BOIBBURO NKW8-REVIEW
B. W,' B.Ira L. mubrrly Bart O. Bae
BUBHURIrTION RATES
fcallr. V yaar. br mll... I-'lIX
Dally, ill moiith. by mill
Uy Carrlar, par monttal v
l,a Associated hM li .,?''!''"!,?
entitled to th. una for republlMllon ut
all iiii dispatches credited to It or
not.oibarwlaa credited In ttal e PSP"'
and also Ilia local D.wa publ
In. All rlKhla of republication spe
cial dlepalcnea barala awe alao imaervao.
1 '. n. ,r.p liar
Entereu si aa.n...... -i"iihr
IT. 1920, at ma poei u" "J" ' , i Y 7 m
Oregon, unur ma
I tote banc. Ore., November 27. !"
MONEY AND MAKKBT8.
The country"! credit requirement
liave. during the period under re
view, readied a maiimuin level.
Pressure may for a time continue at
this current high level but no sub
stantial Increase i anticipated in the
demand for banking accommodation
cither for crop financing or to moet
commercial and industrial require
ments. The credit position Is essen
tiniiv aound and the future Is to be
regarded with confidence, says an
Eastern hanging puoncauoii.
The banks and reserve Institutions
have financed the enormous volume
of current requirements with no
weakening of their reserve strength.
Tka Hoirinninr nf a reduction in the
aggregate of these requirements Is
now evident. Loans of reporting
member banks of the reserve system
ovnanrind steadily until the middle of
October. A moderate contraction Is
now shown. Interior banks in oi
verse sections of the country are
moderately Increasing the volume of
their purchases of commercial paper,
n evidence of the release of funds
from other employments. They have
also begun. In a small way, to reduce
their borrowings with other banks.
Such contraction as has occurred Is
not of large volume. It Is Important,
however, because In the present dif
ficult situation. It Indicates an abil
ity greater than might have been
anticipated, on the part of both the
Interior banks and their customers to
liquidate outstanding obligations. It
Indicates also that the future trend
will be toward the contraction rather
than expansion of such obligations.
Open market rates on commercial
loans have continued unchanged on
an 8 per cent level, with country
banks purchasing paper In fair vol
ume. Call money was tight, ruling
throughout most of the period at
from 9 to Id per cent, but easing at
the close to 7 per cent. The con
tinuing high rates in the call money
market reflected the general strin
gency of credit rather than the re
quirements of the stock market,
where sharp liquidation continued
. throughout the period. Both de
mands for and offerings of time loans
on securities were nominal. Moder
ate offerings of time money may
reasonably be expected shortly, as j
tunas are releasee lor oiner uses. ,
This would result in lower quota
tions. Prime bank acceptances were
In active demand and in reduced
supply.
The determining factor In the en
tire situation continues to be the re
luctance of consumers to buy, partly
because of their expectation that
prices may go even lower, and In part
because of the curtailment of pur
chasing power of large sections of
the buying public. Farmers are not
purchasing actively at present be
cause prices of the products which
they have to offer in exchange have
declined Bharply. Wage earners hesi
tate to purchase because their earn
ings are being curtulled by Increas
ing unemployment and In some cases
by reduction in wages.
The adjust ment of prices to new
conditions of supply and demand has
proved ilirflcult. Two fuctors on the
buying side of the equation offer
much encouragement, however. In
comparison with those classes whose
Income Increased rapidly during the
period of rising prices, the decline In
prices which has already taken place
has Incj-i-aHed the purchasing power
of salaried employes and persons In
receipt of fixed incomes from invest
B ment. Large crops assure a fair
volume of buying throughout the
agricultural parts of the country,
especially the grain states. Farmers
unquestionably are delaying their
purchases until the prices of what
they must buy approach the level at
which they must sell tholr crops. As
that level Is approached, they will
buy in Increasing volume, because
their position la essentially sound.
mixuom; notes.
Charles. Innley. who has been
spending a Tew days with his mother,
ret urn. , I to his homo at Mcdford on
Wednesday.
