PUBLIC NOTICE
97035 (503) 946-6558 In
construing this notice, the
masculine gender includes
the feminine and the neu-
ter, the singular includes
plural, the word "grantor"
includes any successor in
interest to the grantor as
well as any other persons
owing an obligation, the
performance of which is
secured by said trust deed,
the words "trustee" and
‘beneficiary" include their
respective successors in
interest, if any. Without
limiting the trustee's dis-
claimer of representations
or warranties, Oregon law
requires the trustee to state
in this notice that some
residential property sold at
a trustee's sale may have
been used in manufactur-
ing methamphetamines,
the chemical components
of which are known to be
toxic. Prospective pur-
chasers of residential
property should be aware
of this potential danger
before deciding to place
a bid for this property at
the trustee's sale. Dated:
7/25/2023ZBS Law, LLP
By: Amber L. Labrecque,
Esq., OSB#094593 ZBS
Law, LLP Authorized to
sign on behalf of the trust-
ee A-4792244 09/27/2023,
10/04/2023, 10/11/2023,
10/18/2023
Published September 27,
October 4, 11, 18, 2023
affid 4c
TRUSTEE'S NOTICE
OF SALE TS NO.: 23-
65450 Reference is made
to that certain Deed of
Trust (hereinafter re-
ferred as the Trust Deed)
made by KAREN ALAR-
CON CORTES AND
SALVADOR
CORTES
GONZALEZ, AS JOINT
TENANTS as Grantor to
MID-COLUMBIA TITLE
COMPANY, as trustee,
in favor of MORTGAGE
ELECTRONIC REGIS-
TRATION
SYSTEMS,
INC. ("MERS"), AS DES-
IGNATED
NOMINEE
FOR
HOMESTREET
BANK,
BENEFICIA-
RY OF THE SECURI-
TY INSTRUMENT, ITS
SUCCESSORS AND AS-
SIGNS, as Beneficiary,
dated 12/21/2021, record-
ed 12/30/2021, as Instru-
ment No. 2021-50475,
in mortgage records of
Morrow County, Oregon
covering the following
described real property
situated in said County
and State, to-wit: LOT 14,
RIVER RIDGE ESTATES
- PHASE 3, IN THE
CITY OF BOARDMAN,
COUNTY OF MORROW
AND STATE OF ORE-
GON. The street address or
other common designation,
if any for the real property
described above is purport-
ed to be: 137 SW EAGLE
DR BOARDMAN, ORE-
GON 97818 The Tax As-
sessor's Account ID for the
Real Property is purported
to be: 4N2517DB00914
/12783 Both the benefi-
ciary and the trustee, ZBS
Law, LLP have elected to
foreclose the above ref-
erenced Trust Deed and
sell the said real property
to satisfy the obligations
secured by the Trust Deed
and a Notice of Default
and Election to Sell has
been recorded pursuant to
ORS 86.752(3). All right,
title, and interest in the
said described property
which die grantors had, or
had power to convey, at the
time of execution of the
Trust Deed, together with
any interest the grantors or
their successors in interest
acquired after execution
of the Trust Deed shall
be sold at public auction
to the highest bidder for
cash to satisfy the obliga-
tions secured by the Trust
Deed and the expenses of
sale, including the com-
pensation of the trustee as
provided by law, and the
reasonable fees of trust-
ee's attorneys. The default
for which the foreclosure
is made is: The monthly
installment of principal
and interest which be-
came due on 3/1/2023, late
charges, and all subsequent
monthly installments of
principal and interest. You
are responsible to pay all
payments and charges due
under the terms and con-
ditions of the loan doc-
uments which come due
subsequent to the date of
this notice, including, but
not limited to, foreclosure
trustee fees and costs, ad-
vances and late charges.
