The Evening herald. (Klamath Falls, Or.) 1906-1942, September 29, 1919, Page PAGE THREE, Image 3

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.,T.:.MIIKH S!l, 1
, ( M f
' noor wiitor iiiiPl'ly '"
.Either ' . lln. (UImrt.
' B"n.l ""r ......ply ''
''i nnartmonl, Ih of hiiiuII vol-
ror V.mvii, nnrt Ih an oxpo.iho to
" ..nlty t'llt Hl"1""1 "l ""
U1(!r,llcd' ,f effort -rulo-und-
"'oro!f.., ..i all who roly mi
1'"" uniK aro liolms Hiipnr-j wliml
In tliolr
aril ailJiiHtalilu nozzle mid one. Do
troll door tipu'iur. 'yiut the engl
iiuor of tlm iiiiiiiur Im hold utrlctly
ronpoiiHllitu for tho ronilllloii of tin.
machinery. That lio work nailer the
illmcllnn of tho chief, and tlml !'
Idiiiii lilt onglnn In i;ood working or
dor mill In a polished ami noat con
illtlon at all limes.
ICIcct ileal llnnrrt
"Tim tioii-uiifiircuiiiciiL of Klcctrl
nil Ordinandi No. ISM Im responsible I
fur thin aililltlonal II ro hazard :
"Many places woro found in lie
Willi drop-cord wlrliii: In
uii'iiiiH, anil tlinj Hoinii, tlm cord wan pinned llirnurli
(loom itml woodon iartllloiiH with
out tlm proper Institution, ami In a
' tlon. ,1 (.lilof of grout many other canes Imprnpci
..m many " ' , , , , ,
ii i own Hr" dapariiiidi" uuii-ij"'"'" """ "i.ii ..i..n. im. i iiiM-n
the s"1""'1 llllivl..i only on a Im-' without being soldcted The iiiikoI
,jer I"8 fl,)lllKi m (lint lio has doled Joint In responsible f.,r more
l "' "r .i . vwiv of 0 ro proven- electrical llieit tlian nny otlu r can (
I. .lit ill ill " '-- .
50 " .i - wih1h u Hr muni ' It Ik lliiiioforii Impoiliint that tin n
tmn '" "
. i.rnrn lit1 Ih '
'" . .. ...mllC lid HllOUlll I"' "HI-
i with tho HP.'illlc under find
f'll o..t..,.op,lwHI, ll.u
" fir nrnml...!. ami any otluir In
limy for .ho prevention ."
;; iioiirtinBi " ho "",,uflu,1
1 ...,... i in-i or runui'M ; lel-
(or ate-1-
Fifty Reasons Why You Should Insure
In the Mutual Life Insurance Co.
Of New York
" i ,v lelciiUllo means. ...... i.
,cdc.J firemen cm l.o
nor "'
ailed upon to act, iihould ho a iiiohI. rigid limped) n al
tho tlmo tho wirlni: Ih, ami
hefoio hiiiiio In concealed, to m Ciil
nil Joint n havii heen piuprly in.wi
and Holdoier Ireforo b"ln; t.ip it li
Ih iiIho liiipnitmiMlint i inoiillilv m
iipectlon ho niado on old and ri pair
ed work--mid we ienp. tlniu n
Olient that tho ell1' Irlcal d. f. t m n
tloned In our InilKldiial nioiti hi
roctllled without delay
('iisollne Iliiiuil
"(jaiiolllio eoilBtltilteii a vi i v v l
Urn hunid In tho city of Klamaih
Kalln, mid (ho only way we i m a
count for thin hazard Ih the
aliBOiico of ordlmiucoH prohili l n
tho cnraloMH iihc ami hand'it ; ir
thin volatile oil. When It Is'n.d
Izod that (mo nallou of i: hoI Hie
properly mixed with air ciiuiiN s I
poumlH of dminiito in itplohivc
force, Ihe necessity can readily In
Hi'tMi for ordorliiK all kiihoImic in I lie
city of Klamath J'a tin lo he buieil
within a pet hid of 'JO das, when
tho (iiantlty exceeds live gallons
Wo trimt that tho city oIIIcIiiIh will
Hen tho Immudlato neceHslty of on
.iiIIiik an oidlnaiice v,hlh lll . or
conic HiIh exlatlni; hazard, therehy
rellevlni: the Htnte flro iiiar'ihiil s th
paitmelit nf Ihe necesHitv ill l.i irn
lull lo further louulato the iim and
handling of Kaaolluc.
