Insurance ^°n**nue^ from pam* i
Are you tired of eating
Breakfast standing up?
<3s(sLpoli
restaurant & bakery
• Spaeious tables lor eonversalion or Iasi minute
stud) ing
• I - rc shiv baked sued rolls, muffins. & seones;
S.75 I’.25.
• Ireneh roast eoflee & (i.H lord leas
served m ehina eups: S.75.
• (,)mek serviee lor take out orders
686 K. 13th at llilvard
Mini-1 huts 7:(M)AM-iO:OOI'M
h i ida\ 7:(HI XM-Midni^ht
Saturday \M Midnight
Mired onlv up 11> $20.00(1
In addition. Prudential
i halted its proi ess (nr dealing
will) i hargcs from the student
health (enter Although in the
p.ist Prudential always paid .ill
lltedi( al expenses used at tile
(enter, these servn.cs now will
lie treated the same .is other
( hums This means students
will have to till out < laim forms
and the ( laims w ill he subject
to the same 70 peri cut rate as
the ((immunity medi( al c\
pcnses
I nderxtandnhly students are
finding this year's health insiir
ail< e p.H huge a haul pill to
swallow U In should they sod
donly pay higher rates lor less
benefits •'
The Koi T bleeds
A< i ording to Prudential Ac
( mint K\ec utive ( and \eyy
man. the premium hike result
ed from simple business rea
sons
We processed more i hums
than yye reieived in premiums
during the last tyxo years.
Newman said "We couldn't
cover our expenses for the ai
( mint at all
Tor year one yye paid out
SI 111 lot cv cry S1 00 le< eived
and \ve expei I to pay out Si - I
for every SI 00 received last
year she added I his trails
latex to a S2f! ’> loss in ( hums
for Prudential during 1087-88
and a pro|ec ted loss of
S.'u In, during 1088 80 and
that doesn't even c mint our ex
ponses for things like proi ess
mg < laims salary and paper
work Newman said
Prudential initially wanted to
raise this year's student prerni
urn 1 Wi pen ent to SfiHl for an
individual when the Student
Health Insurance Committee
(SIIIC) tiegan negotiating the
p.n kage last year Newman
said Students wore never noti
tied In the ASI 'O that tin- rates
were heading up
"I'ortunateh the par kage of
changes that were made al
lowed us to go down from a
lad percent plus rate increase
to a ad percent rate increase."
Newman said "Our goal this
sear is pist to stop the bleeding
and pay our expenses
Hut ( amine \\ lute a molecii
lai biology graduate researr h
felloss said the low er rate III
crease isn't mm h consolation
when it comes to paving file
bills
"lor many graduate stu
dents |lhe premium) is three
months pas she said " I here
are .1 lot of 1 ompanies out there
th.it ss ill provide a million did
bn major medical polii s foi a
lot less money
The (iraduate Teai lung 1 el
loss I edtration found a 1 oinp.i
ns that bettei suited their needs
this year, said Diane Kan (ITi ’I
union representative.
"After finding out the in
1 lease sse hired an iHSUratic e
1 onsullant ss ho ipiii kls found a
plan, payable monthly, which
is comparable to or better than
A St'() insurance." Ran said
In this plan, restrii ted to
CTI's. ea< h person signs up .is
an individual lint is charged
group rates, "but we encour
aged everyone to shop around
for the plan that suits them
best '' she said
"After looking around, it
didn't seem to us that the
ASl'O plan was as competitive
as it could have been." Ran
said
"I just don't think the ASl'O
really shopped around when
they were planning out this
pole v.“ White said
Stress means high-risk
ASl 'O President Andy Clark
said SI 11(1 did look at different
insurance plans with tin' help
ot paid insurance consultants,
lull they still believed Pruden
tial to offer the best plan to lit
most students' needs
"What we found was that no
body is insuring < ollege stu
dents anymore." Clark said
" The risk is too high
Main insurance companies
have stopped insuring students
as a collective group because
college life stresses cause stu
dents to get sii k often. Clark
said
It's that strep throat that
mono that has to he treated
at the health < entei ' he added
"Stress has to he covered and
most insurant e companies
lorn to Insurance, Page I ">
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Phones & Answering Machines
BELL Phones
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FAVORITE
PLUS
• TonerPulse Switch
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DISCOUNTED 49 95
44.95
BELL Phones
BY NORTHWESTERN BELL PHONES
TECHLINE
2000
• 27 Number Memory
• On-hook Dialing
• Auto Redial
DISCOUNTED 59 95
Panasonic
KX-T1600
ANSWER
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• Tone Remote
• Room Monitor
• Compact Design
RETAIL 109.95
DISCOUNT
99.95
s<^
79.95
Panasonic
KX-T2390
PHONE
AND
ANSWERING
MACHINE
149.95
• 12' Auto Redial
• Beeperless Remote
• Message Transfer
RETAIL 169 95
PHONEMATE
5050
MINI
MATE
s 5" 99.95
PHONE
ANSWERING
MACHINE
• 10* Aulo Redial
• R#fi U
• Call Screening
RETAIL 139 95
PHONEMATE
6900
DIGITAL
PHONE
'ANSWERING
MACHINE
99.95
--
• Call Screening
• Beeperless Remote
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RETAIL 119 95
ELECTRONICS DEPARTMENT
I3td & Kincaid
M F 7 30 6 00
SAT 10 00-6 00
686 4331