nHWTWmWiaT.IMO
THE EVENING HERALD, KLAMATH FALLS, OREGON
AT
hTchurches J
1 . .... ulll lio iihmIo 1i tlili
lar, ir.i.1 office ny n o'clock
pint nnptlBt Cliurcli, cornor Wash-
'"JV P U. Sunday ovonlng at 8
D' a cordial invitation is oxtond
$ll to attend ttowaorflces.
ccrcd Howl Uhurcn, cornor 8th
' ..roots. Hov. Hugh J. Mar-
ina i'""'
thill. P""'u,"
VANDERB1LT GAY
REPORTER NOW
Th'lldron'H Muhh at 8.30.
W"?.... MMM til 10. 0.
S(! motherhood of Man.
l ..i i 7 nil ti mi.
tvtniuK Bcrvnu ui. .."
f
Koihodiat KplHCopul Church, Tonth
' XT Hov. Hlnurton JIumrlck.
Sior U" Kn Btroot. Phono 07 W
lr Loouao ut I' l0 A. M. .
Sunday l"'Gt t H''"" A M- .
Sb Worship nt 11.00 A.M.
M.
i rft. i.nncuo nt 7:00 I'.
EkdI BSorvlco.it 8:00 1. M.
sLJnr mooting Wodncaduy oven-
. . o ni P M.
We Invito ovorybody to tho aorvlcoa
Mh morning and ovonlng.
ni ) young pooplo can do no bottor
thin BPcnd an hour with tho Lcaguo
from 7:00 to 8:00 p. m. each Sun-
4. ,
pint ChrlHtlan Church, cornor
Ninth and I'lno strootB. C. V. Trim
He, paitor.
Sunday School. 10 A. M.
Sermon 11 a. m.
Christian Endoavor, 7 p. m.
Sermon 8 p. m.
Prayer meuilns Wodnosdn ovon
Ins at 8 p. in-
C. P. Trlmblo, Postor
Flrat rrcabyterlan Church, Cornor
3rd and I'lno. ltov. B. P. Lawronco,
Minister 437 Third Stroot Phono
419.
Morning worship 11 n. m. "Loy
ally will bo tho Bormon HUbJoct.
October la to ho 'Loyalty' month In all
lines of church work.
evening sorvlco at 8 p. m. Sub
ject of sermon "Your Innor Life".
Sabbath school nt 10 a. m. This
Is "Rally Day" In tho Sundny school.
Tarents nro especially Invited to at
tend tho closing exercises which will
be a play untitled "A Strlko In tho
Sunday school," by six hoys and two
girls. Kvcry pupil belonging to tho
school should no prcsont.
Every membor of tho church and
Sunday School la urged to bo in their
places In tho regular sorvicos ot tho
church tor thla 11 ret month of. tho
fall, Strangers and now comura in tho
ckyaro Invited to all tho sorvicos.
Fmnmicl liaptlst Church. Eleventh
ml High strcots.
Sunday School 10.00 a. m.
Young peoples meeting t 7 p. in.
Prayer meeting every Wednesday nt
7:30 p. m.
Womans Home and Foreign Mis
sionary Society moot first Thursday
ef each month.
You are Invited to tuoso sorvlcoa.
Tho Christian Science Society of
Klamath Falls holds sorvlros ut 113
Fourth street every Sunday morning
at 11 o'clock and ovory Wednesday
CTcnlng at 7:30. All nro wolcomo.
The subject ot lesson for Sunday,
"Reality"
The Sundny school session is from
SM5 to 10M5 ovory Sundny morning,
The free rcnrilnc runm nnil fren
lending library Is open from 2:30 to
4:30 on Tuesdays, Thursdnys and
Saturdays.
BHATTLH, Wash.. Sept .27.
CoriiulliiH .1. Vauderbllt, .ir , tho1
wealthiest newspaper reporter In tho
world, "covered" police for a Seattle
afternoon paper HiIh morning, de
claring tlmt tho Job "In Just the sort
ho wnulH," preferring Iho newHpapor
work to bin long trip for tho Now
York Herald, In which ho Interview
ed tho Prlnco of WaloH, the premier
of Manitoba mid other notables.
"ThlH Ih tho lire," deehireil Mr
Vauderbllt this morning after inler
vUiwini; one of the trusties In the
Seattle city Jail. "It's Just what I
want, Lots more fun than talking
to the Prince of Wales and the big
men."
Wliun youiiK Vanilorbllt returns
to Now York ho Is going to go on
tho police run, where he expects lo
meet drunks, vagrants, murderers,
burglars and so on.
"I'm scured to death of tho city
editor," Bald tho young reporter.
"Ills name Is Hlchardsou, and tho
fellows on tho staff say he's a hard
boiled 'guy. JttBt now I'm working
under J. K. Ohl, who la u peach of a
follow."
Young Vandcrbllt'n first experi
ence diiectly under a city udltor was
aB police roportor today. After his
experience In Franco as a private he
was scheduled to enter a university
this fall.