Sfliools ami I'lihllc I!ulldlnKs
"Wo wish to call the altenl'im of
tho Hchool hoard to the ( llo.vlni;
rucoinmeiidatloiiH, for we ion uloi
anil HhedH hiioiiiii in v..
i M..1.l.lut.
Mnt vim- am. u.i.. -
'....- !.. lie routllK-d U ho
,nj inn""1"1
' ..,.,1 liiililnliliiK proptu ty own-
,,houM In u.oiu.1 and wmno.l.
d (be dme r- llt ' ro,,,,ll """
1 chief "f t"" ,lr0 ilopnrtinont
touM Lo l"Ued hy proper ordl
.,.. mid dot M. il with Hilincleiit po.
Hco authority that hit) ordora will
it obcyctl
On account of tho llnht franio
cwHtruclion of the hiilldlncii of i'hIh
fity Ihoy aro particularly huhloj.-j
liblo to Hi" mink Hpread of tinmen,
mil nj"'"" "f "",lr lullaminahl., i
nateriik, ami al ' of tlm niinieroun
own inian's h ""''en wallH, parti-;
lions mill lliH. which provide
quick iwsRiicc of I ro fiom ono part
n( tho liuihlini! to anothor, largo
listrMa aro uUjoct to Bonoral haz
ard lf tint landmen In to ho mlnl
mlzwl "i" P'.wit ""li iiololy In tho
bandJ of tlioso who linvo tho IokIh
latlvc control of tho coniniou wol
faro and s fcty of tho community.
"On account of the ahovo men
tioned har.ard-.. iih wtill as numcroUH
ethers that will he heroafler nioii-
tioned in th.H report, iiinI the ill
pi ralilo condition of tho II ro depav
fnt wo bell- vo that tho city hmi
passed (lie ii ire whoro It emi do
pud unoji in. a to givo tholr tlmo
t h-h'c hv anointing drills,
o- 'mki ..nil lirhtiiiB nr, without
s ii hu'istantial remuneration.
T ro .iin I no question ilint, In
'i il. to i i, .'it Hid city from an
i in u ii w i tn In tho future,
' ' i ii i i. di imilinent of nl
! i v i 1 i i n Hhoulil ho in
- Jl! J.
tho ii.ifetv of (ho hcIiodIh the most
'port, iuhI tiiii iter i . ,
. , , . Imiioi lant factor In llro prc 'iition
i of tho llro depart-1... ,, , , .
vo coiiHiuor mo lUHn oi iiropei' sit
ondary to tho losi! of lifo. When It
Is remembered theio la a hchool
h iHe burned eveiy day In t. . I nit
od Ktati'H, tho need for mniiilmsi
Ih self evident. Wo hukkc t tu tin
school hourd' that metal cm .' 'n
Htalled for tho utorai; ol i u h, h
and oily u; i, end t'uit l'.i" I in
8tor..(;e of any Kind uml1 i ! in .i
That an nifepix tlon h j.ui f m
of the hiihi1, noletf, i .rn ui iu 1
and hvalliiK. pluntB, he m id." ire
((uently and if any def k .ii. i uni'l
that they he given lmmediuti ,i t. n
tion. That tho flro chlof. otiualonal
ly iblt thu Bchoolu and tain m ,.n
nlurm without notice to tl n 'fli
ers, It holng essential that lln . 'di
era nlu ulil ho calm dtiilng i lire
dilll regardless ol whether n u a
flio drill or caBO of real lire
rttd.'in tin. 'iit should ho ronly
a all Iiiih h, day or lllglll, to re
load to un ill ii iii, should ho of suf
Bclcnt k rcngth to man tho appara
tus, imilco (mirk connoctiotiH and
have n Btream on tho flio hy tho
time other assistances arrived. Tho
degree of olllcioncy of any flro llglit- j
lag unit (lepomla upon thu Judgniont I
HtrclscU In the selection of its mum- I
'era, coiisenuontly a woll uoleclcd
ni well drilled ilcpartmout of tliM
kind wuuld i.ay tho tiiy many times
over, In th0 property values navod
during each year.