On Tuesday Kay L. Cedarstrom,
wife, and daughter Uertrude, and
t'has. Innley, of Medford, took dinner
with Mrs. Insloy at the ranch near
(Ireen.
CHRISTMAS GIFT SEASON '
K is rapidly approaching. It is a good idea to buy !
K your gifts early, while the stocks are complete. N
CHRISTMAS GIFT SEASON
is rapidly approaching. It is a good idea to buy
your gifts early, while the stocks are complete.
The new patterns and designs in Jewelry are
very beutiful this season, and we would suggest
you buy early, as the choicest numbers are very
limited. A small deposit will reserve any article
until wanted.
BUBAR BROS., :: Gifts That Last.
1
SOUP MAKING
Hlmple lteclpea ft Ilcllcioiis
llie Which May Do Easll)
Prepared at Home.
BY MISS EMMA UELAND
Instructor In Domestic Hclence
Iloseburg High School.
(NOTE We publish the following
recipes with the thought that house
wives will be Interested In the meth
ods of preparation of some of the
delicious souns. These recipes were
compiled by Miss Emma Del. .nil,
of the domestic science department
of the Kosuburg High school, and a
eoov of thom has been sent to every
teacher in Douglas County to aid
them in preparing hot lunches lor
their pupils at the noon hour.)
The art of soup making is more
easily mastered than at first ap-
pers. One may, with nut lime ex
pense, keep at hand what is essen
tial for the making f a good soui.
Winter vegetables, turnips, carrots,
celery and onions may be bought In
large or small quantities. Thu outer
stalks of celery, not often suitable
for serving, should be saved for the
soups. Sweet tierbs, Including thyme,
savory and majorura. are dried and
put up In packages retailing from IU
to fifteen cents, liayleaves, which
should be used sparingly, may be ob
tained at first class grocers nnd at
druggists and may be kept Indefinite
ly. Spices, Including cloves, allspice,,
peppercorns, and stick cinnamon,
should be kept on hand. These sea
sonings with the addition ot salt,
pepper and parsely, are essential
flavorings for soups.
Flour, corn starch, arrowroot,
pearl barley, rice, bread or ckks are
added to give consistency and nour
ishment. T tablespoon. ,
C cup ,
t teaspoon.
CRHAMHD 8()l lS
Halmon Soup
H can salmon; I qt. scalded milk;
I T butter; 1 T flour; 1 4 t Bait.
Few grains of pepper.
Drain oil from salmon, remove
skin and bones, rub through a sieve.
Add gradually the milk, season and
bind.
ln Soup
1 oan corn: 1 pt. boiling water:
1 pt. milk; 1 slice onion: 2 T but
ter: 2 T flour: 1 t salt, few trains.
of pepper.
Chop the corn, add water and slm
iner ao minutes: rub throiiKh sieve.
fW
I & V o X 1 ENTIRE
'SrV eV
Scald milk with onion, remove the
onion, and add milk to corn. Dlnd
with butter and flour cooked togeth
er. Add Bait and pepper.
Halibut Soup
3 4 C cold boiled halibut. 1 Pt.
milk; 1 slice onion; blade of mace;
3 T butter; 1 V4 T flour; V4 t salt,
few grains of pepper.
Kub fish through sieve. Scald
milk with onion and mace. Itemove
seasonings and add fish. Hind with
half the flcur and butter coolied to
gether. Add salt, pepper, and the
remaining butter in small pieces.
Vegetable Soup.
1-3 C carrot; 1-3 C turnip, V, C
celery, 1 C potato, onion; 1 qt.
water; 5 T butter; ',i T finely chop
ped parsely, salt and popper.
Wash and scrape a small carrot;
cut In quarters lengthwise; cut quar
ters into thirds lengthwise; cut the
strips thus made into thin slices,
and cut and slice same as carrot.