"I don't want to go to school Just
yet." ho said. "My dad and I dif
fered over tho matter and I went
Into tho nowBpaper gamo. The news
paper men I have met Boom to be
tho ones who are doing things. If
thero la a suicide, a newspaper man
the bird that walka past the police
l.s on tho Job. A big flro and he's tho
man. Ilcsldes, some day I hope to
bo tho editor ot u great newspapor.
"This morning I met Olo Hanson
of Seattle. Fifty million people In
tho east would like that privilege
and I got It because I'm a newspaper
reporter."
BOLSHEVIK LEADERS
BELIEVED ISOLATED
LONDON, Sopt. 27. The Interna
tional agents who are watching the
Ilol.shovlk lenders bollevo they lnvo
now ho isolated them from the world
that they am no longer efficient in
the spread of their dangerous prop
Uganda.
Direct communication between
the Uolshovlkl and tbolr ageil'
abroad Is being rendered Inere.iMiig
ly difficult. Four months have elip
sod since tho last direct communica
tion from tho Hotshevik leaders in
IlilKsIn reached tholr follows here
A Swodo brought $30,000 bore re
cently for Ilolshovlk purposes. Five
minutes after ho dellvorod the iron
oy to an ngont in London he was '
custody. A Scotland Ynrd man wn
e'oso to him during tho whole of 1'
journey to Euglnnd.
Thrift Means
Readiness
The days of life do not always run
smoothly.
Adversity snaps at the heels of pros
perity and sometimes bites bites hard.
Wages are not always high or work
always plentiful.
Health does not always stay at high
tide. Sometimes it ebbs.
If you have been caught short be
fore, you surely do not intend to be
caught short again.
Make THRIFT a habit. You can
start a Savings Account with as small
an amount as a Dollar.
First State &
Savings Bank
KLAMATH FALLS, OREGON
Fifty Reasons Why You Should Insure
In the Mutual Life Insurance Co.
Of New York
1. The Mutual Life accepts risks from 15 to
70
2. The Mutual Life is America's oldest life
insurance company.
3. The Mutual Life insures women at the
same premium rates as men.
4. The Mutual Life had 802,366 policies in
force December 31, 1918.
5. The Mutual Life has paid more in divi
dends than any other company.
6. The Mutual Life as its name implies, is
a purely mutual organization.
7. The Mutual Life dividend scale remains
the same in 1919 as in 1918.
8. The Mutual Life has issued no deferred
dividend policies since 1906.
9. The Mutual Life's personnel as to policy
holders is of the highest order.
10. The Mutual Life has paid more in ma
tured endowments than any other company.
11. The Mutual Life investments are con
fined to high grade securities.
12. The Mutual Life originated the Continu
ous installment or Life Income Policy.
13. The Mutual Life has paid a larger sum
in death claims than any other company.
14. The Mutual life has paid to policyhold
ers during the past 76 years, $1,472,000,000.00.
15. The Mutual Life was the first company
to pay cash dividends tp its policyholders.
16. The Mutual Life had assets on Decem
ber 31, 1918, to the amount of $673,714,294.00.
17. The Mutual Life's suplus, assigned and
unassigned, December 31, 1918, was $89,564,
591.00. 18. The Mutual Life was the first company
to ,pay cash values upon the surrender of a
policy.
19. The Mutual Life had on December 31,
1918, insurance in force to the amount of $1,
861,881,953.00. 20. The Mutual Life's policy reserve values
are as high as any life, insurance company in
America.
21. The Mutual Life at the end of 1918 set
aside $21,958,051.00 for 1919 dividends to poli
cyholders. ' 22. The Mutual Life's policies now issued
are free from restrictions as to military and na
val service.
23. The Mutual Life was the first company
to adopt the contribution method in the allot
ment of dividends.
24. The Mutual Life makes policy loans at
the end of the first and second year toward pay
ment of accruing premiums.
25. The Mutual Life's dividend options are
available at any time without medical examina
tion or other conditions.
26. The Mutual Life pays a current post
mortem dividend even where "death occurs dur
ing the first policy year.
27. The Mutual Life gives its policyholders
the best possible service consistent with equity
and fairness to all.
28. The Mutual Life's policies do not re
quire insured to give advance notice of the mak
ing of policy loans.
29. The Mutual Life as an institution is as
safe and secure as anything under human con
trol can possibly be.
30. The Mutual Life's experience was used
as a basis in the construction of the American
Experience Table of Mortality.
31. The Mutual Life's new insurance placed
on the books last year, including dividend addi
tions, was $208,920,389.00.
32. The Mutual Life pays annual (dividends,
beginning at the end of the first 3rear, inpon pay
ment of the second premium.
33. The Mutual Life, in the .-absence erf a ire
quest to the contrary, applies -annual (dividends
to the purchase of paid-up insurance.
34. The Mutual Life -will he paying tevsry
legitimate claim -when every living man (con
nected with the company today lias passed can.
