PAGE SIX
HERALD AND NEWS, KLAMATH FALLS, OREGON
SUNDAY, JANUARY 1, 1956
TINY WALL spaca can bo
utilized beneath and beside
the window in a child's room.
A window seat doubles as
bulltln phonograph. A narrow
flp-down study table made
of versatile Douglas fir lum
ber covers books, crayons
and writing material when
closed. Handy compartments
below provide toy storage.
TV Set Now
Part Of Home
Now that television has assumed
iU place afl leisure-time entertain
ment rather than being a mechan
ical marvel constantly on display,
the set Itself can become part of
the decor of a home, no more con
spicuous than a chair.
A room with a television set
should be arranged so that the
chairs can be moved for comfort
able viewing, but everything should
not be permanently aligned so that
- all conversation must be directed
at the tube rather than at persons.
A new, shallower TV makes It
possible to place a sofa alongside
the set without isolating those who
sit there for a conversational eve
ning. Another possibility for blending
the set into the living room is to
install it in built-in shelves. When
doing this, remember that the set
gets hot and needs lots of ir cir
culation around it. Don't pack
books up next to it, If you value
them.
The family that was a TV pio
neer and is now stuck with a
super-small set that no one will
give a nickel or can put it to
good use. The playroom, the chil
dren's room, the kitchen, all are
good locations for a small set.
The family that gets a new big
set and has no use at all for the
little one, will find hospitalized
friends or veterans glad recipients.
In buying a set, remember that
no matter how appealing the 99
inch screen may be, it must fit
in, rather than dominate the liv
ing room. A money-saver for the
do-it-yourself families who plan to
buy a TV Is a new antenna kit
by Admiral. It includes everything
the well-dressed roof-top will wear.
In pninting or re finishing the
cabinet to go with a redone liv
ing room, consult the paint deal
er closely. Extra-durable, heat
proof finishes must be used. If
you're wobbly on painting, get the
professional.
Buying Home Big Adventure
Buying a hduse U one of the
biggest adventures an average
family may encounter.' It can be
a thriller ana a. long satisfying
experience which may go on tor
years often a lifetime.
It Is a decision which can in
volve the health, happiness and
welfare of your family, the environ
ment and future of your children
and many other factors.
Also it can be the biggest busi
ness deal, too, in the life of an
average family. It takes a lot of
money and usually ties you up
witn a Jong term aeoi. so n is
certainly worth some second
thoughts before you sign that dot
ted line,
Buying a house differs from the
purchase of other tilings. You get
no guarantee, except perhaps
warranty that the house is yours
as is. Occasionally, if it is a brand
new house, the builder may Issue
a carefully worded policy that he
mav come back in a few months
to make something right if it was
his fault that it went wrong. But
lawyers say "let the buyer be
ware," and that is the rule when
you buy real estate.
So what can you do to make
sure you are getting your money's
worth? There are lots of things
so many they fill books. Here are
lew:
First use common sense and
don't let your heart rule your
head. Tell yourself and your fami
ly that you are buying a house,
not a picture or a gadget or a fad.
Naturally you have to start with
the price. You know how much you
earn, how much It costs you to
live, how much you have saved.
It used to be that one week's pay
was considered the limit for one
month's mortgage payment, includ
ing taxes, insurance, interest and
payment on tne loan.
Recently. savings counsellors!
have changed that rule to apply
only to actual tnke-home pav. "XI
is advisable to keep your monthly
carrying charges down to 20 per
cent of your income," says one
expert.
Fronv weekly takeliome pay
of $76, 'perhaps 16 would be de
ducted for- your real estate taxes
and $1.50 for fire insurance, leav
ing a balance of $58 50 to cover
mortgage payments. On a 20-year
loan at 6 per cent, tills allows for a
$9,000 mortgage.
The " difference between the
mortgage and the price calls for
cash. And cash usually represents
Before vou stun anything, es
Deciallv a contract of any kind.
have vour own lawyer with you
The. seller's lawyer, the builder's
lawyer or a salesman's solemn
assurance is not enough. An ap
plication you sign may turn out
to be a contract. A contract you
sign may be no contract at all
There have been cases where
builders unknowingly have built
on the wrong land. There have
been other cases where a family
Metal Used
For Trellis
An aluminum trellis that can
cover an arbor, be mounted direct
ly on a home or used inside for
a room divider without danger of
rust stain is now being distributed
by Nichols Wire and Aluminum Co.
through hardware stores, lumber
yards, nurseries and mail order
chains.
A soft, silver-like finish makes
the aluminum trellis attractive,
tension bars supplied with the trel
lis make it easy to install, and
the chain-link weave makes short
ening or lengthening into a two
minute operation, requiring only
pliers, the company points out.
Tht Nichols trellis has uni
form width of two feet for better
plant growth, rather than the V
shape of many trellises now on the
market. Since aluminum reflects
95 per cent of heat, the new trelts
remains cool and cannot burn a
plant's tendrils.
The trellis comes la a special
cut-back display carton With com
plete Instructions and necessary
hardware. Cartons are available
which hold one 25-foot length.
. ckn..u eration. Daid the taxes and thought
have $2V45 at the end of eightl hey owned it. while they held title
V B11UI4ICI USJW VJ -v vw tm
question of distrusting anyone; It
is a question of protecting your
self.
. A lawyer's fee for presiding at
the signing of a contract ana tne
subsequent taking of title Is stated
before hand. It is chicken feed
compared with your peace of mind.