Wash, pre nd cut potatoes In small
pieces. Wash and scrape celery and
cut In quarter Inch pieces. Prepare
vegetables before measuring. Cut
onion in thin slices. Mix vegetables,
'except potatoes, and cook 10 minutes
put In 4 T butter, stirring constantly,
Add potatoes, cover and cook 2 min
utes. Adil water and boil for 1 hour.
Heat with spoon or fork to break up
veKetables. Add remainder of butter
and parsely. Season with salt and
pepper.
Oinm of 'urrot Soup.
1 V C grated carrots; 3 C milk;
1 't C light cream; 1 T butter;
1 ',i T flour.
Combine carrots, milk, onion and
splees In a double boiler and cook
until carrots are done about 40
minutes. Itemove onion and bay
leavers, ndd butter and flour cream
ed together with seasoning, and then
cook at least 10 minutes, then add
the cream, let stand a few minutes
to reheat and serve.
IVnnul Soup.
1 C shelled peanuts: 2 qt. milk:
2 T butter; 2 T flour; nutmeg to the
taste, salt and pepper.
Tut shelled mils through a food
chopper; add flour, butter, and mix
well. Add scalded milk. Reheat and
serve.
(ream of lvtuto soup.
4 medium sized potato; 3-4 C ot
milk; 1-4 Blice onion; I t butter:
1 t flour; 1-3 t salt; 1-4 t chopped
parseiy.
Cook the potato In water until
lender; mash; add to white sauce.
Add parsely when readv to serve.
Kiev Soup.
1 T fat. 1 T flour. 1-8 t pepper,
1 I butter. 1 t flour, 1-3 t salt. 114
C rue water, concentrated. 1 C hot
milk or hot strained tomato Juice,
1 nllre onion, 1 t chopped parsely.
Chop the piece of onion In the n:llk
or tomato, add hot rice water. Pre?
pare as a white sauce and add the
parsely when readv to serve.
Cream of Tomato Soup.
One half c:wi tomatoes; 2 t sugnr,
1-4 t soda, 1 ft. milk, 1 sliced onion,
1 T flour, 1 t salt, 1-8 t pepper, 2
T butter.
Cook tomatoes, and sugar 15 min
utes, then strain; scald milk with'the
with slo.ir mixed with cold water:
stir until It boils, add soda to the
tomato juice, away from the heat of
the stove; rombine the cooked to
matoes and scalded milk: Just be
fore serving add butter, salt and the
pepper. Serve with croutons.
-
Icicutllc Soup.
I Pt. beans. 2 qt. cold water. 1
small onion, two stalks celery or 1-4
t celery seed. 1-2 t sail. 1-3 t pepper,
1-4 I mustard, few grains civenno
3 I butter.
Soak beans oven night, in the
morning drain and add cold water.
sluiced onion and celery stalks;
immer tnrw ot wr hours, until
1664,246.1a
. 36.tt
26.000.00
15.000.00
16,000.00
Douglas National Bank of Roseburg
Xo. 9423. w
Report of th condition of the Douglas National Bank .at Roseburg. In
the Slaw of. Oregon, at the close of business November 16. 1920.
rtbsuunvua.
Loans and discounts
Overdrafts, unsecured
IT. 8. Government securities owned:
Deposited to secure circulation (U. S. bonds par
value!
Pledged to secure U. S. deposits (par value) . . .
Pledged to secure postal savings deposit (par
Pledged as collateral for State or other deposit!
or bills payable ???
Owned and unpledged 15.650.00
War Savings Certificates and Thrift Stamps ac-
tually owned ..
Total U. S. Government securities
Other Bonds, Securities, Ktc:
Donds and securities pledged as collateral for
State, or other deposits (postal excluded) . 28,000.00
Securities other than U. S. bonds (not Including
stocks) owned unpledged 85,622.60
Total bonds, securities, etc., other than U. S
Stocks, other than Federal Reserve Bank stock.
Stock of Federal Reserve bank (60 per cent of
subscription)
Value of banking house
Furniture and fixtures
Other real estate owned other than banking house
Lawful reserve with Federal Reserve Bank ....