Furthermore, as a condi-
tion to bring your account
in good standing, you must
provide the undersigned
with written proof that you
are not in default on any
senior encumbrance and
provide proof of insur-
ance. Nothing in this no-
tice should be construed as
a waiver of any fees owing
to the beneficiary under the
deed of trust, pursuant to
the terms and provisions
of the loan documents. The
amount required to cure
the default in payments to
date is calculated as fol-
lows: From: 3/1/2023 To-
tal of past due payments:
$9,042.65 Late Charges:
$247.70
Additional
charges (Taxes, Insurance,
Corporate Advances, Other
Fees): $1,493.00 Trustee's
Fees and Costs: $1,461.00
Total necessary to cure:
$12,244.35 Please note
the amounts stated herein
are subject to confirmation
and review and are likely
to change during the next
30 days. Please contact
the successor trustee ZBS
Law, LLP, to obtain a "re-
instatement' and or "pay-
off' quote prior to remitting
funds. By reason of said
default the beneficiary has
declared all sums owing
on the obligation secured
by the Trust Deed due and
payable. The amount re-
quired to discharge this
lien in its entirety to date
is: $303,867.07 Said sale
shall be held at the hour of
11:00 AM on 12/8/2023 in
accord with the standard of
time established by ORS
187.110, and pursuant to
ORS 86.771(7) shall occur
at the following designated
place: At the front entrance
to the Morrow County
Courthouse, 100 Court
Street, Heppner, OR 97836
Other than as shown of re-
cord, neither the said ben-
eficiary nor the said trust-
ee have any actual notice
of any person having or
claiming to have any lien
upon or interest in the real
property hereinabove de-
scribed subsequent to the
interest of the trustee in the
Trust Deed, or of any suc-
cessors) in interest to the
grantors or of any lessee or
other person in possession
of or occupying the proper-
ty, except: NONE Notice is
further given that any per-
son named in ORS 86.778
has the right, at any time
prior to five days before
the date last set for sale,
to have this foreclosure
proceeding dismissed and
the Trust Deed reinstated
by payment to the benefi-
ciary of the entire amount
then due (other than such
portion of the principal as
would not then be due had
no default occurred) and
by curing any other default
complained of herein that is
capable of being cured by
tendering the performance
required under the obliga-
tion(s) of the Trust Deed,
and in addition to paying
said sums or tendering the
performance necessary to
cure the default, by paying
all costs and expenses ac-
tually incurred in enforcing
the obligation and Trust
Deed, together with the
trustee's and attorney's fees
not exceeding the amounts
provided by ORS 86.778.
The mailing address of the
PUBLIC NOTICE
trustee is: ZBS Law, LLP
5 Centerpointe Dr., Suite
400 Lake Oswego, OR
97035 (503) 946-6558 In
construing this notice, the
masculine gender includes
the feminine and the neu-
ter, the singular includes
plural, the word "grantor"
includes any successor in
interest to the grantor as
well as any other persons
owing an obligation, the
performance of which is
secured by said trust deed,
the words "trustee" and
"beneficiary" include their
respective successors in
interest, if any. Without
limiting the trustee's dis-
claimer of representations
or warranties, Oregon law
requires the trustee to state
in this notice that some
residential property sold at
a trustee's sale may have
been used in manufactur-
ing methamphetamines,
the chemical components
of which are known to be
toxic. Prospective pur-
chasers of residential
property should be aware
of this potential danger
before deciding to place
a bid for this property at
the trustee's sale. Dated:
7/25/2023 ZBS Law, LLP
Amber L, Labrecque, Esq.,
OSB#094593 ZBS Law,
LLP Authorized to sign
on behalf of the trustee
A-4792249 09/27/2023,
10/04/2023, 10/11/2023,
10/18/2
Published September 27,
October 4, 11, 18, 2023 af-
fid 4c
S U M M O N S
DOMESTIC
RELA-
TIONS IN THE CIR-
CUIT COURT OF THE
STATE OF OREGON
FOR
THE
COUN-
TY
OF
MORROW
Case No: 23DR16276 In
the Matter of the Marriage
of: Kevin Aaron Alvarado
Petitioner And Shanelle
Heart Gaines Respondent
TO:ShanelleHear t
GainesRespondent
YOU ARE
HERE-
BY REQUIRED to ap-
pear and defend the pe-
tition filed against you
in the above titled cause
within thirty (30) days
From the date of ser-
vice of this summons
upon you, and in case of
Your failure to do so,
for want thereof. Peti-
tioner will apply to the
Court For relief demand-
ed in the petition NO-
TICE TORESPONDENT
READ
THESE PA-
PERS
CAREFULLY!
You must "appear" in
this case or the other side
will win automatically. TO
"APPEAR " YOU MUST
FILE A LEGAL
PA-
PER CALLED A "RE-
PONSE" OR A MOTION.
Response forms are avail-
able through the court
listed Above or online
at
www.courts.oregon.
gov. Talk to a lawyer for
information about ap-
pearing by motion. Your
Response must he filed
with the court clerk at the
court listed above with-
in 30 Days of the day you
received this SUMMONS,
along with the required fil-
ing fee (go to www.courts.
oregon.gov for fee informa-
tion.) It must be in proper
form and you must show
that the Petitioners lawyer
(or the Petitioner if he or
she does not have a lawyer
was
formally served
with a copy of the
Response according to the
service rules. Service rules
are included in Instruc-
tions for Respondents,
available at ( www. courts.