"One Seagravos triple combination
r. 700 gallons per mimito; 1.3C0
mi! Ct 21-"1"('1") ll0S0 standard;
200 feet of chemical hose; ton oxtru
Wis, 15 small acid Jars, 1 hoso ox
Pander, two three-gallon Dahcocks,
ae three-Inch Alort, ono Pyrono. ono
'vuu "xionsion ladder, ono 12-ft.
"ojer ,tlvo 10-foot lengths of four
'Mk suction hoso, five, opon play
PPes, two shut-off nozzlos, 450 foot
very p00r hoso in Martin's addi
tion. IteconuiiciiilutlonH
l!n"P!rStTllat llt 1CaSt f0Ur ndal-
' , ' men 00 Permanently omployod
,J,. flro 'lopartmont on a salary,
t. If possihlo, men with pro-
w "Perlonco ho solectod.
"Second Ti.m n. i.i. . ,
.,. -....v wlu liiuui uu givuii
. uunoriiy over tho flro dopnrt
n. that ho nmuo ruloa govorn.
'"sine members' lum-i, ( .i, !.....
I"!?1.11'"18' nn that ho ho unhung
"Zn m ndmlnlBtratlon.
m r,rd."That 100 foot of stand.
Mt. , ' ll0S0 bQ mirchaaod Im
Miately, aa Bll ,l080 ,8 now carrljjd
wa pumper, and is moulding for
-lZToa' u ,s thoroforo'
chu. I nocossa,y to hnvo a
caabB.n rrtor that PrPr caro
iythVcit 0t WhBt 8 nW 0W"ed
eirriTah f0l,0W,n mlnr
AnZl . s noce8sary for tho
2 Snf f th0 department.
lay. T be 'nstalled Without de
K hundred feet of 1-in.
"A 8 n dUCer fr0m 24 t0 !
H-hek I BmaU Bhut-ff noIo for
nt. tt ,' ono heayy hydrant
Inch T handle, one Blanch-
"II Is further recommended that
tho teachers and janitor bo instruct
ed to keep all electric wires Jrom
contact with metal. That outahb
lights uro badly needed, and should
bo installed without delay to provide
for tho snfoty of tho children, and
that ten minutes oach week bo de
voted to talks on flro preventions
(A separate report showing tho con
ditions of each school inspected will
ho forwnrdod to the school hoard).
Old mul Dilapidated ltulldlnK
"There aro a few buildings In tho
city that huvo outlived their usoful-
uoss, and should bo razed as pro
vided under Ordlnanco 20, Section
9, which gives tho council full powor
to have such hazards removed. Wo
trust that, sinco attention has been
(Called to tho buildings and ordi
nance, that prompt action will ho
taken to roliovo tho city of these
flro monaccs.
"That an ordlnanco ho onoctod
cvoatlng the olllco of city flro mar-i
, , 1 ...lit. ! ... .wl'
Sliai 1111(1 Willi I'Jlluu iunuia, iiuu
that tho chief of tho flro department
bo" appointed for tho purposo of en
forcing flro provontlon ordinances. J
Hs duties to consist or regular in
spections of tho business district,
and at loast twico oach yoar of tho
dwellings situated in tho corporate
limits of tho city.
