La Grande evening observer., June 22, 1916, Image 6

PAGE SIX
LA GRANDE EVENING OBSERVER
Tin USD AY, JUNE 22, 1916.
FOR SALE
Residence, corner of Fifh and
Penn, close in, next to Library.
Furnished or unfurnished. Terms
see owner .
A. B. CHERRY
Wholesale
and Retail
Disributors of
l.EHIGH PORTLAND
CEMENT. ABERDEEN COAL
Lehigh Portland Cement
Lime
Hardwall Plaster
Finish Plaster
Keens Cement
Beaver Board
Enameled Face Brick
Ornamental Terra Cotta
Pressed Brick
Mantel Brick
Fire Brick
Fire Clay
Aberdeen Utah Coal
Kemmerer Coal
Rock Springs Coal
Wood
Hay
Grain
Flour
Dairy Salt " "
Half Ground Salt
Rock Salt
-Sulphurized Suit
Produce
Potatoes
Hearth Tile
Floor Tile
Porch Tile
Storage
PHONE MAIN 17
Sawyer-Clark Co.
made by us cost no more
than Kryptoks made by
other opticians, but the
Kryptoks supplied by
us are better, being
finished on specially
made machines and in
the finest, most com
pletely equipped retail
optical factory in East
era Oregon.
Besides, we do all the
work under one roof
from the examination of
your eyes to the accu
rate fitting of the fin
ished glasses.
J. H. PEARE&SON
Optometrists & Jewelers
LA GRANDE, OREGON
INSURANCEFLiND
GROWS LARGE
STATE
REPORT SHOWS
DETAILS
M AN V
Aut, Lift', Fire and Other Branches
Did Big Business.
GLASSES &
mm
Always look To
La Camelle
For Best Values In Front Lace
Corsets
The Front Lnce Corsets With
The
Ventilo
Back and Ventilo Front Shield
No front lace corset without
these features can possibly lie as
good as La Camille.
A complete line of differcn
models always on hand. Priced
At $2.00 Up
MRS. ROUT. PATTISON
Corsetierc
Phone Red .1221 Res. 1702 Oak
; .' A large lot of infoimation concern
ing insurances of all sort in Oregon
jhas just come to light thoragh a re
port to Governor Withycombe by
Harvey Wells, insurance commis
Isioner for Oregon. The reports cov-
iers the hearing ending Dec. 31, 1915.
. Investments or all insurances con
cerns in the state December 31, at
which time the report's field end.s
amounted to a total of $25,913,244.
The investment of fire insurance
companies, mutual or stock amounted
to $2,875,087; life insurance com
panies had invested $17,706,540.67;
miscellaneous insurance companies
had $78,463.25 thus invested in the
state. Fraternal benefit societies had
a total investment in the state of
$4,603,148.12.
The classification of amounts of in
surance business done in the same
neriod shows a total insurance writ-
Iten of $379,299,471.35. This includes
I all kinds of insurance from automo
j biles to plate glass. The total amount
i of losses and claims paid amounted to
$6,551,027.33.
Fraternal Orders Many,
j There were 66,807 'fraternal insur
i ance certificates in effect with the be
ginning of 1916, and the Woodmen of
the World had 16,083 of them, United
Artisans 11,031, Modern Woodmen
6,999. In the same order as named
the amounts of insurance carried was
$''6,294,200: $12,825,000: $11,758,500.
There are 30 other similar companies
'of which the Sons of Norway with six
(certificates is the lowest. The death
! claims paid amounted to $803,039.46.
I Automobile insurance did a good
business. Losses paid amounted to
! $8,791.81 while the net premiums
Innid nmounted to $29,340.36.
!" The last legislature passed a reso
. j lution providing for a commission to
! prepare for the coming legislature an
I ! insurance code. Of this commission
I Mr. Wells says a report will be ready
' ! :.. o i r (V,; irm.,- uiwl 4Vinl
III avi,igiuwci ,11 mi, j ui.i,
meetings will be held in various cities
to explain it in detail. The code
commission is made of a group of
chairmen, who appointed sub com
mittees. The chairmen are:
1 1 D. C. Herrm, Portland, Chairman
' Lif: Insurance.
i James P. MolTett, Portland, Chair-
' : man Fire Insurance.
J W. O. Hagerty, McMinnville, C'hair-
i i man Mutual Insurance.
J! Orlando W. Davidson, Portland,
1 1 Chairman Casualty Insurance.
I i William Cannon, Portland, Chair-
Ilman Business Interests.
J. C. Jones, Metzirer, Chairman
Fraternal Societies.
C. E. Spence, Oregon City, Repre
senting Farmers and various Granges.
Conrad Olson, Portland, Attorney
for the General Commission.
Harvey Wrclls, Insurance Commis
sioner, ex officio Chairman.
In his preamble Mr. Wells goes on
to say:
"The average rate charged by all
fire insurance companies for 1915 was
$1.43, while the average rate for 1914
was $1.45. However, they have now
bc.'ii revised and the average rate for
19)6 will show an increase.
