: ücrnonia Cagk 6 THURSDAY, AVGUST 15, 1974 M M NM aM NM M O O M M Church Notes MOBeOMNOOMOMOOeea Bible If you are looking for an active, friendly church that stands for the Word of God, a sincere welcome is extended to you to attend our services Sunday-School 9 45 a.m Morning Worship 11am Evening Service 7 p.m Family Night (Wed' 7:30p m Mr Mickey Day, a teacher of doctrine, speech and theology . at Multnomah School of the Bible w ill be our guest speaker this Sunday morning. August IB He w ill also be speaking to the High School S.S Class and in the evening service Our Sunday School bus is run every Sunday morning for those needing a ride to Sunday School and Church For a schedule of your neighborhood phone the pastor at 429-3363 Primary church is held during the morning worship service for kindergarten through 4th grade and is geared to the under standing and needs of the boys and girls A nursery is provided for the younger children An adult Bible study on the book of Revelation is held every Tuesday evening at 7:30 in the home of Mr and Mrs Bob Zerfing It is conducted by V irgil Snook Everyone is welcome Upcoming Event The Chal lengers Quartet w ill be returning to the Bible Church September 8 for our Back-To-School Sunday . Mark your calendar and plan on attending now R alph Condits Entertain MIST—The Ralph Condits en tertained members of their fam ily at their clubhouse in Beav erton Thursday evening Honor ed guests were Isabel Wallace of Nestor. California and her son Ronald Wallace of San Fran cisco The E arl Condits. Ed Condits. Kyle Clarks and Grace Mathews attended the dinner Walter Mathews was unable to attend because of illness. Friday evening patio dinner guests of the Mathews were Marian and Mel Clark. Gary- Ballinger. Rosemary and Donna Sauders Marian is spending the week at the R.L.D.S Church Camp on the Lewis River where she is counseling at a Sr. High Church Camp Ed and Sally Condit had lunch at the Mathews Saturday after which the four attended the Charlie Justice's 50th wedding anniversary Fred Astaire has been in show- business 68 years. Rising Inflation Leaves Home Owners Underinsured Do you know what it would cost to replace your house today? Before you answer, consider how long ago you tried to make such an estimate Even if it was as little as a year ago. your figures probably are out of date, according to the Insurance Information Institute A brief look at some elements of the Consumer Price Index (CPD of the U S Department of Labor show why For instance, these statistics show that SUM» worth of con struct ion in 1967 w ould have cost $152 in December, 1973. an increase of more than 50 per cent Later CPI figures for specific areas of home construction and maintenance paint and even darker picture For instance, $100 worth of house maintenance and repairs in 1967 would have cost $162 .20 in March. 1974 Figures for the same period show that the cost had risen to $145 10 for the com modifies used in house mainten ance and repair; $169.60 for the services needed in house m ain tenance and repair; $179.80 for repainting living and dining rooms. $180.50 for reshingling roofs, and $159 50 for residing houses With these skyrocketing costs, the Institute says that you may find yourself faced with repair and reconstruction costs that far exceed your insurance coverage This would be particularly true if you have not checked your coverages for several vears This spiraling inflation has been aggravated by the shortage of petroleum, which is a neces sary ingredient in and the basic prim ary fuel used for the pro duction of such things as heating and electrical insulation, plumb ing materials and roof tiles It is surprising how many home owners fail to realize that their insurance protection is in adequate An analysis of fire losses on homes