FRIDAY, JANUAKY, 21, 1021.
THE EVENING HERALD, KLAMATH FALLS, OREGON
page roun
1
The Evening Herald
S J. MUMMY. JMltor
S1UCI) SOULE City Editor
Published dally except Sunday, by
,Tho Herald Publishing Company of
toamath Falls, at 119 Eighth Street.
Entored at tho postoftlce at Kla
math Falls, Ore, for transmission
'through tho malls as socond-class
Inattor.
HEMUEIt OF Till: ASSOCIATED
PKK8S.
Tho Associated Press Is exclusively
entitled to the uso for republication
ot all news dispatches credited to It,
or not othorwlse credited In this
paper, nnd also tho local nows pub
lisher herein.
FRIDAY, JANUAKV, 21, 1021.
Homes nnd nioro homes aro the
despcrato need of this and other
lands. It Is truo that kindly nature
guides tho lesser tribes ot life to find
shelter places where they may fulfill
1 the functions of tholr beings. Truo,
too, Is It that In this hurrying age It
is becoming Increasingly difficult tor
tho tollers In tho vineyards of hu
man activity to win for themselves a
homo ot their own. And without
homes In tho real sense no nation can
enduro.
In tho United States during 1919
, ono million weddings were cele
brated; ono million potential fam
ilies faced tho future with eagerness
and hope, no doubt. But during that
period only 70,000 homes wero built!
What Is tho answer? Where do thoso
r potential fathers and mothers live,
and how? Add to the 70,000 new
structures all other available exist
ing homes possible to bo occupied,
5 vroro theso enough to guarantee shel
ter for tho now homcseekrsT In
the proper sense, apartment houses
and tenoment quarters, however ap
parently necessary, are not homes
In tho meaning thnt men see In their
dreams ot tho placo where wife and
children aro to bo sheltered and
cared for. Neither does tho rented
or tho leased property como within
that meaning, though theso wo must
have until tho dwan ot a better day.
It Is charged that the United
States Is the only civilized nation In
the world today that has ignored
housing as a national problem. The
evidence seems to Indicate that it Is
so. Far better would it bo satisfac
torily tosolvo this fundamental home
problem that toN trouble over the
problems ot peoples across the seas,
Dulldlng operations have failed to
" keep paco with tho 'growth ot tho
country. The' condition Is tho de
velopment of years: and yet our
statesmen find this Is not a sub
ject demanding their best, thought
and efforts.
Tt Is stated that the nation's nor-
xnal Increase In demand this year
calls for 1,250,000 dwellings Cin
cinnati Enquirer.
Everett True
By Condo
"OMT T5ir2C
Most Tie
TVKS HOUSES
m
yp fv- - - - r
WOMEN MEMBERS OF THE
C. OF C. HOLD MKKTINO
MARKET IIKI'OIIT
PORTLAND, Jnn. 21. Cattlo nnd
shoop stoady; hogs wonk; eggs low-
A mooting of tho women momuorn.cr. buying prlco 47 and 48o; soiling,
of tho Chamber of Commorco Is bo- cnndlod, GO and G2c; fancy soloct,
lng hold this nftornoon nt tho Chnm-C2 nnd G3e. Iluttor lower, extra
bor of Commorco rooniB. Tho pur- cubos, 40c; parchment wrnppod
posa of tho mcotlng, which convened
at 3 o'clock, Is to dctormlno what
tho women ot tho community can do
to broaden tho work of the organ
ization.
THIS f3 A MCJVKS
Wthtx? tve expect
see TMIncs-s
THeATeR
-U-pSA
IW'V
m k
CASH TO WASTE
TIFT
ON III-
. HAMILTON, Dermuda, Jnn. 7.
