installment Credit
Py Loan Companies
Declared Increasing
rriitr.r- not: This is the firit of 1 00(1.00(1 this vear arrordin? to
three aispairnrs mr m. ......
businrs. Toaay me cretin, picture
Upper Applegate Grange
The family type farm is not, J of public card parties during the
and small loan companies.
By FRED DANZIG
United Press Correspondent
New York IP Americans
are living high on the hog. And
high on the cuff, too.
Among us. we owe 343 billion,
nearly S3 billion more than last
year.
But even al we sign IOUs, we
salt away cash. Our savings this
year add up to well over $800
billion.
Installment credit outstanding
accounts for about S33 billion of
the total personal debt. Of this,
commercial banks have $12,300,
000.000; sales finance companies
(automobiles, appliances) have
loaned S9,300,000,000; small loan
companies, or consumer finance
companies, have around $3,200,-
LEGAL NOTICES
NOTICE TO CREDITORS
In the Circuit Court of the State of
Oregon for Jackson County
In the Matter of the Estate of Frank
Allen Reed. Deceased.
Notice is hereby given that I have
been appointed as administratrix
with the will annexed of the above
estate bv order of the Circuit Court,
and have qualifed. All persons having
claims against said estate are notified
to present the same, duly verified,
and with proper vouchers, to me at
my law office. Room 1. Brophy Build
ing. Medford, Oregon, within six
months from the date of publication
of this notice.
Dated and first published this 13th
day of November. 1957.
Jeanette Marshall
Administratrix C. T. A.
citation
no. 1107
IN THE CIRCUIT COURT OF THE
STATE OF OREGON FOR THE
COUNTY OF JACKSON
In the Matter of the Adoption of
JUDITH ARLINE HOOD, a minor
TO: JOHNNIE ANDREW HOOD
You are hereby cited and required
to appear in the above-entitled adop
tion matter within ten (10) days from
the date of the service of this cita
tion upon you, if served within the
State of Oregon and the County of
Jackson: and. if served within any
other countv of the State of Oregon,
then within twenty (20) days from
the date of service of this citation
upon you. and, if served upon you
outside of the State of Oregon and
within the United States of America,
then within four (4 weeks from the
date of service of this citation upon
vou: and you are hereby cited to ap
pear and show cause, if any there be,
whv the minor child. Judith Arline
Hood, should not be adopted by Wil
fred Frank Shefers and Mildred B.
Schefers, husband and wife.
This citation is issued pursuant to
an order of the Honorable H. K. Han
na. Circuit Judge, duly made and
entered the 22nd day of October,
1957.
IN WITNESS WHEREOF. I have
hereunto set my hand and seal as of
the 12th day of November. 1957.
Bereth P. Hopkins
County Clerk of Jackson County,
Oregon
Bv Jo Whitman. Deputy
Seal of Circuit Court of
Jackson County. Oregon
the National Consumer Finance
Association. i
One Family in Six
The 10,745 small loan offices
around the nation, operated by
1.550 firms, claim one out of
every six families for a customer
and they look for a 12 to 14 per
cent growth in volume next year.
Is there danger in this rising
installment credit spiral?
Many economists believe it is
doing no harm since nobody will
continue to extend new credits
if repayments do not come in on
schedule.
Why do we borrow?
About one-third of the 16 mil
lion loans made by small loan
companies this year are for debt
consolidation vhere the custom
er borrows to pay off a flock of
bills and is left with one debt.
Medical and dental expenses ac
count for 11 per cent of the small
loans; 8 per cent goes for car
purchases and upkeep. Clothing
accounts for 6 per cent of the
loans, as does travel and vaca
tions. Many people borrow to buy
things even though they have
the cash. They feel they'll never
save the money again once they
touch their savings. So they take
out a loan.
Installment Credit Rises
Installment credit also is ris
ing because we're urged to use
credit for just about everything.
Undertakers now have plans for
pre-paid funerals. They call it,
"pay now, go later."
j The small loan companies are
growing right along with the
use of credit. They now employ
about 55,000 people and have
an annual payroll of about $250
million.