in one state, for example, reveals that only one home owners in three carried enough insurance to cover even one-half the replacement value of his house Assuming that it would cost $30.000 to replace your house at today’s swollen prices how- much insurance should you carry on it? Since you w ill collect no more than the face amount of your policy should you have a total loss, it is easy to see the advisability of not having cover age in excess of your home’s full value Most persons who own their own homes have them insured under a special package policy commonly called a homeowners policy. This policy is also avail able to those persons who rent homes or apartments and thus need insurance only on their personal property or to protect them against any liability- which they may incur as the resuit of LODGE AND CLUB NOTICES PYTHIAN SISTERS VERNONIA T E M P LE NO. «1 Meetings: LO.OJF. Hall Second Wednesday of each month at 8 pan. Lesta Garner, M.E.C. Cora Lange, Secretary 3-75 NEHALEM VAT.T.EY CHAPTER Meets at West Oregon Electric Bldg., third Thursday of each month, 7:30 pan. AJ-.&AJ4. David King, President Ralph Berger son, Sec’y. Vernonia Lodge No. 184 A. F. t A. M . meets at Masonic Temple. Stated communfcalions on first Thursday of each month at 8:M p.m. VERNONIA CHAMBER OF COMMERCE E lm e r Schrader, W .M . W ilbur E . Wilson, Sec’y. 1-75 MT. HEART REBEKAH LODGE NO. 243 Meets 2nd & 4th Thursday even ings of each month in the 1 .0 .0 J . Hall. A rlie Emmons, Noble Grand E velyu Heath, Sec’y. 3-75 VERNONIA LIONS CLUB Meets First 4 Third Wednesday Call 429-5891 for Meeting Place Darrold Proehl, President Ted Forbes, Secretary 3-75 Board of Directors report to mem bers quarterly. Board meets the second Monday. 8:00 p.m. at West Oregon Electric office. Visitors invited. Gordon Smith, President Mrs. Evelyn Heath. Sec’y. 7-74 Order of Eastern Star Nehalem Chapter 153, O.E.S. Regular com munication the 3rd Wed. each month at Ma- Temple. All visiting sis ters and bro thers welcome. Hope Koch. W .M . Irm a Fisher, Sec’y. 1-75 Vernonia Barracks Veterans of World War 1 AMERICAN LEGION Meets 1st Monday each month st the American Legion Hall, 12 Noon. Meets 2nd and 4th Tuesday of each month. Robert VERNONIA 3-75 Andrews, Commander Rev. H. L. Russell, Adjutant POST 118 Wilbur E . Wilson, Commander H a rry Culbertson, Adjutant A U X IL IA R Y Meets 4th Monday, Legion Hall Cora Lange, President Faye Davis. Secretary A U X IL IA R Y 8-74 First aad Third Tuesdays Reatha Horn, President G ertrude Schalock. Ssc*y. VERNONIA JAYCEES 1-7« Meets the 2nd It 4th ALCOHOLICS Tuesday sf every ANONYMOUS Vernonia Frieafehip Group 429-2941 s - American Legion Hall 8:88 P M . 429-6245 B ill Hunter, president 3-74 Jack Seeley, Secretary 8-74 anyone being injured in their home Within the paekage of cover ages in the homeowners policy is a clause called the replacement cost provision This provision gives the prop ertv owner an added advantage when it comes to claims for partial damages to his house If he carries insurance at 80 per cent of value or more tin the ease of a $30,000 home this would be $24.000» claims involving damage to the building are settled on the basis of the full cost of replacing or repairing In other words, no deductions would be made for depreciation, as is customary in settling insurance losses If his insurance equals less than 80 per cent of value, he w ill receive less than replacement cost but in no event less than actual cash value (replacement cost less depreciation ». To illustrate further how the replacement c o s t provision works, let's see how it would apply to a specific situation Assume that painting and other interior decorating in a house has a life of 10 years Also assume that smoke damages the interior of a house decorated five years earlier Under