TILLAMOÖk
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HEADLIGHT. ÂPR il 5. 1917,
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—
pULL TILLAMOOK OUT OF THE MUD !
Splendid Opportunity of Obtaining Hard Sur
faced Highway Through the County
with State and Federal Aid.
Good Ro»d» Oregon’» Greatest Issue. now, then in the very near future.
1 he time is past when we should con
Good roads is the most important sider the advisability of paving our
,» before the peopled Oregon. main roads if we have to consider
There i-
other question which de- motorized transportation.—F. S Gun
1 7. such earnest consideration. It ning, County Judge of Wasco County.
Sns so much to the develownent of
?«tate—so much to the tillers of
"Pull Oregon Out of The Mud”
soil- ‘hat it must be met square-
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The automobile and motor truck
Washington has approximately 440
' e reaching out and changing con
ations in ‘he rural districts. The miles of hard surfaced roads, built at
“ a°ge has been so complete in plac- a cost of $6,600.000, says the Pacific
.h-a wc have before us such con Homestead.
Washington has
approximately
crete examples of vital need oi better
foads-From an address by Gover 5,3oo miles of oil and water-bound
macadam, gravel and crushed rock
nor Withycombe,
roads, which, it is estimated by James
Allen, State Highway Commissioner,
State Wide Road Conference Post- have cost $39,320,000.
The expenditures of the State High
poncd.
way Department in Washington the
past eight years represent a total of
Instead of being held April 7 or $12,032,095.10 and the tax levies for
Anril 14 as originally announced and county road improvement for the
hter amended, the state-wide con same period have been as follows:
i' „ of good roads supporters has County road and bridge fund, $13,902-
ieen postponed to a date lobe an- 812.81,
and county road district fund,
nounced shortly.
9,707,420.79; aggregate tax levies
As delegates have been elected for county road improvement for the
from nearly every county, indications period being $33,610,233.60.
are that the meeting will be well at-
Washington continues to spend big
of money for good roads. The
^The Statewide Legislative Good sums
people of that state are willing to tax
Roads Committee, of which Dr. W. themselves for that purpose, fot they
A Wood of Hillsboro, is chairman, have discovered it is the best invest
and Bruce Dennis, of LaGrande is ment they can make.
secretary, feels that the conference is
California has expended $85,000,000
so important that they desire to ar- for good roads. That state plans to in
inve it as such a date as will insure vest $15,000,000 more for good roads
the largest attendance and the b-»t within the next two years. If these
immense stlms had not proved good
tCText of formal call, as soon as it is investments,
it is not reasonable to
assured, will be forwarded.
suppose that the citizens of California
would continue to put their money
in more good roads.
Cost Falls on Autos.
Citizens of Oregon, can you afford
The cost of this bond issue lias been to ignore such a momentous issue?
placed on the automobile and most Are you satisfied to remain in the
automobile men are glad to pay the mire? If you want the state to devel
cost. Why? Because we had rather op and keep abreast with Washington
pay our money to build good roads and California, it should be your duty
than to pay it out for extra tires and to vote for the $6,000,000 road bond
ing act. Help ‘Pull Oregon out of
repairs.
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■
Will the people from the interior be the mud.”
benefitted? There is no question
about that. The bonds mean better Mr. Spence’s Argument Fallacious.
roads for every section of the country
and better roads mean many things.
The Pacific Interstate says C. E.
The farm or ranch can be sold for Spence, master of the Oregon State
sell.
to
more money if one wishes
Grange, has filed an argument with
Marketing is facilitated and the cost secretary of State Olcott against the
por
get
is lessened. The sooner we
$6,000,000 road bonding act to be us
manent roads the sooner will tile ed in the voters pamphlet. He says he
taxes grow less. Good roads cost less favors good roads, but he urges the
to maintain. If we dump our money people not to vote a debt upon the
each year into a few mud holes and state for what he calls a "luxury."
keep it up from year to year we have
If that is the main argument Mr.
benefitted no one not even the men Spence has against the measure, every
who fill the mud holes for they have one of his friends who does not own
to pay part of the taxes too.
an automobile especially should vote
for the bonds. If an automobile is a
Automobile God’» Greatest Gift To “luxury”, possibly a paved road is a
“luxury.” The quarter mill levy on
The Farmer.
taxable property now is being applied
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The automobile is God’s greatest to road construction; the law doubl
gift to the farmer. It has brought him ing automobile licenses was enacted
more benefits than any other civiliz by the last legislature and will be
ed agency. Coupled with g,ood toads, come effective August 1, 1917, but
it is the greatest force of the age for the new scale of fees generally is not
bettering the farmer’s living condi oprative during the present year. The
tion. It puts him within easy i%ach of interest and principal of the bond is
town. It gives him the advantage of sue are to be met mostly out of the
the city. It has taught him to live the fund created by motor vehicle license.