(By Mall) Formor President Wil
liam H. Tatt, who is spending &
month hero, said In an Interview to
day that " enormous burden ot debt
ot every county makes It aimes: In
dispensable that tho necessity for
armament be removed. You can
only to that by Joint action and Joint
agreements and by promises ot set
tling all differences without light
ing." "They aro already discussing ser
iously In the United States an agree
ment for disarmament or the limit
ing of armament and strangely en
ough this comes In part at least,
from men who have been vigorous
ly opposed to any league at all," ho
continued,
"I am very hopeful that under Mr.
Harding wo shall reach a conclusion
With othor leading nations for an as
sociation or league which shall mark
tho advance brought about by the
war toward reasonable machinery
for the avoidance of future conflicts.
This will involve tho sitting around
the council' table ot nil Important na
tions and will imply the taking of
joint measures to composo differ
ences and to restrain a resort to the
unsatisfactory and bloody arbitra
ment of war.
"Lately I have often been ques
tioned as to the attitude of the
United States toward Great Britain.
Of course the United States consists
, of some 110,000,000 people with
many different currents of thoughts
permeating the mass. Many differ
ent groupings too will be found and
-there are some of bese groups;
more vocal than representative of
real publlo opinion who manifest bit-
. ter feeling: against Britain, But when
an important question arises, when
EilSLlllciiyi
AMAMMMMVWWWMVVWVVWWVMWyVWWWWMV
a real issuo comes bctoro us, then
the sober public opinion of tho United
States asserts itself.
"I never havo had tho slightest con
cenern over tho relations of the two
countries. Wo form tho strongest
union for peace between nations that
oxlst in tho world today. We havo
got into the habit of settling all our
differences by means of negotiations
an arbitration. Tho great body of
tho people In tho United States can
not conceive ot a war between tho.
two countries bocause they1 'are con
fident that any matters In a dlsputo
can and will be settled olther by ne
gotiation or by the judgment ot a
court as with people In any domestic
jurisdiction whero law and order prevail."
Speaking ot business conditions in
the United States, he said they wero
not alarming, "Wo aro a very resil
ient pooplo and can fight our way
out," ho said. "Congress Is attempt
ing to help In tho matter of credits."
Tho first blind student to bo ad
mitted to London university is Miss
Sadla Isaacs, a 19-year-old girl re
siding in tho cast end ot London,
who passed tho cntranco examination
by writing her answers to tho ques
tion's In tho Bralllo alphabot. '' '
. r O
Red-haired girls seom to gland the
best chanco ot getting marrlel Ac
cording to ono English authority n
red-haired old maid Is practically un
known. '
HATTIjINO ISOOKE
HOLLISTER, Calif., Jan. 21 San
Benito county's district nttornoy Is
drawing up n county prohibition en
forcement act conforming with tho
provisions of tho national Volstod
act. Officials say that If tho super
visors adopt tho mcasuro It will pro
vldo closor co-oporntion botween
federal nnd county officers in
stnmplng out liquor traffic hero.
FARMERS' ELEVATOR
WILLOWS, Calif., Jan. 21. Pre
liminary action toward construction
ot a grain elevator hero has been
taken by Glenn county farmers.
Local capital will flnnnco tho con
struction, it Is boltovod. When tho
elevator Is rendy Glenn farmers will
handlo tholr grain in bulk instead
ot sacks.
JURY IN ATTORNEY'S
SUIT DELIBERATING LONfl
Tho Jury In tho Ferguson-Molhaso
suit decided last avenlng to nwnlt un
til this morning bo'foro taking the
caso under consideration. Thoy ro
tired to tho Jury room about 11
o'clock this morning and at 3 o'clock
this attornoon had not yet reached
a verdict.
Tho assertion that a woman Is
old at 30 Is not borne out by tho casos
ot tho most fascinating womon of
history. A notablo caso In point Is
that of Ninon do 1' Enclos, the worn
dorful Queen of Hearts, who was
adored madly when slio was CO and
at 90 received n forvont declaration
ot lovo.
prints, 45c.
As socrotary of tho North Curo
llnn Good Roads association, Mlsit II.