the replacement cost provision, the full costs of repainting and re decorating would be paid by the insurance company Without the provision, the insurance com pany would pay only one-half of the loss because the value of the decorating would have depre ciated to one-half of its original value The amount of coverage you purchase on your swelling be comes the basis for determining amounts of coverage which are automatically assigned to ap purtenant private structures (garage» personal property and additional living expenses while your house is being repaired If you have chosen the Broad Form of the homeowners policy and your house is insured for at least 80 percent of its replace ment value tin this example $24.000». your other private structures are now insured for $2.400 GO percent of the dwell ing) ; and you have an allowance of $4.800 (20 per cent of the dwelling) for additonal living expenses you may incur if you’re forced to find temporary housing after a fire The Institute suggests that if you are not sure of the re placement cost of your home, have your insurance agent give you the name of someone who can appraise it and provide you with this useful information Deadline Near Scappoose Tournament Now is the time to work on those ship shots and tee shots as the deadline draws for the sec ond annual Scappoose Open Golf Tournament This year’s tour ney is expanding to two days-the 24th and 25th of August with the women having their day on Sat urday and the men on Sunday The field calls for a maximum of 48 women and 100 men and they w ill be competing for $1500 in merchandise prizes The wo men’s prizes total $500 and the men’s $1000 The men's division w ill feature four flights and the women’s three flights All entrants w ill compete on a handicap basis, thus giving the average duffer an equal chance with the more accomplished golfer Entry blanks are available at the m ajor sponsor's as well as at the Golf Course or contact Bob Holdridge at P .0 Box 26 for more information Entry fee for the tournament is $10 which in cludes green fees When the player lim its are reached which should be in the next few days-tee times and foursome pairings can be made, so for those who haven’t already en tered. now is the time, before the tournament field is full. V ocation al Workshop S et Is a job promotion, or change, your am bition9 “ The first rule of vocational planning is self know ledge, knowing what you have to offer the employer,’’ states Ber nice Feibleman, instructor of "Vocational Workshop," offered in September by the Oregon Division of Continuing Educa tion. 1633 S.E Park Avenue Three class sessions, begin ning September 9. w ill include complete vocational and interest testing, group discussions, and an individual counseling session Advising employees to take the initiative, M is Feibleman says, “ Marketing yourself includes evaluating your skills and ta l ents, knowing how you work best If you are sold on yourself, you can sell others ” Although the testing and coun seling service is available to men and women throughout the year.“ vocational Workshop” is offered only in the fall. Regis tration begins August 15, and complete information on fees and times of class can be ob tained by contacting M rs Feibleman at the Division of Continuing Education Building, 229-4825 1 »88088088888880888881 Directory Of Churches £888808880000888888881 VERNONIA BIBLE CHURCH Adams 4 Maple Kenneth Wastea. Paster Sunday: 9:45 a .m . • Sunday School 11:00 a .m . - Morning worship ser vice 6:45 p.m . - Junior Youth Fellow ship 7:00 p.m . - Evening worship ser vice Wednesday: 7:30 p.m . - Bible Study and P ra y er I f you have a spiritual need or question, call Pastor Wooten at 429-3363 CHI'RCH OF JESUS CHRIST OF LA TTER -D A Y SAINTS VERNONIA BRANCH 850 Madison Avenue Branch