PAGE EIGHT
HERALD AND NEWS. KLAMATH FALLS. OREGON
All Women Should
Study Stake In FOA
Editor's Notei This is the eighth
and last of a series of articles
on ths benefits of Social Security
written by Everett Eaton, manager
' of the local Social Security Office.
Ths information will be brought
up-to-date if the proposed ex
panded benefits legislation is
passed by Congress.
Do you operate a business of
your own? Perhaps you give mu
sic lessons, do dressmaking or
operate a grocery store. Or may
be your husband has bis own ga
rage, service station or carpenter
shop. If such Is the case and your
net income from your business was
at least $400.00 per year beginning
with 1951, you or your husband
are covered by the old-age and sur
vivors insurance program. The
above list of businesses does not
include all types covered by the
program; they are listed merely
for illustration. Practically all
businesses are covered by the law,
partners operating a business are
covered, as well as Individual own
- ers. Those specifically excluded at
the present time are professional
people such as doctors, attorneys
and dentists. Also excluded is in.
come from rental property, unless
dally personal services are render
ed, as in a hotel or motel; invest
ment Income ard larm owners or
operators.
In all previous discussions we
have talked about wages and ex
plained that benefits for the In
sured woracr are oasea 011 ma
average monthly wage. If your
business Is covered by the law your
net Income from the business Is
posted to your wage record and
treated In the same manner as
, though the same amount had been
earned as wages.
There Is one distinction; your net
Income must be at least $400 dur
- ing your taxable year in order for
Jt to count. In figuring quarters of
coverage based on your seu-env
ployment income, you are credited
with four quarters of coverage for
any year in which your net income
is at least $400. This is true even
though you may not have operated
your business during all four
quarters of the year.
You may be wondering Just how
' GARDEN GOSSIP
; ' JUNIPER BRANCH MEETS
i
The Juniper Branch of the Ever
green Garden Club met Monday af
ternoon at Joan's Kitchen. An in
teresting and practical talk on
. how to handle perennials, and when
to plant annuals, was given by
Mrs. Earl Epoch, of 2603 Xane
Street, Hostesses were Dorothy
'Jones and Eldean Eck, who pro
vided a beautiful, spring arrange
ment of "tlngitata" In the familiar
Wedgewood blue, pink carnations
and golden daffodils for the rooms.
The ceremony on installation of
new officers was conducted by
Alma Garrison, who gave cor
sages of yellow chrysanthemums to
Thelma Overton, chairman; Tnci
ma Thurman, vice-chairman; . and
Selma Anderson, treasurer. La
verne Kendall, secretary was un
able to be present,
Thelma also announced the chalr-
- man of the various standing com
mittees for the remainder ot the
year. Alma Garrison will con
tinue as community project chair
man, a position she has ably held
in the past. Grace Rutten will take
care of the remembrance commit
tee. Leona Bronson Is to have
charge of the horticulture commit
tee. Margaret Heyden Is the
librarian; Letha Brumble, social
chairman; Dorothy Jones, hospi
tality; Laverne Kendall, yearbook;
Irene Seely, conservation. A sug
gestion box will be handled by
Laura Berry.
Several items of importance were
; discussed during the executive
meeting which preceeded the regu
lar meeting. The nomination of Lela
t Thurman as district director, will
be sent to the state. She was ap
pointed to complete the term of
Mrs. Will Woods, and is up for
election. Verona Dahler, the district
conservation chairman, requested
that the club furnish the Judges for
the essay contest that is a part of
the Klamath County school program
on conservation. Some plans were
also discussed regarding the flower
show which has been a special pro
ject of the club for several years.
Hie new chairman of the group,
Thelma Overton, also wished to ex
tend a most cordial invitation to all
residents of Uie Altamont-Shasta
area to attend tho meetings. They
are open to the public. So far the
club has been fortunate in choice
of speakers and feel that the future
programs will bo most Interesting,
too.
Anyone who has not previously
attended a garden club meeting
and who would like to do so, may
call either tho chairman, Thelma
Overton, phono 9374, or the hospi
tality chairman, Dorothy Jones,
6548.
