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MISCELLANEOUS
Advertise your business with
solid magnet door signs front
the Heppner Gazette-Times.
676-9228, ask for David.
____________________S-3-tfx
Reprints of photos that
appear in the H eppner
Gazette-Times are available
for $5 each for a color 5 x 7
and $6 for an 8 x 10 (multiple
print pricing available).
Contact the Gazette at 676-
9228 if you have a photo you
would like to purchase.
11 -24-tfx
By the City of H eppner
For the month of November
High Low Precip.
(H)
43
17
11/1
1)0
40
11/2
25
.07
57
11/3
31
.00
11/4
62
52
62
50
.13
11/5
11/6
66
.07
51
60
.06
11/7
74
11/8
66
39
.45
11/9
54
36
.13
11/10 50
34
.01
56
34
11/11
.27
11/12
49
34
,(X)
50
41
11/13
.06
11/14
56
.14
35
39
.00
11/15
53
11/16 61
37
.03
11/17
50
28
.00
11/18
50
29
.00
11/19
45
32
.00
11/20 63
34
.05
54
11/21
.00
33
11/22
59
33
.01
11/23
54
35
.40
11/24 49
36
.10
11/25 47
31
.40
29
11/26 41
.03
11/27 49
29
.16
11/28
35
20
.03
11/29
22
15
.00
11/30 43
18
.02
Snow on Now 27 ( / ”); trace of snow
on Now 2H.
PUBLIC NOTICE
Estate Sale
Dec 8-9 in Condon at the
Memorial Hall. Clothes (some
still with tags) sm-lg, shoes,
books, cookbooks, kitchen
items, wicker baskets, arts
and cra fts supplies (various
types), sewing machine, videos,
8-tracks, CDs, records (some
antique), jewelry, some misc
antiques, etc 8 a m - 6 p m
Lots to appreciate, reason
ably priced, will negotiate All
must go Please call (541) 422-
7017 for more information
Please leave message 12 -6 -ic
SHOP SALE
A Lot Of Everything!
Tools - Toys - Antiques -
Dishes - Doors - Sinks -
Windows - Collectibles -
Even Some Unknowns...
Saturday, Dec. 9
Sunday, Dec. 10
Old Mill Site. 9 a.m.
All News
Display Advertising
Classified Ads
Legal Notices
DEADLINE
Mondays at 5 p.m.
G-T 676-9228
fax 676-9211
TRUSTEE’S NOTICE OF
SALE
A default has occurred un
der the terms of a trust deed
made by Larry D. Reed, a mar
ried man, as grantor to First
American Title, as Trustee, in
favor of Century 2 1 Mortgage,
as Beneficiary, dated March
25, 2004, recorded April 2,
2004, in the mortgage records
of Morrow County, Oregon, as
Microfilm No. M-2004-10613,
beneficial interest now held by
PHH M ortgage Corp., fka
Century 21 Mortgage as cov
ering the following described
real property:
Lots 7 and 8 and the South
25 feet of Lot 9. Block 26, in
the City of Irrigon, County of
Morrow and State of Oregon.
COMMONLY KNOWN
AS: 365 N.E. 9th Street, Irrig
on, OR 97844
Both the beneficiary and the
trustee have elected to sell the
said real property to satisfy the
obligations secured by said
trust deed and a notice of de
fault has been recorded pursu
ant to Oregon Revised Statutes
86.735(3); the default for
which the foreclosure is made
is grantor’s failure to pay when
due the following sums:
Monthly payments in the
sum of $713.32, from July 1,
2006, together with all costs,
disbursements, and/or fees in
curred or paid by the benefi
ciary and/or trustee, their em
ployees, agents or assigns.
By reason of said default the
beneficiary has declared all
sums owing on the obligation
secured by said trust deed im
mediately due and payable.
said sum being the following,
to-wit:
$82,600.42, together with
interest thereon at the rate of
4.83% per annum from June 1,
2006. together with all costs,
disbursements, and/or fees in
curred or paid by the benefi
ciary and/or trustee, their em
ployees, agents or assigns.
WHEREFORE, notice here
by is given that the undersigned
trustee will on February 7,
2007, at the hour of 11 :(K) AM,
in accord with the standard
time established by ORS
187.110, at the main entrance
of the Morrow County Court
house, located at 100 Court
Street, in the City of Heppner,
County of Morrow, State of
Oregon, sell at public auction
to the highest bidder for cash
the interest in the said described
real property which the grant
or has or had power to convey
at the time of the execution of
said trust deed, together with
any interest which the grantor
or his successors in interest
acquired after the execution of
said trust deed, to satisfy the
foregoing obligations thereby
secured and the costs and ex
penses of sale, including a rea
sonable charge by the trustee.
Notice is further given that any
person named in ORS 86.753
has the right, at any time prior
to five days before the date last
set for the sale, to have this
foreclosure proceeding dis
missed and the trust deed rein
stated by payment to the bene
ficiary of the entire amount due
(other than such portion of the
principal as would not then be
due had no default occurred)
and by curing any other default
complained of herein that is
capable of being cured by ten
dering the performance re
quired under the obligations or
trust deed, and in addition to
paying said sums or tendering
the performance necessary to
cure the default, by paying all
costs and expenses actually in
curred in enforcing the obliga
tion and trust deed, together
with trustee’s and attorney’s
fees not exceeding the amounts
provided by said ORS 86.753.
