La Grande evening observer., June 22, 1932, Confidence Edition, Page 16, Image 16

Page Eight
LA GRANDE EVENING OBSERVER, LA GRANDE, ORE.
Wednesday, June 22, 1932
La Grande Credit Association
I Aids Both Merchant and Public
the meetings are compiled and mailed
to IU menibeiu fur their personal use
la their particular line of endeavor.
Thla system has proved wry benefic
ial to Its member.! lit trading with
the public at lurjo. Thli member-
WunivoHnn liSinorinno Aa Momlioi-nf MuHnnul 1U responsibility to Its
Credit Association; Stabilizes Local Credit;
Loans Department Has rroved Useful.
Izatton ot service lo the community,
1'hls Uk Omnde Credit Association
Is. a member of the National Retail
Credit Association, which bat rules
and regulation to be applied to Its
luc!; of doing business. There are.
luuuy things that have to be kept In
mlud In the practices ot a credit bur
cau. which la a servlco department of
the Natloual Retail Credit Associa
tion, that aro for the benefit of the
community aa a whole. This office
has stayed very strictly within the
community, ami Is always at liberty
to work with any Individual who feels
he Is over burdened or tiemu abu-jvd.
I'l'hls clajs o! people la willing to call
ft i ,on any of this organization' inem-
; I bers, who In turn pans them on to
Th!-J article. It seems, haa to bl 111 1820 the organization In Cunatla thl) 0,(lce or tne ljlg 0rauue credit
tllacrlptlve and In Hue with other ar- Joined lto activities with the National j Asi,oclaUoii where the matter will be
tides of several organisations In this j Association In tho United States. Up diicusJeU "lid worked out If at all
district. Although : It may not U , to this wilting all the major nations j pb!,,, To work out u of he-
wiuc.y smmu. uw v uunw m "' problems, many times this orgnnlza-
Associatlou la principally an organ-1 this organization. llc w cup,u upon to go so far m
Union county lecls proud of ltejto make loans to those In (rouble,
healthy climate and beautiful valley; j in the .jummer of IttJU the man
It must feel proud of Its community ager, Mr. II. B. Parker, stirtvd a move -organizations,
of which this aiuocla- ! ment whereby the organization was
tlou is one. Allow me to say here j incorporated In December. 10211. un
that If all communities were perfect :,et the laws of the state of Oregon,
and their Individuals did everything j t3 maSe loans. This loan depart
right, there would bo no need of an mini has Its pilnclph object In vlvw
organization of this kind: but the of taking delinquent uccounts held
day that arrives will be the Uuy jt on the books of. first Its membcr
Mlilonulum which, I fool sure you snip. and then It j uon-mehibers and
will agrco with mo. has not arrived .paying them out. We have made i
Therefore. It Is only a mutter of thj :,,,,, lo.,,.., ,,f rhi., kind, turning the
rules and regulations of the National i CoatM of events that thlu crmmlza- I , ,i tile lrwui iniji iMinh 'I'hiM ori:ili-i
Retail Credit Association during the tlon. or ouo of Its kind, will always iKlltlou wlu continue to do this tiiso
tryiug times of tho last two and a ; bo hol-Ci , rar M thw bon-ow.r yn0ws that he
The months are now bringing a 1 has reasomibli. security; of course,
groat demand for the buying of bar- tner(J arc 1IUiuy castfS iu which the
gains. This is very noticeable, I am individual la obligated beyond his
Informed by good business authorl- bcrrowlni oowur. To assist In casus
ties, all over the -.Hates of Washington Qt this kind, many Individuals have!
ana vrcgon. " is oiuy muurui uij, pvjeed their liabilities with this of
part of thia bargain buying will bo Uoy They art. thereby paying their
done on credit, and It's only natural imbllftlt-j to the one place. In this
that the elkr of these bargains will wuy tue individual' who Is over
want to feel assured that the person burdened caji many times arrange his
with whom he la deolliiK will pay aIfllln. Wo have case where lndi-
nnn wnat wii: oe coming uue in ino vldiaal j have paid out every penny
hail ycar-i
Tha manager of thla buroau haa
been upoken to by members ot tho
public who feel It would be bctuu
If, bualneas were douo for coal on the
Hue when purchaje aro made. But,
a& far back aa blutory shows, this
policy could uot bo maintained, as
the public need doea uot ttlway get
lUtouud to where the medium of ex
change or actual cash Is on band to
make payments m full on purchases,
Nuburally. under conditions of this future. It la only natural that the tm,y olnff out into tho world
kind the responalbillty of the par-
ti.es involved In any transaction must
always bo taken Into consideration
In the use of other people's goods.
