The daily Astorian., March 04, 2016, WEEKEND EDITION, Page 5A, Image 5

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Rates as low as
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*1.99% Introductory Annual Percentage Rate (APR) is available on Home Equity Lines of Credit with an 80% loan-to-value (LTV) or less. The Introductory Interest Rate will be fixed
at 1.99% during the five-month Introductory Period. A higher introductory rate will apply for an LTV above 80%. Offer is available for new applications submitted from February 20 –
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the Wall Street Journal. As of February 9, 2016, the variable rate for Home Equity Lines of Credit ranged from 3.24% APR to 8.50% APR. Higher rates may apply due to an increase in
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Interest only repayment may be unavailable. Loans are subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts.
Interest rates and program terms are subject to change without notice. Property insurance is required. U.S. Bank and its representatives do not provide tax or legal advice. Your tax
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apply. Mortgage and Home Equity products offered by U.S. Bank National Association. Deposit Products are offered through U.S. Bank National Association. Customer
pays no closing costs, except escrow-related funding costs. An annual fee of up to $90 may apply after the first year and is waived with a U.S. Bank personal Platinum
Checking Package. The Consumer Pricing Information brochure lists terms and conditions that apply to U.S. Bank Consumer Checking Package accounts and can be
obtained by calling 800.872.2657. Member FDIC ©2016 U.S. Bank. All rights reserved. 160083 2/16