M. Berry hiu dcllvorcd publlJ ml
drosses throughout tho stat'j In bo
halt of tho movement for Improved
highways,
MIX PUPILS QUALIFY
FOH HIGH SCHOOL
Eighth grndo examinations now bo
Ing hold In tho Main stroot court
Iiouho undor tho dlrocllon of Pro
foiisor Wnyno Koozoo has disclosed
no "flunks," tho pupils thus paBoIng
tholr oxamlnatloiiB nnd bolng quali
fied to enter high school, up to tho
present time, bolng Vale Lindsay,
Ilonnlo Lucas, Inez Jonklns, Hownrd
Iinmbur, Vornon FrnnclH, nnd Aluor
tlno McCnll,
j
Tho Isabella Thoburn college. In
Lucknow, India, tho first Christian
college for womon in Asia, liai re
cently colobratod Its goldon Juhllcp
anniversary.
Tho Grand Lodge of French Free
masons has declared llsolf In favor
ot tho admission of women to tW.
craft.
m KBBBBSBSBSKBKBBBKBBBKBBBBBSBBKKSBBBBSBe hm
i imi linn I
llml Ullll
I Do your part to keep 1
I llffll lull 1 1
i Klamath Falls 1
i iiiiii ullll i
I the Best Town on the I
COAST
I iiiiii y iiiiii i
W tM
'-
iiiiii - - - iiiiii i
Ka on llnfimief
1 mi
1 "; 1
I NOW IS THE TIME TO BUY I
IHB ' '" ' HO
II 4 ' . nriTriWP' puir-cc nr itd II
lllll r ' sH . HI
UBS J. C ' I ISM
"" ,' ' v V.... -?-v v K, '. :' -- I
1111 ' 9 HI
&iv " '
FIRST v NATIONAL DANK H
MJ III
H III
IHiMHHHHHHlHHMVHHMHHlHIHHHIHHHHHiHHHHHHHHMHBi
410,100.73-
10,000.00
16,700.00
15,000.00
58,600.00
60,047.66
27,600.00
1,626,216.01
6,976.95
125,700.00
Charter No. 7167
Iteport of (ho condition of tho
FIRST NATIONAL BANK
At Klnnmtli Fnlls, in tho Htnto of Oregon, nt tho closo of business on
December 20,1020
ItESOURCES.
1 a Loans and discounts, including re
discounts IV,936,316.74
Deduct:
d Notes and bills rcdls-
counted with Fodornl
Itoaervo Bank (othor
than bank acceptances
sold) (sco Item G4a)....231,016.79
o Notes and bills rodls-
oountod othor than with
Fodornl Ilesorvo Bank
(othor than bank ac
ceptances sold) (sco
Item G4b) 179,083.94-
2 Overdrafts, unsocurod
4 U. 8. Government necuritlen ewned:
a Doposltcd to socuro circulation (U.
8. bonds par valuo) 100,000.00
b Pledged to socuro U. S. do
posits (par valuo)
. f Ownod and unpledged
Total U. S. Government securities..
!i Other bonds, HccuritlcN, etc.:
b Bonds ( othor than U. S. bonds)
pledged to securo postal savings
deposits .....
c Bonds and securities (othor than
U. S. securities) plodgcd as col
lateral for stato or othor doposlts
(postal oxcluded) or bills payable.
e Sccuretlcs, othor than U. S. bonds
(not Including stocks), ownod and
unpledged
Total bonds, securities, etc, oth
or than U. S
7 Stock of Federal Uesorve Bank (60 per
cent of subscription)
8 a Valuo ot banking houso, owned and
and unincumbered
b Equity In banking houso
9 Furnlturo und fixtures
10 Ileal estate owned other than bank
ing Iioubo ..
11 Lawful rcservo with Federal Itoaervo
Bank
13 Cash In vault and net amounts duo
from national banks -.
14 Net amounts duo from banks, bankers,,
and trust companies In tho United
Stntos (othor than included in
Horns 11 or 13)
16 Checks on other banks In tho same
city or town as reporting bank ......
