SECTION B
Medford
PAGES 1 to 10
Tribune
MEDFORD, OREGON. TUESDAY, JULY 8, 1963
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MISS OKLAHOMA UNIVERSE Roberta Ann Moslor, 19,
a black-haired beauty from Tulsa, has been named Miss Okla
home Universe and will represent the state in the Miss Uni
verse pageant. Not the least bit superstitious, she wore No.
13 in a field of 13 entrants. (UPI)
Quotes From the News
BY UNITED PRESS INTERNATIONAL
Cleveland, Ohio Manager Alvin Dark, commenting on
his National League team's chances against the American
League in the All-Star game: ' .
"We've got lh pitching, great pitching, and it li pitch
ing that generally decidei All-Star garnet."
Jackson, Ga. A state game and fish official, explaining
an unorthdox, but illegal, way of fishing:
"You turn a handle on an old crank telephone and this
generates a current which shocks the fish. The fish jump
out of the water and these fishermen get them with a net."
Karlsruhe, Germany Ex-Nazi Hans Clemens, describing
how he hates Americans: ...... v
"Like the plague." , . ' .
Atascadero, Calif. A spokesman at Alascadero State
Hospital, on a 31-year-old inmate who hid out for nearly a
month in a cramped air vent that was subjected to daily
blasts of steam:
"It must have been an awful warm and moist kind of
climate to live in. But he's just a 31-year-old kid and he likes
hide-and-seek games."
High-Speed Crash Leaves Five Dead
Fontana, Calif.-tUPD-A high
speed head-on collision on the
San Bernardino Freeway ear.
ly today claimed the lives of
five persons and injured a
sixth.
Investigating Calif ornia
Highway patrolmen said the
accident occurred when one
vehicle crossed a divider on
the U.S. 99 freeway near this
San Bernardino County com
munity about 50 miles east of
Los Angeles.
Dead were driver John T.
Wood, 26, Colton, Calif.; his
passenger, Roger Altman, 26,
San Bernardino, Calif.; Lew
is Virgil Mansor, 49, Las
Vegas, Nev.; his wife, Mrs.
Ethel Hazzard Mansor, 45;
and their son, Lewis Edward
Mansor, 28.
The only survivor of the
crash was milkman Rene Gos
selin, 33, San Bernardino,
who was on his way to work
in Fontana in a third car.
Officers said Wood was
eastbound at about 85-90
miles an hour, when his car
jumped the divider and crash
ed head-on into the west
bound station wagon driven
by a member of the Mansor
family.
Your Money's
Worth
By SYLVIA PORTER
Copyright, Hill Syndicate. Inc.
WHY PEOPLE BORROW
Why have you been taking on personal debts at a record
smashing rate in recent months and why do you now owe
way over $63 billion in consumer loans alone, 56 billion
more than a year ago? What are the reasons you owe almost
S49 billion in installment debt, another $14.4 billion in non
installment debt (single-payments loans, charge accounts,
service credit)? While any teen-ager would say "people are
borrowing to buy cars," what else are you borrowing for?
Household Finance Corp., one of the largest small loan
organizations in the world, with offices in 872 U.S. cities
and all 10 Canadian provinces, has broken down the 2 million-plus
loans totaling $1.1 billion which it made in 1962
into "what for" and, at my request, also has broken down
its loans for the first quarter of 1963 by income classes
$400 a month or less, $401-$750, over $750. Its loans are
typical of all consumer loans and there are some shockers
in its findings.
The top reason for consumer borrwing is "consolidation
of unpaid bills" and this goes for every income class. This
was the principal purpose of almost 30 per cent of House
hold Finance's loans in 1962. It was the key reason for al
most 38 per cent of the loans made to middle and upper
income groups early in 1963.
The implication is clear that these families were over
loaded with too many separate debts on which they were
paying too much interest, sought a way out via a "consoli
dation loan" at a lower total cost. It is not a cheerful find
ing. The second major reason is the obvious one borrowing
to buy or repair a car. This was the reason for 15.6 per cent
of HEC's 1962 loans. The borrowing for autos is much great
er in the under-$400 a month income group than in the over
$750-a-monlh income class.