For a lato evening snack, sar
dine sandwiches are wonderfully
tasty if you mash them with lemon
Juice, finely grated onion, a dash
of mayonnaiso and reshly ground
pepper. Use fresh white bread for
the sandwiches, cutting off the
crusts; then cut each sandwich into
4 small triangles or 3 long strips.
6erve tho Bandwlchcs on a good
looking plate garnished with short
sprays of water cress threatetl
through rings of raw carrot.
When you are buying ready-made
curtains of a patterned fabric,
make stlro that the design Is
matched in each pair of curtains
and that the arrangement of the
design units Is the same in all the
pairs you buy.
PICTURE FRAMING
you report your self-employment in
come. Well, it isn't at all difficult.
You merely complete an addition
al form, known as Schedule C, when
you file your income tax return.
You pay your self-employment tax
at that time; the rate during the
period 1951-53 was 2 per cent of
your net self-employment income,
up to the maximum of (3600 an
nual income. There are a few items
to keep in mind when completing
your Schedule C. First, be sure
you copy your name and social se
curity number from your social se
curity card in the space provided
for them on the Schedule C. With
out your account number it is Im
possible to give you credit for your
self-em ployment income. Next, you
should give a clear and accurate
description of your business. This
is necessary in order that we can
determine that your business is cov
ered by the law.
The law requires that you list all
or your business expenses, includ'
ing depreciation on your business
property, in determining your net
sen-em ployment income. This is
truQ though you may have suffi
cient personal exemptions so that
you won't nave to pay any income
tax even if you did not claim all
of your business expenses as de
ductions. Remember, .too, that you
must flic a Schedule C if your net
business income was at least $40U
during the year, even though
regular Income tax return may not
be required. The last day for filing
vour 1953 return without penalty
is March 15, ia54 if you operate on
a caienaar year basts.
If you have reported at least
MOO of self-employment income
for 1051, 1052 and 1953, you have
earned 13 quarters of coverage and
are presently fully insured. In the
event you are now 65 or older you
will no doubt be interested in
what benefits may be paid you at
wis time. The same formula is used
to compute your monthly insurance
amount as was explained earner
in this series for the wage earner.
In other words, If you filed your
claim now, we would total your
net self-employment income for
the three years, 1951, 1052 and 1953
and then divide by the 36 months
in those three years. The result
is your average monthly wage or
income which would be used as
the basis in figuring your benefit.
You receive 55 per cent of the
first $100 of your average monthly
income of $55, plus 15 per cent
of the balance of your average
monthly income. Since $300 is the
highest average monthly income
considered by the law, for either
tax or benefit purposes, the maxi
mum monthly benefit is $85. Auxil
iary benefits for the wife or de
pendent husband, If over 65, are
equal to one half of the insured
individual's monthly benefit.
A retirement test is applied to
the self-employed beneficiary simi
lar to the one used with retired
wage earners. You may recall from
previous articles that the retired
worker may earn as much, as
$75 per month and still be en
titled to his Insurance check for
that month. However, if he earned
over $7S In ft month and is not 75
years old, he was required to no
tify the Social Security Adminis
tration of that fact and return his
benefit check if he received one.
Tho retirement test is applied to
the self-employed beneficiary on
am annual basis; he is allowed
$900 net self-employment income
during the year and still be en
titled to 12 benefit checks for that
year. For each $75, or fraction
there of that his annual self-employment
Income exceeds $900, he
forfeits his right to one months
benefit. For example, if your self-
employment income was $1000 you
would be entitled to 10 benefit
checks for the year. However, if
you are 75 or older, you are en
titled to your benefit each month,
regardless of the amount of your
self-employment income.
The self-employed person who is
receiving benefits is required to
give notice as soon, during the
year, as he determines that his
net Income Is averaging over $75
per month. His benefits are tempor
arily suspended at that time; how
ever, as soon as he reports the
amount of his annual self-employ
ment income, any benefits due him
for the year will be paid in a lump
sum.
The above explanation of the re
tirement test assumes that the
beneficiary is actively engaged In
tnc operation or trie business, or
as the law states it. Is "rendering
substantial services.1 However, If
the beneficiary has retired from
active participation in the operation
or management of the business,
there is no restriction on the
amount of Income he may receive
from the business and still be
entitled to hls Insurance benefit
each month.
