PJGE FOUE
fEDFOKD MAIL TRIBUTE, MEDFORD, OREGON, TUESDAY. MARCH 5. 1935.
98 Per Cent of Home Owners Eligible for Loan Under Housing Act '
VALUE OF HOIS
Maximum Loan Allowable
On One Property $16,000
Less Than Third
Homes Valued Over $4000
Fully 08 out of Try 100 owner
occupied hornet In tha United States
corns within the 20,000 value limit
of the federal housing admlnlstra'
tlon for Insured mortgage loans, aO'
cordlna to the real property ltv
Tentory couducted by the department
of commerce.
TJndcr federal housing regulations
for Insured mortgage loans, the
maximum loan allowable on any
one residential property Is 16,00a
or 80 per cent on the appraised value
of tM.OOO. The turtle of vaiuca lor
owner-occupied homes shows that
only 1.46 per cent of the homes
studied In the Inventory were valued
at 20.000 and over, while the value
of 0.40 per cent of the homes was
not reported.
Thin table further reveals that the
average value of owner-occupied
homes is 4000, with 39 per cent
falling within this classification
Nearly 18 per cent average 2500 and
54 per cent less than 12000. Less
than a third of tne homes were
above the 14000 mark, 17 per cent
avcrnglng 40250 and 13 per cent 17600
or more.
It was further shown that 64 par
cent of these homes were mortgaged,
the range being from 18 per cent In
Frederick, Md., to 78 per cent In
Waterbury, Conn.
TO
Regular Court of Honor for Scouta
. of the Med ford district of th Crater
Lake council was held last night at
the court house. Don B. Newbury,
chairman, of the Court of Honor for
the council 1, acted a Judge.
The last few courts have evidenced
much work being done by acoute of
the varloua troops In advancement
from the lower to the higher ranks.
At this court ten scouts were award
ed second class budges, two first
clans, three star and two lire.
The complete Hat of awards made
at last night's court follows:
Second Class: Troop Ho. 7, Medford
Robert Denver, John Eads, Douglas
Jnnncy, Vern Kellcnbeck, Recce O'
Neill, Jrunca Worricn. Troop No. 18,
Eagle Point, Earl Harnlsh, Elmer Har
nlsh, Herbert Pruott, Lyle smith.
First Class: Troop No. 3. Medford
Heed Cox, Troop No. 5, Medford,
Armlne Lewis.
First Class Merit Badges; Troop No,
8, Medford Bob Nixon, rending; Dale
Roberta, rending. Troop No. 8, Med
ford, Bob Densmoro, first aid, motnl
craft, persona 1 health; Gerald Koe
aee, athletics, personal health; Earl
Whoelock, first aid, safety; Don
Younger, civics, woodcurvlng. Troop
No. 16. Medford, Irwin Doty, electri
city, first aid, handicraft, physical
development, safety, scholarship;
Shlrrell Doty, cycling, farm home and
its planning, farm layout, handi
craft, physical development, reading;
Raymond Miller, civics, farm home
and Ua planning, publlo health; Ivan
Newton, automoblllng, chics; Willis
Pratt, animal Industry.
Star: Troop No. B, Medford Bob
Densmore, Earl Wheclock; troop No.
19, Medford, Raymond Miller.
Life: Troop No. 16, Medford Ir
win Doty; troop No, 8, Medford, Ger
ald Keesee,
Everything But TIw Tree Modernized
rfep ,. frit
CHERISHED TREES
Better to Make . Repairs
When Wounds First No-
ticed Cost May Be In
cluded Housing Act Loan
The magle wand of the "reno
lizer" Is responsible for the
transformation shown In the
home Illustrated here. While
renewing the exterior wall fin
ish, the owner also added more
pace by enclosing a porch and
adding a wing. Below Is shown
the house before modernizing,
while above la tha finished
project.
BETTER;
E SPACE
FARMERS BUYING
WASHINGTON, March 6. (AP)
Advances of four points In the Index
of prices of farm products and two
point in their purchasing power
during the month which ended Feb
ruary 18 were reported today by the
bureau of agricultural economics.
The farm price index woe HI and
purchasing power 87, calculated on
the five-year pre-war average of 100.
