a
IT'S YOUR LAW
S
Ï
I«»»' * * *
Watsons Visit
InCalUomia
P a p a l for Loor H a k a D m o tro e y L iv,
INSURANCE SNOOPER
permission. Such “investigations”
Mary got into an intersection offend community standards and
crash. Her car was badly dam ag­ amount to a kind of “outrageous”
ed, but she didn’t seem to be hurt conduct, the court said.
much. After a day of rest she
By Woodrow Moe
went back to work on a job she
WHAT IS “ ESCRIW”
had held for 35 years.
QUESTION; I am 68 years old
What is “escrow” ? It is a deposit and have been receiving social se­
After the accident she com­
of money or documents or both, curity for several years. Because
plained of leg and back pains. She with an escrow holder, who is real
of an injury I had to quit my
claimed that the accident caused ly a “stakeholder.”
part-time job. Can I receive dis­
her the loss of the use of some of
What does an escrow do? The ability benefits?
her muscles.
escrow holder gets money from
ANSWER: No. Disability insur­
The other driver had run through the buyer. He gets documents from
a stop sign and was clearly at the seller and he carries out in­ ance benefits are not paid after 65.
QUESTION: Can I use any doc­
fault. Mary filed a claim against structions of both upon the per­
the other driver’s insurance com­ formance of some act or the meet­ tor I want under the supplement­
pany for several thousand dollars. ing of some condition. As a rule, ary medical insurance program, or
The company hired detectives to in the escrow instructions, the sell­ am I restricted to doctors selected
check on Mary. They took moving er and buyer tell the escrow hold­ by the government?
ANSWER: There are no restrictions
pictures of her with a telescopic er what to do and when.
camera, pottering around her yard,
An escrow arrangem ent helps in in your choice of doctors under the
walking to work, doing her shop
buying and selling land. It is an program. You may use your present
ping and the like.
specially useful device when you doctor or any other qualified phy­
After Mary settlled her claim may live in another city, or ex­ sician.
QUESTION: If I take widow’s
for considerably less than she had pect to be gone when time comes
demanded, she sued the insurance to close the deal. Suppose, through benefits at 60, will benefits on my
company. She was outraged she a real estate man, you find a buy­ own account at age 65 be affect­
said, since it had shown these pic­ er for your place. But he may ed?
ANSWER: Yes. Ordinarily your
tures of her to many people who not want to pay in full until you
own
benefit at 65 would not be
reviewed her claim.
can give him clear title, or it may
Mary claimed that by taking her take time to raise the money. reduced. If you had previously re ­
pictures the detectives invaded her So you agree on term s, and both ceived reduced widow’s benefits,
right of privacy, had em barrassed of you use the escrow to put the the benefit on your own account
will be reduced to take account of
her and caused her mentall suf­ deal through.
the
benefits you receive as a wi­
fering. Do you think she has a
As a neutral go-between, the e s­
valid claim against the insurance crow holder, which may be a bank, dow.
QUESTION: What change has
company?
may only carry out instructions you
Ln such a situation the court give him. He cannot, for example, been made in the social security
said that when a person submits give you advice as to whether your disability program by the Social
a claim to the insurance company deal is a good one, or give legal Security Amendments of 1965?
ANSWER: .’Under the old law
for damages, he subjects himself advice.
to some checking. No claimant
The buyer may have the escrow disability benefits could be paid on­
can complain of any reasonable holder hold his money until the ly to people whose impairment
investigation. The pictures were title is approved; prorate real es­ was permanent—expected to last
all taken in public places, and that tate taxes, rents, insurance; pay for a long and indefinite time or
was reasonable, the court said.
the seller at close of escrow; re ­ to result in death. Under the new
In another case, a person sued ceive and record the deed from law, benefits can be paid to a per­
son whose impairm ent has lasted
the insurance company after it the seller, etc.
or
is expected to last 12 calendar
shadowed him day and night for
As a rule, you work out most
months. Its investigators had peek­ deals before you open the escrow. months.
QUESTION: My son’s social se­
ed into his mail box, cut his hedge Look carefully at “preliminary a r ­
for a better view of his house, rangements,” “deposit receipts,” or curity benefits stopped when he
and gone on his property without “escrow instructions,” for such reached 18 in November 1964. He
papers may be binding. As a rule, graduated from high school in
one or more of them will be your May and started to college in Sep­
tember. Can his benefits be sta rt­
basic contract.
ed again?
