Jacob
On Bridge
NORTH II
A J 108785
2
AQ975
6
WEST EAST (D)
M A2
VKQ84J V A J 1096
63 KKM
A 108 5 3 AKQ74.
SOUTH
A AKQ63
75
J82
J92
East and West vulnerable
East Sooth West North
IV 1 3 Pas
4 V Pass Pass 4 A
Double Pass Pass Pass
Opening lead 4
Play Dumb
Tactic Pays
By OSWALD JACOBY
Written for
Newspaper Enterprise Assn.
There is a time that ostrich
tactics may pay off. Thai is when
a player pretends to bury his
head in the sand but is really
looking through a perisco.-e.
North had no intention of let
ting his opponents play either
four or five hearts. Even if East
and West had hurried to six
hearts. North probably would
have defended against that con
tract.
But North wanted to play the
least possible number of spades
and decided tlut the way to be
doubled early was to act like
an ostrich. North simply passed
over West's three heart bid
East went on to four hearts
and when the bidding came'
around to North the second time
he pulled his head out of the
sand and bid four spades.
East might well have passed,
but he decided to take the ex
pected sure profit and doubled
West thought about taking the
double out but eventually West
decided to pass and take the,
sure profit.
Of course, the sure profit turned
out to be a loss. South had no
(rouble making the four spade
contract.
29
Q The bidding has been:
East South West North
3 A Double Pass 4
Pass ?
You, South, hold:
A3 VAKJ78 KQ9 K42
What do you do?
A Pass. A furthtr bid Is
trmptlnr, hut could lrad to real
trouble. Remember, you have
forced your partner to bid.
TODAY'S QUESTION
East opens the bidding; with
one diamond. What do you.
South, do with:
AAKJ78 3 A(4t AQ7
Answer Monday
BASIN BRIEFS
Cc
omnium
it
Calendar
slxdav
AMERICAN LEGION. 2 to 5
pm. Tom and Jerry party. Le
gion Hail.
MONDAY
LOOM, in pm to 2 am.,
dance. Moose Lodge. Breakfast
fellows. Tickets sold by members.
MERRY MIXERS SQUARE
DANCE. 9 p.m.. New Year's Eve
party. Pelican City Hall. Bring
chip dip. relishes, etc.
AMERICAN I. E C. I 0 N, New
Year's Eve party. I.cgion Hall.
Favor?, buffet, music.
WEDNESDAY
MXRINE CORPS I.EAGI E, 8
pm.. mcetin:. VKW Hall. All for
mcr Marines invited.
MALIN
MRS. LOYAL I.OVENESS Mt
last week (or Willows to attr.nd
the funeral of her mother, Mrs.
Ethel Tout. Interment was Dec.
22 in Willows Cemetery. Mrs.
Tout had been in ill health for
everal months. She had made
her home here with her daughter
for the past three years.
SI A L 1 X HOME EXTENSION
I'NIT will meet at the home of
Mrs. Richard Halousek Jan. 3.
The project will be creative cook
ing with mixes. Anvone interest
ed and wanting to know further
details may call Mrs. Dick Der
ry, chairman.
MR. AND MRS. JAMES LACY.
Rencc. Rhonda and Ronnie spent
the holidays with their parents,
the Noah Petersons and James
Lacvs, in Portland.
CHARLES LONG received word
of the death of his wife's father
Leonard Thomas, in Mt. Grove,
Mo., after a lingering illness.
Mrs. Long has been with her
parents for several months.
MR. AND MRS. ANDY TRAV
IS and family left for Molalla
where they are spending the hoi-
idavs with her parents, Mr. and
Mrs. Jim St. Clair.
MR. AND MRS. HAROLD
O'RILEY and daughter. Dianna
spent the holidays with their
daughter and family, the Rich
ard Angstroms, in Astoria.
MR. AND MRS. ROBERT
IIOLL had as holiday guests, her
mother. Mrs. lna Loveness, Or-
land, and Mr. and Mrs. Harmon
Loveness of Mcdford.
BONANZA
LARRY IIITF.MA.V has re
turned to his Navy base at Ala
meda after spending Chrstmas
with his parents, Mr. and Mrs
Glen Huffman.