Jf you're buying a lot, or plan
ning to build on a lot you own,
these rules still apply. It is folly
to build on your lot if it does not
meet the neighborhood test. It te
foolish to build an expensive house
on a cheap lot in a cheap neigh
borhood, or to build a cheap house
on an expensive lot. An old rule is
to try to keep your land cost
around 20 per cent of what you
plan to spend for the entire project.
And if you're buying a lot, ask
yourself if you are almost ready
to build. It won t help you save
toward a house to pay taxes for
years on a vacant lot. And re
member that land styles change
along with house styles. A lot in
herited from grandma may have
been tine lor a house In her day.
but will your dream house fit
within its boundaries?
Before You Buy!
A Complete Line of
Plumbing Available '
Tools For Rent
Plumbing Tools
FLOOR SANDERS
DRILLS SAWS
Swan Lake Moulding
3224 So. 6th . , Ph. 3169
years. Your local bank or savings
institution can help you with
time table on such a program.
But even If you inherited an
other $9,000, It would not be wise
on $75 take-home pay to buy an
(18.000 house. So much more taxes
and maintenance would be re
quired that you'd have trouble get
tini? a mortgage.
So let the price of the house
represent Hi to 2',', times your
annual income ana you'll oe saier
The next question is wnere will
you buy your house? Will it be
convenient to your job, to schools,
stores, churches and recreation?
Will It be in an established neigh
borhood with fire and police protec
tion? Will it be a congenial neigh
borhood for your family, or will
you be keeping up with the Jones
es? Is the neighborhood zoned, or
will there be a danger that it may
run down in the .future that
factories, taverns or gasoline sta
tions may come in?
An experienced real estate brok
er1 can be of invaluable service
in helping you get those questions
answered. A reliable broker knows
neighborhoods and knows houses.
He can help you find the right
house.
If you find a house that was
built before World War II, chances
are you'll find pretty good con
struction. It may need some re
pairs, or a paint job. perhaps,
because few men selling a house
want to risk much of an Invest
ment to dress the place up. How
ever, you'll hftve to figure on what
such repairs will cost you. Try
to get your banker, or other mort
gage lender, to see if that repair
bill can't be incorported in your
mortgage. Short term financing for
home repairs means a much big
ger monthly burden than if the
cost is stretched over the term of
the mortgage.
Get an architect, or reputable
builder, to look the place over, if
you can. An expert's opinion on
construction can save you more
than his fee for advice. But find
an expert you know, or one your
triends know.
If you dojide on a new house,
have the builder show you through
and tell you about its construction.
Ask him for the names of others
who bought his houses and talk
to them. But common sense comes
in here, too. New home owners
magnify their headaches and a
plaster crack from normal settle
ment doesn't mean the bouse is
falling down.
But if floors seem unduly
springy, doors and windows won't
close, signs of water show in the
basement, and so on, beware!
There may be a simple reason
for each and It may be easy to
fix them, or they may indicate
skimping elsewhere.
And when buying a lot, get a
lawyer. No one really owns land
what you own la title to that
land. A "lawyer should be able to
tell you if you have a clear title,
or advise a title search and title
insurance. - . . -- . -. ;
H. A; SAMPLE
sir
Concrete Contractor
17 Years Experience
We Mre,e yen te repair end re
model . . meke room for m
serviceman's family?
General Concrete Construction
Form Building - Foundations
Floors - Wells - Sidewalks
. Estimates Gladly Give
We Feature Colored Cement far
Patios, Playrooms, Porches
h: a. sample
Concrete Contractor
2976 Hope
Phone 9858
WE RENT
MOST
EVERYTHING
WE HAVE EVERYTHING YOU NEED FOR
THAT "DO-IT-YOURSELF" PROJECT
SANDING
MACHINES
VI t Sander
Fleer Edcer
Bell Sander
OclllaMng Bander
DUe Sanders
CARPENTER'S
TOOLS
Transit Leeel
House Jaon
Mitre Bex
POWER
TOOLS
Chain Saw
Hkllsaws
Electric Drllla
Aut Pellshers
Table Saw
CEMENT
TOOLS
Wheelbarrew .
Complete finishing
Paste Table
Straffhted
Letters
PAINTER'S
EQUIPMENT
Paint Sprayers
step Ladders
Extension Ladders
E tension Planks
Ladder Jacks
PLUMBER'S
TOOLS
Pipe Dies
Pipe Vise Trlped
Pipe Cutter
Plumber' Furnace
Blaw Terrhes
Flaring- Tools
Sweer Augers
Tab Colters Jt
Benders
RtmnitH, Mttney Won't Bay Everything -
Amanita Whet It WIN Rentl
PICKUP ANO DELIVERY SERVICE AVAILABLE
VALLEY RENTAL SERVICE
6S Spring
Phww 470
Electrical Contractor
Residential Commercial Industrial
Klamath Falls mwtt produce more than 400 now heating Mnfrt within
th nKt few months to take car of the influx of Air Bete per
tonnl. It yoa ere planning ta remodel or repair, call an M. We'd
gladly give fraa estimates and help plan tor vowr electrical needi.
ELECTRIC HEATING
NO FIRE -NO SOOT - NO SMOKE
WESIX CAVALIER ANO OTHERS
WATER HEATERS
APPLIANCE REPAIRS
DIAL 7350
It Na Answer, Call 824S
JOHN M OWENS
SHOP LOCATED AT
6840 South 6th