"That oil ordinances covered in
Dullotin No. 9, of tho stato llro mar
shal dopartmont, bo onactod nnd en
forced, with penalty attached. (A
copy of this bullotin is attached to
and mado a part of this report),
' "That a committeo bo appointed
by tho mayor from tho members of
tho council for tho purposo of draft
ing building laws regulating the
erection of all future buildings In
tho flro limits. Tho mayor to act as
ox-offlcio chairman.
"That a lino bo painted with rod
paint on tho curbing id feet eacn
1. The Mutual Life accepts risks from 15 to
2. The Mutual Life is America's oldest life
insurance company.
3. The Mutual Life insures women at the
same premium rates as men.
A. The Mutual Life had 802,866 policies in
force December 31, 1918.
5. The Mutual Life has paid more in divi
dends tlufn any other company.
6. The Mutual Life as its name implies, is
a purely mutual organization.
7. The Mutual Life dividend scale remains
the same in 1919 as in 1918.
8.' The .Mutual Life has issued no deferred
dividend policies since 906.
9. The Mutual Life's personnel as to policy
holders is of the highest order.
10. The Mutual Life has paid more in ma
tured endowments than any other company.
11. The Mutual Life investments are con
fined to high grade securities.
12. The Mutual Life originated the Continu
ous installment or Life Income Policy.
13. The Mutual Life has paid a larger sum
in death claims than any other company.
14. The Mutual life has paid to policyhold
ers during the past 76 years, $1,472,000,000.00.
15. The Mutual Life was the first company
to pay cash dividends to its policyholders.
16. The Mutual Life had assets on Decem
ber 31, 1918, to the amount of $673,714,294.00.
17. The Mutual Life's suplus, assigned and
unassigned, December 31, 1918, was $89,564,
591.00. IS. The Mutual Life was the first company
to pay cash values upon the surrender of a
19. The Mutual Life had on December 31,
1918, insurance in force to the amount of $1',
861,881,953.00. 20. The Mutual Life's policy reserve values
are as high as any life insurance company in
21. The Mutual Life at the end of 1918 set
aside $21,958,051.00 for 1919 dividends to poli
cyholders. 22. The Mutual Life's policies now issued
are free from restrictions as to military and na
val service.
23. The Mutual Life was the first company
to adopt the contribution method in the allot
ment of dividends.
24. The Mutual Life makes policy loans at
the end of the first and second year toward paj'
ment of accruing premiums.
25. The Mutual Life's dividend options are
available at any time without medical examina
tion or other conditions.
26. The Mutual Life pays a current post
mortem dividend even where death occurs dur
ing the first policy year.
27. The MutualLife gives its policyholders
the best possible service consistent with equity
and fairness to all.
28. The Mutual Life's policies do not re
quire insured to give advance notice of the mak
ing of policy loans.
29. The Mutual Life as an institution is as
safe and secure as anything under human con
trol can possibly be.
30. The Mutual Life's experience was used
as a basis in the construction of the American
Experience Table of Mortality.
31. The Mutual Life's new insurance placed
on the books last year, including dividend addi
tions, was $208,920,389.00.
32. The Mutual Life pays annual dividends,
beginning at the end of the first year, upon pay
ment of the second premium.
33. The Mutual Life, in the absence of a re
quest to the contrary, applies annual dividends
to the purchase of paid-up insurance.
i 34. The Mutual Life will be paying eveiy
legitimate claim when every living man con
nected with the company today has passed on.
35. The Mutual Life did its bit toward win
ning the war, through the investment of all its
available funds in Government bonds.
36. The Mutual Life has paid to and accu
mulated for its policyholders $284,181,742.64
more than it has received from them in prem
iums. 37. The Mutual Life will pay dividends on
a paid-up policy when endorsed through the ac
cumulation of dividend additions.