oregon,gov)
If you
have questions, see a law-
yer immediately. If you
need help finding a law-
yer, you call the Oregon
State Bar's LawyerRe-
ferralService at 503-684-
3763 or toll free in Or-
egon at (800)452-7636,
or go to www.Oregon-
statebarorg. Dated this
FIVE- Heppner Gazette-Times, Heppner, Oregon Wednesday, October 18, 2023
PUBLIC NOTICE
27th of September, 2023
S/M Linda Gonzalez,
Non-Party Server Email
lkgochoa@gmail.com 541-
571-6590
Published September 27,
October 4, 11, 18, 2023
affid 4pd
TRUSTEE'S NOTICE
OF SALE T.S. No.: OR-
23-961726-BB Reference
is made to that certain deed
made by, MICHELLE
KAYDEN QUIRICONI, A
MARRIED WOMAN AS
HER SEPARATE ESTATE
as Grantor to MID-CO-
LUMBIA TITLE COM-
PANY, as trustee, in favor
of MORTGAGE ELEC-
TRONIC
REGISTRA-
TION SYSTEMS, INC.,
AS NOMINEE FOR
HAPO
COMMUNITY
CREDIT UNION, ITS
SUCCESSORS AND AS-
SIGNS, as Beneficiary,
dated 4/24/2018, recorded
4/25/2018, in official re-
cords of MORROW Coun-
ty, Oregon in and/or as fee/
file/instrument/microfilm/
reception number 2018-
42149 and subsequently
assigned or transferred by
operation of law to FLAG-
STAR BANK, N.A. cover-
ing the following described
real property situated in
said County, and State.
APN:
11443
4N2517DB00225 LOT 38,
PLAT OF RIVER RIDGE
ESTATES, PHASE 2, IN
THE CITY OF BOARD-
MAN, COUNTY OF
MORROW AND STATE
OF OREGON. Commonly
known as: 125 FALCON
CT, BOARDMAN, OR
97818-9503 The under-
signed hereby certifies that
based upon business re-
cords there are no known
written assignments of the
trust deed by the trustee or
by the beneficiary, except
as recorded in the records
of the county or counties in
which the above described
real property is situated.
Further, no action has been
instituted to recover the
debt, or any part thereof,
now remaining secured by
the trust deed, or, if such
action has been instituted,
such action has been dis-
missed except as permitted
by ORS 86.752(7). Both
the beneficiary and the
trustee have elected to sell
the said real property to
satisfy the obligations se-
cured by said trust deed
and notice has been re-
corded pursuant to Section
86.752(3) of Oregon Re-
vised Statutes. There is a
default by grantor or other
person owing an obliga-
tion, performance of which
is secured by the trust
deed, or by the successor
in interest, with respect to
provisions therein which
authorize sale in the event
of such provision. The de-
fault for which foreclosure
is made is grantor's failure
to pay when due the fol-
lowing sum: TOTAL RE-
QUIRED TO
REIN-
STATE:
$11,763.25
TOTAL REQUIRED TO
PAYOFF:
$151,099.88
Because of interest, late
charges, and other charges
that may vary from day-to-
day, the amount due on the
day you pay may be great-
er. It will be necessary for
you to contact the Trustee
before the time you tender
reinstatement or the payoff
amount so that you may be
advised of the exact
amount you will be re-
quired to pay. By reason of
the default, the beneficiary
has declared all sums ow-
ing on the obligation se-
cured by the trust deed im-
mediately due and payable,
those sums being the fol-
lowing, to- wit: The in-
stallments of principal and
interest which became due
on 1/1/2023, and all subse-
quent installments of prin-
cipal and interest through
the date of this Notice, plus
amounts that are due for
late charges, delinquent
property taxes, insurance
premiums, advances made
on senior liens, taxes and/
or insurance, trustee's fees,
and any attorney fees and
court costs arising from or
associated with the benefi-
ciaries efforts to protect
and preserve its security,
all of which must be paid
as a condition of reinstate-
ment, including all sums
that shall accrue through
reinstatement or pay-off.
Nothing in this notice shall
be construed as a waiver of
any fees owing to the Ben-
eficiary under the Deed of
Trust pursuant to the terms
of the loan documents.
