people are who are in cahoots with the peo
ple in a position to take action "
Kate Rand Lloyd, editor-at-large, &
Working Woman magazine
0
o
'Always dress for the job you'd like to have
next. Don't dress exactly like everyone else,
but do dress a little more professionally than
your peers ''
Barbara Hill, president,
Career Resources, Inc.
Real Life Planner Installment # 4
MANAGING YOUR MONEY
"What were seeing in the young worker
group is too much, too soon, too fast, with
too little planning With the people who are
getting out of college it's been deny deny
deny to get through school, and now that
they’re in the realm ot the steady paycheck,
there's an impatience to catch up.''
Pat Zito, senior financial counselor,
Office of Consumer Credit and Counseling,
Seattle, Washington
"A budget is just a way to keep track of how
money is flowing in and flowing out, so that
you can have it flow out to the things you
really want instead of it disappearing on
things you don't care about "
Elizabeth Lewm, financial planner, author,
Your Personal Financial Fitness Program
"Always pay your bills on time, whether it's
the phone company the electric company or
your car payments 'tbu don't want any bad
ticks on your credit report, and you don't
want to get into the habit of financial
irresponsibility''
Hank Madden, financial planner.
IDS Financial Services. Inc
Real Life Planner Installment # 5
INVESTING YOUR MONEY
"It s important to spread out your money not
to invest it all in one place Diversity equals
security There's just no guarantee that any
one investment choice will be best, or will be
even 100 percent secure It's important to
diversify"
Nancy Dunnan. author,
Financial Savvy For Singles
"The more business you do with one bank,
with one banker, the more leverage you'll
have there. The more a bank is invested in
you, the more likely they'll come through
with the loans you need "
Jeffrey A Stern, author.
More Sense Than Dollars
"Expert advice is expensive I think If you're
a young worker and you're a college gradu
ate, you re relatively smart I think you can do
some reading on your own and you can
learn enough to get started in investing Once
your portfolio gets larger, and your income
gets higher, you reach the point where it's
worth spending the money for professional
advice"
William Droms, professor of finance,
School of Business Administration,
Georgetown University
We’ve introduced you to some recent
college graduates, who, as you will do, left
their university confines to pursue careers
in all areas, and with all manners of suc
cess and failure Vod've met James Denn, a
25-year-old San Antonio musician, making
a living and a future on an unsteady pay
check; Diana Phillips, a 24-year-old Vale
graduate, who hopes to trade on her recent
experience on the set of Alan Alda's "Sweet
Liberty” to build a career behind-the
scenes in the movie business; Joan
Grabowski, a 26-year-old Notre Dame grad
uate who networked her way to a second
job. as assistant manager ot the South Bend
(Indiana) Symphony. Thomas Aiperm, a
26-year old executive vice president with a
real estate development firm, who con
vinced a Pittsburgh company that he was
the man to open and head the firm s Boston
office Through them, and others like them,
you’ve seen portraits of yoursell. ol your
peers, making way through a world without
term papers or dormitory food Hold a mir
ror up to their lives and, hopefully, you'll see
something ot your own
We appreciate the time you've spent
with The American Express Real Lite Plan
ner. and hope that you take away from the
experience a new confidence about what
lies ahead, and a sharpened sense of
what's important in the work world and
what it takes to get your career on track
Break a leg
RECOMMENDED
READING
• Mow To Qot into And Finance
Graduate And Professional
Schools: A Step-By-Step Outdo
For Current And Returning Stu
dents, by Stephen J WiHiams (Collier
Books)
• Oroduoto Students' Survival
Outdo, by Ann E Csmbra (McFarland
SCo)
• How To Bom An Advanced De
gree Without Going To Graduate
School, by James P Duffy (Stem S D.ty)
• Fresh Starts! Charting A New
Career, by Richard C Dolan (Fkirihjs
Press)
• The Official MBA Handbook, v
Jim Fisk ancf Robert Barron (Simo *
Schuster)
• Choosing A Career In Suslner
by Stephen A Stumpf (Simon & Schur.
• Career Veeri Hew To Poeiti<
Yourself For A Prosperous Futu -
by WiHiam C House (McGraw-Hill)
• Career Tracks, by Lester Schw.t
and Irv Brechner (Ballantine)
• Winning Moveei Career Ac
vanoement Strategies For The SO
by Thomas A, Chorba and Alex Yo
(Anchor Books)
The American Express Peel Lite Planner"1 v*
written for American Express Travel RelaT
Services Co . Inc by Daniel Psisner.
TRAVEL
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