MfiDFORT) MATTi TftTftUNTC, MEDPORfr n.hriEGOV,: WEDNESDAY, APRIL 10, iM:
PftGE BIX!
Help for the Man Who Wants to Build
Cost pf Home ;
Should Measure
Up With Income
By the Architects Small
House Service Bureau of the
Vnlted States, Inc.
When a man proposes to build a
home there are a number of things
which he must consider very care
fully. The first Is. his financial
ability. How much can he afford
to Invcet In a new home? To over
estimate his ability to pay Is to in
vito worry and trouble as constant
companions. To build without at
least onc-'ifth of the total coot in
hand Is not only bad business; it
is extremely dangerous.
If the prospective owner tries to
build with insufficient lunas or
overestimates his resources, he may
find himself paying a high rate of
Interest on at least part of the
money ho : must borrow and his
most frequent guests will be bill
collectors.
. Remember that In addition to
payments on the principal and on
the Interest of loans on a home,
allowance must be made for some
or all of the following expenses:
fa) Renewals and repairs, (b) prop
erty tax and speclul assessments,
(c) Insurance, (d) water tax or
rent, (e) accessories, and f) Im
provements. PajmenU MuBt Be Met
" The real problem lies in getting
a satisfactory home, one that will
not absorb too much of the family's
- Income, nor yet be below Its general
living standards.
The amount that can be paid for
a house depends partly on what
Interest rates aro charged for the
money borrowed to make the pur
chase and the rate at which the
principal is to be paid off. These
fixed payments must bo met regu
larly, and they must be met from
the family's income. It is there
fore always best to leave some
margin of safety to provide for Ill
ness or other emergency.
Budgeting the Income Is the only
rational way of determining any
family's houae-bulldlng limit. Such
a budget will not automatically
solve the problem, but It will help
one to determine his logical, prac
tical, and comfortuble house-build-Ing
limit.
Valuable Booklet -
A bulletin, "How to Own Tour
Home." published by the United
States Department ct Commorce,
Washington, D. C, dc!a with vari
ous problems that the homo builder
or homo buyer must face. It con
tains a veritable mino of valuable
information. In fact, it dcalu with
almost every problem that the
home owner must face. This bul
letin costs only ftvo cents, and con
tains information that It would
take years to gain by personal ex
perience. If a family pays a sixth of Its
income for rent, it may be nblo to
devote one-fourth or mora to buy
ing and maintaining a house, for
the amount thun itacd may Include
both rent ana savings. Rent, or pay
ments on a homo, may require any
where from onc-elghth to o:ic-third
. of the family Income, depending
upon tho special circumstances In
each case. Families accustomed
to living In apartments so met I nine
. fall to allow for tho cost of fuol
Tor heating purposes.
The averago homo costs about
twice tho annual Income. Every
family wan is to spend its money
so mat 11 "goes tho rarthest," ond
the exact amount to be spent on
a homo can ho determined wisely
only by carefully check. na over tho
family's needs and Its .expenses.
Coyprlght 102a. The ArohlteeU'
Small House tJei vico Uuroau of the
United StuUs, Inc.
Five Room Cape ' Cod Celonial
. 2tetty No. 6-Q-l
' . . i I til . ' . ' '1 T . '
J Pe),,K i kitchw. 7 -.- vbc:
. . Livi4 ir-jEa"" i i : ifcrr-ur
rPi " ,
Charming II owe- Has
Substantial Archi
tecture
PEOPLE grow weary of Jazz
architecture. When they do
they turn to such substantial archi
tecture as this, deBlgn 5-G-l, a
house that does not go out of
style. Imagine the charming qual
ity of this house set in an ex
panse of green turf with fine
trees about It. No one could pass
It without admirutlon.
Tho partially enclosed porch at
the left suggests the ell of many
of the early Cape Cod houses.
Balancing this on the opposite side
la a garage which may be at
tached to the house by a passage.
The baautles of this house are
not limited to the exterior by an
means. InitiUo we have a plan
with most delightful rooms. The
arrungemcnt of them Is convenient.
There is no waste space.
Tho living room . fs unusually
large. Receiving tho flreplaco gives
this room cvon more area than
usual. A French door leads to the
poroji. ; On the other -side of the
house aro dining room, kltbhun.