Our five largest consumer fi
nance companies, Household,
Beneficial, Seaboard, American
Investment Co. and Family Fi
nance, have a total capital fund
of $402,706,510. Household Fi
nance, the largest, had 2,261,000
loans last year totaling $901 mil
lion. Despite some ads that say
"low rates," small loan com
panies usually charge low rates
when compared to loan sharks.
Unlike the" loan sharks, small
loan rnmnani'p? aro tnnn1 Tnv
law to give you a fair deal.
Probate No. 10043
NOTICE OF FINAL SETTLEMENT
IN THE CIRCUIT COURT OF THE
STATE OF OREGON FOR JACK
SON COUNTY
PROBATE DEPARTMENT
In the Matter of the Estate of ADE
LINE B. HINCK. Deceased.
The undersigned has filed in the
Circuit Court of Jackson County, Ore
gon, a final account of his adminis
tration of the above entitled estate
and said court has fixed the 6th day
of December, .1957. at the hour of
10:00 o'clock a.m. of said day in the
courtroom of said court at the Court
house in Medford, Jackson County.
Oregon, as the time and place for the
settlement of said estate.
All persons interested in said estate
ara herebv notified and required to
make or file their objections to said
final account, if any they have, on
or before the time aforesaid fixed for
the hearing and settlement thereof.
Dated and first published this 6th
day of November. 1957.
GLENN O. TAYLOR
Administrator
Glenn O. Taylor
126 East Main Street
Medford. Oregon
No. 10096
NOTICE OF SALE
IN THE CIRCUIT COURT OF THE
STATE OF OREGON FOR JACKSON
COUNTY, PROBATE DEPART
MENT In the Matter of the Guardianship of
the Person and Estate of
GRACE VIOLA PEARCE. an in
competent. NOTICE IS HEREBY GIVEN that
the undersigned. Guardian of the per
son and estate of the above named
Grace Viola Pearce, incompetent, will,
from and after the 21st day of
November, 1957. sell all of the right,
title and interest of the said Grace
Viola Pearce in and to the following
described real property situate in
Jackson County. Oregon, to-wit:
Lot Ten 110) of RUBY ADDITION
to the City of Medford. Jackson
County. Oregon, according to the
official plat thereof now of record.
ALSO: The West Half of vacated
alley adjoining the east line of Lot
11) or ituJi Auuiiiu.i to me -ny
of Medford, Oregon, according to
the official plat thereof, now ot
record: as vacated by Ordinance
No. 1806 and shown in Volume 306
page 65 of the Deed Records of
Jackson County, Oregon:
said real property will be sold at
private sale at the offices of Skyrman,
Ouellette & Heisel. 418 Medical Cen
ter Building'. Medford. Oregon, as a
whole, for cash, or upon contract
,with not less than 20 of the pur
chase price being paid at the time
of the -sale. Such sale shall be subject
to confirmation of the above en
titled Court.
Dated and first published this 23rd
day of October. 1957.
Paul E. Pearce
Guardian
NOTICE TO CREDITORS
Notice is hereby given that the
undersigned has been appointed by
Circuit Court of Oregon for Jack
son Countv. Administratrix of the
estate of Dora Vidal Blackford, de
ceased. All persons having claims
Against said estate are hereby noti
fied to present the said claims of the
proper vouchers to the undersigned
administratrix at the offices of Har
bison and Piazza. 207 United States
National Bank Building. Medford.
Oregon, within six months from the
date of this Notice.
Dated and first published this 6th
day of November, 1957.
Lola Iris Saltsgmver,
Administratrix
No. 10085
Notice to Creditor!
IN THE CIRCUIT COURT OF THE
STATE OF OREGON. FOR JACK
SON COUNTY
IN PROBATE
In the Matter of the Estate of HAZEL
DELL A FISH, a missing person, pre
sumed to be deceased.
NOTICE IS HEREBY GIVEN that
I have been appointed by the Circuit
Court of the State of Oregon, for
Jackson County as Administratrix of
the estate of Hazel Delia Fish, a miss
ing person, presumed to be deceased,
and have duly qualified. All persons
having claims against said estate are
hereby notified to present them, with
proper vouchers and duly verified, to
me at the offices of Kelly & Kelly,
Attorneys. No. 20 Gold Building, Med
ford. Oregon, within six months from
the date of this notice.