Hence it In only natural that an or
Kaii&utlon of thla kind would spring
Up, and prove very unefui, not only
national and Interuatlonal, but In all
communities whoro merchandise or
borrcwlnga nro tradod.
Many times great losao have botn
taion, due to the fact that Individ
uals neglected to taXo care of their
)rsonal rcj(onjlbllitlo; sometimes
even going so far, we ore sorry to say.
ou! to refuse to pay their obligations.
This, as can readily be seen, was In
Jurlous to tho responsible trading of
t(b public. It waft only natural that
ovjla of this kind had to be com
batted and that those who wore ro
spbnslblo should find a way to meet
thla situation. A weapon wns found
by, business lettdom as far back as 200
years ago In Mndpii, EHigland. where
th'y formed what, was known as the
Board of Trade whoro! n they acted as
a clearing houso for buslueus prob-
lehis. In our country this kind of
Credit Bureau would be a clearing wltn a neQVy burden lilted from their
house In this community, as In al-;ihoulders.
other communities, to clear tho mind j wlsh t;) clotJe my remarks by say
of the trader as t what tho luturo lUR tbat n0Wi th(J bl).Kll, ot tne
holds In each individual tnui'Juction. Uatlon have been atabilli-ied aud the
Tho buslnofta men who, oupport a bHrKflln buying perhxl of the public
community organization of thai kind m beginning to melt individual
feel that they aro doing their share hoards, bewurc of an luflution that
of stabilization of good buslnwa. wlll 3t,t ttle etUntry 'credit crazy'
This community can fool proud of purfliC:ing Kia7 otid 11WH. During that
having business men with such an tl,ne tno individuals of this uatlon
object in view. 'were over-buyina at tlw rate of al-
Withln the last 36 yeiu-s every credit n)OBt nilleteeu billion dollaia per an- ;
bureau haa been constantly studying jlunJi which is an ovcr-inllUon audi
systems which would meet Its present boU,i for a crash,
needs and fulfil: the obligation that,, Thla orKtuihiatlou is ready to meet
It has taken upon Itself. Miuiy ay:i- the future inflation, which Is In
... .w - Higiii. ui, mi iiinta, it is tjiiui w uv
kwp Its records at tho beck and call bore and fcolH Its obligation to Union
of Its membership at all timed. This anti Wallowa counties.
entails efficient help and close scru- j ,
tiny, both Inside its onuuilM.ttou ajid
outaido Itu organisation. IUi chlej Suimestioii CalloJ For
lunciiiuiis uiu biiu ;umpiiuig ot uuui u
(lltl Iinl sniriohnilv Hllt!''Si S 11 HI
records which include deeds, mort-1 . j .,., , ,lfll of the
gag'js, chattel, mortgages, suits, Judg- , , , .
menu;, marriage,, divorces, and the J'ln,w s, thll( Ir " nveP; 9
individual activities of tho buying principal she Invests In the
niihiio. Thin work is uuiiiur on nino erigjigeintMiis, weddings Imhlus nnrl
organlantion had sprung up as far1 hours a day. and six days ag week, anniversaries of her innrrled frhmils, t
back as 100 years ago. it la juat 3&; inis naa ocen Kept up lor aiinoic t biic hiik'm at ivs nnvt in mivr-
years ago thla month that leadors oi
business formed themselves together
lit the city of Spokane, Washington,
and arranged an association which
thoy called the National Retail Credit; ship. Every two weeks this momber-
A&Hoclatlon; into this association thoy I ship meets togethor and discusses Ita
flvo yours. The oilico cIoslh ouly on est returned to her? Killth Johnson.
nnMniml a H lrwul hi.llflisUB In f hln
way practically at all times the of-
flco is at tho serviced of its member- j
"To Profit"
The expression "to limit " comes
from the rout "limiiy" tli-rhed from
took the associations of each lndivl- local and individual problems. Thvssl the CoU'lc "ln.vfnit." inemitng "to
dual community of tho United States, problems are charted aud reports of prollt."