J J
The pantry
pantry,
may bi
nook. . .Tho entry contains the
refrigerator and lends ready access
rear entry.
converted Into .a breakfast
to the garage. . The kitchen Is
gonven lenity planned, providing
good light and ventilation. The
stairway to the basement goes
rrom tne Kitchen.
In the second story are two ex
cellent bed rooms and bath, live
closets and large storage space
over the porch roof.
The house may be finished with
either clapboards or shingles, pref
erably paiqted white. Weathered
gray shingles with white trim
oould be used if preferred. The
roof, to be in keeping with the
architecture, should have -wooden
shingles, the chimney painted white
with a black band at the top.
Construction: Wood f frame, ex
terior finish clapboards or shin
nies. Roof of shingles. '
Facing: East or south. ' May Do
reversed for other facings or to
take advantago of peculiarities of
sue.
Lot size: About 60 feet with
porch as shown. If the garage is
added additional frontage will be
required. If the porch Is-omitted,
a 40-fbot lot will be the minimum.
Cdmplete working plans may be
obtained for this , and other designs
shown in this series. 5'or-. further
information see editor s note.
J' BI
r at mix
I throng
I Airirrli
I UUMtll
I '
I HtUIIIIH
TV
OWTOK'S NOTRf Wtrklnr drnnlnni and Niwirirutlont for tlm honn nhown abnvn mnv bn ftramd
niixlrrnti! coat throusli the llomn Hulltllnff Kdttor of thin paper.' Thl ir-rvlrf! In prrnrnttd to our rradern
n ro-oprrnuon nun uift a re niter in' wnuil llotian Hrrvirtt uarnau, TSr Hurraa in runtroiiwi ny tna
mil Intitltiitft of Architect nnd him th Lnd.,rrmitit of the United NUtm Department of Commerce,
luim from our reader ri'Rurclliiir hontn build In r tvlll ba annwrrrd at no charrc by lhi (rahnlral dtpart--of
Thi Arrhltrrti' Hnmll Home Nrrvlre Hurrnu.' AdUrria tho Homo ltulldliir Kdttor, nrloalo
iihhI, uddrrafeid envelope.
Cul'UsUl 132lf XHo AlcUloill' bnwli ilvwe borvlc. Ugrnu I III. tUM lulc, loo.
What You May
Vnt to Know
About Building
: Questions oddremei to this pa
per xoiU be answered by the Archi
tects' Small House Service Bureau
of the United States, Ino. Enclo.se
a stamped addressed envelope.
t Q. I am planning to build a
small house. I have a hard time
deciding what kind of heating
system to install, whether a
warm air circulating system or
hot water. The house will be a
six room cottage. .What kind,
of , heating system would be
most suitable for my house? ,.
A A hlgh grade installation of
either type will give you fine satis
faction. -You pay more for hot
water, but the basement space is
freer, the heater can be located al
most anywhere in the basement,
radiators go under windows where
they interfere less with furniture.
On the other hand, warm air costs
less, the air Is more easilv condi
tioned or humidified. Hot water Is
the most constant type of heatln. .
but warm air under adequate ther
mostatic control IB easily regulated.
If economy la a consideration, use
warm air, but get a high grade
furnace, installed under factory
supervision. .... .
Q Sometime ago A question
was asked If a basement could
be waterproofed. You answered 1 '
that it could. I have a base- .
ment and am having quite a
bit of water -.trouble. I would
appreciate it if you would Crt't
me If there Is any way to keep .
out at least some of the water.
A The thing to do with a wet
basement depends on the circum
stances.' Usually all that Is neces
sary is to pitch the grade away
from the walls : and connect the
down spouts to sewers. If there la
ground water, footinsr drains must
be Installed, the wall Itself made
waterproof with a coating of ce
ment and waterproofing. If there
Is heavy pressure, the basement :
floor must be. waterproofed with ;
hot tar over the present floor and
& new concrete floor above it. In
case of a little dampness, spealal .
paint made for the purpose may be
applied to the Inner surface of the
wall effectively. Try the simplest
processes first. - If they don't work,
go at the job systematically as sug- '
gested above.. . -, - .
Q I am considering Install- .
Ing a one pipe steam heating
plant. Some advise me that the
one pipe is satisfactory pro
vided proper valves are used on
the radiators. Others . advise,
that it cools off too quickly and
recommend a two pipe system.
I will appreciate your opinion.