DATED at Medford, Oregon, this
13th day of November. 1957.
DOROTHY S. GEBHARD
Administratrix
Next Small loan
panies vs. the banks.
Thornton Rules on
Chiropractic Ads
Salem (IP) An advertisement
by a naturopathic and chiro
practic physician which does not
set forth professional qualifica
tions as specified by law is a
violation of the health profession
law. Attorney General Robert
Y. Thornton said in an opinion
today.
Thornton has also said that an
advertisement by a choripractic
physician which infers that sup
eriority in diagnosis is achieved
through the use of a certain in
strument is cause for suspension
of the violator's license.
MANSFIELD IN SPAIN
Madrid, Spain (IP) Sen. Mike
Mansfield (D.-Mont.) a member
of the Senate Foreign Relations
committee, began an inspection
tour of American military bases
in Spain today. Mansfield " and
his wife flew here from Casa
blanca aboard a U.S. military
plane Tuesday night. During
their visit through Saturday, the
couple will visit their daughter
Anne, 23, a Smith college stu
dent currently studying at the
University of Madrid.
LEGAL NOTICES
NOTICE
Notice is hereby given that the City
of Medford. Oregon, has in its cus
tody the following unclaimed lost or
abandoned property, to-wit:
1. 1941 Chevrolet sedan, mtr. No.
AA55913, Oregon license
6D-9888
2. 1950 Buick sedan, mtr. No.
60131614, Washington license
11-112JJ
3. 1949 Ford Sedan, mtr. No.
4DA22F 88. Washington license
224-464A
4. 1947 Studebaker cpe.. mtr. No.
DSP47960. O r e go n license
8H-2596
and any person presenting satisfac
tory evidence of ownership, right of
possession, or other interest in any
item of said personal propertv may,
prior to 10:00 o'clock a.m. "on the
4th day of December. 1957. apply to
the undersigned for the return there
of by tendering with said application
the reasonable cost of storage and
care.
Notice is further given that at
10:00 o'clock a.m. on the 4th day of
December. 1957. at the Medford "City
Police Department s Storage building
at the Medford Municipal Airport, in
Jackson County. Oregon, such of said
items of personal property as are
then unclaimed shall be sold at pub
lic auction to the best and highest
bidder therefor for cash, said sale to
be without any warranty of title and
subject to such other limitations rela
tive thereto and relative to the con
duet of the sale as are prescribed by
Ordinance No. 6031 of the said City.
Charles Champlia
Chief of Police
City of Medford
as has been so frequently al
leged of late, on its way out, ac
cording to a panel of four Upper
Applegate Grange members who
discussed this topic during the
lecture hour at a Grange meet
ing Nov. 8.
It was stated this size farm is
more than holding its own in
present day American agricul
ture. Family farms which are
being liquidated represent marginal-type
operations that never
were able to show adequate re
turns even in eras of high prices
for farm products, according to
sister Ethel West, who cited ar
ticles in recent issue of Capper's
Weekly and The Farm Journal.
Brother Edwin Ramsey was
inclined to take a dimmer view
of the future of the family farm
due to the large cash outlay re
quired for young people to make
a start in this kind of venture.
A minimum of $25,000, he esti
mated would be necessary, for
example, to purchase a family
size dairy farm in addition to
necessary operating capital.
Brother Edward Finley ob
served that under these condi
tions, the best way to get a start
would be to marry someone who
owned a farm.
Citing as his authority The
Wall Street Journal, Brother
William Nostrand voiced the
opinion that supports for agri
cultural products furnished by
the government are of very little
value to the small operator and,
were they to be removed, fam
ily farming would be benefited.
Both brother Nostrand and
brother Finley agreed that one
small farmer exists today as an
unorganized unit in a highly
organized economy and that
more voluntary cooperative or
ganizations among such farmers
would be of immense benefit in
solving common problems and
promoting markets for their
products.
All panel members concurred
in condemning the current prac
tice of many business and pro
fessional people m higher in
come brackets, who purchase
farms with the deliberate intent
of operating them at a loss for
income tax deduction purposes.
