TILLAMOOK HEADLIGHT, OCTOMER 12. 1905.
Tillamook
Ocabligbt.
1
I much
Fred C. Baker, Publisher.
Insurance Too High.
The cost of life insurance is too high.
This is the conclusion to which Allen
H. Willett, of Brown University, comes
at the end of an exhaustive article in the
September number of the Political Science
Quarterly. In the course of the article
he explains elaborately the arithmetic
by which life insurance rates ought to be
determined, and considers fully the rates
maintained by the twenty-four principal
American companies. Apart from all
consideration of the >ery high expense
of conducting the companies and get
ting new business. ,Professor Willett
asserts that whether results be reached
by an analysis of the elements of the in
come of insurance companies and the re
lation of each element to the purpose to
which it is theoretically assigned, or by
direct examination of the gain and loss
account of the insurance companies, the
same conclusion is inevitable, that the
premium rates are unnecessary high.
“With no improvement in the methods
and practices of insurance companies/'
says Professor Willett, “a reductic n of
10 per cent or 25 per cent in premium
rates is possible for a company manag
ed with average care and efficiency, and
is in every way desirable.”
But, as Professor Willett remarks, it
is not enough to bring the insurance
rates down to .the present cost-level —
the cost itself is too high, “It is démon
trable,” he says, “that some of the prac
tices of insurance companies tend to in
crease their morality loss, that a higher
net rate of interest could be secured on I
their inyestments, and that the cost of
administration is often extravagantly
high. Improvement in any of these par
ticulars would materially lower the cost
of insurance, and make possible a further
reduction in premium rates, resulting in
a wider utilization of the benefits of in
surance by people of small or moderate
income.”
How arc the companies to be persuad
ed or compelled to reduce the amount of
their premiums ? This is a question upon
w hich Professor Wallett does not touch.
Perhaps the solution of the problem
will be to give insurance commissioners
the power exercised by railroad com
missioners, of fixing rates. Whether the
state could empower an insurance com
missioner to prescribe the rates for ex
isting insurance companies is a question
of law depending on the statutes of the
several states, but there is no doubt
that the state would.have such authority
over corporations created subsequently
to the grant of enlarged powers to the
insurance commission.—San Francisco
Bulletin.
rang in his ears for years after- [ pooned” by the politicians who control
ward. By grubbing on his farm and our Board of Trade, but we don’t get ;
celling all that he could possibly spare, angry when twitted about it by Harvey
he, in time, accumulated one hundred Scott or anyone else. Its part of the ,
dollars, which was loaned on interest. game and the laugh is properly on us.
“ Some day, the country editor will
By economy another hundred was ob
tained and loaned. Time passed on and acquire a little business sense, and de
more was earned and loaned. Years mand cash for his paper, and a fair price
rolled by. The man became a money for advertising space. But until he does,
loaner, but the merchant became a he is not in a position to resent the good
bankrupt and said, “Mr Ferrell, can natured jests of the metropolitan papers.
you loan me $5,000?“ The latter re
plied, “ I presume I can loan you that
much.” Thus did the scales turn, the
merchant spent more than he made and
failed, the farmer spent less than he
made and succeeded.
I wish I owned that large house over
there ! That man must have been
born lucky, else he never could have
What kind of looking
done so well.
man is he, anyway ? My diligent in-
quirer, you see that man every day.
He is engaged in the humble calling of
salting a railroad track. He looks as if
he might be a pauper ; not so, he is
kind, affable ana polite.
He attends
to his business ; you will always see
him on his post of duty at a certain
hour.
He has lived each day on a
part of his wages and the rest he has
carefully invested ; old age is fast ap
proaching, but he rents his property for
more than enough to sustain him ; he
is prepared for any emergency in life.
He has been cautious, industrious and
economical, and his life, though humble,
lias been a success.
Who bujjt that business block ? It
is a man who started in life by sell
ing goods, taking them from house to
house in a wheelbarrow. He went for
ward but never backward. He always
regarded “ a bird in the hand worth
two in the bush.”