MR. AND MRS. HERB JOHN
SON and Stanley of Burns spent
a few days visiting their daugh
ler. Mrs. Oliver hccrins. ano
family, Klamath Falls, and her
mother. Mrs. Ruby Brown, Lan-
gell Valley, and other relatives.
Their son and daughter-in-law,
Mr. and Mrs. Allan Johnson.
and Scottv of Goldendale, Wash.,
accompanied them.
MR. AND MRS. CARL
PROl'GII and children of Brook
ings spent a few days with her
mother. Mrs. Mabel Popple, and
his parents, Mr. and Mrs. Har
lan Prough of Dairy.
MR. AND MRS. ROBERT
PARSONS and three children of
Rnscville spent Christmas with
her sister and brother-in-law. Mr.
and Mrs. Hugh Ue. and family.
MR. AND MRS. DALE
BROWN, Lois and Patty of Jor
dan Valley visited for a few days
with Mrs. Brown s mother, Mrs.
Carrie Lnvclady. and Brown's
mother. Mrs. Ruby Brown, Lan-
,ell Valley.
DR. AND MRS. LYLE HALEY
and children of Grants Pass sptnt
the holidays Willi Mr. ana .Mrs.
Oliver Haiey of riry.
Quintuplets
Termed 'Hoax'
BIENOS AIRES 'VIM '-Cordo
ba Police Chief Alberto llorodas
today termed a "hoax" report
reaching here Thursday night o!
tile birth of quintuplets to a peas
ant couple at Simbolar. a remote
interior village.
llorodas said he had bct-n un
shic to confirm the report thai
was published widely and broad
cast throughout Argentina.
Cordoba newspapermen who
first reported the births said they
bmi been unable to confirm the
Mory "immcdiau-'.y" because
tile remot'.-ness of tile village.
MR. AND MRS. BI D HAR
RIS and family spent Christmas
dav in Klamath Falls with the
Lester Oldficlds and r rank
Schmits. parents and grandpar
ents of Mrs. Harris.
MRS. LOUSE NORCROSS of
Portland spent the holidays will.
her daughter, Mrs. Vernon Haley,
and family.
MRS. IDA CASEBEER. pioneer
resident now at Hawthorne Re
habilitation Hospital in Medford.
wishes to thank all her friends
for the many letters and cards
she received. She is much im
proved but not able to answer all
Her son. Walter, and grandson.
Slcvie, spent Christmas with her.
BONANZA
MARK WKSTCOTT of Camp
Pendleton spent a few dais re
entry with his parents, Mr. and
Mrs. Maurice Westcott. Mr. and
Mrs. Westcott. Mark and Mikki,
Chummy Eagle. Gary. McKay.
Robin Brett, and Paul Dearborn
visited relatives and friends in
Cedar ,;l!e on Dec. 2."'.
DR. AND MRS. ROBERT HT
and children of Portland returned
to their home on Der. 2H. after
spending Christmas with his par
ents. Mr. and Mrs. George Wu.
CHICK GREYDEN has re
turned to his home after a few
days in Dairy with the Frank
Brown family
MRS. ARTIE I REEZE has re-
Iturned to Portland afler vi.'itinr.
relatives in Klamath Falls and
Langell Valley.
MRS. Ml'RIEL SMITH and son
Clinton, of Tulelake and her son
and daughter-in-law, Mr. and Mrs
P.oswell Smith, and daughter of
Ixis Angeles were dinner guests
of Mr. and Mrs. Bill Burnett and
family on Dec. 26. Richard Bur
netl. who attends Chico State Col
lege, is spending a few davs with
his parents.
ST. BARNABAS EPISCOPAL
CHL'RCII choir sang the Cantata.
"The Glory of the Star," at the
church on Dec. 30.
MR. AND MRS. HERMAN
VOWELL and Susan returned
home Dec. 26 from Aptos. where
they spent Christmas with rela
tives and friends. They attended
the wedding of their niece. Cloria
Manildi. to Louis Dioszigi at Capi
tola on Dec. 22.