A Undoubtedly the one pipe
steam Job is the least expensive of
all types of piped heating. You pay
less, but you get less. It Is worth
its cost when properly designed and 1
Installed by an expert heating con- -tractor.
However, you must ex
pect the heat to go off more rap
idly In a ono pipe job than In a two
pipe or hot water Job. It Is largely :
a question of whdt you can afford.
Q Ploase advise what causes
- damp spots on ceilings during .
. the summer, time These .spots .'.
, appear hero and there and dls,r ,
' color the paper. ; a (
A It may bo thera are plumbing
pipes that are cold and . attract
moisture which drips on the ceiling
plane. Possibly there Is a leaking
pipe. Are you sure the roof does
not leak? The difficulty Is not in
the plaster itself. Damp spots such
ao those you describe are almost -always
duo to leakage. - .
An Easy Way to BUILD
As:: Your Home "' ;f-!
Our free service to those amblUons dto own a home' of their own includes the following
Assistance
in
delecting'
A ite at a fair price i
A desirable plan
A reputable contractor
A good finance plan ?
The proper materials
PLEASE GIVE US AN OPPORTUNITY to help you build in tlie most satisfactory and eco
nomical way possible.
Porter Lumber Co.
Phone 124
BUILDERS "BUREAU OF INFORMATION
7 t ft J '; -. i
204 So. Fir
You Have a House - : : Make It a Home
.PLANT HRUBS AND FLOWERS' : ;
We carry the most complete lW'of nanery goods, both fruit and ornamental, to be found ,
in Southern Oregon. . It's a HOME. INDUS! BY built on QUALITY and SERVICE.
' Free Landscape1 Service :
Planting suggestions backed by a record jof over twenty-five years' experience and square
dealing in the, Rogue River Valley. ' f 1 '
EDEN VALLEY NURSERY
Sales Yard 612 East Main St. ' N. S. BENNETT, Prop. ' ' 1 Phone C80-J-2
HOMEOWNER
We will furnish the following WILL PAINT THE AVERAGE 5-R00M HOUSE TWO
COATS 1 1
5 Gillons Public Service Pure House
Yz Gallon Porch and Deck Paint
1 Quart Sash Color '
l'2 Gallons Pure Linseed Oil i
Yi Gallon Pure Turpentine
2 Lbs. Putty
1 Paint Brush -:; -, -1
Sash Brush '
Sand Paper ;
'amt
All for
HARDWARE & SPORTING GOODS CO.
327 East Main , , Phone 296
MEMBER NORTHERN HARDWARE CHAIN STORES, INC.
AL PICHE
of rrniu
Thoy ro-
Orent I Mummer llronfli
im," 'vt ut TultMit.
ni( that ll WiiH Kiwut.
Mm. Triicmaii Mi'Clclliuul Iuih
i fi t in rn'tl hunu ui:;iln from AhIi
EAGLEPOINTPTA
I Hill I 1 I rl l"AXIrtII 1 t'r(l"'n,,,i Munu unitn rnuii ahii
ANNU AL ELECTION r
FRIDAY, APRIL 12;
I'VltH fiohl t a. m., nrrlvitiK in
Vak Inm for n 1 a-mlnuti! hui nt
K:;t0, anil 11 1 rlvlnn in l'ni tlnml ill
ln-tll Thi. nnul hikinwl ttlimn mt (if
p.i'nii.nil will intivo ni n nVliuk. nr. i with Cuba nnd n Cuban. Itarl
rlvlim In SiMiknnp at 0:30 p. m. from tho tsliiiul hv
, v. . UiiHlunau Ukes Culm.
NRW YORK, April 10.-
I'YanrlH X. Itushman- is
In lovo
si ressod ' Hh
UierIority ' to llollywood ns a
place for making' fllniH ami vol
untoorod (ho Information (hut tho
third .Mrs. Hush man would ho n
native whose first namo Ih Con-HtH'lltn.
Oro, April 10.