Each day found
him worth more than the preceding
day. This was the policy of his life,
ard today he is pointed out as an ex
ample worthy of imitation by those
who would attain a huge amonnt of
wealth. Instances can be repeated in
show that the
sufficient fullness to
1
common excuse usui tally given for fail-
ures in life are not well founded, and
indeed,
if well founded might be
obviated with the proper guide under
unfavorable circumstances,
It is true
that protracted sickness and chronic
diseases weigh heavily upon the sold and
tend greatly to discourage, but these
thingscan be made of financial advant
age
Human chords are so regularly
strung that calculation cannot well be
missed A little effort put forth bv the
sick often far more than counterbalances
five times the effort put forth by the vig
orous. A young lady known as an in
valid to all the inhabitants of her
town, canvassed the citizens for an
ordinary selling article ; she made forty
dollars in three days. No person of
vigorous frame and muscle could have
done so well in the same place. This is
one instance wherein the sick have an
advantage over the well. The man with
but one leg or but one arm has an
especial field before bint laid out in the
business of canvassing.
Humanity
wants the best of every thing. Canvas
sers generally carry ksucli and it pleases
each person toj have the same shown
him by those who cannot engage at
other occupations with equal success.
The blind become musicians, composing
and executing successfully music of the
highest order. They can be orators, or
writers,and if their brain is not sufficient
ly active for this they can string beads,
make baskets and bottom chairs. Their
malady docs not shut them off from the
avenues of making money. If a man
pleads ignorance it should not be
counted as an excuse. He certainly
knows enough to salt the railroad track,
to drive an ox. or to dig with a hoe.
Inability to read cannot well be brought
up.
common soldier, unable to read,
worked his way up till he became eni-
peror of the Roman Eutpite. If a man
lacks opportunity he should turn the
scale and make opportunity ; he should
‘urn eyil into good ; bad luck into good
luck, and mistort tine into fortune. The
statement that helms missed his calling
too apt to be the result of impatience
in anv business enterprise. When under
taking any line of business, first, like
Davy Crocket, “ be sure you are right.”
This can be ascertained by cautions
e ffort, but alter this “ go ahead.” Inde
pendent positions in life are as a rule ob
tained onlv by a long effort in one
direction ; incidental successes are the
exception, and should not be taken as
standaid guides. Do something, do it
well, and do it long. — American Farmer
ROCK PAINT AND OIL
A Nashville Concern Manufactur
ing From a Carboniferous Rock.
The Nashville Carbon, Faint & Oil Co ,
has begun manufacturing paint and oil
at its plant in northwest Nashville,
there being at present about 20 men
employed. It is proposed to expend
about $70,000 for additional machinery
and ultimately to employ 200 men.
The material used is a carboniferous
rock obtained in Cheatham County, on
the Tennessee Central Railroad, near
the boundary of Dayidson County.
This rock is found on the surface of the
land and extends down to an unknown
depth.
Eleven men are engaged in
mining it ; they have gone down 40
feet and have not reached the bottom
of the deposit. Spur tracks are being
built bv the Tennessee Central Railroad
to the land leased by the company.
The process employed was invented by
I. R. Jeffers, vice-president and general
manager, and is guarded as a secret.
About a year and a half ago Mr. Jeffers
organized a stock company at Freeport,
III., and established a plant there. The
plant at Freeport and that recently es
tablished in this city are the only plants
in existence at which the process is em
ployed.
The apparatus installed at the plant of
the Nashville company are five retorts,
two crushers, one pulverizer, one dust
collector and numerous minor devices.
About 100 tons of rock has been de
livered at the plant since the operation
was begun, and it is expected that 1,000
tons will have been delivered by the end
of the year.
No waste product results from the
manufacture.
Oil obtained from the
rock is similar to ichthyol and emits a
strong and rather unpleasant odor. In
extracting the oil from the rock gas of
the common variety is generated and is
used as fuel in the furnaces of the plant,
this gas being about 58 per cent of all
the fuel required to operate the plant.
The plant is a natural fixed carbon paint
and a natural preservative and deoxi
dizer of iron.
______________
Where
Life
Insurance
Goes.
Money
N ew Y ork , Oct. 5.—That the astound
I
Sheriff’s Sale.
Over 30 Years experience in Die Business
Notice is hereby given that by virtue of an
execution duly issued out of and under the
| ^»1 .»1 the County Court of theStatc of Ore-
! gon for I illamook County upon a Judgment
' rendered in said court and dub’ docketed
I therein on the first day of August, 1904, in
favor of John Svenson. plaintiff, anil against
| Vincenz Jacob and M. Melchior, defendants.