It therefore follows that the burden
hours he used to spend in waiting be
fore he learned to live 011 pneumatics. is placed on the men who have the
It takes much of the drugery out of ability to pay for paved roads, “lux
farming. It keeps the young people on uries,” at it were, for the big propor
the farm. It keeps him in touch with tion of the people who are not taxed
what others are doing—gives hint a for the additional cost of permanent
chance to get the outside viewpoint, highways, except that they shall pay
and by placing him in frequent con their quota of the quarter mill levy
tact with his fellows, puts him in a for road work anyway. We as yet
position to take advantage of what haven’t found the owner even of a
they have learned. It makes better “flivver” who is not supporting the
school attendance. It has made a real bond measure.
One of the results of good roads,
tanner out of him, because without
an automobile he spends half of his as proposed under the bonding act,
would be to develop the rural com
time as a teamster.—W. S. Allen, munities.
The main proportion of the
lamhill County, Oregon
cost will fall on the shoulders of the
urban population. It is simply a prop
osition where the farmer is to be
Auto Pays The Bonds.
benefited in a tremendous way at a
That $6,000,000 is a large sum to minimum cost to himself.
Mr. Spence, we reiterate that you
take away from the taxpayer,” is an
assertion being made a good deal in are trying to hoodwink the grange
commenting upon the pending road and to play politics at the expense of
the state’s real progress and develop-
bond issue.
The assertion is based upon a prev ment. Again, we suggest that it
alent misunderstanding of what the would be a patriotic act on your part
act involves.
to take a protracted vacation.
Nothing in the act requires any in
crease of taxation in order to get the
»0,000,000. It is the automobile which Washington'» Great Dairy Progrès»
Pays the money. Auto license fees
Du« to Good Roads.
"ave been doubled, and with a nor-
t’ai increase in the number of ma
Probable the most notable develop
chines owned in Oregon, the fees
“'ll more than cover the interest and ment incident to the building; of our
,e sinking fund payments to retire fine highways is dairying. W hen we
be entire bond issue. Should there be commenced this
,
0 increase at all in the number of 15 years ago, we had about
aotos used, it would still be unneces- dairy cows on the western side of the
Cascade
range,
and
one
little
.
:ond«n-
"2 to raise taxes, for the extra
1 ?
®°ney needed would come from the ser at Kent, producing
quarter mill road tax. Sup- rarloads, week. With the budding of
good
roads,
the
products
could
be
»in
t*le road bonding measure
j.° *eH to correct the misundeer- brought to market, the farms
cleared and the dairy herds' l«re”e^
ttanding.
So that today we have m western
Washington some 13 c®"d'"*'o good
Pern>anent Ro*ds are Inevitable.
two in Oregon a. hundred
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yj’,e hardsurfaced road is inevitable. creameries and cheese tact on ,
ha,ULCan * Ret »"’ay from this fact. It
I s ,n proven so conclusively so
t,n,«s that those who cannot
ti ’j writing on the wall look with
will 1 e\es' The "all-year” road that
t»m L*^e iarmer haul his produce
:,lr, without making a day’s job
tonri’?"e road ‘hat will bring the
Oregon has as g
, perhaps
that,t ¿rare' to our state; the road
the " ii j ve’°P Oregon as nothing
tlv
develop it—is the permanen-
th. "lpr°ved road. We must educate
' ,0 1 h« truth . of this. We
.hat evaporat-
' Show them that it is the time for this product tl’er*.
Washing-
s,,ion.‘° come forward with a coni- market. Reports sh
» „..n’,ve *ystcm of state highways, ton is the very be»t that go«
m-in m ‘hat will include all our market from any p«nt m the
routes. All our road
ma,l 1,ure from now on should be Th7erm'to tL Government st.nd-
ho"'” prOd“Ct’ “
*he basis that the main roads X and «
°C hard surfaced, if not right
i”‘SSf.is
3-in. i—
J"! T'.
that can be produced will be sold at
a profit.
Fifteen years ago, when we began
to build good roads, we were selling
milk to the condensers at $1.25 per
hundred, while the ’ast quotation is
about $2.10. What is true of assisting
and promoting the dairy farmer is
likewise true, in the fullest degree,
when applied to the wheat, fruit and
other farm interests.—John P. Hart
man, Seattle, Washington.
Jay Bowerman Speaks.
