April 17, 2015 • Seaside Signal • seasidesignal.com • 9A
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By Katherine Lacaze
Seaside Signal
The Seaside Public Library
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2013–14 at a glance
• Library visits averaged 215,800 annually, well above
the state average of 39,280
• The library received about $32,950 in funds and
materials
• Thirty-one volunteers donated 1,676 hours to the
library valued at $37,790
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aspects of the library’s suc
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O u r cu sto m ers experien ce so m e o f T
life’ s grea test a ssists o ff the
co u rt. Tru st yo u r lo ca l S ta te Fa rm ®
a gen t fo r help fin d in g the right
co vera ge a n d sa vin gs o n yo u r
in su ra n ce so yo u ca n en jo y
m o re o f w ha t yo u lo ve.
CONTACT A LOCAL AGENT
TODAY. W E EX IST TO ASSIST.
R ick Berezay, A g en t
653 W est M arine D rive
A storia, O R  97103
503-325-5920
w w w .rickberezay.com
Get your remodel
rolling today.
Home
Equity
Line of
Credit
Introductory rate for 5 months
Rates as low as
1.50 % 3.99 %
APR*
Rate available 2/14/15–4/24/15
Rates are subject to change
APR*
Variable rate after Introductory Period
With competitive rates and flexible terms, a U.S. Bank Home Equity
Line of Credit may help you make your dream kitchen a reality.
Branch
usbank.com/lowrate
800.209.2265
* 1.50% Introductory Annual Percentage Rate (APR) is available on Home Equity Lines of Credit with an 80% loan-to-value (LTV) or less. The
Introductory Interest Rate will be fixed at 1.50% during the five-month Introductory Period. A higher introductory rate will apply for an LTV
above 80%. Offer is available for new applications submitted from February 14, 2015– April 24, 2015. After the five-month Introductory
Period: the APR is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall
Street Journal. As of February 13, 2015, the variable rate for Home Equity Lines of Credit ranged from 3.99% APR to 8.24% APR. Higher
rates may apply for a credit limit below $100,000, an LTV at or above 80%, a low credit score and/or not having a U.S. Bank personal
Package Checking account. The rate will not vary above 18% APR, or applicable state law, or below 1.50% APR. Choosing an interest-only
repayment may cause your monthly payment to increase, possibly substantially, once your credit line transitions into the repayment period.
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts.
Interest rates and program terms are subject to change without notice. Property insurance is required. U.S. Bank and its representatives
do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and
information concerning your particular situation. Other restrictions may apply. Home Equity Loans and Lines of Credit are offered through
U.S. Bank National Association. Deposit Products are offered through U.S. Bank National Association.
Customer pays no closing costs, except escrow-related funding costs. An annual fee of up to $90 may apply after the first year
and is waived with a U.S. Bank personal Platinum Checking Package. See the Consumer Pricing Information brochure for terms
and conditions that apply to U.S. Bank Package Checking accounts.
Member FDIC. © 2015 U.S. Bank. All rights reserved.
M arcia H arper In s A g cy In c
M arcy H arper, A gent
936 E H arbor D rive
W arrenton, O R  97146
503-861-3276
M arcyharper.com
Jerem y R yan M ills, A g en t
815 S H ollad ay D rive
Seasid e, O R  97138
503-738-6100
w w w .jm illsinsu rance.com