' tor the sum ot $270, with interest thereon at
the rate of G per eent per annum from April
lGth, 1904, for the further sum of $35 as an
attorney’s tee and the further sum of $M.lo
costs aiid disbursements, on which there
: 1 the *«m
.......
g’,o on August
was paid
3, 1004, and »«id writ oeing to me
bearing
date the
dulv directed and
have, -- by vir-
1 vth <lav ot September. 1904,1
------------
...
the
tue
thereof,
<1
uly
levied
upon
the
tollowing
Up to date Harness Shop. The only complete shop of
described real property situated in Tillamook
Oregon, to.wit: All the right, title
kind in Tillamook county. I handle no shoddy goods, but my Countv,
and interest which the said Vincenz Jacob
hail
on
said
August 1st, 1904-, or has since
prices will compare with those that do.
had in and to the following described tract,
to-wit: Beginning at the half mile stake be
Next door to T illamook C ounty B ank . Local Phone.
tween Sections fifteen and twenty-two in
township one south of range 9 west of the
Willamette Meridian, running thence south
IGO rods to the south east corner of the
northwest quarter <>f section twenty-two:
thence in a northwesterly direction to the
south eust corner of the north west quarter
of the north west quarter of said section 22,
Begins its 24th year September 20th 113
2-11 rods more or less; thence north
to the section line between said sections
T hree C ourses of S tudy
fifteen anti twenty-two so rods; thence east
Preparing for County and State Cer- on said line xo rods to place of beginning
60 acres more or less. Also the
liticate». Higher courses recognized in containing
homestead claim of Peter Brant being the
Washington and other States.
south west quarter of section fifteen in town
ship one south of range nine west of the
D emand for N ormal T rained
\\ illamette Meridian, excepting therefrom Go
acres heretofore deeded by Peter Brant and
T eachers .
wife to Mary E. Judd by deed recorded on
Longer terms, higher wages and better page+<>x of book • E" of records of deeds
for
Tillamook County. Oregon.
opportunities tor promotion awnrd the
And in compliance with the demands of
Normal graduate for his enterprise. said writ I will, on Friday, the 27th day of
School directors appreciate the superior October, 1905, at the hour of 10 o’clock A.
ability of Monmouth graduates and the M. at the court house door, to-wit : At the
door of the sherift’’s office in Tillamook City,
demand far exceeds the supply.
Tillamook County. Oregon, sell at public
auction to the highest bidder for cash in
Special attention given to methods work in graded and ungraded schools.
hand, all the right, title and interest, which
Ælogues containing futi information will be -n^on^ppbeat.on.
.
the said defendant had on the 1st day of
August, 1904. or since has had in and to
Correspondence invited. Address
the above described real property to satisfy
said execution judgment with interest, and
Or J. B. V. BUTLBR, Secretai v.
costs and all accruing costs.
HARNESS, COLLARS, SADDLES, &C,
Everything Needed in the Harness Line
you will find at
W. A- WILLIAMS
MONM.OUTH
STATE NORMAL
H. VVOOLFK,
Sheriff of Tillamook County, Oregon.
Dated this 20th day of feeptember, 1905
RED FRONT SHOE
T. BOTTS,
H
Complete set of Abstract Books
STORE
A ttorney - at -L aw .
’
Is now located in the Store
formerly used as the Model
where
LADIES’,
Restaurant, v
L—
GENTLEMEN and MISSES’,
CHILDREN FOOT WEAR
of the latest and best quality will
be constantly kept in stock.
Taxes paid for non
Residents.
Office -opposite Post Office.
in office.
Both phones.
w
COOPER,
My experiance in the shoe
business for 30 years give me
A ttorney - at -L aw ,
the advantage in selecting boots
and shoes suitable for the Tilla
O regon .
T illamook ,
mook trade. The public are
cordially invited to examine my
goods and get prices before purchasing elsewhere.
The Red Shoe Store is the only Boot and Shoe Store in Tilla
CARL HABERLACH,
mook county.
VII goods purchased of me will be repaired
at the following rates
60c.
Men’s Shoes, half soled
40c.
Ladies’ n
35c.