KAflUT-; VOtli
(Hperliil) The iinnual
of offlrem of I ho l'Hivnl-TiMu-tu'r
nMKOi-lnllon will ho hHd next l-'rl-dny
.afternoon, Atrll IS, at 3:0(1
o'clock. Tho nominating com
niittoe will report their rholre of
olfk-ei-H. hut nomlnatloiiH from the
floor will ho received. Itepoilw
from the carnival rmnmittocM will
he heard mid tho event Ih neliiK
looked forward to with much In
tercut hy tho Parent -Teacher cir
cle. Mi n. rhuiilo lOdnioudnn and dau
Khter, Mvh, Hodncy ltnKcr 11 ltd
rhlldreih Dorothy and Donald of
Unite KnlU Hpent Saturday after
noun with .Mi'H. tlowlett and MImm
llatllo ut tho Suiinysl.t l.otcl.
Mr. ltodKcrri and t'liarlio Kd-1
niondnn intended the Htm-k meet
Jntf In KiiKle Point Haturday after-;
noon. j
A I r. Hpencer, Mr. Thrnckmor-j
ten, Mr. and Mvh. Kohk Kline Mr. '
and M in. fi aydim 1 'hlhlr h r-nd
family nnd Mr. and Min. Cl.nvnco
Itohluetu were vlntlm-M it th
home of Mr. nnd Mm. W. i, I
t'hildreth tho pant wek. ? r. i
Chlldreth U feeltnK w -ll i . d j
Mr. .and Mih. fialoH of (iiauls
asH ami Mr. and Mrs. Frank
down well" aiuoiiK thi KUetdH at
ho sunnynldo hotel Sunday. -
The ptMiplc of tho community ,
1 have proHented Hev. Moi-Rtin with
new wheel chair whiih no
eiecunnf Kn.(,,y nppr,M.ates. It will ho a
Krent help to him nnd ho m very.
anxinitK for tho k1 weather, ho'
that he can he out and enjoy the
nunshlne.
Lola illldretli and father, Mr.
Kendal, Hpent Friday aflernoon
vImHIiik frlendM in ICiikI" Point.
Mr. and Mih. Hoy Stanley of
tho Mt, Pitt dlHlrlet woro in Knulu
ptlnt Sutunlay. t
Mr. and Mrs, Percy llnley nnK
Mr. nnd Mih. Nlrk Youn visited
Mr. llnley In Contra I Point Sun
day. John ltoberlHon delivered wood
to H. W. AYard and to 11. 1. .
(lonyon the pant week. (
Mr. Ueln8 and family, w ho
j hnvo resided for mmm time. In
1 the house owned by Harry IowIn
1 have removed to the houw owned
j by Karl Hnnsettiu nnd Is rrmov
! lap Mr. Hi Iiuh fell from the truck'
and broke his nrm. Dr. Sear j
our local doctor, wiim tpilckly op 1
tho Hpnt nnd attended to the In
jured man. He found that the
InMik wum not uh bad as it mlt;ht !
have been.
LOUIS B. HUMPHRYS
- DESIGNER
Homes, Interior Decoration, Wrought Iron Work, Buildings
213-214 Liberty Building Phone 1271
WHY GET OUT the CAR
Wl.U'ii wo can (jet you ti lnl close ommir to the business
center of Medford to build your own borne to suit your
own ideiis, and l.MI'UOVK T11K CITY?
Any diseriininiitinx builder can save money to
day before, tlie busy season comes on, in labor
and materials, and it's time to build now! ,
See HOLMES for HOMES
Nash Hotel Corner
F F BURR
; for TENTS
AWNINOS for the Home,
Automobile or Store.
Opposite ; S. P. Depot
STILLMAN
CABINET
WORKS
v V- :
Oct Our Prices On
Frames, Screens, Doors,
Windows and all Built-ins
Stores and Restaurant
Fixtures Built to Order
"If it's made of yobd, ya
make it.":. ' ' '
128 N Grape Phone 471
OF COURSE : -
'you ran afford folMiild. .'Our CONVENIENT
IIOME LOANS, nmket that easy. . -.
JACKSON COUNTY
BUILDING & LOAN
r - ASSOCIATION
R.I. Stuart & Sons
CONTRACTORS
Contracts taken iorAll Kinds of Work
Buildings, Cement Work, Bridges, Etc. ,
R. I. STUART, res. 217 Apple Street .1 l'honc G43
MILES STUART, res. 850 So.. Newt own - l'lionc 8,r0
GILBERT STUART, res. 17. Hoss Court Diono OGG-M
C. A. HARTLEY
SAND. .
: ' . - ' ' and ' i i
GRAVEL
Cruthed Gravel; all sires.