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At a recent good roads meeting at
Oregon City, Attorney Jay Bower
man, of Portland, who drafted the
original bonding bill, gave an inter
esting talk on the good roads ques
tion. Following are a few scraps of
his speech, taken from the Oregon
Voter:
“1 can’t understand how Mr. Brown
can consistently oppose this act and
try to prevail upon his farmer friends
that it is a vicious measure. Mr.
Brown and 1 lived in the same county
for a good many years, traveled over
the roads which were two feet deep
in dust on the level in Summer and
impassable muddy bogs in winter. We
both moved to Multnomah County
where we have enjoyed the benefits
of good roads, and why he should
want his farmer friends of Eastern
Oregon to be condemned to everlast
ing wallowing in dust and mud is be
yond my comprehension.
“Mr. Brown’s chief objections to
the bonds, so far as I could gather,
was that they do not run long enough
I drew the bonding measure myself
and know that both interest and prin
cipal will be taken care of under the
system laid out. There were no dark
mysterious star-chamber proceedings,
as have been gravely hinted at. I
know what I am talking about and no
one can justly accuse me of being
identified with the paving interests.
Why I defeated the Warren Con
struction Company in two separate
suits in the circuit courts, Would they
likely to regard me in a friendly light
in consequence?
"The legislature labored along for
35 days and had a road code and
everything worked out except the
means wherewith to build the roads.
I concived the idea of capitalizing the
quarter-mill tax levy and the automo
bile license revenue whereby we could
realize a large amount of ready cash
and a splendid system of good roads
immediately and could take our time
in paying for them without costing
the taxpayers a single cent.
“I will admit that I am a little
proud of the idea and cannot see for
the life why the farmers, the very
ones which the measure is designed
to benefit and in whose behalf the peo
ple of the state have so generously
voted to permit the state to bond it
self for $¡8,000,000 to provide them
with cheaper money, should arise
and condemn this proposition, when
they have everything to gain and ab
solutely nothing to lose.
"The trouble with Mr, Brown is, as
he confesses, that he does not know
much about the bill he is condemning.
I think he is acting in very poor grac
when he claims he is representing the |
farmers, the very people you and I j
helped to secure cheap improvement
money, in opposing something we 1
now want.
"To show that he does not know '
much about the bill, he asserts that
the only roads of first importance
designated as the hard-surfaced roads
Section 6 of the measure clearly pre
scribes that all of the roads desig
nated in Sections 6 and 7 of the
bill shall be known as ‘roads of
the first importance.’ Section
7
prescribes what shall
constitute
post roads. Doesn’t that look like
all of the roads in the measure, with
the exception of the forest roads, are
of the first importance?
“As to the whole matter being put
up to the counties, as represented by
Mr. Brown, Section 10 of the act pre
scribes that the Highway Commission
shall designate the routes and pre
pare the plans and specifications for
all of the roads constructed in the
several counties. The county has
nothing to do with it and does not
have to prepare any road fcr hard-
surfacing if it does not want to.
“You are not going to have contin
uous roads then." interrupted Mr.
Brown.
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. ,
“That's a matter that is left entirely
with the counties.” replied Mr. Bow
erman. "But I’m here to tell you that
there will be very few of the counties 1
that will not be ready for the pave
ment when the time comes for laying
“As to the legislators all voting for
the measure because the roads were
laid out ‘past their doors I will call
your attention to the case of Repre
sentative Sam Brown, of Manon
County, who owns a big ,0**n^erry
ranch near Gervais, and the highway
passes in front of his house. He hauls
hundreds of tons of berries over this
highway with his big auto truck at
low expense and he voted against the
bill in the legislature. As a matter of
fact hard-surfaced roads reduces the I
hauling cost to the farmers by at least
one-half the present cost.
"I feel ill-at-ease in opposing the
interests of the farmers. » »fcer are
correctly represented by Mr. Brown, •
and it is hard for me to believe that
thev do oppose the bonding measure.
for’I was born and raised upon a
farm myself, my father was an active ,
member of the grange, and be was I
hid to his final rest by the farmer s
organization. I trust we will all look
at this thing from a purely business
standpoint and not be guided by
short-sighted prejudices.
Fallacious
INSURANCE
PROTECTION
Mutual Fire Policy
Holders “Pay Up.”
ASSETS, #121.71.