Misses’ V
n
ing tntalof more than $2,600,000 has been
paid as commissions by the Mutual Life
Insurance Company to two members of
No More Campaign Contributions.
the family of Richard A. McCurdy, pres
No more money will be contributed to
ident of the company, and the promise
the campaign fund of any party, says
of District Attorney Jerome that the in
McCall of the New York life insurance
surance scandals certainly will be sub
company, speaking for that corpora
mitted later to an extraordinary grand
tion. He adds that, “In order definitely
jury, were the sensational developments
to express ami fix the company's posi
in the insurance situation today.
tion, I shall ask the board of trustees at
It was brought out by testimony
its next regular meeting, to pass a reso
before the legislative investigating com
lution which will make it clear to every
mittee that Robert A. McCurdy, a son of
policy holder and to the public that the
Richard A. McCurdy, has received as
New York Life will never contribute to
commissions on foreign business $1,163,
nnv political organization, for any pur
829, and on domestic business $541,852,
pose whatever.”
ami that Louis A. Thiebaud, son in-law
STEAMERS—SUE II. ELMORE, W. II. IIARRISolL
This is all right. Trust funds should
of Richard A. McCurdv, has received an
ONLY
LINE—ASTOTIA TO TILLAMOOK, GARIBALDI,
not be paid out for anv object except for
aggregate of $920,113 in commissions
BAY CITY, HOBSONV1LLE.
t’ at “nominated in the bond.'* It was
from the company. It was also brought
Connecting at Astoria with the Oregon Railroad & Navigation Co. and
natural enough that McCall, though he
out that Robert H. McCurdy expected
also the Astoria & Columbia River R. R. fol San Francisco, Portland
was a Democrat, should pay money in
his income this year would be about
and all points east. For freight and passenger rates apply to
to the Republican campaign fund in the
$110,000.
SAMUEL ELMORE & CO. General Agents, ASTORIA, OR
recent elections. The financial honor
Previous to this testimony, W. F.
B. C. LAMB, Agent. Tillamook Oregon.
and stability of the country, as he knew
Thummel, an attorney for the Mutual
& R
N. R
R. Co
R. Co
. Portland.
Agents 1° R
& c
pordand
and ns he confessed, depended on the
Life Insurance Company, testified that
success of the republican party. A vic
he had paid to the chairman of the Re
Sue H. Elmore carries Wells Fargo Co.’s Express
lory for his own party, in the campaign
publican Congressional campaign com
in which it was led bv Parker, as in
mittee the sum of $2500 in cash as a
those when Bryan was its standard
campaign contribution.
T imber L and , A ct J une 3, T878.—N ctice for T imber L ax » A ct , J ins 3 1878.—N otice F ob
bearer, would have brought disaster to
Mr. Jerome, in announcing 1 thecourto
P ublication .
P ublication .
United States Land Office,
United States Land Office,
the country, and would have hit the
that the scandals will be submitted to
Portland, O egon,
Portland, Ore.
policy holders of his company, Demo
August 29th, 1005.
an extraordinary grand jury, said the
Aug. 29th, I905.
Notice is hereby given that in compliance
Notice is hereby given that in compliance
crats ns well as Republicans, far harder
inquiry
by
the
legislative
committee
had
the u'Mvisivus
provisions a of
act ui
of vungrrMOi
Congress of with the provisions of the act of Congress of
, 1
-
1
1 I with
»»‘in «uc
» i the
me avi
J
.
.......
:
r_.
shown
greater
moral
obliquity
and
|
Jim*
3rd.
i
S;
m
.
entitled
"An
net
for
»he
««le
of
than did the loss of the money which he
June 3. 1878. entitled “An act for the sale
lands in ’he S ates of California Oregon, of timber lands in the States of California,
moral obtuseness on the part of persons timber
‘
paid out for campaign purposes.
Nevada and Washington Territory,’’ as ex Oregon, Nevada and Washington Territory,’’ as
important in the business world than 1 tended
to all the Public Land State» by act of extended to nil the Public Land States by act of
Yet McCall, if he remains at the head
did the shocking revelations in regard to August 4, 1892,
August 4. 1892.
CHAS IÎ. DODD,
of his corporation till 1908, will be be
the Equitable Life.”
ERNEST J GIENGF.R,
Of Portland, countv of Multnomah, State of Of Tillamook, county of Tillamook, State of
seigedjust as hard by the Democratic
Oregon, has this day file«! in |this office Oregon, has this day filed in this office his
Don't
Borrow
Trouble.
his
sworn
statement
No.
