12A.
FRIDAY. FEBRUARY I. 1963
MEDFORD MAIL TRIBUNE, MEDFORD. OREGON
T
Your Money's
Worth
By SYLVIA PORTER
Copyrli ht. Hall Syndicate, Inc.
HOW TO SAVE ON TAXES
Medical Expenses
When you get to the medical expense line on your 1962
tax return, be sure you cash in on the new, money-saving
opportunities created by 1962's tax law changes, and by
1962's court decisions and Treasury rulings.
If you're among the countless thousands who paid very
heavy but uninsured medical expenses last year, Keep
mind that the top limit for medical expense deductions were
generally doubled for the year 1962 as compared with the
limits in 1961.
If you are a taxpayer, not 65 or over and disabled, you
can deduct your medical expenses in an amount up to $5,000
times your personal exemptions (not counting the special
exemptions for blind persons or those 65 or over). Your
deduction, though, can't exceed:
m $10,000 if you are single and not the head of a house'
hold nor a surviving spouse entitled to income splitting, or
if vou are a married person who is filing a separate return
(2) $20,000 if you are a married person filing a joini
return or a single person who is head of a household or
survivine snouse entitled to income splitting.
Disabled individuals 65 or over can deduct even larger
amounts under the 1962 tax law.
Another important medical expense break that we
received in 1962 covers improvements made io a home
because ihey are medically necessary. For instance, say
you're a homeowner who paid $1,000 in 1962 to install
a slair-seat elevator or air conditioning or a similar im
provement in your home because your doctor said this
was essential io the health of a member of your family.
The Treasury in the past disallowed any medical expense
deduction for the $1,000 if the improvement increased the
value of your home in any amount, no matter now small
But in 1962, the Treasury finally agreed that a homeowner
could treat as a medical expense any excess of wnat ne paia
over the resulting increase in the value of his nome. inus,
if vou sDent $1,000 to Install medically necessary air con-
ditioning but this increased the market value of your home
by only $300, the $700 difference will be accepted ay vne
Treasury as a deductible medical expense.
If you made a trip to a vacation resort for medical rea
sons, a Supreme Court decision in 1962 is of vital interest
to you. The Court ruled that while your transportation costs
to and from the resort qualify as medical expenses if your
trip was medically necessary, the cost of your meals and
lodging while at the resort is not a medical expense.
If you buy accident and health insurance of any type,
you surely know that the premiums for such insurance are
generally deductible as medical expenses. The Treasury has
held, though, that the part of the premium which pays for
insurance against loss of income or provides an indemnity
for accidental death or loss of eyes or limbs is not deductible
as a medical expense. In 1962, a second court decision de
clared that the Treasury is wrong and that this part of the
premium for accident and health insurance also qualifies as
a medical expense. This means that if you want to Include
this part of the premium with your other deductible medical
expenses, the Treasury will disallow it if your return is
examined, but you probably will be able to make the deduc
tion stand up if you are willing to go to court.
It you're among the many individuals required for
medical reasons to limit your diet to salt-ireee meals, here
it a new tax item. When you are away from home and
must buy salt-tree meals in a reitauranl, the price of
the meal may be higher because of the extra work in
making it sail-free. In 1962, a court held that this ex
tra charge by the restaurant qualiiiet as a medical ex-
pense for you.
Also in 1062, a mother's payment to her daughter for giV'
ing the mother medical care were held by a court to be de
ductible as a medical expense by the mother. This could be
an imporlant tax-savings guide for you or someone you know.
Of course you know the general rule on medical expenses.
In brief: If you and your wife are under 65, you can deduct
your medical and dental expenses to the extent they exceed
3 per cent of your adjusted gross Income; medicines and
drugs are part of your medical expenses only to the extent
they exceed 1 per cent of your adjusted gross Income.
Next: The new investment credit against tax.
ft ' iv
- " II
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Stemmetz, 38, who weighed 740
brief illness. It took 16 men to
load Steinmetz on a delivery van when he was taken to
Duval Medical Center at Jacksonville, Fla. (UPI)
FAT MAN DIES-Charles
pounds, died following
The Family Council
Killtor's note: The Family Council eanxlKts nf inrir
pliychlatrltt, three clergymen, three editors and a women's editor.
r.acn arucic is a summary or a ramlly disagreement presented to the
Council. The Council deals with problems, major and minor,
encountered tiy guidance counselors and social workers. Edited by
Mrs. Alma Denny. (Copyright by General Features Corn.)
Mrs. W. R. - A boy of 17
shouldn't leave dishes for me
to wash when I get home from
work.
Bruce R, - My kid brother
should do the clean-up. He
doesn't have the homework
I do.
Guilty Plea Entered By
Ronald Leslie Barry, 13
Newtown st., Medford, plead-
"OIL TO BURN"
Mobilhear
S & H Green Stamps
MEDFORD FUEL CO.
772-2111
Medford Resident
ed guilty In Jackson county
district court yesterday to a
charge of drawing a bunk
check with insufficient funds
in bunk to pay same in full.