LIABILITIES, #11,238
Often Repeated Story of Mutual Fire Insurance
Difficulties to Pay Losses :
Mr. I. C. Rowe, who has a small farm north of town, has sup
plied this office with the following information, which passed be
tween the MUTUAL FIRE COMPANY, of Portland, Oregon, and
himself, and of which we will only give a portion of to cover the
essential points :
In August, 1914, Mr. Rowe secured from the above company
Policy No. 9604 covering $1,400 00 insurance on his house for 3
years. The assessments made on this policy amounted in the
first payment to $13 60, which was paid. Now, before September,
1915, in less than one year, the assessments made against this
policy amounted to a total of $33.50, which were all duly paid, the
last payments being made under protest and cancellation by Mr.
Rowe of his policy, being duly acknowledged by the company on
October 11th, 1915, as follows ;
“Mr. I. C. Rowe, Tillamook, Ore.
Dear Sir,—We ask you to
regard this letter as official notice of the cancellation of your policy,
No - 9604 as per your instructions. Yours truly, Mutual Fire Co.,
by Hamilton Waguon, sec.’’
When the above notice was received Mr. Rowe supposed that
this finally disposed of the matter as far as his insurance was con
cerned, and, to be fully protected, secured “OLD LINE’’ protec
tion in this agency.
’ NEW READ THIS (dated March 1st, 1917).
What Do You Think About It ?
Mr. I. C. Rowe, Tillamook, Oregon-
Dear Sir,—The records of the Mutual Fire Company, of Port
land, Oregon, show that Policy Number 9601 was issued to you for
$1,400.00, and as per Court order herewith enclosed, your assess
ment under this policy amounts to $13.10.
'Phis amount is now
due, and I request that you send your check or money order in
payment at once.
Yours truly,
Lester E. Thompson, Receiver Mutual Fire Co.
The Court order is a follows :
In Re William Anderson, plaintiff,
vs. Mutual Fire Company of Port
land, Oregon, a corporation ct al de
fendants.
To the policy holders of the Mutual
Fire Co:—This is to notify you that
on the loth day of December 1916,
the Honorable Circuit Judge of De
partment No. 3, of the Circuit Court
of the State of Oregon, for Mult
nomah County, duly made and enter
ed an order in the above entitled
cause, that undersigned, as receiver of
Mutual Fire Company, of Portland,
Ore., should levy an assessment on all
policy holders of said company, in the
suni of $11,238,08, which sum is ex
pected to be sufficient to cover all fir«*
losses, liabilities and accounts payable
owed by said company, and which
estimate' includes overlay and ex
penses in administration, which order
is as follows:
"Wherefore it is ordered and ad
judged, and this does so order and
adjudge, that said receiver levy upon
such policies held, or heretofore held
by members in said company, and
liable
therefore,
an
assessment
amounting to $11,238.08; that said
assessment be based upon the books
and records of said company, and
that each and every of said policy
holders assessed in accordance with
this order be required to pay by vir
tue thereof.”
" I here is no assets in the hands of
the receiver except $121.71, and this
assessment was ordered by the court
for the purpose of paying the proven
established indebtedness of the com
pany and expenses herein, and was
made under the authority of section 8,
of the bylaws of the company, which
section is incorporated into your
policy contract, and is as follows;”
''Section 8. The mutual contingent
liability of each policy holder for as
sessment tor losses or expenses shall
not exceed one full standard annual
premium, in addition to the unpaid
portion of the premium as is now
charged by standard insurance com
panies.”
"Enclosed please find statement of
amount due from you as your part of
said sum assessed, and please remit
same promptly by check or money
order to the end that said indebted
ness be paid at an early date, and the
affairs of the company wound up.
Signed, Lister E Thompson, Re
ceiver, of Mutual Fire Company of
Portland, Oregon.
Now Where Are We At ? What would Mr. Rowe’s Insurance
Have Cost Him to Date :
$33.50 previously paid.
13.18 assessment wanted.
Total $40.08, for $1,400,00 insurance.
If admitting that this insurance had been in force for <3 years
at above cost, the company that wrote the insurance have been in
solvent and unable at any time to meet its liabilities.
In an Old Line Company, this insurance would have been
carried for the past three years at a standard rate for this property
for $28.00 with no assessments and ample assets to meet all losses.
There is a Difference—In insurance, as in all business matters.
We are in a position to serve you on all matters pertaining to
insurance.
Now, under the by-laws of this Mutual Company the policy
holder is liable for the amount of TWO ANNUAL RATE of an
Old Line standard company, which would total 156 00.
Your Insurance is Safe with this Agency. All Losses
and Claims are satisfactorily adjusted and
settled promptly in cash.
No Assessments. One Payment. Low Rates
Phone Us. Call on Us. Write Us. When your next Mutual Assessment
is made, Cancel and get an Old Time Policy.
ROLLIE W. WATSON,
Tillamook City, Oregon.
The Insurance Man.
Court House Square.