MR. AND MRS. II E R B I E
S.NELL and sons of Klamath
Falls and Mr. and Mrs. Doug
Smelcer were Christmas dinner
guests of Mr. and Mrs. John Hel
lekson of Upper Langell Valley.
MRS. MYRTLE VOWELL of
Klamath Falls accompanied her
son, Herman Vowell, and family
as far as Aptos, then went on to
Glendale to spend the winter
months with her daughter and
family.
MR, AND MRS, HARRY FRA
ZIER and Linda were dinner
guests of Mr. and Mrs. Louis Mon
roc Jr. of Klamath Falls on Dec,
26.
MRS. EVA ADAMS is recover
ing from a recent illness at her
home in Langell Valley.
LANGELL VALLEY HOME EX
TENSION UNIT will not meet on
Jan. 2. their regular date. The
time will be announced later, and
they w ill meet at the home of Col
leen Nichols. .
MALIN
MR. AND MRS. BOB FABIA-
NEK, Marty and Daniel of Mar
tinez, visited over the holidays
with their parents, the Joe Fabi-
ancks and Ernest Wolfs.
MR. AND MRS. PERRY PRO
VOST and their daughter and fam
ily. Mr. and Mrs. Adam Hoffman,
Rogue River, were weekend guests
of the Wayne Woods lamily.
VERS COX of Fort Ord spent
the holiday weekend w ith his par
ents, Mr. and Mrs. dick i raven.
MR. AND MRS. W. E. OWENS
and daughter. Lois, spent the holt
lay w eek w ith their son and lam
ily. Bill Owens, in corvauis
WESLEY HAMILTON of Sur
prise Valley, son of-Mr. and Mrs.
Chirlcs Hamilton, has been ap
pointed district ranger, Surprise
Valley. He replaces Chester Can
non Jr.. who is being transierrea
to Double Head District, with
headquarters in Tulelake.
MR. AND .MRS. W. C. ELD-
RIDGE, Milton Frecwater. visit
ed old aouaintances in Malin last
week en route to McArthur, Calif..
to Visit Eldridge's W-ycar-old
mother, Mrs. Sheridan Eldridgc.
MR. AND MRS. GEORGE
FREITOS and sons of Sacramen-
spent several days last week
with Mrs. Freitos" sister and lam
ily, the Cy MeColgins.
GERALD I'ETRASEK, Portland,
pent Christmas with his parents.
Mr. and Mrs. Ivan Pctrasck.
THE CECIL ZEIDERS had as
holiday guests, their daughters.
Claudia, and Mr. and Mrs. Rob
ert Jerrr.an; Mr. and Mrs. David
Hind and daughter. Christine, and
Mrs. Liegal.'all of Redding.
HARVEY MILLI'AN of Travis!
Mr Force Base was here tor the
holidays to visit wr.h his mother.
Mrs. Mildred Milligan.
MR. AND MRS. GEORGE
MICKA and family enjoyed Ibe
holidays with their daughters and
families, the Ron Stevens. Ban
don, and the Hal Shepherds. Wal
nut Creek, who were here for the
week.
JIM PETRASEK of Coos Bay
spent Christmas with his parents,
Mr. and Mrs Paul Petrasek.
THE BETTER HALF By Bob Barnes
You only have ten resolutions here . . . Come on,
you can break more than THAT!"
HAAABUgt
OMAAENTS
Chamber members who re
ceived their December issue of
"Keynotes" this weekend may be
puzzled over the lack of head
ings oil the three columns of fig
urcs in the "Klamath Falls Busi
ness Trends" item. Actually they
shouldn't he confused: this same
formal has been used for ump
teen years lo show the compari
son of bank debits, postal re
ccipts. parking meter receipts.
building permits and the nutn
ber of water uscis between the
urrent month, the previous
month and Uie year thus far with
omparablc periods for the pre
vious year.
Through the first II months
as long as this subject has come
up 1!W2 is running a little be
hind I9S1, with the exception of
the average number of water us
ers w hich, for some reason, stead
ily creeps upward. Bank debits
for the year, through November,
total just over $316 million, as
compared with slightly more
than I't22 million fur the same
period in 1961.