38. The Mutual Life withdrew fi'om most of
the recent belligerent countries of Europe years
before the war and has no intention of returning.
39. The Mutual Life's policies provide for
monthly, quarterly or annual incomes guaran
teed, for life where the payment of a lump sum
is not advisable.
40. The Mutual Life returns to policyhold
ers over the premium receipts during the past
thirteen years have surpassed the record of any
other company.
41. The Mutual Life's Board of Trustees is
made up oi' men of national reputation for their
ability, integrity and standing.
42. The Mutual Life pays excess interest to
beneficiaries during the income certain period,
based on interest rate used, in the calculation of
current dividends.
43. The Mutual Life uses the entire cash
value of the annual dividend toward the pur
chase of paid-up additions to the policy, where
the dividend is left with the company.
44. The Mutual Life will insert in the policy,
where the character of the risk will warrant, a
clause providing for Waiver of Premium in the
event of total and permanent disability.
45. The Mutual Life's automatic option in
event of lapse, under policies issued since Jan-
uary 1, 1907, is the extended insurance feature, '
which is the most desirable from the policyhold-
. er's standpoint.
46. The Mutual Life policies now issued
provide that the lapsing policyholder may rein
state his contract within three years by furnish
ing evidence of insurability and payment of in
debtedness due to the company.
47. The Mutual Life's plan is to endorse
policies as fully paid-up when the reserve of the
dividend accretions plus reserve on face of pol
icy is sufficient to purchase insurance at net
single premium rates equal to the face amount
of policy.
4'8. The Mutual Life will insert in policies,
where conditions are favorable, Double Indem
nity clause under which twice the face amount
of the policy is paid as a death claim where
death results from accident within 60 days after
49. The Mutual Life will insert in policies,
where the character of the risk will warrant, a
clause providing for Disability Income to the
insured of 10 per cent, of the face of the policy
annually, with no deduction from the claim of
sldo of flro hydrants, and any per
son parking a vohlolo or obstruct
ing tho into of a hydrant in uny man
ner lnsido of theso lines bo prose
cutod. It is roquestod .that tho daily
press give publicity to this recom
mendation. "That the city strictly prohibit
tho uso of flro hydrants to anyone
other that tho flro department of
tho city.
"That tho Siamese take-off at the
pumper bo lengthened to allow free
dom of oporation of the gates,
"That the city take Immediate
steps to provide additional fire pro
tection (or various industries in the
neighborhood of tho Ewauna Box
Company, Big Basin Lumber Com
pany and Martin Brothers Mill and
Warohouso, 'either by installing a
substantial suction pipe from tho
lako or by building a cistern with
a capacity sufficient to protect theso
"That th,e chief of tho flro depart
ment, or fire marshal as the case
may be when necessary, exercise his
authority as an assistant to tho state
fire marshal in the enforcement of
fire prevention measures, and the" In
vestigating of incendiary fires.
"That an ordinance bo enacted
and enforced with penalty attached
requiring every property owner in
tho city to have all chimneys cleaned
at least onco oach year. Chimney to
bo cleaned by a regular licensed
chimney sweep of the city of Klam
ath Falls, said chimney sweep to re
port to the Are chief within 48 hours
after cleaning of chimney, and all
defects found that may constitute
flro hazards.
"We desire to thank the mayor,
council, flro chief, superintendent
of school, Principal Wells of the
High School, the press and the citi
zens of Klamath Falls for tho hearty
co-operation, received. j
"Wo also wish to state that tho
stato flro marshal department is cre
ated to assist tho citizens in every,
way possible in protecting their prop
erty from hazards of fire. It is afty
our duty to assist the Are riopait
ment in every possible way, and t
see that all public buildings whoro
people live, congregate or work have
proper exits.
"Tho stato Are marshal dopart
mont is very much impressed witS
the co-operation received from ta
mayor and council, and feels assure
that all of the desired results in re
ducing flro loss will be accost-pllshed."
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