"From careful investigation I found
that our domestic companies were not
securing sufficient income and, at niy
request, they have met the situation
by adopting increased rates and elim
inating some expense charges. How
ever, few people realize the difficulties
involved in making lire insurance
rates, for in the ctfo.-t to establish
rates that the insuring public would
call reasonable, care must be taken to
see that they are adequate, because in
the promulgtion of inadequate rates,
the solvency of compnies may be
threatened, and in u business of this
character, an inadequate rate means
uncertain insurance. The c onflagra
tion hazard is the bugliear that all
must face, and, therefore, the data
upon which rates must be based must
be spread not only over a large terri
tory, but over a sullkient number of
years to establish a fair average.
Companies may make a fair profit
one year and in another year, under
the same rales and under an increased
volume of business, may face a catas
trophe hnrird that would threaten to
wipe out their existence.
"During the year 1915, there were
23 tires in various cities in the state
where three or more buildings were
destroyed nnd. on investigation, il find
many fires originate from careless
ness. 1 will earnestly recommend to
the next legislature that the Insur
ance Commissioner be made ex officio
Fire Marshal wjth sufficient authority
to enable him to enforce all laws and
all hwful ordinances, rules and reg
ulations relating to the prevention of
fires. A Fire Marshal who will give
his duties the proper attention will re-
liien the immense fire waste Hi this
.....i., hfrol,v save our citizens
: I miiiv t.nv, , ..v ... -.. - -
from financial loss. Tne expense of
same would not oe mei y oi--pavers
but by the revenue that this
Department would collect from the
insurance companies, and we cannot
hope for a reduction ir. rates until we
lessen this needless tire waste.
"Unfortunately, there have been
.. u,i,-,.iv ,-nninini"s retired from
! Oregon and certain conditions have
now arisen that 1 fell it is my duty to
J recommend that all surety companies
Me with the State Treasurer of this
State a deposit of cither government.
J, municipal or state negotiable seoun-
I I I
"A recommendation has leen mane
th-.t a standard provisions policy for
all accident and health companies
shall be adopted.
The Comm ttee on l.ne nisi v
1
co
objections to a uniform life insurance
law. This kind of insurance is now
recognized as a necessity and is rap
idly growing. The companies realize
thut they are in need of efficient man
and I believe the services rendered
by representatives of life insurance
companies in this state are equal in
value to those being rendered by rep
resentatives of other professions and
business. -
The Committee on Fraternal Socie
ties will recommend the adoption of
the New York Conference Bill, which
is a slight amendment of the Mobile
Bill now upon the statutes of this
state and '1 am under the impression
that all societies are favorable to this
recommendation. The societies in
this state have about 70,000 members
and they render a greater service to
the people than the average citizen
realizes. They are entitled to and
will receive assistance this Depart
ment can render.
"The Committee on Domestic Mu
tual Fire Insurance associations has
practically completed its work and I
feel it should be commended upon its
labors in recommending a law for the
protection of the members of these
associations.
"When the Code Commission has
completed its work, it is then my in
tention to call meetings in various
cities in order that th? public may be
come familiar with the committees'
recommendations and will eliminate,
if possible, i.ny serious objections in
order not to hamper the work of the
members of the legislature.
" I have compiled a. statement of
investments of all insurance com
panies and feel somewhat gratified
with the amount of their investments,
as shown on a following page, and I
earnestly request that the represent
atives of these various insurance con
cerns use their influence in getting
their companies to invest in our great
state."
SAYS TEMPERAMENT
DOES NOT COUNT
Ii
j
OS
M I ZZ. 1 HAJ
Temperament amounts to lit
tle in theatricals, according to
Miss llajos, winsome star of
comic opera. She says the actor
with real ability is the real actor,
wlille temperament is sometimes
"nut on" for effect.
LABADIE GIVES
CANADIAN STORIES
After Living Among French Canadians
For Many Years.
In the southern part of Canada, In
and around the city of Quebec, there
lives a people far more Interesting nud
unique than any other class of people
ou the western continent. These peo
ple are the Fiemii Canadians, and In
their simple life and community fel
lowship they display a quality that Is
lacking in the hustling and bustling
American.
There is a man coming to Chautau
qua who has Hveil anions these peo-
.egisiution is following the standard
ode nrovisinns recommended by com-
,.,,n.., r,n l ife Insurance in other
states and I believe there will be no
'I 'fSa
FRANCIS LABADIE.
pie and has studied nnd learned to imi
tate thorn lu dialect and story, nnd lie
is now presenting all over the United
States tils French Canadian stories.
Uls name Is Fronds Lah.idie nnd, as
his inline Indicates, Is of French ex
traction himself.
These stories are delightful reminis
cences of the French Canadians, and
their telllnu will tie enriched greatly
In coming from the mouth of one who
has llvcil among these people
Ready For Chautauqua
SUMMER DRESSES
For every oue just received direct from New York. A most beautiful line of
Wash Drosses and Sjiort Suits all colors and sizes. Prices in reach of all.
