We can be
a big help to
small business.
*
For years we’ve been hearing
U. S. Bank described as the bank
for big business. And while we un­
derstand how our size may give
that impression, it’s a definition
that’s only partly right
your plans. And you’ll find they get
out of their offices and into your
stores and offices. Because when
you apply for a loan at one of our
branches, the manager you talk to
is the one who makes a decision on
your application. We want
to know you well enough
to make the right decisions
for you, as well as for us.
And to make them
quickly.
Our managers can help
you put together the right
kind of financing, short or
long-term. That’s because
we put them through spe­
cial training classes in
evaluating small busi­
nesses. And so we can
understand—and help—
you even more, we
employ ten full-time ag­
ricultural reps and special
appraisers for forestry and
equipment
We know how impor­
tant it is to have someone
at your bank who under­
stands you. But it doesn’t
do you much good for a
bank to understand you if
it can’t help you.
We’ll
help you manage
better.
Oregon’s
giant of green.
Yes. We lend more money than
any other financial institution in
Oregon. Over half of that money,
in one way or another, goes to as­
sist Oregon businesses. And over
half of those businesses employ
fewer than 50 people.
We can provide what a small
business needs most—money.
With real estate mortgage loans
and capital goods financing, for
leasing or purchase of equipment.
We can even assist in arranging
equity financing for growth and
expansion.
For starters, we can put
you in the classroom.
U.S. Bank offers small business
seminars throughout the state,
teaching small business owners
and managers about professional
management techniques, about
trust arrangements, even crime
prevention. And we’re always
working on new courses.
In working so much with busi­
nesses, big and small around the
State of Oregon, we’ve devel­
oped a number of special com­
mercial programs to aid in the
handling of financial affairs. Sys­
tems like business savings ac­
counts with automatic telephone
Were
smaller than
we look.
We may look
like a big bank on
the outside, but on
the inside we’re
152 small busi­
nesses. With local
managers who
know the business
of businesses in
their area. They
can talk to you in­
telligently about
iness payrolls. You just tell us each
transfer. You can shift money be­
employee’s salary and deductions
tween this and other U.S. ac­
and we’ll issue the checks. We’ll
counts without leaving your of­
even deposit checks directly in an
fice, while getting maximum use
employee’s personal account at
of your funds. Of course, U.S.
any bank which is a member, with
also offers management of pen­
sion plans, profit sharing, IRA and
us, of the Oregon Automated
Clearing House Association.
Keogh accounts for Oregon
residents.
We developed Busi­
ness II checking ac­
counts especially for
small business. So firms
that don’t write a lot of
checks don’t have to
spend a lot on service
charges. And our
Money Minder is the an­
swer to small business
needs for budget control
and record keeping,
From dairies to diners, we finance equipment.
providing a monthly re­
port of income and expenses by
A big bank has a
category. You can ask at any
deep commitment.
branch about setting up these
Businesses throughout Oregon,
services for your business.
from small farms to very large cor­
New
porations, count on U.S. Bank.
versions of some
First timers and old pros. The
old standards.
people who run cafes and restau­
Naturally, U.S. Bank offers the rants, hairdressers, home furnish­
standard banking services any bus­ ings stores, auto wreckers and
iness would expect—like checking. clothing chains. Our commitment
Like the option of opening ac­ goes beyond any city or region
counts at individual branches, or, and extends to the economic
for statewide opera­
health of the state in
tions, forwarding de­
general.
posits from branches
Business people
to a central account.
come to us because
There are night de­
of our services. And
positories and safe
because of our
deposit boxes at most
service.
of our branches, and
If you’re thinking
since we have more
of going into busi­
branches than any­
ness, or if you’re new
one else, that’s more
to the business
convenient for you.
world, the first thing
we
’d recommend is
Some big
that you visit your
advantages over
local Small Business
smaller banks.
Administration of­
U.S. Bank’s other special ser­ fice. There you’ll find hundreds of
vices include estate planning, free publications on everything
through our Trust Group. Or the from display lighting to budgeting,
services of our International Divi­ including the extremely helpful
sion for import and export SBA “Checklist for Going Into
knowledge and credit ar­ Business.”
rangements abroad.
The second thing we’d recom­
Working with our Invest­ mend is that you come see us.
ment Division, our mana­
It pays to know
gers can arrange certifi­
’I
cates of deposit or other
investments in a program
tailored to your needs.
These are the kinds of
things small banks usually
can’t offer, but many small
businesses need.
There’s more. Like our
automated Easy Pay ser­
vice, designed to take the
headache out of small bus­
Member ED I C.
LJS
BAN K
We're rooted in small towns all over Oregon