This is the Inst In this series ot
articles in which an attempt has
been made to explain old-age and
survivors insurance your Insur
ance program. If you have any
questions regarding your status or
how the program affects you or
your family, you are sincerely In
vited to stop in at our office, which
is in the Post Office building, and
make your inquiry.
this 'n that ,
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watu 'ih i jp" WHMMnmttPtim
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Don't let your washable paper
in kitchen or bathroom get heav
ily filmed with grease or dust be
fore you clean it. When you do
wash it, Use a mild soap solution
and a sponge. Wring out the sponge
and apply lightly with up and down
strokes, starting at the bottom.
Rinse at once with a second sponge
wrung out of clear water. Do not
permit the paper to become
soaked.
THE PAVED HIGHWAY WINDS from Klamath Falls to Malin . . . cars whin 30 miles in a'
tew short moments but there WERE days when the old road around the hill, was cut by
17 fences, Barred by gates, and the trip between the towns took two days with teams.
Mrs. Marie Kalina, one of the few remaining settlers of the original Ciech colonists, re
members those days, back in 1 909, when the waters of Tula Lake lapped at the first building
on the site where new town was soon to be. Rabbits over-ran the country and sagebrush
hid the horses, hitched to logs to crush the brush that hampered farming.
Crop-raising was not a novelty to Marie Kalina, born in Ciechoslovkia of farmer parents
so the rugged life on the farm settled on near Malin did not frighten her, nor dim her love
of a new country. The family worked the land for two years, then built the first store, the
Kalina Mercantile, still in the family.
There, Mrs. Kalina worked long hours, day-in, day-out from 1912 until a son, Louis and a
daughter Emma, took over in 1947 .. . the ground where the two schools were built was do
nated by Mr. and Mrs. Kalina . . .other businesses were acquired, the ZCBJ society was
formed ... the family danced the old dances of the homeland . . . Marie Kalina helped the
Red Cross through the war years, welcomed two sons, Louis and Rudolph and one daughter
Emma, now Mrs. Mervyn Wilde, who came to join young Vac, native of Chicago, all born at
home because hospitals were too far away ...
She helped with the big $okol celebrations in 1928 and 1935 that brought several thou
sand guests to the little town to enjoy Czech hospitality . . ; was a staunch supporter of the
Malin park that ha$(Won acclaim from far and near ... she returned to her homeland for
a visit after World War II ... has retired to a new home in Malin where she welcomes her
daughter, her three sons, her five grandchildren . . . today, Bohemia, seems far away
Mrs. Dewing Is President Girl Scouts
Mrs. W. W. Dewing was installed
as president of the Klamath area,
Girl Scout Council at the annual
meeting held Monday, Jan. 18, 7:30
p.m. at the YMCA. Mrs. Art Moore
will serve at first vice president;
Mrs. Fred Ooeller, 2nd vice pres
ident; Mrs. O. C. Matthews, sec-
Garden Gossip
Mt. Lnkl Garden Club met Mon
day Jan. 11, at the home of Mrs.
Ed Born on the Crystal Springs
Road. In spite of the inclement
weather there was a good attendance.
Mrs. N. E. Nyhart, president,
opened the meeting.
A letter was read from Mrs. Mil
ton Winters, chairman ot the Ore
gon Federation of Garden Clubs,
asking the club to sumlt the
name of a person to act as a dis
trict director. Mrs. Charles Thur
man, 3307 Hilynrd, was selected.
Mrs. W. W. Woodard gave an In
teresting talk on birds in our lo
cality and read an article on bird
habits and physical structure.
Mrs. C. H. Kelly and Mrs. I. W.
White each brought an arrange
ment, which were Judged by the
group.
The next meeting will be Feb.
8, at the home ot Mrs. C. H. Kel
ly, Homedalc Road, with Mrs. I. E.
Campbell assisting.
retary and ' Mrs. John Fowler,
treasurer.