Cash In vault and net amounts due from na
tional banks
Net amount due from banks, bankers and trust
companies
Checks on other banks In the same city or town
as reporting bank (other than Item 15)
Total of Items 12, 13, 14, 15 and 16)
Checks on banks located outside of city or town
of reporting bank and other cash items. . . .
Redemption fund with U. S. Treasurer and due
from U. 8. Treasurer
Interest earned but not collected approximate
on Notes and Bills Receivable not past due
195,448.67
113,498.00
113.622.60
9,30. OH
3.900.00
25.000.00
1.00
84,783.70
61,102.20
179.468.7g
12.737.8S
3,242.06
1.958.40
1,250.00
6.000.00
Total
LIABILITIES.
Capital stock paid In
Surplus fund
Undivided profits 23,755.16
Less current expenses, Interest and taxes paid.. 10,337.43
Interest and discount collected or credited in ad
vance of maturity and not earned ap
proximate Circulation notes outstanding
Net amount due to National Banks
Net amounts due to banks, bankers, and trust
companies ill the United States
Certified checks outstanding "
Cashier's checks on own bank outstanding ....
Total of items 28, 29, 30. 31 and 32 84,061.27
Demand deposits (other than bank deposits) sub
ject to Reserve:
Individual deposits subject to check
Certificates of deposit due In less than 30
days (other than for money borrowed) ....
State, county or other municipal deposits secured
by pledge nf assets of this bank
Total of demand deposits (other than bank de
posits) subject to Reserve 862,726.12
Postal Savings Deposits
Total of time deposits subject to Reserve 8,519.95
United States deiosfts (other than postal sav
ings) :
Other United States deposits. Including de
posits of U. S. disbursing officers 1,000.00
Liabilities other than those above stated
$1,129,715.07
1100.000.00
30,000.00
13.417.73
475.00
25,000.00
1,376.30
81,465.76
714.50
494.65
705.021.89
111,217.74
46,486.49
1,619.95
1.000.00
4,525.00
Total $1,129,715.07
Of the total loans and discounts shown above, the amount on which
Intercut and discount was charged at rales in excess of those permitted by
law (Sec. 5107, Itev .Stat.) (exclusive of notes iiKn which total charge not
to exceed 50 cents was nuuic) was None. The number of such loans was
None.
State of Oregon, County of Douglas, as:
I. H. 11. Stapleton, cashier of the above-named bank, do solemnly swear
that the above statement Is true to the best of my knowledge and belief.
H. H. STAPLETON, Cashier.
Subscribed nnd sworn to before me this 24th day of November, 1920.
(Seal) J. C. FULLERTON. Notary Public.
My commission expires Nov. 23, 1924.
Correct Attest: J. H. Booth, H. Wollenberg, E. L. Parrott, Directors.
beans are soft, add more water as It
bolls away, put thru sieve, heat to
boiling point, add salt, pepper, mus
tard, cayenne and butter. Serve with
croutons.
Split Pea Soii.
Wash a qt. of split peas and soak
over night; in the morning put to
cook in 4 qt. water, adding a ham
also seasoning. After boiling gently
three or four hours, press through a
strainer and return to the kettle;
add a sliced lemon, let boil for a few
minutes and serve with croutons, or
small pieces of bread, cut dice shape
and browned In butter or boiling lard
Soul With Stock.
In making soups lor the school
lunches, it is often too expensive or
time cannot be taken In preparation
to use a stock foundation. Often
however, stock bones are easily ob
tained, and if so, it will give the
foundation of a variety of soups
lleef ranks first as regards utility
and economy in soup making, allow
tv.o thirds lean meat to one third of
bone and fat. .
The soup kettle may also receive
pieces of left overs, roasted, boiled
or stewed, of beef, lamb, veal, car
casses of foul chop bones, bones left
from lamb roast, and any trimmings
and hones sent from the market.
Avoid the use of smoked or corned
meats, or large pieces of raw mut
ton or lamb surrounded by fat, on
account of tho strong flavor so dis
agreeable to many.