The omission of the column
headings was one of .(hose inex
plicable little typos which find
their way into even the most fas
tidiously proof-read publications:
True, WBS?
Federal legislation, over which
the chamber's National Affairs
Committee keeps close watch.
has been divided into four major
issues this year to make for ea
sier and better handling. The four
issues of majir concern will he
spending, taxes, controls and in
tervention. Committee chairman.
Ross Ragland, has selected his
four subcommittee or issue
chairmen who. in turn, arc chons
ing several crsons to work with
them in a particular category
The committee expects to be or
ganized and ready to roll when
Congress convenes next week.
by GEORGE T. CALLISON
Monagar
KLAMATH COUNTY CHAMBER OF COMMERCE
The effects of Seattle's World
Fair on tourist travel in Oregon
tins year undoubtedly will be ar
gued for some time to come by
those who claim the impact was,
tremendous and those who arc
convinced it had little or no ef
fect on travel in Oregon.
Figures released this week by W.
Ward Yeager, superintendent of
Crater Lake National Park, would
seem to settle any "questions re
garding the additional number of
persons in this area, at any rate
He says that more- than 590.000
persons visited Crater Lake this
year; that this was an increase
over 1961 which had been
record year of 42 per cent.
Wlule this docsn t settle any
arguments over the effect of Cen
tury 21 on business, generally, it
serves as pretty good evidence
that business was booming at
Oregon's only National Park. Su
perintendent Yeager reports that
overnight visits to the park this
year increased 30 per cent over
1961: that Crater Lake Lodge was
tilled to capacity almost without
exception from June 15 to Sept.
10, and that the park's four camp
grounds were filled to overflowing1
almost every night.
What magnet will attract visi
tors to the Pacific Northwest next!
summer is difficult to say at the
moment, but chambers of com
merce, acting independently and
in concert through Die Pacilic
Northwest Travel Association will
extend every effort lo make 1963
another record year.
HERALD AND NEWS, Klamath Falls, Ore.
Sunday, December 30, 1I
PAGE 5-A
State Orders Insurance Firm Probe
SALEM l'PI - An investiga
tion of all domestic Oregon insur
ance companies is being lar.ichcd
by the State Department of In
surance, deputy commissioner Ed-
,ar Zorn said today.
The probe was ordered after the
Pioneer Mutual Insurance Com
pany of Hillsboro went into re-
eiverslup under a flood of claims
from the disastrous Columbus Day
torm.
Zorn said, however, "We have
no reason to believe any other
tirms are in difficulty."
The 75-year-old Hillsboro firm
which wrote fire insurance was
placed in receivership when heavy
claim demands eliminated the
company's surplus.
Zorn said about hall of the
company s 8.600 policy holders
suffered storm damage. He said
the commission now lists about
S150.0O0 in outstanding claims.
Some claims were paid before
the firm went into receivership.
Zorn said the commission is
now assembling all unpaid claims.
and will divide the firm's assets
equally among them.
"I'd guess at the moment that
those claims are worth about 25
cents on the dollar," Zorn told
United Press International.
Zorn blianed "lack of expe
rienced management" for t ii c
downfall of Pioneer Mutual.
He said in a mutual company
where policy holders are the com
pany's owners directors some
times are elected "on a popular
ity basis, not on the basis of skill
or ability."
"Don't misunderstand." he said.
These are all fine people. It's
just that they weren't experts at
running an insurance company."
He said the company's rate
structure was very low, and the
reserves were small as a result.
Zorn said the State Insurance
Department had received much
criticism since the Pioneer firm
went into receivership.
People must understand we
have no right to interfere in man
agement of these companies. Our
job is to see that firms abide by
regulations. We don't run the
companies, and the people
wouldn't want us lo."
BALDWIN HOTEL
31 Main St.
Ward, old-fashioned hospital
ity. Large, comfortable lobby.
Daily, weekly, monthly rates.
Handy perking.
He explained how reserves are
set up.
"Let's assume a premium is
$120 a year. As each month goes
by. $10 (one twelfth! of that
money becomes the firm's. The
rest stays in a premium reserve
account.