The bureau said the February 15
purchasing power of all product was
the highest since June, 1030,
Mother of 20 Dim.
HALIFAX, March o. (fa Mrs.
Veronica Blrkey, 87, mother of 20
children, nine of whom aurvlve, died
here yestrday, i
Many new Ideas and Improvements
In bathroom, fixtures have entered
the general market during recent
months and have figured In modern
ization programs In various com
munities, The Federal Housing Ad
ministration hns been Informed.
Compuctnoss, better appearance,
better performance are noted In many
fixtures with the most revolutionary
Improvements being evident In lava
tories and tubs.
Two types of cabinet lavatories
linvo recently made their appearance.
One haa a cabinet under the entire
lavatory basin whllo the other has
a spurious cabinet undorneath tho
right aide of the lavatory.
These lavatory cabinets offer an
Ideal place for keeping towels, clean
ers, tnlcs, soaps, and toilet articles.
Pew bathrooms hove enough cabinet
space, and these cabinet lavatories
supply this space in a most conveni
ent place.
While one of these lavatories stands
alone as an Independent fixture, the
other la made Integral with the tub
both fixtures are made as one piece
of enamelware. A full length five
foot tub la obtained by providing
foot epsce underneath the left side
of the lavatory.
The tub Is not of conventional de
sign, but Instead Is wider and thus
Is said to provide more space as a
shower receptor.
Another Innovation In lavatory de
sign Is the creation of a fixture with
a shelf back. This back Is hollow and
contains the water for flushing the
closet and thus eliminates the need
for a closet tank. At the same time
the shelf at the back of the lavatory
offers a convenient place for toilet
articles.
Another new type of bathtub Is
square, with the bathing compart
ment cut across the fixture at an
angle. Two roomy seat are provided
at the corners of the fixture. Thus
this modernlntlo equipment not only
serves as a tub, but also as a foot
bath, a child's bath, and a shower
receptor.
8ttll another development In quad
ruple purpose equipment la a fix
ture only 4414 Inches long and 80
tnchea wide with a depression nine
Inches deep at one end. This enables t
the bather to take a sitting posture
In the tub. AU valves can be operated
without changing from the alttlng
position. It permit the taking of a ;
foot bath without removing the
clothing. i
Fick's Hardware
HEADQUARTERS FOR
100 PURE PAINT
mm
B
131 Wan Main St.
" " am.
. . . ... J t . 4
Frequently, when a cherished tree
dies and hsa to be removed, tbe own
ers dismiss tne matter by wringing
tbtr hands and saying, "It's too
bs&. Little thought Is given the
feet v it timely Job of tree surgery
probably would hsve prevented death.
Tree surgery Is often oonsldered ex
pensive, and Ite benefits doubted. Few
people realize that, properly done
when the wound Is first discovered,
the results of tree surgery outweigh
by far the expense of It. Healthy
trees add beauty to the landscape and
value to the real estate.
Neglected wounds, no matter how
small, disfigure a tree and may lead
to Its death. Broken limbs and
wounds that reach the Inner bark
offer an easy entrance to parasites,
rot organisms and boring Insects. A
large trunk wound may so weaken a
tree that a strong wind can break It
off.
It ooste much less to repair trees
when the wound is first noticed than
It does years later when rot haa dou
bled or tripled the size of It. But
In either case, the first step Is to
remove all decayed and diseased woid
If the wound Is In a limb, the en
tire limb may require removal. In
the case of a broken limb, the wound
must be cut smooth In preparation
for treatment. Cutting tools must be
very shsrp In order not to injure
the living wood. It la absolutely es
sential that every bit of unhealthy
wood be removed to prevent further
decay. As old wounds are often part
ly covered over with a growth ol
bark, the tree should be scrupulously
examined for hidden rot. A trunk
cavity should be eut so that It will
drain naturally, and If a filling la to
be used, the edgea ahould be under
cut u possible, In order to hold the
filling firmly in place. If undercut
ting la Impossible, or if the healthy
wood at the edges of the opening la
so thin that It would dry out, nailed
strips of wood can take the place of
undercutting.
