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I >.iik mjj .iikI Mush,
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AT
RESTAURANT
343-06X1
13th & Alder
on mni/HL\
dollars mi this group
Hul it somebody Imils .1 bet
let plan .it •< better rati- morn
pnw er tu lh*Hti lit' added
At cording to I’eter Drake.
work study assist,ml in the
\Sl ’() lll.sui.iin i' oflicc last
veat tin1 other plans might
have lower rales but they also
might 110I pay their 1 laims
W till Prudentlal it s been a
real positive plan in the past
I)rake said 'The truth is those
nlliei plans aren't the liest anil
I’rudenlial is really good on
c hints
I.tday said students always
should be aware ol their op
lions Tin pist mostly con
1 ei ned that students be often i
alternatives and that they look
into these other options lie
said
Ki*(|iiirrrci In register
l.idav s>tid this espei inllv .i|>
pin's tu international students
\\ lin ,ife the ttnl\ students re
ipured bv l«i\s .mil I nn ersil\
puliev tu lime health insur
am e
Intern.itiiin.il student .idvisei
(.inns Stark, said the interna
tiuual serv e,es ulfii e always
has provided pamphlets e\
plaining other insuram e plans
hut most students have bought
the AM ()'s plan in the past
AH hum h is there is |an in
i rease| ol students Inn mg other
plans this sear Stark said
"Our approai h to this is that
the student take the plan that
meets their needs best she
added
Although international slu
dents made up more than one
thud ol the AMO insurance
plan's total enrollment the past
two years they only reported
11) pen i'iit ol the i hums. ( dark
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■Hi MH _ -r.
said Ht*( ause intrrnation.tl stu
dents usualls make fevvei
claims than domestit students
some insurance companies til
ler If) insure unit foreign sin
dents uu a group plan, lie said
"There were main oilers
from other companies saving
we ll insure vour international
students for sui h anil stu li a
premium' because thev know
iulern.itlonal students are not
going to use their claims."
( lark said "It's good business
to insure international students
liei ause tIn*\ are unfamiliar
w ill) the health i are prof ess III
the 1 lilted Slates
St.uk agreed that foreign stu
dents use their insurant e less
It i mild he a lai k ol familiari
I\ with using insurant e. she
said It t nuld also he a desire
not to deal w it I) paperw ork and
the bureaut rat \
No mono* l>ac k
One student need that has
been nun h debated is the until
lu a refund nt the A SI () instil
am c premium if students find
plans lii.it better fit their needs
This issue has t reated mm h
(.onfusion amonit insuram e ex
peris as well .is students
l.idav said students should
he able to withdraw from the
iiisuram e plan within the first
2 1 days bet a use the brut.hure
seems lo iiulit ate this is one of
the students' options Hut
ASl'O insurant e coordinator
(lathy (airran saitl .ifler stu
dents pay the premium. they
may withdraw from the plan
iml\ d thev enter the military
oi drop out of school
When Prudential claim ex
aminer Dam Ashln first looketi
at the brut hurt', she agreed the
brot Imre "makes it sountl like
vim t an pist withdraw from the
insurant e plan w ilhin 21
day s
Hut unfortunately for stu
dents who bought the \Sl'()
plan and now wish to hu\ an
other one the final authority
t ame Irom Newman w ho over
sees the I'niversitv s plan with
Prudential
(tin e vim enroll for the plan
and pay the money we don't
give refunds unless you enter
the armed fort es or with
thaw from st bool for non niedi
t al reasons Newman said
I.itlav saitl the brot Imre does
not ( learh inti it ate those
(litions tor refund
It something like that
i\ent to .1 i owrt the judge
ing to sa\ (to Prudential)
is »hat it sa\ s .mil that s
vou have to provide
said
< nil
over
is go
this
i\ hat
he
Looking for solutions
One thing students have to
lie aware ol is tli.it we am very
much at a crossroads ('lark
said "Thu trend lor student
health insurance is mnndatorv
insurant e
I Iraki- saiil a mandatory plan
might he the best solution, it
more btmefits could be added
and it the state would allocate
more money for financial aid
pat kages
Most si bools have some
sort ol mandatory plan."
Drake said "It's a real positive
fat tor bet ause it spreads out
the i os!
Although premiums would
definitely go down il insurance
was mandatory loi all students
many students would not vote
to atlopl such an insurance pro
gram ( dark said Hut it preini
unis keep rising and students
keep dropping out of the stu
dent health insurance plan.
ASl'() i i>nItl lose its stu
deiiti ontrolled program alto
get her
"Anti there is nothing stop
ping the administration, it we
are to lose our student insur
ante program. from saving
all students have to be insured
in l'l’K)," (dark said, adding
that mandatory insurance
would bring in a lot of money
for the Dniversitv ndnumslra
lion
According to (Iregg l.obisser.
assoc late dean ol students and
ailministration liaison for the
I 'niversity on SI IK the Dili
versity has expressed no desire
to take ovei the program "Hut
I think it (mandatory insurance)
is an issue yy e .ill have to learn
more about ' he said
(dark said decisions about
next year's insurance will be
made long before next summei
and students will know about
any < baiiges before tail term
A lot ol dec isious have to be
made he said '' Hut hoyy to
keep the program is up to the
students
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