6660.
for
the
pur
campaign committee for funds as he was
*T°.L" o"!?teP’eut. No
for ‘he purchase
section 13 of
Il is a bad habit to borrow anything, chase 'of the S % Nw
the S H of Se l4 of Section 3i ,tp. 2 north
lots ~ and 8, of section No. 14, in range
in 1904 The backers of the victim of
west and N ’, of Ne *4, sec. No. 6, In
but the worst thing you can pumibljr and
township No. 3 South, of Range 10 Weal, and township 1 North, Range No. 9 West, and will
three years hence will be just as persis
borrow, is trouble.
When sick, sore, will offer proof to show that the bind offer
pi oof to show that the land sought is
heavy, weary and worn-out by the pains sought is more valuable for its timber or stone * „„
more
for • • its
timber vi
or Biuirc
stone than
for
tent in their demands for cash from all
•' valuable
,r ,— —
—•••••««•
innn lor
for agricultural purpose«, and toestab ish agriculturalpurposes.and
to establish his claim
and poisons of dyspepsia, biliousneM. than
his claim to said land before the Register and
the great corporations as poor Parker's
Clerk ot Tilla
„ Midland
i,
; before ... the
. v ’ Countv
vuin, victkui
uiia
Bright's disease, and similar internal Receiver of this office at Portland, Oregon, I to
monk County, nt rillanv»ok City, Oregon, on
dupe* were last year, ft is to be hoped
disorders, don't sit down and brood on Thursday, the 16th day of November. 1905 Thursday, the7th day of December, Igos. "He
names an witnesses
J
however, that all the corporations will
over votir symptoms, but fly for relief He names as witnesses :
Peter Newberg, Loeater, of Tillamook. Ore.;
Tillamook, Ore ; Lewis
to Electric Bitters Here ion will find Hat ris G Cox of Tillamook Ore.: Henry ¿h"
refuse cont ributions except as their indi
m
r
'
•u
Ho
X
’
’
onville
’
Ore.
;
Frank
Crane,
of
sure and permanent forgetfulness of sll Hives, of Tillamook, Ore.; B. O. Snuffer, of iiiook° o'ree’ °re ' Georgc williams, of Tilla-
Metropolitan Papers, Country
vidual members make them on their own
ore.
your troubles, mid your body will not Tillamook,
Editors.
Any
and
all
persons
claiming
adversely
the
account. There is a vast number of
?nd
«‘»•lining adversely the
Is- burdened by a load of debt disease, above described lands a re requested to file their
re3“es«’*<1 to Hie their
things for which money is spent legiti
Following the meeting of country At Chas I. Clough’s drugstore. Price claims in this office on or before said 16th dav claims tn this office on are
or before said ;th day of
of
November,*
1905
i>eceinber, 1905.
nately in national campaigns. The ex newspaper men in Portland, the Ore 50e. Guaranteed.
A lgernon D resser Register.
A lgernon s . D resser , Register.
j>ense of maintaining headquaters, ol gonian punctured their hides a little,
Plans ‘to Get Rich
»ending out campaign literature and ot just for Inn «nd some of the thin skinned are often frustrated by sudde.1 break
supporting orators on the stump has to are inclined to tear their hair. The Ash down, due to dvspej>sia or constipation. T imber L and A ct . J i nx s 1,17$ - notice F ob riMBBK I.AXD, ACT J i xe 3. 1878.—N otice fob
i
P ublication .
P ublication .
be paid bv somebody. But the conlri laud Tribune on the subject says the Brace up and take Dr. King,. New
.
United States Land Office.
United State» land Office.
Life Pills J fli.-y take out the niati-n.ds
buto i s should do the contributing out of
Portland, Oregon,
Portland. Oregon, Sept. 26, I90A
their own pockets This is the Republi country editor is an ass and follows which are .clogging your energies, and
Notice i« hereby given that in compliance wkh the J’ he^cby Fven tkatPm iompllmi’ce
give
you
a
new
start.
Cure
headache
wi.h
the
very
pertinent
remarks
with
the
provisions
of
the
act
of
Centre«*
ot
can position regarding campaign contri
act of Congress of
June 3. 1*7«. entileii An act for the sale of tim- with the provtmona of the An
button*.
act Tor the «,1.
“ Wc are inclined to smile at the and dizziness too. At Chas. I. Clough's berlanda in the States f California. Oregon if IL ?r' i '*' j
drug store ; 2V-., guaranteed
Neiada. and Uaahington Territory.” a« ex'
editor who accepts pumpkins and sum
tended to ,11 the Public tend State, bv act ot
Fkmenta of Sncceas.