Next in line on an overall basis came borrowing for:
travel expenses; medical, dental and hospital bills; clothing;
assistance to relatives; home furnishings and appliances;
taxes; household repairs; miscellaneous equipment; insur
ance; moving expenses; going into business for self; pay
ments on real estate loans; education; fuel; rent; funeral
expenses; a final miscellaneous.
A couple of shockers here are how high up on the list is
"assistance to relatives" and how far down on the list is
"education." When broken down into income classes, "as
sistance to relatives" remains way up as a reason for bor
rowing by all groups, but upper Income groups far out
borrow all others for education. .
It could be that while at the upper income levels a privately-financed
college education is the rule, at the lower
levels the reliance is on scholarships and the less expensive
state universities. Or it could be that upper income families
spend much more for other forms of expensive education,
ranging from dancing schools for moppets to costly summer
camps. Or it could be that at the lower income levels, edu
cation is simply halted when it is no longer free. None of
the explanations is particularly comforting.
Another shocker is the extent to which families bor
row to pay taxes. This accounted for over 9 per cent of
HFC's loans to upper income groups in the iirst quarter.
The way out of this is for upper income groups as well
as all others to think of spending money only in terms of
net-after-taxes and to calculate in advance the taxes they
owe on every dollar of income received on which full taxes
are not automatically withheld.
Low-income groups outborrow all others to assist rela
tives, take vacations, buy home furnishings, appliances and
clothing, pay insurance premiums and finance moving ex
penses. Middle income groups outborrow all others to finance
mpriiml. rtpntal and hosDital expenses. Upper income groups
outborrow all others to finance household repairs, make pay
ments on real estate-loans and go into business tor mem-
S&lVGS. '
It's a highly complex pattern and the . variety of the
reasons you're taking on personal debts underlines the de
gree to which borrowing-to-buy has become a way of life
in America. I'd feel much more' comfortable about this,
though, if "consolidation of unpaid bills" did not head the
list of reasons by so wide a margin in every income class.
Oregon Claims TwoWorld's Shortest'
By JAMES DOYLE
United Press International
Delake, Ore. 0IPD Where
flows the world's shortest riv
er? Few areas would even claim
such a stream, but Oregon
does It twice, and not without
some dispute.
The two groups who occa
sionally rise to wage hotly
the old conflict are residents
of the 20 Miracle Miles, a
beautifully rugged coastal
strip, and natives of Klamath
county in southeast Oregon.
A sign on the coast high
way here says: "D River,
World's Shortest."
In Klamath county, they re
gard ihe D river as a toddler's
wading brook, and claim the
Link river as the shortest riv
er in the world.
Bulwarking Facts
To this, Stan Allyn, a writ
er and staunch defender of the
D, says: "Bilgewash." He says
critics of the stream are "bul
warking facts."
George T. Callison, presi
dent of the Klamath County
Chamber of Commerce,' says
not only is the Link river the
world's shortest, but it prob
ably is the only river in the
world that Hows completely
within the confines of an in
corporated city - Klamath
Falls. He adds that in any
event, the debate over the
claim is "probably the world's
longest."
Allyn backs the claims of
the coastal strip residents with
some impressive material. He
says that in 1940 the Geodetic-
Geographic board in Washing
ton, D. C, authenticated the
D river as the world's short
est, based on its officially de
termined length of 440 feet
at low tide. The river runs
from Devil's lake to the Pa-
Arraignments Due
In Gambling Case
Portland-IUPD-Thirteen per
sons were scheduled to be ar
raigned before Multnomah
County Circuit Judge Charles
Redding today on gambling
charges.