The second step Is to sterilize and
waterproof the cavity as soon as It
la certain that all diseased and rotten
wood has been removed. Creosote is
a satisfactory sterlllier. A coat of
tar or asphalt la effective for water
proofing. Small wounds, such as
tnoae left by the removal of a branch,
may be creosoted and shellacked.
Most treated cavities are best left
unfilled, but If a tilling Is desired,
the materials to choose from are ce
ment, asphalt mixtures sad wood. It
ahould be applied only by a trained
person. Whatever method Is employ
ed. It should be borne In mind that
filling Improperly done la far worae
than no filling at all. because should
further rot develop from faulty treat
ment, It will spread unnoticed.
MODERNIZE
KitcfieM iW
Padgham PI
1309 Court St.
YOUR home is Judged
largely by your kitoh.
en. A modern kitchen
assures greater efficiency
and comfort and can be
yours at little cost. Permit
us to estimate on the ne
cessary work, and then
obtain a Home Owner'
Loan to finance the job.
No obligation.
ailing Mill
Phone 521
Ship's Cabin Room
i- .. ..... ' : ..'A
i '' ' S1
Si ' ' . ' " ' -;
1
'I ' - ' . I Hi
1 k ' r
The ships eabin" room, designed for the boy or young man of
tho home, i becoming an Increasingly popular feature in modern
house designing in America. The room illustrated above, part of a
modernized demonslrallon house in tho Syracuse, N. Y., home improve
ment campaign, allows how attic space can be converted in this way.
On Burins Trio Air. and Mn n
T. Steward left today for San Pran.
Cisco where they will select merchan-
(nj ior Annenne's Medford store and
the new Klamnth Falls shop, which
will be resrty for the grind opening
within a few weeks, according to
pinna.
In
cooperation
with the Jackson Coun
ty Chamber of Commerce's
BETTER
HOMES
PROGRAM
We Are Featuring
MONTHLY
PAYMENT
LOANS
To Build
Purchase
Modernize
Refinance
HOMES
Medford
Federal Savings
& Loan Association
158 E. Main St.. Mndfonl
Phone t05
RD
Now! You Can Have
Your Choice Between
Two Famous Refrigerators
LEONA
AND
WESTINGHOUSE
WITH
No Down Payment
Easy Payments 3 Years to Pay
Interest Only $5.00 Per $100 Per Year
WE will gladly arrange the details of financing your new
refrigerator through the National Housing Act . . . Here
is an opportunity to enjoy the many advantages of elec
trical refrigeration this summer and for years to come and
pay in easy installments and very moderate interest . . . Make
an investment in a Westinghouse or Leonard while this chance
is yours I
Come in! See the smart new Leonard and Westinghouse
Refrigerators . . . The Last Word in Beauty and Efficiency.
Peopled Electric Store
212 West Main St.
Phone 12
9 1 rmn.if-.S '
CHECK YOUR HOIV
IF
What
From Cellar to Chimney Top with a pencil in hand, begin
at the front door and walk to the back!
Improvements Are Necessary?
You yourself can best answer these questions:
11. Fireplace Mantel, Flue, etc.
1. Roof
2. Chimney
3. Flashings
4. Attic Ventilation
5. Exterior Trim
6. Walls, Plaster, etc.
7. Closet Space
8. Floors, Tile, etc.
9. Interior Paint
10. Book Shelves, Cabinets
12. Joists and Subflooring
13. Interior Trim
14. Recreation room, Workshop, etc.
15. Rafters, Studding
16. Roof Sheathing
17. Doors
18. Hardware, Locks, etc.
19. Weather Stripvin
Phone 7
20. Lathinr
and Cupboards pieaW! Let Us Assist Ycu In PUnninff-Eimating
Costs Selecting Competent Mechanics nrwi Props Materials
PHONE 7 AND A REPRESENTATIVE WILL CALL AT YOUR HOME
TIMBER PRODUCTS COMPANY
21. Insulation
22. Blinds, Shutters
23. Exterior Walls
24. Garage
25. Porch Floors and Steps
26. Stairways
27. Walks, Drives
28. Foundations
29. Basement
30. Exterior Paint
End No. Central Ave.
o