging a large Increase In mem bership as a present to the supreme lodge when assembled here. Ralph Feeney, supreme representative, a member of Upchurch Lodge, described the work of the lodge, telling of many pathetic scenes that had come under his personal observation. He closed by thank ing the League of Honor for visiting North Portland, and promised great things for the reception of the supreme lodge, not only the Workmen, but all the residents of North Portland. The League of Honor then held its reg ular weekly meeting, accepting, as also did Upchurch Lodge, an Invitation from Master Workman Carr to attend a green social to be given by Industry Lodge on next Monday evening, and to visit offi cially next Tuesday evening Crescent Lodge, No. 10. i Count Waldersee May Not Come. NEW YORK, March 12. Count von Waldersee has postponed his Journey to the United States for a year, says a Her ald dispatch from Berlin. An amusing ABOUT CATARRH CURES The Reason Why Inhalers and Local J Applications are Useless. For many years catarrh was considered to be a local disease and was treated en tirely by local remedies, salves, ointments, powders sprays and Inhalers, and nearly all of these gave a temporary relief, but a genuine permanent cure was very rare. It is true the most annoying symptoms, like stoppage of the nose and throat trouble, are purely local, but they are simply symptoms'and the real seat of dis ease Is far removed. Catarrh Is a constitutional disease, a blood disorder, complicated usually with disease of the liver and to suppose that local applications of sprays, powders. In halers, could ever reach the real cause of the trouble Is ridiculous. The sensible and successful treatment is to remove the catarrhal poison from the system by regulating the liver and puri fying tho blood, and this can only be done by an internal remedy, which should consist of antiseptics and remedies' to act vigorously on the blood and liver. The best preparation of this kind which fills all the requirements of a safe con stitutional treatment Is Stuart's Catarrh Tablets, compo&ed of blood root, red gum and similar wholesome antiseptics, which are absolutely safe to take into the stom ach and which act upon the liver, stomach and mucous membrane. Stuart's Catarrh Tablets are large pleas ant tasting lozenges to be slowly dissolved In the mouth, thus reaching the mucous membrane and windpipe and finally reach ing the stomach. Dr. Edmondson, In speaking of the new treatment for catarrh, says: "I have ac complished the most satisfactory results In all forms of catarrh of the head, throat, bronchial tubes, as well' as catarrh of the stomach and liver by using nothing else but Stuart's Catarrh Tablets. I long since threw aside sprays and Inhalers as being Inconvenient and at the best mere temporary make-shifts. Stuart's Catarrh Tablets act Immediately upon the liver and blood and clear the whole system of catarrhal poison. They arc pleasant and very convenient to use, and they are not only the latest, but I be lieve them to be the best and certalnly the safest treatment for any form of catarrh." All druggists 3ell Stuart's Catarrh Tab lets at 50 cents for full-sized package. A little book on cause and cure of ca tarrh mailed free by addressing the F. A. Stuart Company. Marshall, Mich. story is going about to the effect that Countess von Waldersee, reading the ac counts of what hapencd to Prince Henry and the almost superhuman efforts he was called upon to make during his visit, has become much alarmed lest anything like it should fall to her husband's share, so the story goes. Countess von Waldersee, who Is