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About Oregon daily emerald. (Eugene, Or.) 1920-2012 | View Entire Issue (Nov. 5, 1985)
Dp fan It c°ntinued fr°m p*«e * deferment.” The problem has usually oc curred with people who have taken breaks in their education and are reapplying for loans. The reason more of these er roneous defaults are occurring. Kittredge says, is that lenders are pushing loans into default with little attention to the rules. "Lenders are anxious to get loans into default.” says Ed Vignoul. University financial aid director. “It means they can get their money from the government, and it makes good business sense. “Let’s be realistic — the banks are not benevolent in stitutions. nor should they be.” Vignoul said. “They’re in the business to make money." But. he added. "If a mistake is made in declaring a loan in default, the system has to be responsive to that. If it’s not. the system damn well ought to be changed." Kittredge says the system is not responsive. "Once a loan goes over the brink, there’s no mechanism for bringing it back,’’ he says. "That’s what happened to Richard.” In addition, changes in the rules have done just the op posite — they have made it more advantageous for lenders to default student loans. Kit tredge says. Phillips’ situation is not the only one of its kind. Kittredge PRE SEASON . TUNE UP SPECIAL c HAIR. ^DESIGN GRAND OPENING NEW LOCATION Specials: • Glamour Girl Style Cut Reg. $15.00 NOW • Perm Special Reg. $45.00^ now $4000 Long Hair slightly more With Perm Special recieve 20% OFF Redkin - Sebestian Nexus - Paul Mitchell l0o° 125 W. Broadway Eugene, Oregon On the downtown mall. 345-9666 —1 l l l Offers not valid without coupon Expires 12 4-85 I I I I I I I I I 1 I I I Oregon Daily Emerald The Oregon Daily Emerald Is published Monday through Friday except during exam week and vacations by the Oregon Daily Emerald Publishing Co., at the University of Oregon, Eugene, Oregon, 97403 The Emerald operates independently of the University with offices on the third floor of the Erb Memorial Union and is a member of the Associated Press The Emerald is private property The unlawful removal or use of papers is prosecutable by law. General Staff Advertising Director Susan Thelen Production Manager Russell Steele Classified Advertising Vince Adams Assistant to the Publisher Jean Ownbey Advertising Sales: David Wood Sales Manager, John Boiler • Intern, Michael Gray, Robin Joannides, Carlos Lamadrid, Marcia Leonard, Shawn Leuthold, Julie Lewis, Catherine Ulja - Intern, Brett Pickman, Anne-Marie Vrantzan • Intern, Laura Willoughby Production Vince Adams, Kelly Alexandre, Shu-Shing Chen, Ellen Cross, Judy Dieringer, Stormi Dykes, Manuel Fiores, Steve Gibbons, Rob Hare, Jim Marks, Ross Mar tin, Mary May, Mary McGonigai, Rob Miles, Angie Muniz, Kara Oberst, Charia Parker, Ken Parrott, Jennifer Peter son, Geoff RaJnville, Michele Ross, Alyson Simmons, Peg Solonika, Gregory Tipps, Colleen Tremaine, Steven WalL Editor Managing Editor News Editor Editorial Pag* Editor Editorial Pag* Assistant Sports Editor Photo Editor Graphics Editor Friday Edition Editor Sidelines Editor Night Editor Associate Editors Higher Education Community General Assignment Administration Student Government Student Activities Reporters Sean Axmaker, Dan Coran, Karen Engel. Frale de Guzman, Deborah Janes, Kim Kaady, Andrew Larriar, Robert Oakes, Barbara Shaw, B.J. Thomsen Photographers Kamila Al-Najjar, Shu-Shing Chen, Steve Gibbons, Rob Hare, Jim Marks, Ross Martin, Steven Wall Julie Shlppen Diana Elliott Jolayne Houtz Michelle Brence Matthew Dodson Robert Colltas Karen Stailwood Ross Martin Sheila Landry Allan Lazo Julie Shippen Gary Jimenez Scott McFetridge Linda Hahn Kirsten Bolin Mary Lichtenwainer Julie Freeman News and Editorial Display Advertising and Business Classified Advertising Production Circulation 6M-5511 666-3712 66*4343 666-5511 says last year he sent an infor mation packet to a collection agency for a student whose loan was erroneously defaulted. 