4 TENDER
zone. Gf
jTow
Shave your
tender zone
Without
skin irritation
or your money back !
Special live action lather does it!
Colgate Instant Shave actually
shaves the "Tender Zone" under
your chin as smoothly as your face.
Amazing live action lather is
charged with activated moisture
that softens whiskers for the quick
est, closest shave possible . . . with
out irritating nicks or scrapes. Get
new Colgate Instant Shave.
MOHEV-IACK GUARANTEE. If not com
pletely satisfied with Colgate Instant
Shave, send the package to Colgate
Palmolive Company for a full refund.
COLGATE
Instant Shave
Regular or Menthol
69'
No better
shave cream
at any price
Itolgati
If yra prtfir tibas. tktra'i aitklnc kttttr
tsaa Calgite Brnshiiss ar Ctlfatt Uttwr.
Live a
"regular life"
.without laxatives
Now, stop fighting constipation with
luxatives or "bulks" that work un
naturally, uncomfortably! Stay "reg
lilur" with Regutol. It's not a laxa
tive, yet it restores regularity as no
laxative can. Regutol simply makes
the moisture in your colon keep
waste soft for easy, normal elimina
tion. Hospital- -ktstss-
provcd...ae, not PLiW
habit-forming. 30 I NMMkMfug J
tablets, only $ 1. 00.
No Nagging
Backache Means a
Good Night's Sleep
Nagging backache, headache, or muscu
lar itches nml pains may come on with
over-exertion, emotional upsets or day
to day streHa ami strain. And folks who '
eat and drink unwisely sometimes suffer
mild bladder Irritation ... with that rest
less, uncomfortable feeling.
If you are miserable and worn nut be
cause of these discomforts, Doan's Pills of
ten help by their pain relieving action, by
their soothing effect to ease bladder Irri
tation, and by their mild diuretic action
through the kidneys tending to increase
the output of the 15 miles of kidney tubes.
So if nagging backache makes you feel
Hragged-out, miserable, with restless,
sleepless nights, don't wait, try Doan's
Pills, get the same happy relief millions
have enjoyed for over 60 years. Ask for
new, large, economy siu and save money.
Get Doan's Pills today I
ING GUIDE
(This is the last of a special
series of articles based on the
new book, "Kiplinger's Fam
ily Buying Guide," by the
staff of "Changing Times."
Copyright 1959 by the Kip
linger Washington Editors,
Inc. Published by Prentice
Hall, Inc., Englewood Cliffs,
N. J.)
What You Should
Know About
Catastrophe Insurance
What if your family were suddenly faced with
an enormous hospital bill? Here is
a type of coverage to consider before that happens
Health insurance protection against
doctors' and hospital bills is now
as familiar an institution as hot dogs and
mustard. Most of us have it, and we've
come to rely on it to pay the bills when
our children are born, when one of the
kids has his tonsils out, or when
Grandma slips and breaks a leg.
Few of us, however, are covered for
th'e disastrous accident or crippling dis
ease that might require a lohg hospital
confinement, costing thousands' of dol
lars. Recently, insurance companies
have recognized this shortcoming of
standard health-insurance policies and
now offer what they call "catastrophe"
or "major medical" insurance.
Catastrophe insurance is written on a
deductible basis like automobile insur
ance: you pay the bills for any accident
or illness up to, let's say, $200 or $500,
then the policy takes over and pays up
to as much as $5,000 or $10,000.
A Baltimore, Md., office worker
bought a catastrophe policy a couple of
years ago and recently learned that his
wife had cancer. His salary was $5,500
per year, hardly enough to pay for the
major operation she needed, and his
health insurance would cover only a
fraction of the bill.
His wife remained in the hospital for
30 days. The total cost of the operation,
room and board, hospital extras, and
special nurses amounted to a staggering
$2,800. His health insurance paid $803,
but that left $1,997 still to be paid. If he
had to borrow the money, it would have
meant scrimping and saving for years,
perhaps even losing the new house he
and his wife had recently put a down
payment on. But with his catastrophe
policy, he had to pay only the deductible
($200) and the policy paid the rest.
His case is typical of how catastrophe
insurance can save the day when a major
medical expense unexpectedly arises.
In general,' you'll do better buying a
policy with a high deductible ($500),
particularly if you have regular hospital
and surgical coverage. The premiums
for a $500-deductible policy are 30 per
cent cheaper than that for the same
policy with only a $200-deductible.
When you're selecting your catastro
phe policy, avoid any which lists the
particular diseases it pays on. You want
blanket coverage that pays no matter
what the cause of the big medical bill.
Some policies pay only 75 percent to
80 percent of hospital, medical, and
. nursing bills (above the deductible),
and while it is better, naturally, to have
100 percent coverage, premiums on these
"coinsurance" policies are much cheaper.
As with other types of insurance, a
catastrophe policy is cheaper when
bought on a group basis. Some com
panies already have added this coverage
to the basic hospitalization and surgical
plans covering their employees, so check
to see if it's available where you work.
If it isn't, perhaps you could suggest
that the company investigate the possi
bility of adding it.
Catastrophe policies have some limi
tations and exclusions, the so-called
!bak.UA.
i f-1 lis1 Wr lAwWiiftit ifirniwfcth,ri iWari
tr ri n-i ri a--fiT i wiriiiiartii tf ira' i'T t ii ur I i i im "
FOUNTAIN
OF YOUTH
by REAMER KELLER
"He used to have two left feet until he took
dancing lessons. Now he has two right feet!"
"The perfume didn't have the effect I thought
it would. He just sat and sniffed me all evening."
16
Family Weekly. November 1. 1959