anx ious about her husband's health, resolved that tho American trip, about which she was enthusiastic recently, be deferred until tho American pro-German enthusiasts have had time to cool. fliisORDERSl OF MEN l f jllll vf Signed 'y- 7 Blua f LA JoMPAHY'S EXTRACT bSpI lvs) Added to Soups and Saucesfl WmaRcs them like the products! Zrv fagga of the best JL WgDjM feUg French CqoKS?J SPECIALISTS FOR MEN Many Men Treated for a Weak ness Which Xever Existed In the largest proportion of cases of lost vitality, prematureness and the train of symptoms known as "weakness," certain morbid con ditions of the urethra and prostate ?land. damaged by early dissipation, too often repeated and too long con tinued excitement so react on the organs that a condition of dimin ished vitality and function Is In duced. Our knowledge of the mor bid changes in the organs them selves Is quite clear and full, but how these changes operate on the nerves and spinal cord center are mysteries to the medical profession. Whatever the morbid change may be, however, the effects are appar ent .to the embarrassed sufferer; those troubles being symptomatic of the above-mentioned and well defined morbid conditions, It seems that even the unprofessional pa tient must understand that stom ach drugging will not cure, but ef forts directed toward repairing the lamaged tract will restore. In prac tice such Is the case, as the treat ment on these lines never falls to accomplish the desired result. Col ored chart of the organs sent on application. Wo also cure Stric ture. Rupture, Piles, Kidney and Bladder diseases. Br.Talcott & Co. PORTLAND OFFICE i 250 J Alder Street, cor. Third San Francisco Office. 997 Market st. THE PALATIAL OREGONIAN BUILDING H ill lit Not n dark ottlce In the building absolutely fireproof; electric lljcnti and artesian water; perfect sanita tion and thorough ventilation. Ule vators run day and night. Rooms. AINSLIE. DK. GEORGE. PhvMcian 413-414 ANDERSON. GUSTAV. Attorney-at-Law...U12 ASSOCIATED PRESS: E. L. l'cmcl!. Mgr.. .Sua AUSTEN". F C. Manager for Oregon and Washington Bankers' Life Association ot Des Moines. la CIE1-50J BANKERS LIFE ASSOCIATION. OF UES MOINES. IA.; F C. Austen. Mgr OOU-503 BEAL.S. EDWARD A.. Forecast Official V. S. Weather Bureau 910 BENJAMIN. R. W.. Dentist 314 BERNARD. G.. CashKr Tontine Savings Association , 111-213 BINSWANGER. OTTO S.. I'hjb'.clan ani Surgeon 407-103 BROCK. WII-BUR F.. Circulator Orego- nlan C01 BROWN. MYRA. M. D 313-314 BRUERE. DR. G E.. Phslclan... 41U-41J-414 CAMPBELL. 'VM. M.. Medical Referee Equitable Life "W CANNING. M. J CC.M.03 CARDWELL. DR. J. R.. Dentist oOH CAUKIN. G. E.. District Agent Travelers Insurance Company "13 CHu'RCHILL. MRS. E. J 71G-T17 COFFEV. DR. R. C. Surgeon 405-4'JU COLUMBIA TELEPHONE COMPANY C04-G05-W)G-U7-UI3-014-I"13 CORNELIUS. C. W.. Pays, and Surgeon. ...200 COLLIER. P. F., Publisher; S. P. McGulre. Manager ....i 't5 DAY. J. G. & L N 313 DICKSON. DR. J. F., Physician 713-714 EDITORIAL ROOMS Eighth Floor EVENING TELEGRAM 323 Alder Street EQUITABLE LIFE ASSURANCE SOCI- ETY; L. Samuel. Manager; G. S. Smith. Cashier 303 FENTON. J. D.. Physician and Surgeou..50U-10 FENTON. DR. HICKS C. Eye and Ear oil FENTON. MATTHEW F.. Dentist SOU GALVANI. W. H.. Engineer and Draughts man oo GEARY. DR. E. P.. Phys. and Surgeon 408 GIESY. A. J.. Physician and Surgeon... 700-710 GILBERT. DR. J. ALLEN. Physlclan..40l-402 GOLDMAN. "WILLIAM. Manager Manhat tan Life Ina. Co.. of New York 209-210 GRANT. FRANK S.. Attorney-at-Law 017 GR1SWOLD & PHEGLEY. Tailors Ul Sixth Street HAMMAM BATHS. Turkish and Russian.. JOO-J01-302 HAMMOND. A. B 310 HOLLISTER. DR. O. C. Physician and Surgeon 504 503 IDLEMAN. C. M.. Attorne j -at-Law ...416.