He was placed on probation
for 12 months and ordered to
make restitution within 90
days. He was arrested by Med
ford police for a check issued
to a local store in December.
! RAIN! RAIN!
...THEN COMES SPRING!
Simplicity Tillers !895DowB
$15.45 Per Mo.
Mono Tillers $1295D
$10.70 Per Mo.
e 20" Rotary Mowers $l00Oown
$1.00 Per Week
! NOW IS THE TIME
j To Apply PAX i
For CRABGRASS! !
' i
DON'T MISS THE
SPORTS ROADSTER SHOW
Medford Armory
February 9th & 10th
SEE THE FAMOUS
SUZUKI MOTOR BIKES
ON DISPLAY
SISKIYOU
IARDWARE
225 West Main
Phone 772-2939
We Give S&H Green Stamps
Mrs. W. H. - I'm a widow
and work for the telephone
company. For the next few
weeks I must be on the late
shift, and I've come to dread
getting home at midnight and
finding the mess left by my
two sons.
They're 17 and 12 and I
think I have a right to ex
pect them to clean up after
their supper instead of leav
ing dishes for me to do, and
food for me to put away. I
leave the house nice for them,
and they should do the same
for me.
They go lo school and have
homework, of course. But
that's no excuse. Yet that's
the answer I get when I
scold them. Or else, each one
blames the other for refus
ing to help.
Bruce R. - If my mother
could see what goes on here
each evening she'd get real
lough with my brother and
leave me alone.
I'm all tangled up with
preparations for five Regent's
ExHins in June, plus college
entrance worries, plus a Sen
Ion paper 1 must write on
Liiial Erosion. But Lurry is
I only in junior high and he
gets done wtth his arithme
tic and Spanish in about 20
minutes. Then all he hns lo
do is eat and watch TV. In
between he starts up with
me and won't quit till I paste
him one.
He's the one who makes
all the mess in the kitchen
and the living room. My one
dish and glass make no dif
ference. The Council - The trouble
In this home springs from the
fact that the mother is look
ing at the boys, but the hovs
aren't looking at her. They
; are looking at each other,
! and beyond . . . which ccr
! Iiiinly won't Ret the supper
dishes washed or Ihr worry
linos lightened on Mrs. R.'s
face.
I And yet they sound so "nor
mal" that we're sure Mrs.
j R. can reach them, with a
more orderly, less hysterical,
approach. The trick is not
to expect too much, to he
lavish with praise for (he
littli that dope Ret r!rmr and
j to accept griping and yap- 1
ping as s.o.p. (standard oper
ational procedure) In a house
hold of adolescents,
i How lo bo about it? We
; recommend the tram" feci
' Ing in the home, rather than
; the opposing (actions as at
present. And this is achieved
by a calm sitting-down, pos
sibly with an outsider pres
ent, to assay the burdens and
dulies each member o( the
family (aces. The "outsider"
should of course be a trust- !
ed friend, relative, teacher, '
or paslor. Then, with Mrs.
R. and the boys hearing each
other out respectfully, a sim
ple work schedule can be
worked out in writing with
specific household chores as
signed to all three. These will
be in line with their avail
able time, their skill and en
ergy, their other responsibili
ties and commitments.
A formal initialing of the
"agreement" may be a neat
touch, even though you and
we know, Mrs. R.. that some
of the clauses will be hon
ored more In the breach than
in the performance. But if
matters should slip back to
the sloppy stage they're in
now, the family council most
be re-convened in fairness to
all. In other words, the bovs
must contribute more than a
lick and a promise. At pres
ent they're not even contrib
uting those.
Not only their mother, hut
they themselves, will feel bet
ter to be carrying some share
even a pygmy-sized one
of the load.
Oregon One of 40
Listed in Booklet
Euuenc - The tlnlvn-uli v nf
Oregon is one of 40 colleges !
and universities in the nation ;
listed in a publication entitled !
"The Year - Round Campus
Catches On," recently pub-1
Ushecl by Hie Fund for the ;
Advancement of Education, j
The publication states that j
all of the 40 Institutions per-!
mil students to earn rtnt'hrlnr '
degrees in three rather than
the usual (our calendar years,
without requiring more than
a normal full - time course
load.
"This yardstick sets off the
40 colleges and universities
from a much more numerous
group of institutions that otfer
traditional summer sessions,"
the publication says.
Last summer the University
of Oregon began a new li
wcek summer session, in addi
tion to its regular S-weck ses
sion. This summer the 11
week session will be expand
ed to include upper division
courses. s
MORE EASY MONEY
Moscow - IUPII - Russia will
grant Cuba more long-term
credit this year "on easy
terms" under the trade pro
tocol signed Wednesday, ac
cording to the Tass news agency.
Give the gift you would
like lo x?" N. receive
lO-VSiVAN DUYN
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from
AVAN'S
In (he
Medford Shopping Ctntor
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10 lbs. Chuck Roast
10 lbs. Ground Beef 5
2 Pkgs. Fillet ef Sole S
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2 Frying Hens
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