(Oregon lawyers offer this col­
4
THURSDAY, DEC. 9, 1965
ANSWER: Yes. However, you
umn as a public service. No per­
son should apply or interpret any need to file a new application.
law without the aid of an attorney Since your son was attending a
whois completely advised of the fulltime school from January through
facts involved. Even a slight var­ May, 1965, his payments can be start­
iance in fact may change the ap­ ed effective with the month this part
of the law became effective.
plication of the law.)
QUESTION: I applied for re ­
tirement benefits the year before
last when I reached 65. I was told
I didn’t have enough work credits.
Can I qualify now?
ANSWER: No. Since you reached
retirem ent age in 1963, you need­
TIMBER RT.—Sunday visitors of ed credit for three years of work
the George Smith family were Mr. to be insured. Under the new law,
and Mrs. Les Galloway and family you still need the same amount.
of Clatskanie, Mr. and Mrs. Lester The number of work credits need­
Teeling of Portland, Mr. and Mrs. ed was reduced only for those
Reggie Bruce and Mr. and Mrs. Tom workers who reached retirem ent
age prior to 1957.
Tomlin of Vernonia, Mr. and Mrs.
QUESTION: I rem arried and my
Wilbur Thacker and Mrs. Wm. Fal­
coner. Mrs. Nellie Thacker is help­ present husband is not getting so­
cial security benefits. Can I draw
ing out at her daughter's for a few
on
my first husband’s account?
days to assist with care of her new
We were m arried over 20 years
granddaughter, Suzanne Gail.
and he should be getting retire­
Mrs. Hazel Hascall and James vis­
ment benefits.
ited
Mrs.
Dick
Ekhoff
Saturday
ev­
Save money with
ANSWER:: No. You must be un­
ening.
m arried to qualify as a divorced
Hazel
Hascall
and
Mae
Wienecke
FARMERS
wife.
called on Mrs. George Smith and
QUESTION: If I take reduced
Mrs. Nell Thacker Monday evening.
AUTO INSURANCE
widow’s benefits at age 60, will
They also stopped to see Mr. and
it be increased to the fulll rate
Be a s s u r e d o f m o d e rn ,
Mrs. Bruce Watson and Mrs. Mamie
when I reach 62?
broad form coverage and
Sloan.
ANSWER: No. The amount of
fast, fa ir, friendly service
Mr. and Mrs. Ray Thacker and
your
benefit will rem ain the same,
while you save!
Kenney from Forest Grove visited
unless you did not receive bene­
his sister, Mrs. George Smith and
fits for all months before you arc
family and his mother, Mrs. Nellie
62. In this case, your benefits will
Thacker Monday evening.
be adjusted at 62 to take these
Sharlene Gibson is sick this week
months into account.
and having to have doctor’s atten­
For inform ation call
tion.
Oregon hunters who wish to be
eligible for emergency big game
hunts which may be scheduled in
1966 have until January 15 to sub­
mit applications.
Dave Luman, chief of big game
said hunt *s wishing to sign up
should submit their applications by
postcard, listing name, address,
telephone number, and the county
applied for. Applications must be
sent to the game commission’s
Portland headquarters, 1634 S. W.
Alder.
Emergency hunts are established
to control crop damage which may
occur at any time of the year.
Since it is impossible to predict
in advance where and when crop
dam age may occur, county listings
of applicants must be established
at the first of each year.
Any resident 18 years of age or
older may apply. A hunting license
and tag are not needed in order
to apply, but will be necessary if
a hunt is called. Hunters are re­
minded that if a season is auth­
orized, they will be called to par­
ticipate on short notice.
Luman advised hunters that the
chance to participate in an em er­
gency hunt is small, but to have
that chance if it does arise, the
hunter must have his name on
the county roster. Since 1957 when
emergency seasons were author­
ized by the Oregon legislature, on­
ly a few such hunts have been
held.
IT PAYS TO READ THE ADS!
November 23 to December 1
Marriage License Applications;
Mahala Kay Wood and Daniel
Lloyd Roberts, both of St. Hel­
ens
Connie Joan Van Ortwick and Ro­
bert Andrew Deahl, both of St.
Helens
Gwendolyn Lee Rich and Roger
James Kusch, both of Aloha,
Oregon
Divorces;
NONE
Complaints:
16463 — Kallio, Paula Sue vs. Rei-
no Albert
16464 — In the Matter of Crown
Zellerbach Corporation to be­
come a Forest Road Contrac­
tor (Scappoose-Pittsburgh)
16465 — Gish, Bethel vs Elvin Le
Roy
16466 — Velma Lee Sharp vs. Ro­
land Jam es Corbello
16467 — Frances Gunn Harbison
vs. Paul Brasmer
16468 — W. L. Snider vs. State
Compensation Department, Suc­
cessor to State Industrial Acci­
dent Commission
16469 — Credit Bureau of Colum­
bia County vs. Samuel R. Shad-
le.