SAFCTV COUNCIL
1 ACCIDENT PLAN
(Continued from Page Seven)
of the uniform veaic.e code and
model traffic ordinance drafted by
the national conference on atrvet and
highway safety.
5. Research:
Expand study, local and national
for increasing our knowledge of acci
dent caw-Jes and remedies.
Tho application of these remedies
to every highway, every vehicle, every
driver and every pedestrian requires
tho co-operative effort of local, state
und national no vern meats. the
schools, the automobile Industry, in
surance organizations, transportation
companies, employerj, motor clubs,
civic organizations and newspapers.
The national safety council in the
course of its studies has discovered:
That traffic deaths of children,
subject to control, safety training and
discipline through employer show i
decreased accidents. Accidents of prt-1
vate drivers are increasing.
That traffic daths of children sub-i
Jcct to dlticlpline and uafety educa-1
tion In schools are decreasing; deaths
of adults are increasing.
Only 27 states have drivers' license
laws of any kind. The states with
eft-'ctlve and well-admlnlstered li
cense laws have made the best show
ing in accident reduction.
Increase In death rutta have been
mere pronounced in the country,
where speeds are higher and effec
tive control more difficult than in
the cities.
. Better law enforcement, education
and control wherever applied have
resulted In decreasing accidents.
The severity of accidents Is In
creasing mere rapidly than the num
ber. It is slgnilicant t'.iat automo
bile speeds also have been Increasing.
The National Safety Council points
out that every accident Involves scv
cral factors: The vehicle, the street
or highway, and the driver. Some
times also the pedestrian. The car
and the highway are safer than, the
driver. The problem of highway acci
dents Is chiefly a problem of con
trolling human conduct.
However, the physical factors (the
design and maintenance of car and
highway ) can contribute greatly to
safety. Automobiles and highways
can and should be made more nearly
"foolproof" than they are now. Every
Increase in the speed and power of
automobiles demandu Increased safe
guards In the car and the highway,
as woll as Increased skill and caution
on tho part of the driver.
A few-drivers are "accident-prone"
0-ecauno of physical or mental defects
poor eyesight or hearing, epilepsy
and tho like. A. much greater number
of accidents, elthor through lack of
skill or through a faulty attitude,
which we call carelessness. The rem
edy for lack of skill la training. The
remedy for caulty attitude Is training
and discipline. Employers who have
gone tho farthest in accident reduc
tion Insist on careful training of all
trew drivers and retraining of those
who have had accidents, backed up
RESIDENTIAL SECTION OF LA GRANDE
r
f .
This plu)tOKruh shown a view of the residential section of the city as seen from the La Grande Hotel,
looking southwest. It Is evident from this picture that La Grande is a city of trees; their umpte'Khude
adds beauty to the residential districts, and keeps the atmosphere pleusunt even In the warmest weather.
In the larger cities traffic plans
should be developed from compre
hensive surveys directed by a com
petent traffic engineer and kept up
to date.
by discipline where needed.
Private drivers are largely self
taught. The majority Save managed
to adjust themselves to the increas
ing speed and strain of modern traf
fic. Some, however, have not and
their unsafe habits (of which they
often are unaware) are one of the
chief causes of accidents. Definite
7' , A: " W1"w't drivers physical and mental energy.
are Inexperienced. Training methods
ONE WOMAN. EIGHT MEN
TO REPRESENT WYOMING
Designers of motor cars should
strive for better Illumination, vision
for the driver and conservation of
speed should be stressed in. adver
tising.
must be worked out as carefully as
for any other skilled occupation.
Until the- training of drivers be
comes more general we must depend
larirelv on nrnHMun or control throno-h
law nforrmnnfc nnrt nnhii nn-nnn I la w administered by a competent mo-
The host method of control yet dis-, vehicl department. Such a law
covered la a proper drivers' license muflt lncluo adequate examination
The state's- fcst contribution to
traffic law enforcement and accident
control is an effective drivers' license
law. Tne examination of all new
drivers insures at least a small
amount of training, and the suspen
sion or revocation of license Is the
mcst effective kind of discipline.
Safety therefore requires a combi
nation of the three E's engineering.
education and
of all new drivers.
provision.)
CHEYENNE. Wyo. VP) Upon one
lene woman has been bestowed the
honor of representing Wyoming at
1 the Republican national convention
as a member of the state delegation.
Mrs. Dora McGrath of Thermopo
11s wlll have her place In the con
vention hall with the eight men rep
resentatives from this state.