They were arrested in a
crackdown on alleged book
making and other gambling
by city and county authori
ties. More arrests are expect
ed as a result of secret in
dictments returned by a Mult
nomah county grand jury re
cently. Two men surrendered Mon
day to county authorities,
They are John R. Addlngton,
36, of Portland and Lester
Neil, 47, of Vancouver, Wash,
Glenn E. McQueen, 51, Port
land, . was arrested a few
hours later. ' . 1
The- crackdown1 started
with raids on six establish
ments July, 4.
clfic,
An Oregon newspaper re
cently chided the river with
the suggestion that the D riv
er is a creek and further sug
gested there is some question
as to where it begins. Allyn
says it begins at the D river
bridge on Highway 101. But,
asks the paper, which side of
the bridge?
The Oregon Highway com
mission once refused to place
a sign on the bridge stating
the river was the world's
shortest, but later had a
change of heart and installed
the sign. But it carries no
figures to back up the claim.
Callison says the Link riv
er, which connects Klamath
lake with Lake Ewauna, is
8,000 feet long. And there's
no doubt that it is a river.
It even has a hydroelectric
project to take advantage of
its fall of 56.1 fect.
PLANE LANDS SAFELY
Chattanooga, Tenn.-fflPB-A
malfunctioning of an instru
ment panel forced a United
Air Lines prop-jet Viscount,
with 25 persons aboard, to
make an unscheduled landing
at Lovell Field here Monday.
The plane was flying from '
Buffalo, N.Y., to Memphis.
America's
professional buyers'
agree...
w
) l?r t, it ., -! .Li t f ...U-1
Going OLDS
is the
Going Thing!
The men who buy cars for buainess fleets
are professionals with a sharp eye for
value. That's why so many of them
specify Oldsmobile. In fact, latest available
registrations show Oldsmobile fleet sales
up more than 40! .Reason; Oldsmobile's
reputation for exceptional "built-in"
reliability. Reason: Oldsmobile's Kocket
performance and economy a Dynamic 88
topped ita field in this year's Mobil Economy
Run. Reason: Oldsmobile's traditionally high
resale value one of the highest in the
industry. Come to think of it, aren't these
the attributes you want in your next new car?
. JAlES-X-rorPIN' AT YOUR IOCAI AUTHORIZED OlDSMOBRI QUALITY DEALER'S I STOP IN NOW I
J.R.'t WHITNEY OLDSMOBILE, 415 South Riverside Ave.
TUNE IN "VARIETY GARDENS" NEW MUSICAL SHOW STARRINO KEEFE RASSIllI-TUESDAY NIGHTS-CBS-TVI
Accident Victim
Is Flown Here
A Seattle, Wash., man was
reported in satisfactory con
dition at Sacred Heart hos
pital today suffering from
head injuries received in an
industrial ' accident at .Cres
cent City, Calif., Saturday.
Hospitalized here is Casper
Iverson, Seattle, who was re
ported to be a self-employed
fisherman. Further details of
the accident were not avail
able. He was flown here by
Mercy Flights Inc.
In a flight Monday, Boy
Moore, Central Point, was re
turned to Sacred Heart hos
pital from Portland where he
had had surgery.
With these two flights a
total of 1,585 patients have
been flown by the non-profit
air ambulance service since
it was started.
One of the coolest forms of
light is that given off by the
firefly.
SAVE TIM
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It payi you many
wjyt to um Park lr
Shop In Downtown
Mod ford. Stvo
Timo Savo En-
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& convtnicnt tool
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Park & Shop Provides
FREE PARKING Wilh
Your $2.00 Minimum
Purchase
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You're always welcome ... even if it's just to clean up a few little problems.
Anytime you want to get off of the road-and get some of the road
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as often as possible to keep them neat and properly equipped.
Of course, when you do need gas, we hope you'll try one of the
three Chevron gasolines. Why three? So you can choose a gasoline
made to fit the requirements of your car-without paying for extra
power you can't use.
All three gasolines have Methyl power-a research breakthrough
in antiknock compounds that stands up under the extreme tern-
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peratures of high compression engines. Unlike others, Methyl
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For the very highest-powered cars, use Custom, highest-powered
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Chevron Dealers Standard Stations, Inc.