Other members of the board who
were introduced, and their chair
manships, were Mrs. Keith Cobo,
program; Mrs. Emll Albrecht, fi
nance; Mrs. Art Moore, field; Mrs.
Charles McFarlan, out-of-doors;
Mrs. Arnold Gralapp, staff and of
fice; Mrs. George Clark, public re
lations; Mrs. James Pinnlnger,
troop organization; Mrs. Ronald
Whltlatch, Mrs. Frank Johnson,
district chairman; Mrs. Fred Goel
ler, training; Mrs. R. P. Elllngson,
Mrs. Victor Preston, Mrs. C. R.
Canine. Mrs. Glenn Johnck. Mrs.
Tom McClure and Mrs. Fred Carl
son, members at large; Mrs. Floyd
Here's a trick to keep in mind
when you are making potato pan
cakes. After you spoon the potato
mixture onto the skillet or griddle,
flatten the pancakes with the back
of a spoon, nils will make them
thinner and crisper.
. Boya, cnairman, Mrs. Estin
onisiger, Mrs. Homer Ellis, Mrs
James G. Miller, Mrs. Paul Tan
ner, nominating committee.
Five-year pins were presented to
mis. a. u. donnson, Mrs. William
McFadden and Mrs. Chester Cone.
Slides of a Malin nrntunla ri.
Out and a Senior Scout trip to
muuiunui, were snown by
Shirley Matzoll, Girl Scout leader
Nell McFarland and Roberta Mat
thews. Refreshments were served by
Mrs. Moore and her committee.
5 1 : Compl.t. Una
V 'i,' 01 muilc.l
r .SySI
kylt morgan
planet
tout bald win deaia
1033 Uatn
' MARVIN
KUHLMAN
Ph. 4461 er 70t
Complete ALUMINUM
STORM WINDOW i DOOR SERVICE
A '
FREE ESTIMATES
Fiberqlot Insulation
No down Payment' 36 Mo. to Pay
KUHLMAN Insulation
430 RIVERSIDE
NOW
GOING
SALE
6th and MAIN
PHONE 6520
JACKETS
TOP COATS
SLACKS
K.F. Library Club Party
Helps Children Here
Do Your Part-Play Cards
FRIDAY, JANUARVol
ing Mrs. Jess i,.
2-3323. UHer. J
About 60 local children have
been helped to better health by a
tonsillectomy program quietly ami
efficiently conducted over the
past five years by members of the
Klamath Falls Women's Library
Club. These children In all likeli
hood would not now be in better
health were it not for the funds
raised by the annual benefit bridge
and tea party sponsored by the Li
brary Club: and the small Library
Club committee which, with pro
fessional assistance, distributes the
funds.
Children helped in this program
come from families that are not
eligible for welfare help. The par
ents are self-supporting but unable
to pay the cost of tonsil opera
tions. Very often such an operation
will prevent rheumatic fever and
other attendant diseases, as well
as raise the general health level
and scholastic standing of a child.
The idea for the Children's Case
Benefit Fund came from meetings
between Mrs. Ray Oldenburg, Dr.
Neil Black and Mrs. Walter Brown.
Formerly the local Library Club
sent the amount raised from tne
tea and bridge benefit party to
Doernbecher Hospital In Portland,
but this practice was discontinued
during the presidential term of Mrs.
Brown in 1948, ana an lunus
raised at the benefit party have
since been spent locally.
Mrs. Oldenburg served as chair
man of this committee for three
years, followed by Mrs. Marvin
Nerseth. The present committee in
cludes Mrs. George Adler, chair
man; Mrs. Clarence Ward and Mrs.
Oldenburg, Outside assistance is
given by Annls Struthers, public
school nurse, and Dr. Neil Black,
advisor. .
Locating children for tonsillecto
mies is accomplished through the
pre-school clinics and home visits
All Ufn. .. ..
area are invited to
or not thev h.,.. ." J
. , - c geen
finance is definite, -7
cluo members, u K?H
celerate th i.m.a"Wi
and natural
needed. The mowZ, 'l
the ten. the mZ? , 'nme' n J
be helped to taKJN
nere s a way l
gingerbread you'v. .
handy package. Soften
package of cream cte'l
ually add enough J
homogenized milk
generous snnmf..i .!" n
.ui Dl in . . .1
physician selected by ine parents, topping on each son.. "1
The operations are performed at gingerbread as you '
the county neaitn unit or at one 01 . "
the hospitals if necessary.