MIDDIES .
Just the thing for morning wear at Chautauqua. Prices 1. 69c to $1.50
SPORT COATS
Silk Jersey Sport Coats. Price $6.50 to $15.00
BATHING SUITS
If you spend a week at Chautauqua you must have a bathing suit. We (have
them in all colors and stvles. I
E. E, KIRTLEY
Ladies' Ready-to-Wear
the
City Manager's Report.
General manager's report for
week ending June 17th, 1916: .
There was one fire in Fleming's
shoo at 8 p. m. June 17. Eleven vol
unteers out. Loss about $10.
The water superintendent spent
$5.75 on shut-off list on the lath;
$5.75 cleaning sewer; $5.75 repairing
a leak on Main avenue; $5.75 on a
tap and $11.50 on repairs.
The street Superintendent spent
$28.50 for driver and team; $15 for
White wing; $4.25 cross walk lumber;
$4.45 for a keg of spikes and $1.00
for repairing the flusher. Cross walks
at Fourth and Palmer and Fourth and
Jefferson were repaired; cleaned up
streets two days; flushed two days
and took rocks off Y and Cove ave
nues. Island City Toad and Spruce
street. Sprinkled Fir, Y, Spruce and
Second. Hud three days work done by
prisoner.
The police arrested four. One was
drunk, one a vagrant and two violated
the traffic ordinance. Fines amounted
to $35; had one sleeper and served 31
meals. Owing to illness the chief has
been off duty several days.
The recorder received $2 pound
fees; $35 fines; $3 dog licenses; $2.50
for five building permits. He issued
a park warrant on voucher No. 60 for
$129.97 and warrants for $1022.97 for
bills allowed.
The treasurer received $390.40
water rent; $153.00 Imp. District in
stallments; $87.75 Imp. District inter
est and $714.57 taxes from the coun
ty treasurer. He paid $171.75 water
warrants; $12.50 road warrant;
$286.87 Imp. District interest and
$17.15 for general fund warrant for
the Beaver Creek sinking fund.
Respectfully submitted,
F. J. LAB'KY,
General Manager.
Straight Distilled
Refinery Gasoline
reduces your gasoline cost because every
drop atomizes evenly through the carbu
retor and gives full power.
Dealers everywhere and at our SERVICE
8TATIONS.
Standard Oil Company
(California)
Vu ZEROL&NE, Thi Standard Oil Jot Motor Cart
S8SH
Miii fV.iliwrflwlrfa
SSI
ea
TT TNITED
STATE i
CREAM SEPARATOR
With construction totally differ
entfrom any of the many"disc"
type makes- and as much bet
ter as newer and different.
Has the modern labor sav
ing and sanitary improvements
you have always needed most,
! but which no other cream
' separator has ever been able to
' supply.
ill
Back of these U. S. improve'
ments are 43 years experience
in manufacturing dairy goods
and cream separators.
No other Companies' exoerts
have ever studied so closely the
defects of all separators, right
in farm dairies. The wonder
ful success of U. S. improve
ments are the result.
WHAT THE MODERN & "NEEDED MOST" FEATURES ARE
. MODERN Because of Nickel-Silver.
Nickol-Silvcr in flic V. S. skimming U--ilrviee
makes for easy denning, juid den's
away with rust, thereby meeting the
requirements of .snnit;mr laws. Steel
discs rust Iiudly, eotitamiimle milk and
cream, and are hard In keep clean.
MODERN Because Mechanically
Washed, Sterilized and Dried. The
I.". S. is the: only wnurulor adapted to
mechanical wishing. This pnx-css also
sterilizes and dries the howl. A mechiin-
ii'id washer fivt? with every S-purator.
MODERN Because Uses Bowl Cham
ber Liner. The I". S. Separator is first
to adopt this liner. Il makes 1 he separa
tor much easier to clean, and supplies
the only way to keep it strictly sani
tary. Hoards of Ileaith endorse il.
MODERN Because of Vertical Blade
System. The. "verticid blade" and
the "disc" skimming devices are the
two systems mostly used in separators.
The vertical Made system, its used in the
U. S. wholly overcomes defects found in
disc howls. It is the modem svstem,
and fully protected by patents. ' Sepa
rators of disc tyjie, originated long ago.
with no recent important improvements.
MODERN Because no Central Core in
Bowl. The I'. S. Wl has an oi:n
center, without cumliersome central core,
split wing, or discs, on, or lielween which
cream lodges. l S. bowLs flush, tur
fed ly.
MODERN-Because the U. S. is Self
Draining, inner any sloppy mess over
pvruii or i,.Kr when taking the bowl
apart.
The U.S. is the EASIEST PUX.XXG separ.2
bow!, the superior oo.!.:.reu..-j-. ii; .,,.3"
oilinsr system. De!o-.-t.- -or , 'v ..V .',74 ,
of its sr-.all diameter
and an idially effective
hon-rc. o obligation.
C. S. N0RRIS, President Oregon Co-Operation Association
Ii