-17-13 JOHNSON. W. C 313-310-317 KADY. MARK T.. Supervisor of Agent. Mutual Reserve Fund Asa'n 0O4-G05 LITTLEFIELD. H. R.. Phys. and Sur 20U MACKAY. DR. A. E.. Phys. and Sur... 711-712 MANHATTAN LIFE INSURANCE CO. OF NEW YORK; W. Goldman. Mgr 200-210 MARSH. DR. R. J.. Phy3. and Surgeon.404-40t$ MARTIN. J. L. & Co.. Timber Lands t,ul McCOY. NEWTON, Attorney-at-Law 713 McELROY". DR. J. G.. Phys. & Sur.701-702-70.1 McFADEN. MISS IDA E.. Stengorapher -li McFARLAND. E. B.. Secretary Columbia Telephone Company .........COO McGINN. HENRY' E.. Attorney-at-Law.311-lU McGUIRE. S. P.. Manager P. F. Collier. Publisher -"3 McKENZIE. DR. P. L.. Phy3. and Sur..512-U METT, HENRY 21S MILLER. DR. HERBERT C. Dentist and Oral Surgeon W)3-003 MOSSMAN. DR. E. P.. Dentist 5U-514 MUTUAL RESERVE FUND LIFE ASS"N; Mark T. Kady. Supervisor of Agents.. WJ4-G05 NICHOLAS. HORACE B.. Attorney-at-Law.713 NILES. M. L., Cashier Manhattan Life In surance Company of New York 209 OLSEN. J. F.. State Agent Tontine Sav ings Association 211-212 OREGON CAMERA CLUB 214-215-2IG-21T OREGON INFIRMARY OF OSTEOPATHY 409-410 OREGONIAN BARBER SHOP; Rudolph Marsch. Prop 12U Sixth Street OREGONIAN EDUCATIONAL BUREAU: J. F. Strauhal. Manager 200 PORTLAND EYE AND EAR INFIRMARY'. Ground Floor. 1J3 Sixth Street QUIMBY. L. P. W., Game and Forestry Warden 213 REAVIS. DR. J. L.. Dentist G0S-GO9 REED. WALTER. Optician... 133 Sixth Street R1CKENBACH. DR. J. F.. Eye. Ear. Nose and Throat 701-702 ROSENDALE. O. M., Metallurgist and Min ing Englner - 310 RYAN. J. B.. Attorney-at-Law 015 SAMUEL, L.. Manager Equitable Life 30ti SHERWOOD. J. W.. Deputy Supr-imi Com mander K. O. T. M 517 SMITH. DR. L. B.. Osteopath 400-410 SMITH. GEORGfi 3.. Cashier Equltabla Life 308 STUART. DELL. Attorney-at-Law C17-C18 STOLTE. DR. CHAS. E.. Dentist 704-703 STOW, F. H.. General Manager Columbia Telephone Co COd SUKUEON OF THE SP. P. RY. AND N. P. TERMINAL CO 701 SUPERINTENDENT'S OFFICE 201 THRALL, S. A., President Oregon Camera Club -2H "THREE IN ONE" QUICK ACCOUNT SYSTEM COMPANY. OF OREGON 613 TONTINE SAVINGS ASSOCIATION. Min neapolis; J. F. Olsen, State Agent 211 TUCKER. DR. GEO. F., Dentist 610-011 U S. WEATHER BUREAU. ...9O7-00S-9O0-91O V. S. LIGHTHOUSE ENGINEERS. 13TH DIST.; Captain W. C Langnltt, Corps of Engineers. U. S A S03 U. S. ENGINEER OFFICE RIVER AND HARBOR IMPROVEMENTS; Captain W. C. Langfltt. Corps of Engineers. U. S. A.. 810 WILEY. DR. JAMES O. C. Phys. & Sur..708-9 WILSON." DR. EDWARD N. Physician and Surgeon 304-303 WILSON. DR. GEO. F.. Phys. & Surg..706-707 WILSON. DR. HOLT C. Phys. &. Surg..507-503 WILLAMETTE VALLEY TELE. CO UI3 WOOD. DR. W. L.. Physician 412-413-411 Offices may be had by applying to the superintendent ot the bnildlne, room 201, second floor. vi r Vk;::.. No Pay THE MODERN APPLIANCE. A poltn way to perfect manhood. The VACUUM TREATMENT cures you without medicine ot all nervous or diseases of the generative or gans, such as lost manhood, exhaustive drains, varicocele, lmpotency. etc. Men are quickly re stored to perfect health and strength. Writ for circulars. Correspondence confidential. rHE HEALTH APPLIANCE CO.. room 47-44 Jaf Deposit building. Seattl. Wash. i j?S ZSjJi al is e non-poisonooi r jSmO'lnnedTicrConorrhcej, 'CVRZST 'ialMftdtjO uieet, spermatorrhoea, Whites, unnatural dir QuitatMC set t itritton. charges, or any inuamma- IPrtTtau etnUftoa. tlon of m u c o a a mem jUmEvm CHEMIOAlCn. branes. Non-astringent. kCtNCl)l!UT1.0.l I Sela by Dragglsts, U.S. a. y j or sent In plain wrapper XaPll VM. or 3 bottleo, 12.75. - V4IVU.4 nut va s4iti