Pres. - Henry T. Hudson 1st Coors. - Claude E. Gibson 2nd Couas. - Elmer C. Schrader Ward Clerk - Robert E. McNair Meeting Schedule Priesthood - 8:30 a.m . Sunday School - 10:15 a.m . Sacram ent M tg. - 11:30 a.m . Relief Scty. - Tuesday, 10:30 a.m . M .I.A . - Wednesday, 7:30 p.m . ASSEMBLY OF GOD Jefferson and Maple Rev. Dwane Hurley 9:45 a .m . - Sunday school. Classes for a ll ages 11:00 a .m . - M orning worship 7:00 p.m . . Evangelistic service 7:30 p m . - Wednesday P ra y e r M eeting and Bible Study (Need a ride? Call 429-6353) ST. M A R Y ’S CATHOLIC Father Anthony Gussin Mass is celebrated every week day morning a t 8:30 in the rec tory-. Confessions a re heard be fore Mass. Saturday - Mass at 7 p.m . in the church Sunday - Masses a t 8:30 and 10 aan. Confessions • On Saturday tra m 6 to 6:45 in the church, before Mass SEVENTH-DAY ADVENTIST 2nd 4 Nehalem Willard L . Santee, Pastor Claude Veal, Local Elder 9:30 Sabbath School 11:00 Warship Service 7:00 P .M . M onday - Dorcas So ciety a t V e a l’s home. 7:30 P .M . Tuesday - P ra y e r M ee t ing a t the church. 7:00 P M . Mon. - Pathfinders at Scout Cabin. FIRST EVA N G ELIC A L CHURCH 957 State Avenue Jack Carlson, Pastor 7:30 a.m . - M e n ’s P ra y e r 9:45 a .m . - Church School, Jack Seeley, Sup’t 11:00 a .m . - Worship Experience 6:00 p.m . - Youth Fellowship. 7:00 p.m . - Sunday Classmeeting W E D N E S D A Y E V E N IN G 7:00 p.m . Hour of power, prayer and B ible Study. E M M A N U E L EPISCOPAL CHURCH B IR K E N F E LD , OREGON The Rev. C. S. Shulda. Vicar Phone Clatskanie 728-2331 Celebration of the Holy Commu nion the Fourth Sunday of each month a t 12:00 Noon. M ANY T U R N E D out to enjoy the joint picnic of the Nehalem Valley Chapter and Washington County Chapter of the Isaak Walton League held Ike's Enjoy G et-T ogether Members of the Nehalem Val ley Chapter and the Washington County Chapter of the Izaak Walton la-ague met Sunday. August 11 at the Elmer Ber gerson Memorial Park for a family-style potluck picnic On the agenda for the day was a horseshoe tournament and a cribbage tournament with the compeition sometimes fierce but always fun Among those attending from Vernonia were Mr ana Mrs Ralph Bergerson. Mr and Mrs Gerald Russell. Mr and Mrs Norm Davis, vice-president of Nehalem Valley Chapter. David King, president of the Nehalem Valley Chapter, and Ken D avid son Also attending were Jim Bel knap. Washington County out going president, Don Robb, the incoming president for the chap ter. and Mr and Mrs Rod Monroe Monroe is the Oregon Division President The Izaak Walton League is a conservation organization and. while they have no official authority, they work in the entire environmental area including land, w ildlife, and put theory into practice with the building of campgrounds such as those they made at Mt. Hood National Forest and making approxi mately 4000 wood duck nesting boxes which have been placed in such areas as South Yam hill and Sauvie Island Each year the two chapters of the league get together at an old fashioned picnic and enjoy the chance to visit in the beauty of the park which was built ten years ago and dedicated in the memory of Elm er Bergerson Surprised By Visit WIST—Mrs M artin Hanson had a surprise visit Thursday afternoon from long k n o w n friends Mr 4 Mrs Clarence Hazzard of Boulder, Colo. Mr 4 Mrs D.D B arr visited at the home of M r 4 Mrs D. Sweeney al Clatskanie on Sun day. Mr 4 Mrs Norman Hansen drove Io Creswell on Sal and a t t e n d e d the, Down Justice Wedding Sat They returned home on Sat. bringing his moth er back home with them, she having been down there for a couple weeks at the Merle Tiedeman home. Mr 4 Mrs Robert Haataju of Rosburg Wash visited on Sun day at the home of Mrs. Jane Hansen HORSESHOES were enjoyed at the annual