The INDEPENDENT, September 3, 2009 Page 5 Ramsey financial class in Vernonia Free collection day for Household Hazardous Waste by Susan Mullikin Vernonia Christian Church will be offering Dave Ramsey Financial Peace University (FPU) classes beginning in September. FPU is a 13 week, biblically based class that teaches the principles of spending your money more wisely, saving money, and get- ting out of debt so you can live a life of financial peace. A free preview class will be offered September 13, at 4:00 p.m. in the YFC building of Ver- nonia Christian Church. The 13 week series will start Sep- tember 20 at 4:00 p.m., and will continue every Sunday there- after. The class is open to all members of the community and all will be welcomed. Class enrollment requires purchase of an FPU class membership kit. Purchase of kit entitles each family to a lifetime membership to Dave Ramsey’s Financial Peace University, and the opportunity to attend class- es free for lifetime. Cost of kit and further details will be dis- cussed at the preview session. If you have questions you may contact Susan Mullikin, the class facilitator, at 503-429- 0181 or 503-369-3245. Saturday, September 12, Vernonia residents can dispose of household hazardous waste at a free collection event host- ed by Columbia County. “Our monthly events in St. Helens are open to the whole county. But once a year we try to make it really easy for resi- dents in more remote parts of the county to participate in haz- ardous waste disposal,” said pro- gram administrator Bill Potter. This free collection event is open to residents from through- out the county, runs from 8:00 a.m. to 12 noon, and will be lo- cated at the Vernonia Fire Sta- tion, 555 E. Bridge Street. Acceptable HHW items in- clude: oil based paints and stains, thinners and solvents, pool and spa chemicals, pesti- cides, herbicides, fertilizers and poisons, motor oil, antifreeze and other automotive fluids, household cleaners and disin- fectants, batteries, art and hob- by chemicals, aerosol spray products, propane tanks or bot- tles from barbecue grills, fluo- rescent lamps and ballasts, items containing mercury, med- ical sharps, and small arms ammunition. No containers larger than five gallons please. Standard household gar- bage and latex paints are not accepted at HHW events. At this time, the Transfer Station does not accept radioactive material at HHW collection events or during regular opera- tions. Columbia County’s HHW services are maintained through transfer station collec- tion fees. Small businesses in Colum- bia County can get help with hazardous waste disposal too. If you own or work for a small business and would like more information, call 503-397-7213. Info on financing a small business County jobless rate stays above average during July The U.S. Small Business Administration (SBA) Portland District Office, 601 S.W. Sec- ond Avenue, Portland will be holding a briefing on financing a small business. The session is free and will be held from 11:30 a.m. – 12:30 p.m. on Thursday, September 17, at 601 S.W. Second Avenue, Suite 2030, Portland, Oregon. The Loan briefing is present- ed by a SBA Loan Specialist and will cover financing options to start or grow a small busi- ness. Topics will include: SBA Loan Guarantee Program, credit requirements, use of pro- ceeds, how to approach a lender and loan proposal assis- tance. Time permitting, there will be a mini-tour of the Business Re- source Center. No early regis- tration is required. For addition- al information, call 503-326- 2682. Columbia County’s season- ally adjusted unemployment rate was 14.3 percent in July, essentially unchanged from the previous month (14.5%) but still higher than the year before (6.7%). The rate was above the statewide rate (11.9%) and the national rate (9.4%). Total em- ployment rose by 167 to 21,651 and the number of unemployed people rose by 64 to 3,621. To- tal employment this July was Farm, forest operators: Act now to join program Oregon’s agricultural pro- ducers and operators of non-in- dustrial private forests are urged to apply for the Conser- vation Stewardship Program before September 30 to be considered for this year’s fund- ing. This is the first signup for the newly authorized program under the 2008 Farm Bill. Through the voluntary pro- gram, producers have the op- portunity to receive conserva- tion payments through the USDA, Natural Resources Conservation Service (NRCS). “A limited number of acres will be accepted into the pro- gram each year for the next five years,” Oregon NRCS State Conservationist Ron Alvarado said. NRCS is accepting Conser- vation Stewardship Program applications on a continuous basis. Applicants will be evalu- ated and ranked for funding competitively within the state, based on the conservation they agree to install and maintain on their land. Program rules were recently approved, and the application window for the 2009 funding cycle closes at the end of the current Fiscal Year on Septem- ber 30. Applications not re- ceived in time or not selected for the current signup can be held for consideration in future years. As more applications are accepted, competition for en- rollment is likely to increase in future years. In Oregon, individuals, legal entities, and American Indian tribes have the opportunity to enroll just over 200,000 acres of working cropland, grassland, pastureland, rangeland, or non- industrial private forestland in Fiscal Year 2009. Final payment rates will be determined this fall. At that time, pre-approved 2009 appli- cants will be notified of their payments, which cannot ex- ceed $40,000 per year. Those who then decide to enter into a Conservation Stewardship Pro- gram contract will receive their first annual payment in October of 2010. For participation in 2009, ap- plicants must complete the fol- lowing steps before September 30: • Complete a Self-Screening Checklist to determine if the program is a good fit. The checklist is available on the NRCS Web site and at local NRCS offices. • Work with the local USDA Service Center to verify pro- gram eligibility. • Submit a program applica- tion form. • Submit an operation map, aerial photograph or overlay that identifies the agricultural and/or forest operation and as- sociated acreage amounts. Once these steps are com- pleted, NRCS will work with ap- plicants to gather further infor- mation about the land, select additional conservation activi- ties, conduct field visits, and develop a stewardship plan. For additional information about the Conservation Stew- ardship Program, please go on- line to: http://www.or.nrcs. usda.gov/programs/csp/in dex.html or visit your local NRCS field office. For more in- formation on how payment rates will be determined, visit the National NRCS Web site at: http://www. nrcs.usda.gov/ pro- grams/new_csp/special_pdfs/P ayment_Range_Esti mate_081309.pdf. 1,247 fewer than one year be- fore and there were 1,975 more people unemployed this year.