Probate:
3736 - Estate of Eda Quam, de­
ceased
3737 - Estate of William B. Gray-
bill, deceased
3738 - Estate of Mary Margaret
Gaffney, deceased
3739 - Guardianship of Sam Keth-
um, a minor
SHOP EARLY!
MAIL EARLY!
KING’S Grocery-Market
Phone HA 9-6015
Visitors Noted
At Smith Home
FARMERS
INSURANCE GROUP
LLOYD QUINN
HA 9-5211
Listen to some folks' chronic
complaining, convinces us there’s
no beef shortage.
A N N O U N C IN G
the opening of
CAROL S BEAUTY
SHOP
Al Riverview Intersection
(Former Hudson Residence)
FOR DAY > EVENING APPOINTMENTS
Call HA 9-3233 — Monday-Friday
Draft Board
Calls Twelve
Inducted from Columbia county
on December 2 to begin their two-
year service in the U. S. Army
from this area were the following
registrants of local board No. 2.
From Scappoose, Norman A.
Hoard, Donald W. Hornback and
Phillip Bighaus; from Clatskanie.
Thomas E. Eilertsen and from the
St. Helens area, Robert M. Nichols,
Delbert A. Mattson. John A. Bras-
mer, Robert L. Tice, Ernest E.
Zimbrick, John D. Howard. Bill
A. I.ehto and Arlo D. Unverzagt.
These registrants will be taking
their basic training at Fort Ord.
California.
A miser is tough to live with,
but he makes an awfully good an­
cestor.
Character is the true m irror of
life—reputation is merely the r e ­
flection from it.
SHOP AT HOME AND SAVE!
Riverview
“Where Your Money Buys More”
At the Mile Bridge
LADY HUDSON
MARGARINE
Oernonia Eagle
BUDGET
OUT OF
HAND?
BIRKENFELD—Mr. and Mrs. Jim
Watson went to Eureka, California to
be with her folks, Mr. and Mrs. Joe
Worthington over Thanksgiving. Al­
so there were Mrs. Watson’s brother
and wife, Mr. and Mrs. James
Worthington. The Watsons viewed
some of the 1964 flood area. Much
work is still being done on roads and
bridges. On the way home, they vis­
ited her aunt, Mabel Preston, at
Crescent City, and the aunt’s daugh­
ter and husband, Mr. and Mrs. Vern
Andrews at Gasquet, California.
They also stopped to visit their
daughter and husband, Mr. and Mrs.
William Kramer at Medford for two
days. They were gone about 10 days.
Mr. and Mrs. Jim Barlow from
Beaverton stayed with his folks, Mr.
and Mrs. Lee Barlow, over this past
week end. Sunday, Mr. and Mrs.
Darryl Barlow and small daughter
visited his folks and the family
group enjoyed Sunday dinner.
Mr. and Mrs. Fred Larson and
family, Mr. and Mrs. Francis Lar­
son, Mr. and Mrs. Gene Larson, AI
Berg and Nick Berg, accompanied
by Raymond Kyser and Dave Wright
of Mist, went to the Vernonia - Sher­
wood basketball game in Sherwood
Saturday evening. Dave Larson plays
on the varsity team and Erick Berg
on the JVs. Mrs. Gene Larson, Mrs.
Fred Larson and Mrs. Francis Lar­
son were in Portland recently doing
some Christmas shopping.
Mrs. Bob DuPuis was in Portland
recently on business. She also went
Christmas shopping with a sister-in
law, Mrs. Evelyn Provost of Port­
land.
...USE
O pcode
2
39*
SHOP BY PHONE-YOU RING, WE BRING
Looking For A Christinas
Gift That Will Last A Year?
Why not give a subeription to the
Oernonia Eagle
E ither. . .
O r. . .
Entered now, it will start at
once, or with the Christmas issue
as you wish, and run through
1966. Gift card will be sent also.
Enter your own subscription
now and get a bonus of the issues
from now to the end of 1965 plus
the full year of 1966.
In the Nehalem Valley............... $3.00
Elsewhere.............................................. $350
AN IDEAL CHRISTMAS GIFT SOLUTION FOR
The student in college
The men in the service
The former resident
The Neighbor