Washed Concrete, Sand
Plant South of Airport ,
telephone 1203 '
Office, Room 7, Sparta Bldg.
Office Phone 127
U nll lu bu out an.l .-niml
ami In.
.Mr. nnil Mm. 0. 15. Cmvdon woipi
itiippi'i- hdiwIh Kiiiurtltiy cvoiiliiG
at tho hnnio nf Mr, ami Mn. I't-n-y
1 1 ii I. y .
Mr. anit Mr8. Hob Jont'S
fli-anlH 1'anH worn iilU'mllni? Ii
luulncBK In tho llaulo l'nlnt vl
clnlly HiiUirrtay afiorniMin.
Mint Olllo JIiiUoiib. l.i'ln fonU
llu nnrt Wlllliim Cllflim of .laik
Konvlllei mcnt Batuiflay evvnlnw
with Mm. liuwlrtl ami Mli llm
tlo at tho HunnyHldK hotol.
Mr. nnil Mim. Mary Vnufclmn
aro. woolt-ond vHlturn ill tho hntiio
nf Mr. anil Mm. llolnm
fuinlly.
Mm. Fern la nil nnrt iwn nf: ,,,( .spiikiino lhl work. All iilaim
Hrnwnnlinro ilollvorrd a Iliad of j fur tho noivloo. whhh will Imlnilo
wood to Duvlil I'rlno lout wooli. ( iially round trlpn. oxooptlnK snn-
Mm. John (Iron, who nan hocii , tny. havo hoon i'ompli t.il.
In tho, Jiii'liixilivillo winllai'lum. n- Two four-piano nhliui. a lluhl nlr
turnoil homo Sunday and In very ; KO.tnn nn(t n llyan lirouKhnnt. hoih
nnioh Improved. pouor,'d with Wrluhl whirlwind
U ll. Wntom of rortlnnd vl-1 niotom, will ho uard until un it
Iti d Krldny 'ilt tlio homo of Mr. , iimr n bilnineni w.u inntB tllolr io
and Mm. A. C. Mittolstnedt. Mr.j plaoemont with the trl-inotoiod
Watom wan on route to Klamath! Korrt piano, which I'llot M. It. M;.
J'alli. j nior I now lirlnicttiR from li.-trolt
Mm. Ilowlott and Mls llatltloj to Mpokano.
Uuwlclt attended the play, "ThoJ Tho westbound plane will leave
1SP0KANE-PORTLANDA1R
; passenger schedules
I TO BEGIN ON MONDAY
Pl'OKANH, WnHh., April 1(1.
ImtIiiI.) Kt'tularly m hfiluloil all
m!KnBr norvlf' .tclwoon Hintkam
nnd l'Di-ilumt, vt.i Ynklniti, win
nnd 1 ntm-l Momhiy, Apiil 15. hy tho M:i-
ncr Air Trnniiport, it wn nnnottno-
MAXIMUM COMFORT
nt
MINIMUM COST'
Willi
GAS
"The Household Servant"
Instant Heat in Your Oven.
Instant Rot Water
Perfect Refrigeration
Southern Oregon
Gas Corporation
OAZEY, General Manager
Standard Products Co.
Formerly Standard Roofing Co.
.. . , '.; ' ...... - V "
Will ttoon' Miinufiic'ttire
- ' .
Lime and Lime Fertilizer
Wo will still Imnillc ns formerly Building Materials of nil
kinds including Fire Place Dampers.Hearth Tile, Build,
ing Tile, Foundation Blocks, Home-made Bricks, of nil
colors and kinds. Everything in mnnufncturiyl Cement
such ns Bird Fountains, Garden Benches, Jadiniere
Flower Pots nnd Grave Tops.
Visitors Welcome
JSl.
PLANT LOCATED AT 10TH AND FIE
ml I.
W7i I
At 6 simple interest
No stock to buy
Why pay more?
COMMERCIAL FINANCE
CORPORATION
When Building
Get
Contractor Y
Bond
"" All Lines of
INSURANCE
First Insurance
Agency, Inc.
30 North Central Ave. ;
Medford, Oregon
W.F.Grinsted
" ' for ;
Pointing and :
Decorating
Gumwood and
Antique Specialit
TEXTURED WALLS
Spanish, English, Egyptian,
' Etc. '
PAPERHANOING '
Day and Night Service ;
PHONE 120-Bjf.