'it’s absurd.” Kittredge says. "I don't know if they ate it for lunch, flushed it down the toilet or what they did with it. ‘‘Some of these collection agencies are so far off base," Kittredge says. "They’re sup posed to take reasonable action to determine whether a loan is in fact collectible.” In other cases Kittredge has found it difficult to find an ad dress. phone number or cor porate officer for the agency that is demanding payments. But Jeff Lee, of the Oregon State Scholarship Commission, says cases like Phdlips' am not the rule. And most of the time, he adds when a default occurs, it is because the student has not met his or her obligation. "There are some glitches in the program, and there are some agencies and individuals out there who are not perfect,” Lee says. "But 1 don't see it as an overall problem with the the program." Statistics support lute's point that the majority of loans defaulted are legitimate. Oregon students have defaulted on $17 million in GSL loans since the program’s inception. Hut the figures can be misleading. Kittredge says. time. l<e« says. "The logic that's being used is that we have a trillion dollar debt because these raggedy bums aren't paying their stu dent loans," Kittredge says. "It's too bad they’re allowed to treat a student like a welfare cheat before they've verified the ‘It’s too bad they're allowed to treat a stu dent like a welfare cheat before they've verified the facts.' — Richard Phillips "Students ere getting a bum rap on loan defaults." Kittredge says. "It’s true that this program has not been a favorite program with the Reagan administra tion.'Man! adds. "The negative press coming out of Washington on the subject of loan defaults is not an accident." In fact, the Reagan ad ministration has been trying to reduce this program for a long fact*," Phillips says. "I wish the state agencies would do a little double-checking before they call in the bloodhounds." kfttredge did add that most of the problems he has en countered have come from out of state. "We’re really lucky in this state. The guys at the Oregon State Scholarship Com mission will go out of their wav to help resolve a problem." Et al. MEETINGS 1 he Christian Science Organization at the University invites students and faculty to attend its weekly testimonial meetings at 6:30 p.m. every Tuesday. Tonight's meeting is in Room 33? EMU. Campus Crusade's weekly meeting "Prime Time" tonight at 8:30 p.m.. in Room 238 Gilbert Hail. Everyone welcome. BUDGET FARES! SPECIAL STUDENT PARES AND SERVICES FOR STUDENT TRAVELERS Special Youth student ratM to Scandanavla Pram *500 R.T. Tokyo.*525 R.T. 715 SW Morrison Suite 1020 1 *800-228-2854 People for the Ethical Treat menl of Animal* will hold it* monthly moot inn today at 6:30 p.m, in the Westmoreland Com munity Center. 1545 W. 22nd Ave. All animal activists are en couraged to attend . For more in formation. call 485-2237. The Women’s (arming Out and Support Group will not meet today hut will resume meeting next Monday at 7 p.m. in the Gay and lesbian Alliance office, Room 319 Bill), For more information, call 686-3360, LECTURES “Japanese-Americans — From Imprisonment to Model Minority" is the topic of an "Apple Pie Seminar" by Peggy Nagae. associate law school professor, from 7-8 p.m. tonight in McClure Hall (Karl dormitory complex). The talk is free and open to the public. Apple pie and ice cream served. MISCEUjANFX)US Does your academic depart ment serve your needs? Student Senate has positions open for business, humanities, psychology and undeclared ma jors. Apply for positions in Suite 4. EMU. Interested in getting valuable internship experience while getting upper-division credit? Come to Room 141 Straub Hall or call 686-4936. Psychology peer advising is accepting ap plications for new winter term 2 FREE TOPPINGS! On Any Size Pizza |, | (not valid with any othar ollar) | 1473 E 19th [ 343-8023 ! peer advisorsOeadline is Nov, ' is, • Intervarsitv Rally. including singing and Christian fellowship, today at 7:30 p.m in Room 112 KMU. INTERVIEWS The Job Location and Development tenter is looking for students who wan! to work retail jobs during the Christmas season. All jobs are in the Kugene/Springfield area Inter views will begin this week For more information, stop bv the Job Center. 1511 Agate St Campus interviews will be held this week by the following recruiters: Note: for meetings with no time or location. call BHti-3235. Today: Peace Corps (volunteer): United TuleSpec trurr, |ama manager). Wednesday: Black & Decker (retail sales rep); Sav-On Drugs (mgmt trainee); U.S. Navy recruiting district (Room ltl« KMU. ft a.m. to 4 p.m.) Thursday: Chambers Cable Comm.. Inc. (plant manager); Ceorgia Pacific Carp (jr. acct and internal auditor — min. (iPA :».y): Unlv. of San Diego, lawyer's asst program (grad school, lawyer's asst training) — group meeting: 1:30 p.m.. Room 111 FMU. Deadline for submitting Kt als to the Emerald front desk. KMU Suite 300, is noon the day before publication. BOOKSTORE