Such individuals may sell their
products at a loss, but these
same products enter into com
petition with the crops of bona-
fide farmers, depressing prices
and adding to already burden
some surpluses, it was pointed
out
More careful planning, better
management, more efficient op
eration, and a higher degree of
organization among farm oper
ators were listed by the panel
members as keys to the survival
and success of family-type farm
ing. In summation, Sister West
compared the findings of the
panel to the definition of a hoop
skirt she read recently: "Some
thing which covers up a lot and
touches on nothing."
Agricultural Chairman James
Corson presented the speakers
and presided as moderator dur
ing the discussion. This was fol
lowed by a guessing contest in
which all present were asked to
identify samples of seeds and
fertilizers commonly used in
farm operations in this area.
Worthy master Menno Bach-
mann was awarded a flashlight
as the prize for the best score.
Appreciation was expressed by
the agriculture committee to the
Grange Cooperative Supply for
providing the seed and fertilizer
display used in the contest.
Other program numbers in
cluded a humorous skit by broth
er Glenn and sister Gladys Wil
liams, and a reading by the
worthy master of a collection of
"boners" compiled from letters
of clients of a county welfare
department somewhere in Cali
fornia.
In the regular business session
which preceded the program,
two candidates, Lloyd B. and
Marie Louise Nordwick of Little
Applegate were elected to mem
bership in the order and will
receive the first and second de
grees by initiation at the next
regular meeting, Nov. 22
Chaplain Kathleen Scovell, in
ner relief committee report,
stated sister Irene Culy, who has
been quite ill with influenza and
complications at ner nome in
Jacksonville, is improving. In
her absence, sister Ethel West
served as secretary pro-tem.
Legislative chairman Ann
Scott reported on the Oct. meet
ing of the Jackson County Plan
ning committee which she at
tended as representative of Up
per Applegate Grange. Those
present at the session, she stated,
were agreed that a plannine or
dinance is desirable for Jackson
county but insisted the proposed
ordinance is too stringent, in
many respects, for use in rural
areas. Agreement was reached
with the committee that the ordi
nance is to be revised.
Tentative plans were approved
for a public dance to be held in
the Grange Hall on New Year's
eve, provided suitable music can
be secured. Possibility of a series
winter months was also dis
cussed and referred to the ways
and means committee composed
of brothers George Redhead,
Morris Byrne, and sister Mamie
Winningham. Grange insurance
agent Edward Finley emphasized
the necessity for members hold
ing any type of Grange insur
ance policy to notify the Grange
Insurance association immediate
ly regarding any change of address.
Sister Edna Sawyer, Home
Economics chairman, reminded
members that the Home Eco
nomics club is selling flavoring
extracts as a means of securing
funds to purchase pots and pans
for the kitchen of the Grange
hall. She also stated that the
theme for the display table at
the Nov. 22 meeting will be col
ored glassware, antique and modern.
The new Pomona Grange plan
for a series of surprise visita
tions to all subordinate Granges
in Jackson county was announc
ed and nine Upper Applegate
Grange members signified their
intention to participate in the
first of these visitations.
The meeting schedule for Up
per Applegate Grange for the
balance of the year was an
nounced. They are: Nov. 22,
election of officers and exempli
fication of first and second de
grees. Dec. 13, soil conserva
tion program presented under
auspices of sister Anna Scott's
legislative committee, and spe
cial Christmas numbers arranged
by Grange lecturer Gladys Wil
liams. Dec. 27, exemplification of
the third and fourth degrees of
the order by a special team ap
pointed by the worthy master.
Wednesday, November 13. 1957
MEDFORD (OREGON) MAIL TRIBUNE THWTB
DISTAFF LUMBERJACK
Mrs. Jean Davis of Atwater,
Cal, wields a chainsaw
against a stopwatch during
Pauline Bunyan contest in
San Francisco's Golden Gate
Park. Out for a Sunday
drive with her family, Mrs.
Davis stopped to watch the
competition and ended up
with the title and the first
prize TV set
Members are urged to keep
these dates in mind and plan to
be present.
Grace N. Pearson,
Publicity Chairman.