Total of Items 13, 14 and 1C ......
17 Chocks on banks located outsldo of
city or town ot roportlng bank and
cash items
18 Redemption fund with U. S. Treasurer
and duo from U. S. Troasurer .....
19 Interest oarned but not collected ap-
nroxpmato on Notes and Bills
Ilecalvablo not past duo
222,464.98
133,847.66
6,850.00
27,500.00
12,344.31
300.00
118,320.64
211.919.6C
' 2,04337
8,491.95
2,284.26
5,000.00
28,427.69
Total
,$2,215,222.60
Interest and
103,514.84
43,414.99
35,723.34
LIABILITIES
21 Capital stock paid In ...,
2 Surplus fund
23 a Undivided profits
b Less current expenses,
taxes paid ........
24 Interest and discount collected or crcd
ltod In ndvanco ot maturity and
not earned (approximate)
27 Circulating notes outstanding
29 Net amounts duo to national banks ......
30 Net amounts duo to banks, bankers,
and trust companies In tho Unltod
States and foreign countrlos (oth
er than Includod In Itom 29)
31 Certltlod checks outstanding
32 Cashier's checks on own bank out
standing ....
Total ot Items 29, 30, 31 and 32..
Demand deponltH (othor than bank de-
poHllM) NuliJect to Iteservo (de
posits payable within 30 days):
33 Individual doposlts BUbJect to check...
34 Certificates ot deposit duo In less than
30 days (other than for monoy
borrowed ...
36 State, county, or other municipal de
posits socured by pledge ot assets
of this bank
Total of demand deposits (othor
than bank deposits) subject to Ite
servo, Items 33, 34 and 36 1,411,673,76
TImo dcpoltH subject to Itedcrvo (pay
able after 30 days, or subject to
30 days or more notlco, and pos
tal savings:
39 Certificates of doposlt (other than for
money borrowed) ....
41 Postal savings deposits
42 Other tlmo deposits
Total or tlmo deposits subjoct to
Iteservo. Items 39. 41 and 42 33K.208.71
43 United Htutcx dcpoiilta (other than postal savings:
c umer unueu states deposits, includ
ing deposits of U. S. disbursing
Afflnniin ft m A i mm A
, '""iin ... i,10.VU
45 a Othor bonds borrowod without fur
nishing collateral security for
samo 40,000.00
Total
54 a Liabilities tor rediscounts with Fed-
oral Iteservo Bank (see Item Id)....
b Liabilities for rediscounts othor than
with Federal Reserve Bank (see
Itom lc)
200,000.00
27,000.00
60,099.85
6,181.20
97,200.00
13,786.09
5,281.84
9,968.73
6,686.68
1,303,367.09
49,616.61
58,800.00
98,474.88
3,909.94
232,824.89
2,134.70
40,000.00
.12,215,222.60
231,016.79
179,088.14
Total contingent liabilities (54 a and b)
(not including Items in Schedule
23 of report 410 iqq ,
BS Ot tho total loans and dUcounU shown above, tho amount on which
Interest nnd discount wan chraeed nt ratm in r i..
permitted by law (Bee. H107, Rev. Stat.) (exclusive of notea
upon which total charge not to exceed BO cento was made) wm
none. The number of such loans as nono.
Stato of Oregon,
County ot Klamath, ss.
... . kLei!le Ro,rs' cashier of the nbovo-namod bank, do solemnly swear
that tho rfbovo statoment Is truo to tho host of my knowledge and bllef.
I.EST.TR Tinnuna' r..t.i.
CORRECT Attest: ' """,
H. N. MOE,
A. Mj COLLIER, , ,
FRED SCHALLOCK, Directors ,
Subscribed and sworn to before mo thtsjl17th day orOTanuary,-192I.
MILDRED THRASHER, Notary Public.
((My commission expires November 1'4, 192) '