35. The Mutual Life did its hit toward -winning
the war, through the investment of all its
available funds in Government bonds.
36. The Mutual Life las paid to and accu
mulated for its policyholders 284,181,74264
more than it has received from them in prem
iums. 37. The Mutual Life -will pay .dividends ton
a paid-up policy when endorsed through the ac
cumulation of dividend additions.
38. The Mutual Life -withdrew from most nf
the recent belligerent countries of Europe years
before the war and has no intention of retarmng.
39. The Mutual Life's policies provide for
monthly, quarterly or annual incomes .-guaranteed
for life -where the payment of a Hump sum
is not advisable.
40. The Mutual Life returns to policyhold
ers over the premium receipts during the past
thirteen years have surpassed the record of any
other company.
41. The Mutual Lifers Board .of Trustees lis
made up of men of national reputation for their
ability, integrity and standing.
42. The Mutual Life pays excess interest to
beneficiaries during the income .certain period,
based on interest rate used in tie .calculation m
current dividends.
43. The Mutual Life uses the -entire (cash
value of the annual dividend toward the pur
chase of paid-np additions to the policy, -wlere
the dividend is left -with the company.
44. The Mutual Life -will insert in the policy,
where the character of the risk -will -warrant, a
clause providing for Waiver of Premium in the
event of total and permanent disability.
45. The Mutual Life's automatic (option in
event of lapse, under policies issued since Jan
uary 1, 1907, is the extended insurance feature,
which is the most desirable from the policyiiQld
er's standpoint.
46. The Mutual Life policies now issned
provide that the lapsing policyholder may rein
state his contract within three years hj furnish
ing evidence of insurability .and payment of in
debtedness due to the .company.
47. The Mutual Life's plan is to '-endorse
policies as fully paid-up -when the 2'eserve erf the
dividend accretions plus reserve on face rof pol
icy is sufficient to purchase insurance at met
single premium rates equal to the face amount
of policy.
48. The Mutual Life -will insert in policies,
where conditions are favorable, Double Indem
nity clause under -which twice the face amount
of the policy is paid as a death .claim -sviere
death results from accident -within '60 (days after
.injury.
49. The Mutual Life -will insert in policies,
where the character of the risk -will warrant, a
clause providing for Disability Income to the
insured of 10 per cent of the face iof the policy
annually, with no deduction from the claim rof
death.
50. THE MUTUAL IS YOUE ONE BEST
BET.
FOR FURTHER INFORMATION APPLY TO
EO. C. ULRICH, MANAGER KLAMATH FALLS DISTRICT
OFFICE OVER FIRST STATE BANK
tosmmsemBEm
I HANDLE LIFE INSURANCE EXCLUSIVELY
my
mmwm wmmmm$mm
ENGLISH WOMEN
CERTAINLY MATCH
costly, which may account for their a stockinette bathing suit, needle- OUTSIDE .HELP .FOR
popularity, but Ivory Is tho higher, worK, Knuung or crooner, anu oven
a light luncheon, accompany
priced. An umbrella Jilted with a " """!: '"""" "-".- -
.sunshade, tho wearer slipping the!
LONDON, Kngland. Sept. 27. Tho jso,ul btick surmounted by a ball,, comp0sltion bracelet handle
ERENCH EAM11IES
trappings which tho fashionable
Englishwoman must have aro bo
coming more luxurious almost ovory
week, tho latest instance bolng tho
dictum that umbrella and handbag
must match.
Tortlso sholl and Ivory fittings
are tho favorlto choice for silk um
brellas and bags, and, with Ivory
bottle-greon silk Is liked for its old
world effect.
Doth ivory and tortise-shell are
wllj cost $50 and in a bag as much
more. Doth mbrolla and bag are.
as a rule, finished with tho owner's
Initials, at an additional cost of
$7.G0.
. In tho country and at tho seaside,
cretonne covered sunshades, with
handbags to match, are popular.
Tho sunshades are domeshaped, and
are patterned with Chinese garden,
pagoda, large bird and flower effects.
Dags, commodious enough to carry
her wrist.,
Sl'KCIAL. MEETING OF
XHE AMERICAN" XEGION.
A special meeting of the American
Legion is called for Tuesday at 8
p. m. in the city ball .Important
business is to coma before the meet
ing and every member of the .Legion
1 3 urged to be present. 25-4t
Duxbak Hunting Clothes at K. JC
K. Store. ,22-Gt
PARIS, Sept. 27. Ninety XrencU
families with .nine chlldren Jiving
will each .year .hereafter receive .don
ations amounting 'to r,000 francs
each. 'The .French Acndemy 3as Just
.received ,a .donation .'for the founda
tion .of this .workrom ;M. and ;Mine
-Cognacq. yhe .amount f the capital
is not .mentioned ;butto produce ;nine
ty ozonations -of .twenty-five (thousand
francs .annually .it .would ,-at rthe pre
sent .interest rates .be t least 0
000,000 ,-francs.