The Hollywood Scene
Editor's note: Vernon Scott Is on
vacation. Today's column is written
by director Anthony Mann, who cur
rently is directing the most contro
versial picture yet made in movie
town "God's Little Acre."
By ANTHONY MANN
Written for United Press
Hollywood (IP I'm current
ly in the brickbat business. Risk
ing injury by being belted by
same, that is.
Usually my major preoccupa
tion is directing motion pictures.
That's how I got into the pres
ent position, by filming a novel
called "God s Little Acre."
Now this is no brand-new, hot-off-the-press
book. Erskine Cald
well wrote it 25 years ago. But
the heat generated then doesn't
show signs of cooling yet.
Classic is a very large word,
and the prime test is the contin
ued popularity of a book. In a
quarter century, sales of more
than eight million copies of
"God's Little Acre" in 14 lang
uages have been recorded.
What's that got to do with
making a movie?
Well, . assume that the eight
million recorded purchasers of
"God's Little Acre" read the
book. Perhaps half of them had
friends of book borrowing inti
macy. And they've read the
book.
That makes 12 million arm
chair critics.
If you do their story damage,
you can count on hearing from
some of them. Maybe a million
or two.
And so I approached the cast
ing of "God's Little Acre."
First of all, I was completely
aware of the impossibility of
By VERNON SCOTT
United Press Writer
ever finding the appropriate ac
tor for the leading role of Ty Ty
Walden, a colorful old Georgia
dreamer. My job is matching ac
tors to parts, but this time it
had to be done for me not once
but twice.
Robert Ryan came to me and
asked for the role. Bob is clean
cut, very talented and at least
10 years younger than shaggy
Ty Ty should be. I told him not
to call me, I'd be in touch. But
before I had a chance not to
keep my promise, Caldwell sent
a suggestion for Ty Ty: Robert
Ryan. With make-up we made
up the superficial difference.
Our "Darlihg Jill," Blonde
Fay Spain, was discovered in
television. "Grieselda" turned up
on Broadway in the musical hit,
"LiT Abner" namely, red-
haired Tina Louise. Both are, as
we say, new to the screen.
And that's it. The motion pic
ture version of "God's Little
Acre" will be shown by United
Artists next year, on the silver
anniversary of the book.
Bring on the brickbats!
MONEY
At Crater Finance you may
borrow for any worthwhile
purpose on your
FURNITURE AUTO
SALARY
and repay in nonthly Install
ments. You may choose the
terms most suitable to you
up to 24 months.
Loans may be paid in advance
or in full at any time
Crater Finance
CORPORATION
135 Pine St. Central Point
Phone NO 4-1273
Frank Wilkinson, Mgr.
CLOSED SATURDAYS
Open Mondays Until 9 p.m.
Use Mail Tribune Classify d Ada
The Low Cost Way To Sell
Items You No Longer Meed
1954 Olds
Super 88
4-Door Beautiful tutone green. Immaculate
inside and out Mechanically perfect $lOC
See This One Inrfee)
LEA MOTdRS
5th at Bartlett Phone SP 2-6185
CIVIL SERVICE
CITY, STATE AND FEDERAL POSITIONS, Salaries to $4191.20 Yearly
and Over Thousands of Men and Women Needed
Postal Clerks, Mail Carriers, Railway Mail Clerks, Immigration and Cus
toms Service, Veterans' Administration, Typists, Storekeepers, State High
way Patrol, Peace Officers and many others. Instructions now being given,
ruminations comina up soon. Writ? todav' Mail Tribune Box 7933.
AMERICAN
Nam
Address
City
Age ...
Phone
Thanksgiving
Feasting...
nab
PPLY
IF
COKE I
On the big day . . . when the family gathers at table . . . the unique good taste of Coca-Cola adds to
the pleasure ,of the meeting and eating. And all through the holiday week-end, at party-time,
snack-time, conversation-time, you'll find there are so many occasions when you want to serve
Coke. Hie best-loved sparkling drink in all the world . . . make sure there's plenty of Coke on hand.
"V REGULAR
KINS
famILy sign of good taste
Bottled under authority of The Coca-Cola Company by Coca-Cola Bottling Company of Medford;