joint picnic of the Nehalem Valley Chapter and Washington County Chapter of the Izaak Walton League. C O A S T TO C O A S T S T O R E S ... to ta l h a rd w a re It ’s tim e to s a v e a n d C o a s t to V ets E lig ib le C o a s t S tores ¡ s / h e p la c e For Insurance to m a k e it h a p p e n ! Some 36,000 Oregon Vietnam era veterans are eligible for a new low-cost Veterans Group FIR ST BAPTIST CHURCH Life Insurance program which Washington and A Streets offers as much as $20,000 cov Claude Butler, Pastor erage for $3 40 per month to Phone 429-3381 young veterans, but they must Sunday: 10 a .m . Sunday School apply before Aug 1 1975 11 a.m . Worship Services. The nonrenewable, five-year 6 P .M . T rain in g Union G irls in term insurance is available for Action, Mission Friends and veterans discharged from m il Pre-School. itary service since April 2. 1970, 7:00 P .M . Evening Worship according to Mrs Donna M Wednesday: 7:00 P -M - M idweek Arndt, director of the Portland P ra y e r Service. Veterans Administration re gional office M IST - B IR K E N F E L D COMMU The new Veterans Adminis N IT Y CHURCH tration-supervised p r o g r a m , Birkenfeld, Oregon authorized May 24 under the Eldon Shetler, Pastor Veterans Insurance Act, also 9:45 a.m . - Sunday School offers coverage in amounts of 11:00 a .m . - Church Services *5,000. $10,000 and $15,000 Rates 7:30 p.m . - Wed. P ra y e r M eeting for the maximum $20,000 cov 10:30 a.m . - (W inter Months) on erage are S3 40 per month for 2nd Wed. W omen’s Missionary veterans aged 34 and under and and W ork day. $6.80 for those 35 and over Application forms for veterans discharged prior to August 1, FIRST CHRISTIAN CHURCH 1974. are available from the VA 430 North 4 Washington Streets Regional Office, 426 S.W Stark Russ Vinyard, Pastor St. Portland. Oregon; or from Phone 429-6522 the Office of Serviceman’s Sunday - Bible School 9:45 a.m . Group Life Insurance. 212 Wash Hom er F u lle r, Supt ington St Newark. N.J. 07102 M orning Worship 11:00 a.m . Applicants must furnish e vi (Nursery Provided) dence of gorxl health However, Fellowship Hour 6:07 p.m . VA-rated service-connected dis Wednesday: Choir Practice abilities w ill be waived 7:00 p m . Servicemen discharged after (1st only- Church N ig h t 6:30 p.m. Aug 1 w ill receive application (2nd & 4th) C W F . 1:30 p.m . F rid a y : Bible Study - 8:00 p.m . forms automatically. Mrs Arndt pointed out Personnel leaving (C all for location of Bible active duty are permitted 120 Study) premium-free days to convert Mrs. Martin Hanson Sunday, August 11 at Elm er Bergerson Memorial Park. Food and fun w u enjoyed in old-fashion potluck style. SALE N O W IN PROGRESS! BE PREPARED FOR HOME EMERGENCIES $4.88 $1.87 7-OZ A. Drain Power . «he one-jecond dram opener Unplugs drains quickly and effectively without using harmful chemicals 7-oz. can 413-0118 B. Dry Chemical Fire Extinguisher fights gasoline, oil. grease end electrical fires UL and Coast Guard Approved 736-0326 John H askini' Visit A t V irg il Snooks RIVERVIEW —M r and Mrs John Haskins of McMinnville visited M r and Mrs V irgil Snook and other friends here on Sunday Last week visitors at the home of Mr and Mrs Charles Great- house were their daughter and son-in-law Mr and Mrs Gerald Moschette and his mother Mrs Angela Moschette of San Leand- dro, California George Wells underwent su r gery al (he Tuality hospital at Hillsboro recently He is home and recovering satisfactorily Goulds balanced flow, no tank, no OR AC extras shallow SPARK PLUGS Champion or AC «pork plug« <«- toms trucks and tractors Tun' milaage Champion. 750-00 i ) AC, 750 3089 io 760-3600 Rasistors slightly higher. til cars, -s w ell system $156.50 BRUNSMAN HARDWARE and ELECTRIC F IN E F U R N IT U R E WE DELIVER C L A S S IF IE D S P A Y O F F I