To Prepare Stock.
Wipe meat with clean cheesecloth
We will take
Your Old Ford
in on a New Ford
at a reasonable
price. Why not get
a Ford with ELEC
TRIC STARTER
andELECTRIC
LIGHTS.
Lockwood Motor Co.
ROSEBURG, OREGON
SMASH:.CnSi.
7 "uvcr
SATURDAY
attheBOOTERIE
A Day of Big
Savings
Bring the Boys and ClrU-have tw
fitted with W
Proper Shoes at
Old Time Prices
Save on Shoes of all kinds. Me.',
Shoes reduced. Ladies Shoes reduW
Children's Shoes reduced
SMASH-Go Shoe Repair PriW
Roseburg Booter
IRV1.V BltlNN
1
SHOES THAI SATISFY AND FIT YOUR FEET, BRIHS OS YOUR REPAIR WtRt UJ SaKRas
Perkins llldg., Roseburg.
wrung out of cold water, cut lean
meat In one Inch cubes, thus ex
posing a large amount ot surface to
the water and the Juices are more
easily drawn out. Heat frying pan
hissing hot. remove marrow from the
marrow bone and use to brown about
one third of lean meaf, stirring con
stantly to sear all sides, which gives
additional flavor and color. Put fat,
bone and remaining meat in soup
kettle, cover wtth cold water let It
stand for one hour to draw out all
Juices from the meat. Add browned
meat an dheal gradually to the boil
ing point, and cook at low tempera
ture four or five hours until the
meat Is tender. Vegetables may be
added during the- last hour to give
flavor.
When dorrs, remove bones, and the
vegetables If desired, cool to remove
scum of fat which will rise to the
top. If desired, clear by cooking with
egg shell and white, one egg to
two quarts of liquid and strain
through a double thickness of clean
cheesecloth.
CHICHESTER S PILLS
TUB lIAMONl ORAND. A
' J,tWr die! Ak yow Umutat for fA
J htktva llavmMdT.randV
l3rUf rills la B4 and Void mftillicv
T7V -01 bote. Mied wlta Clu Ribbon. V
9VaJ Take t)W. Slur friwr V
II
' Drnarrtat.
VIA MONO JlttAKO 11 fur HA
voui k nown at Bet t. Safest. Always K elUl.la
SOLD 8Y DRl'GGtSTS EVERYWHERE
Harrv Phmin i
has been sptaJinj jjuJ
iviih hi. ... ,T1
" f'cu, r iu n
Phillips, left this monijj lr
Visiting Grandpamiu
Heien and Pauline CUrfei
land, who have been tutw
grandparents, Mr. tut Hn 1
ingorsoil, left tail moralitl
uuuie.
Itctum tn GarrlinMw
Mrs. F. B. Sagine nl ut foj
Margaret, of Gardiner, ra
been vlsitltir Mr. Sinhh
ents, Mr. and Mrs. J. a Life
this morning for tnelr now
Will Meet Mother
K .W. Sharp ind (mlltlr
morning for Portland, ikx
will m-ft Mr. Sharp'i bI
J. J. Sharp, who ia eoniiih
cast to spend the vlnteraisn
LoganbernPIi;
If you want planti thatiusl
write
W.L.BENTUY
Woodbum, Orrfot, 1 1
Z;r-i t U H H "XL
YOU WOULD NOT THROW AUW
A TEN DOLLAR BILL '
yet many youngr men are so extravagant that
it is like throwinj? money away.
Decide the matter of financial success no
start an account with the Roseburg N
tional Bank.
1 Per cent Interest Paid on Saving Account!.
TheRosebuiB National Bank.
Rosefcur,ure.
rr
Too late now w g-
T.L-criivintt to"
about
XMASi
Only 24 Day
TShe Victrola, Ed
la-""
Arnachineforeveg
from $25 to $300.
owt it. while our-
is complete.
w
lOtt's Music Storfi
i ROSEBURG, OREGON