"I expect no special privileges be
cuuse of my sex," she said. "I see
no reason why women should be
accorded any such privileges when
they enter public life."
Mrs. McGrath is a pioneer Wyom
ing resident and in 1930 was elected
a state senator, the first woman ever
to win that honor.
(Oregon has this
The training of child pedestrians,
through schoolroom Instruction and
school boy patrols, should be con
tinued and extended in every public.
enforcement. The ! parochial and private school. Home
driver must be trained In Bkill and ( training ot pre-school children should
self-control, and the reckless minor-.be encouraged by the women's clubs
lty must be condrolled by the state. 'nnd parent-teocheiy associations.
We need public education and propa- "'''
ganda to obtain more widespread! Tno NftUonal Safety Council,
adoption of remedies of proven value 'tnr n lB 20 , e3tperlence tn
and we need further experimentation; tne 8arety movementi its wlde mem.
and research to perfect these reme-hersnlp contacts and expert staff and
its unparalleled collection of statis-
Among the specific recommend a-! tics and other data, is in a unique
tlona of the National Safety Council position to give authoritative, lm
are the following: partial Information and suggestions
i to any organization or community in.-
Every community should have a terestcd in safety,
definite though flexible traffic plon' Safety leaders may gain assistance
based on an engineering study of the by communicating with the National
local needs, traffic flow, delays and Safety Council, 20 North Wocker
accidents. drive, Chicago, 111. Oregonlan.
TURKEYS RAISED ON SMALL AREA
MANNING. Cal. m That tur
keys cun be raised successfully with
out a large area for them to range is
disclosed by R. J. and C. G. Hunter
near here. They raised 1200 birds
for marketing on less than 10 acres.
HUGE POTATO PLANT ERECTED
SHATTER, Cal. (P) A fumigat
ing plant which will accommodate a
freight carload of potntoes at one
time has been erected here.
United State Boundaries
Boundaries of the continental
United States, both land and water,
total almost 18,000 miles.
Dire Work of Plague
A single epidemic of pin sue In
Russia in 1701) killed more than l.r0,
000 people.
LIONS CLUB EAST
0REG0NPI0NEER
La Grande Organization
First to be Formed
in This Section,
International Association of the
Lions clubs had Its birth in the city
of Chicago, June 17, 1017 and today,
Just 15 years later, they now num
ber nearly 3000 clubs In five differ
ent countries. Lions International is
the youngest and fastest growing of
any of tho major service clubs, it
was the first service club to be or
ganized with the primary object of
giving unselfish service to the com
munity, state and nation.
. The first Lions club was organized
by Melvln Jones, who since that time
has been secretary general of the as
sociation. The Lions In Oregon have
shown a wonderful growth tn the
post three years and at the present
time there are more Lions clubs in
the state of Oregon than all other
service clubs combined. The La
Grande Lions club was organized In
May, 1929 and was the first club to
be organized In Eastern Oregon. The
La Grande club has been directly re
sponsible for all of the new clubs In
this section of the state and soon
after organization, sponsored new
clubs tn Baker, Pendleton, Enterprise,
Wallowa, Vale, John Day, Milton
Free water, and Heppner. The La
Grande Lions club has been prom
inently Identified In state and inter
national activities ever since Its in
ception. In recognition of this fact,
La Grande was chosen to entertain
the state convention of Lions only
last year. Many members from all
over the state of Oregon attended the
convention and the final event was
a banquet and dance at Wallowa
Lake park. This convention was al
so attended by Earl W. Hodges of
New York City, then International
president of the association.
The state convention this year will
be held at Klamath Falls. July 15 to
17, and the International conven
tion will be held In Los Angeles a few
days later. Many of the La Grande
members of the club are planning on
attending both conventions. The .In
ternational Association, has as Its
motto, "Liberty, Intelligence, Our Na
tion's Safety."
ODORLESS DRY CLEANING.
The Odorless Dry Cleaners have
been at their present location, 1107
Washington avenue, for the past six
years. In their thoroughly modern
plant they are equipped to handle
complete dry cleaning service. Their
delivery equipment enables themNto
give prompt and efficient delivery
service.
Makes One Wonder
Jud Tunklna says what makes
him admire a mother's love and
marvel at It la a photngraph ot him
self when at the age of eleven or
twelve. Wnshfngton Star.
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