Whereof, notice hereby is
given that QUALITY
LOAN SERVICE COR-
PORATION, the under-
signed trustee will on
1/16/2024 at the hour of
1:00:00 PM, Standard of
Time, as established by
section 187.110, Oregon
Revised Statues, At the
Front Entrance to the Mor-
row County Courthouse,
located at 100 South Court
Street, Heppner, OR 9783
County of MORROW,
State of Oregon, sell at
public auction to the high-
est bidder for cash the in-
terest in the said described
real property which the
grantor had or had power
to convey at the time of the
execution by him of the
said trust deed, together
with any interest which the
grantor or his successors in
interest acquired after the
execution of said trust
deed, to satisfy the forego-
ing obligations thereby se-
cured and the costs and
expenses of sale, including
a reasonable charge by the
trustee. Notice is further
given that any person
named in Section 86.778
of Oregon Revised Stat-
utes has the right to have
the foreclosure proceeding
dismissed and the trust
deed reinstated by pay-
ment to the beneficiary of
the entire amount then due
(other than such portion of
said principal as would not
then be due had no default
occurred), together with
the costs, trustee's and at-
torney's fees and curing
any other default com-
plained of in the Notice of
Default by tendering the
performance required un-
der the obligation or trust
deed, at any time prior to
five days before the date
last set for sale. Other than
as shown of record, neither
the beneficiary nor the
trustee has any actual no-
tice of any person having
or claiming to have any
lien upon or interest in the
real property hereinabove
described subsequent to
the interest of the trustee in
the trust deed, or of any
successor in interest to
grantor or of any lessee or
other person in possession
of or occupying the prop-
erty, except: Name and
Last Known Address and
Nature of Right, Lien or
Interest
MICHELLE
QUIRICONI 125 FAL-
CON CT BOARDMAN,
OR 97818 Original Bor-
rower For Sale Informa-
tion Call: 800-280-2832 or
Login to: www.auction.
com In construing this no-
tice, the singular includes
the plural, the word "grant-
or" includes any successor
in interest to this grantor as
well as any other person
owing an obligation, the
performance of which is
secured by the trust deed,
and the words "trustee"
and "beneficiary" include
their respective successors
in interest, if any. Pursuant
to Oregon Law, this sale
will not be deemed final
until the Trustee's deed has
been issued by QUALITY
LOAN SERVICE COR-
PORATION. If any irregu-
larities are discovered
PUBLIC NOTICE
within 10 days of the date
of this sale, the trustee will
rescind the sale, return the
buyer's money and take
further action as necessary.
If the sale is set aside for
any reason, including if the
Trustee is unable to convey
title, the Purchaser at the
sale shall be entitled only
to a return of the monies
paid to the Trustee. This
shall be the Purchaser's
sole and exclusive remedy.
The purchaser shall have
no further recourse against
the Trustor, the Trustee, the
Beneficiary, the Beneficia-
ry's Agent, or the Benefi-
ciary's Attorney. If you
have previously been dis-
charged through bankrupt-
cy, you may have been re-
leased of personal liability
for this loan in which case
this letter is intended to ex-
ercise the note holders
right's against the real
property only. As required
by law, you are hereby no-
tified that a negative credit
report reflecting on your
credit record may be sub-
mitted to a credit report
agency if you fail to fulfill
the terms of your credit ob-
ligations. Without limiting
the trustee's disclaimer of
representations or warran-
ties, Oregon law requires
the trustee to state in this
notice that some residen-
tial property sold at a trust-
ee's sale may have been
used in manufacturing
methamphetamines,
the
chemical components of
which are known to be tox-
ic. Prospective purchasers
of residential property
should be aware of this po-
tential danger before de-
ciding to place a bid for
this property at the trust-
ee's sale. NOTICE TO
TENANTS: TENANTS
OF THE SUBJECT REAL
PROPERTY HAVE CER-
TAIN
PROTECTIONS
AFFORDED TO THEM
UNDER ORS 86.782
AND POSSIBLY UNDER
FEDERAL LAW. AT-
TACHED TO THIS NO-
TICE OF SALE, AND IN-
CORPORATED HEREIN,
IS A NOTICE TO TEN-
ANTS
THAT
SETS
FORTH SOME OF THE
PROTECTIONS THAT
ARE AVAILABLE TO A
TENANT OF THE SUB-
JECT REAL PROPERTY
AND WHICH SETS
FORTH CERTAIN RE-
QUIREMENTS
THAT
MUST BE COMPLIED
WITH BY ANY TENANT
IN ORDER TO OBTAIN
THE AFFORDED PRO-
TECTION,
AS
RE-
QUIRED UNDER ORS
86.771. TS No: OR-23-
961726-BB
Dated:
9/8/2023 Quality Loan
Service Corporation, as
Trustee Signature By:
Robert W. McDonald, Vice
President Trustee's Mail-
ing Address: QUALITY
LOAN SERVICE COR-
PORATION 108 1 st Ave
South, Suite 450, Seattle,
WA 98104 Toll Free: (866)
925-0241 Trustee's Physi-
cal Address: Quality Loan
Service Corporation 2763
Camino Del Rio South San
Diego, CA 92108 Toll
Free: (866) 925-0241 IDS-
Pub #0188306 10/11/2023
10/18/2023
10/25/2023
11/1/2023
published:October:
11,18,25, November 1,
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