"The law requires insurance
companies to maintain a premium
reserve equal to the amount nec
essary if every policy holder want
ed his money back on Lite unused
premium.
"When a company no longer
has that much money in reserve,
we have to place it in receiver
ship," Zorn explained.
Zorn said the insurance com
mission became aware the Pio
neer firm might be in trouble
when the company's directors
asked for help.
As a result of the request, ex
aminers checked the books, and
discovered the reserves were gone
because of the storm damage
claims.
The state then placed the com
pany in receivership, and will
divide remaining assets among
claimants.
Zorn explained that when t h e
company went into receivership,
all policies automatically were
canceled.
He said losses are paid from
a reserve fend set up over H pe
riod of years.
"As a company earns money,
a surplus fund is created. This
reserve builds up over a period
of years. Simply stated, the big
ger the reserve, the better shape
the company is in."
He said policy holders who filed
their claims early and got paid
"were fortunate."
PUBLISHER DIES
LA PORTE, lnd. (UPD-Hiram
A. Lindgen, 87, publisher cf the
La Porte Herald-Argus for the
past 32 years, died at his home
Friday.
Pickup & Delivery
Call
Sparkle Car Wash
4023 S. 6th Ph. TU 4-5543
Penney's
iversv
OPEN DAILY
9:30 to 5:30
(
Jbh
(S2 lifiS
400 PAIR MANUFACTURERS CLOSE OUT SHOES
-sir
WOMEN:
SIZES
Infants 5'2 to Children! 3
SIZES
AVi to 11
MR. AND MILS. GEORGE
BROTHANEK left Saturday for
Santa Rosa where they will visit
friends. They will also visit the
Bay Area.
GREfi PREMOTT. University
of Oregon student, and Sam Pros-
cott. w ho is stationed on the L.S.S.
Hocl in San Dieco were home for
the holidays to visit their parents.
Mr. and Mrs. Allen Prcscott. Sam
had a 10-dav leave
99 )99 r 99
Drastically reduced. Assorted styles and colors.
Come early for best selection!
Broken sizes.
BASEBALL SHOES
Official Little
League.
Siiet 1-9
SLIPPERS
Women's and
Children's.
Broken Sites
& Stylet.
1 99
TENNIS SHOES
Men's & Boys'
Boys' Sizes 10
tnrough Men's
Six 12.
3
SHOE DEPARTMENT DOWNSTAIRS
We're winding up our 60th Anniversary year with a price slashing bargain spree! Fabulous savings
on Penney's first quality values! Hurry!
K2 I JM
DjZ
YEAR-END
RANGE READY BULL SALE
WEDNESDAY, JANUARY 23, 1:00 P.M.
KLAMATH COUNTY FAIRGROUNDS
60 Hamad Htrttordi, 14 Polled' Htrafordt
10 Abardelfl Anam, 2 Shorthorn
Sftfd tor qwalrtr. Good breeding condition
Sponsored br
Klamath Cattleman's Assn.
PO lo 231 Klamath Folli, Ort. bant TU 4-IIS1
I'm JIM
Our Daddy Says..
STAY HEALTHY
but tee about our guaran
teed non-concellablc hospi
tal plan.
JIM CRISMON
First National Bank Bldg.
Im: 2-34S4 4-4621
Great-West Life
I'm KIRK
"Your Fwtwrt U Mf Bunntti Todor"
79
only
23
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35
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30
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38
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8
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10
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11
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13
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Women's Coats $20.. $35
Women's Skirts TV2"
Women's Dresses H:, $4-$6
Men's Suits $34
Men's Shop Caps 25
Men's Jackets Wool"0''0" J 9 88
Whipcord Trousers '6 88
Zip Collar Sweat Shirts 88 c
Men's Sweaters : '3 00
23
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65
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40
boxes
4
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1
piece
3
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Women's Uniforms 5
Women's Hose Se" 2T
Women's Seam Hose 266
Christmas Cards 33
Hair Dryers $1288
Travel Baas T6
Suitcases
Woman's Luggage
91
t :
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$T88
?344
$n88
Wardrobe Cases M788
Rummage Tables On Every Floor! Shop! Save!