Jan. 30 is the date to mark for the
year's benefit party which will be
held at the Wlllard Hotel. Oards
starts at 1 p.m., and tea will be
served at 3:30 p.m.
Tnis year's party will be de
signed around a circus theme, ac
cording to co-chairmen Mrs. Andy
Brink and Mrs. H. O. Juckeland.
The Library Club calling commit
tee will contact members, ana res
ervations can also be made by call-
of school nurses of the county
health department. ,
Case selection is determined by
the school nurses alter an tconomic
survey which covers the case nis-
tory, family financial oouiutious,
family income, and the immediate
need.
The cases selected are then re
viewed by a group of doctors. If
the case Is approved, it is reierrea
to the family physician or a
physician selected by the parents
It's easy to remove the skin from
a boiled smoked tongue if you use
this technique. Remove the tongue
lrom its cooking liquid when It Is
tender. Cut off the root end with
its bone and gristle. Using a small
sharp knite, slit the underside of
the skin from the root end to the
lip of the tongue: with the blade of
the knife, loosen the skin around
the thick root end. Now pull the
skin away from the tongue.
DANCE
Modern and old time dancing
Every Sat. Nile 9 p.m. to 1 a.m.
Music by Four Clovers
K.C. HALL Public Invited
If
So smooth
it leaves you
breathless
-ml
80 proof Midc from I00o piiimj
- Sic. Pierre Smirnoff FlklncHii&il
-
maJdhaShDpA
and ShopA foh
Your Heart's Going
to splatter, your resolutions will SHATTER
and YOU'LL jump "quick-like" into a fitting
booth when you get to the fashion salon on the
second floor at MILLER'S and find those
first breath of spring
TONI TODD and VICKI
VAUGHN COTTONS . . .
so welcome after the
"siege of woolens" . . .
every one with the very
SAME price tag . . . $7.98
right here when the door
is just opening on a warm
er season . . . regular
and half sizes. Found
those pretty embossed,
elintw COTTONS with
shimmery sheen, touches of pique, rhine
tone dewdrop trim on scoop necks . , .
Flower garden prints, gay little balloons on
a dark background, tiny rose bud stripes,
flower garden prints, plain colors, CLEAN
LOOKING geometries, black and white, blue
and white, green and white, brown and white,
some in trim PRINCESS frocks that slim you
through the midriff ... at MILLER'S.
Lots of SOUTACHE braid and applique, some
with sleeves, some without . . . SEERSUCKER
FROCKS in pretty pinstripes . . . TONI
TODDS and VICKI VAUGHNS, so pretty
they'll melt the heart of a snowman . . .
they'll resist soil, wrinkles, come through the
suds crisp as a crocus.
Did a like sneak preview on TONI TODD
sheer NYLONS at MILLER'S ... and dis
covered both PLAIN and PRINTS in fetching
fashions . . . little touches of sheer NET at
throat and pockets for that frothy look, no
IRONING on these and they'll wear for
simply AGES.
Now's the time to shop, while the pick of
the cotton crop is waiting ... if you've the
January jim-jams, hold-over winter whim
whams, chase them over the rim of tomorrow,
with a peek at the new COTTON FROCKS at
512 Main,
MILLER'S
&
Chit-chat about the Earl Warrens, still house
huntinr in Washington ... the younger set
has been terrifically disappointed because the
Warren younr fry, Dorothy 22, Nina, "Honey
bear," 19, and Robert, 18, chose to stay in
ichool in California and forego the pleasures
of the Washington social whirl this winter. All
three are studying at the University of Cali
fornia, Los Angeles.'
ft"
Television slippers . . . flat, black velvet,
trapped with fold kid, studded with jewels
... not made to run out and fill the birds'
feeding station or to close the garage doors
. . . made just to view Deal and Lucy when
you're relaxed and resting.