Augual « 18#t,
7-v.oi «toT^Vu.u'U0.*11
L‘,',d s'“” b’
mer squash on subscription accounts,
$1OO Reward. $IOO.
KATE COX.
The reader« of thia paper will be pleased to
\ hundred aerrs here, live hundred but
JAMES C. COX
how
much
more
ridiculous
O(
Republic,
tounty
of
Ferry.
State
of
Waah-
learn that therei« at lea*t one dreaded disease
Republic conn V ot Ferry, state of Wa.h
ncres there, one thous ind acres vonder, it is for a ford publisher to keep on send* that science ha« been able to cure in all ita ineton lia. tht» dav Itled f„ thia office her Of
liutlon. ha. this day «led In this oBce his
stages and that is Catarrh Mali a Catarrh
T?h"
S» •». for the pnrehase
his barns filled with grain, his tichls i>ig a paper year after year when not Cure
the
Sw
\
of
Section
No
u.
in
T<.wi>«hir>
1« the only positive cure not known to the
alive with cheerful herd«, hi* homestead even a pumpkin is offered in payment medical fraternity. Catarrh being a conatitu- No 5 South Range to We«t and »ill .ff,? • h
th?, IP i’ a W ,ml wi" nir" Pnx>f t-
proof
to
«how
that
the
land
.ought
is
tional disease, require« a con«titutionanl treat
»J"e land •Ofiffht Is more valuable
all aglow with contentment and happi there for.
went Hall’s Catarrh Cute i« taken internally more valuable for it.timber or .tone th.,, f," fir o. timber
or stone than for agricdltnral pur-
acting directly upon the blood an<| mucous agricultural purooBPs, and to e-«tahb«h I»»»-
lies* ; hi* name i* Ferrell. He came from
“ Oh, there are lots of ways for the >ai tacea of the system, thereby destroy lug the r i'll10 **» l"n''
th» County Clerk
Ireland, he started in this country with country editor to make an ass of him foundation of the disease.aud giving thè patient o!.Tl.’■«•"‘y t’reson. at Tiflam.wk
strength by building up the corn*! it ut ion and City. t»re«on OU Wc.lneolav. the Mh dav «(
an ox and an old sleigh. He drove into self and a proper butt for jokes. In our Assisting nature in doing ita wotk. 1 he proprie ^^iv-” wX-c-’^r, atlTS? H
have so much faith in it« curative powers,
town one day and asked a met chant for two years experience the laugh has been tors
that they offer on** Hi nl red Dollars for anv
ca-e
it fall« to cure eend for list of trail
n dollar. The merchmit replied,” 1 pre- on us several times.
We have been mom that
a Is.
aiime I can loan \ou that much ” The buncoed by traveling lecturers. finn.
Ad Iresa.
F J CHENEY * CO . Toledo. 0.
Sold by Druggists, 75c.
was not forgotten.
” That - dimmed by subscribers and even “ bar-
Hall s fatnilv Pills are the best.
I
AbUBBMM. S. D bbmbb . Reguter.
I
Ai axav«it S. DaiMia, Register.
ATTORNEY-AT-LAW,
JJeittechci-
Office across the street and north from
the Post Office.
H. GOYNE,
A ttorney - at .L aw .
P. F BROWNE,Salesman
Office : Opposite Court House,
T illamook , O regon
H. UPTON, Ph. G..M.D.
P pysician and S urgeon .
Office first door East of F. R.
Beals’ office.
R. BEALS,
REAL ESTATE,
F inancial A gent ,
Tillamook, Oregon.
hos . coates ,
T
Agent for Fireman’s
Fund and London and Lanca
shire Fire Insurance
Companies.
Tillamook .. Oregon.
OF TITLE.
OR ABSTRACTS
CO TO
TILLAMOOK
ABSTRACT
AND
TRUST CO.
T hos . C oates , Pres.
W.SEVERANCE,
A ttorney - at -L aw ,
T illamook
O regon
S. STEPHENS,
• Real Estate and Fire, Life,
Health, Accident, Insurance.
J
Agent for the Northwest School Furni
ture Co. and Oigans and Pianos.
Notary Public.
Office : Southwest from the Court House,
in the building occupied as a musk store.