&
Budget wise? Have you discovered the magic
of making ensembles, pert little elfin hats, with
matching bags and bells from easy to sew
velveteen? Try . whimsical plxle hat in a gay
color to add spice to your weary, winter ward
robe. Just a yard and a half of cotton-back
material will make a set . . . It's easy lo work
with, devastating!? dashng.
ft
Wind Song! It "conjure." a b,imy
y . . . rippling grasses, crocuses "ncath the
elm tree ... whip-poor-will in the pasture
... It's Ihe new fragrance by Matehabelli. one
or the most enchanting we have encountered in
recent travel, up and down Main Street, right
here In our town.",
ft ft
Perfectly precious are the "mother-daughter"
swim and pUy iata popping np ,hlj , ta
r cotton, with matching ,rf br . , , bue .
ruffle, are on "bl, .. 11u
rose on a black taffe,. h rMnlj ltlmlion,L
Secrets ot a Sweater
gal . . . it's not always your sbi
lift of an eye . . , the Mp in your volet xi
little, son sign, that make strong men na
. . . like as not it's the soft, satin; !ti
your crowning glory .
your TOPNOT . . , (lib
with RICHARD HDII!
TRU-TINT from CUEU
. , , the revolutio
FOOLPROOF HAIR 1
that makes dull and- li
graying, UNQLAM0E
locks gleam lik V0
hair once again ... 1
TINT really doei mt
... It's the results ol!
long years of testing at the famous RICH
HUDNUT salon, to give YOU superior 1
. TER colors . . . better COVERAGE ten
"out of harmony" strand . . . AND ai
If you can shampoo your locks, and il
woman CAN'T ... you can keep your I
as young as the day lie first called 1 I
. . . it's THIS easy ... go to CUKRWI
ask for TRU-TINT, nearest the NAM
color of your hair . . . follow the nt
DIRECTIONS to the letter ... .
Be perfectly CALM ... RICHARD f
NUT TRU-TINT has foolproof "ufnfo
action that completely stops the colortHi
minutes, automatically, scientifically . .
fear of OVER tinting,- you CAN'T 10 n
. . . simply BRUSH it on with the TRW?
APPLICATOR BRUSH, wait the time 7
on the label, add WARM water, lather t
foamy cap and rinse . . . it's as eaayuW
then PRESTO, you're a gay, k"
Gladys with "gallants" all about yoo
works on damaged, already tinted, fidtij
hair and VERY WHITE hair . . . TRW
G9. M nine ov nr.linatni tirHXB. CIV!1
50c, NO tax where you find beauty aids W
at Ninth and Main,
ft i'
... .. . ii iMi Si
we migni as wru lace i. . , , -'y
fashions will put an end to that T
departed era when we could "''J
in concealing full skirts and M V"J
nave a choice this year el Demi l
"fatlesa" or comfortable.
ft
FOR SPRING the dropped mMWj
.nfln. .hie. In ...rfnuu . . . llfBtC1!
fabrics in coats . . . shorter .all J"
Hmhrnlrirjj1 .nllA iI.mim In brifhl C1
watermelon pink . . . NAVY ana
Inches shorter than you are no we
ft
While Your Store
... . . vnll ibS
sweeps out me Dargains. krll
shoveling the nickels you SAVE tfTJ
to your Jeans. This Is the timb '"
NOW and the ONLY time In Ul
MONTHS, that you'll get
those famous WAMSUTTA
SUPERCALE SHEETS for
1 LESS than the regular
price . . . DON'T let this
chance slip away.
WAMSUTTA SUPERCALE
SHEETS at YOUR STORE
have that soft, silken bloom
that will last until they're
simply RAGS and you'll be ta
much older by THEN ... by lon
OUTWEAR any sheet that's ro '
ownB can neip iuu v
up the REGULAR 5.95 (size 4
DOLLAR, less, or 4.5 . waI
hemstitched and scalloped
SHEETS. ,,u HO '
Matching CASES, plain. 42M fl
each . . . hemstitched, tK" .
loped, $1.85 each. ' nr
Kick up your heels, it's
a song in your heart, a , amiH'
behind your ear and h" ,, jjf
lucky stars you can GET , I
WAMSUTTA SHEET at 721
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