In construing this notice, the
masculine gender includes the
feminine and the neuter, the sin
gular includes the plural, the
word “grantor” includes any
successor in interest to the
grantor as well as any other
person owing an obligation, the
performance of which is se
cured by said trust deed, and
the words “trustee” and “bene
ficiary” include their respective
successors in interest, if any.
Also, please be advised that
pursuant to the terms stated on
the Deed of Trust and Note, the
beneficiary is allowed to con
duct property inspections while
property is in default. This shall
serve as notice that the benefi
ciary shall be conducting prop
erty inspections on the said ref
erenced property.
The Fair Debt Collection
Practice Act requires that we
state the following: This is an
attempt to collect a debt, and
Estate
if-
•X
Holiday Gift
Solutions
By DAVID S Y K ES
REALTOR
LO C A T IO N IS T H E K E Y
When deciding on a home
to buy. location of the proper
ty may be as important an ele
ment as anything. Location is
the one thing that cannot be
changed about a property, and
a good view or poor neighbor
hood are examples of factors
that are impossible to change.
In looking at a home as an
investment and an eventual
resale, one needs to think
about the factors that would
attract a buyer, such as place
ment on a street away from
heavily traveled highways,
close to freeways and shop-
V JHL * 2
ping, good school districts,
and well-kept properties on the
same street. These are also
variables that an owner has
virtually no control over. You
can remodel and upgrade a
dwelling with new paint and
landscaping, but there is noth
ing you can do about the
home's location. Good loca
tion is the foundation for a
wise home investment that all
other aspects build upon. It
goes without saying that the
location of a home has the
greatest impact on its market
value.
Heppner Gazette-Times, Heppner, Oregon Wednesday, December 6,2006 - SEVEN
any information obtained will Street. Heppner, Oregon, how- property to satisfy the obliga-
be used for that purpose. If a ever, subsequent to the record tions secured by said trust deed
discharge has been obtained by ed of said Notice of default the and notice has been recorded
any party through bankruptcy original sale proceedings were pursuant to Section 86.735(3)
proceedings: This shall not be stayed by order of the Court or of Oregon Revised Statutes: the
construed to be an attempt to by proceedings under the Na default for which the foreclo
collect the outstanding indebt tional Bankruptcy Act or for sure is made is the grantor’s:
edness or hold you personally other lawful reason. The bene Installment of principal and
ficiary did not participate in interest plus impounds and/or
liable for the debt.
Dated: 10/09/06
obtaining such stay. Said stay advances which became due on
KELLY D. SUTHERLAND was terminated on 11 /14/2006. 7/1/2006 plus amounts that are
Successor Trustee Whereof, notice hereby is giv due or may become due for the
SHAPIRO & SUTHER en that First American Title following: late charges, delin
LAND. LLC Insurance Company the under quent property taxes, insurance
5501 N.E. 109th Court. signed trustee will on 12/27/ premiums, advances made on
Suite N 2006 at the hour o f 11:00 senior liens, taxes and/or insur
Vancouver, WA 98662 am Standard of Time, as estab ance, trustee fees, and any at
Telephoned 360) 260-2253 lished by section 187.110, Or torney fees and court cost aris
S&S 06-18679 egon Revised Statues, at At the ing from or associated with
Published: November 15, 22, front entrance to the Morrow beneficiaries effort to protect
29, December 6, 2006
County Courthouse, 100 Court and preserve its security must
Affidavit
Street, Heppner, O regon, be cured as a condition of rein
County of Morrow, State of statement. Monthly Payment $
PUBLIC NOTICE Oregon, sell at public auction 958.51 Monthly Late Charge
AMENDED T R U S T E E ’S to the highest bidder for cash $ 35.33 By reason of said de
NOTICE OF SALE T.S. No.: the interest in the said described fault the beneficiary has de
O R -90245-V Loan No: real property which the grant clared all obligations secured
0601039976 Reference is made or had or had power to convey by said deed of trust immedi
to that certain deed made by, at the time of the execution by ately due and payable, said
Daniel J. Swart, an unmarried him of the said trust deed, to sums being the following, to-
man as Grantor to Unified So gether with any interest which wit: The sum of $ 86,534.50,
lutions Group, as trustee, in the grantor or his successors in together with interest thereon at
favor of “MERS” Mortgage interest acquired after the exe the rate of 8.50000 per annum
Electronic Registration Sys cution of said trust deed, to sat from 6/1/2006 until paid; plus
tems, Inc., solely as nominee isfy the foregoing obligations all accrued late charges there
for Lender Mortgage Investors thereby secured and the costs on; and all trustee’s fees, fore
Corporation, as Beneficiary, and expenses of sale, including closure costs and any sums
dated 7/16/2004. recorded 7/ a reasonable charge by the advanced by the beneficiary
27/2004, in official records of trustee. Notice is further given pursuant to the terms of said
Morrow County, Oregon in that any person named in Sec deed of trust. Whereof, notice
book/reel/volume No. - at page tion 86.753 of Oregon Revised hereby is given that. Fidelity
No. -, fee/file/instrument/mi- Statutes has the right to have National Title Company of
crofile/reception No. 2004- the foreclosure proceeding dis Oregon, the undersigned trust
11711 (indicated which), cov missed and the trust deed rein ee will on 3/8/2007 at the hour
ering the following described stated by payment to the bene of 11:00:00 AM. Standard of
real property situated in said ficiary of the entire amount Time, as established by section
County and State, to-wit: APN: then due (other than such por 187,110, Oregon Revised Stat
R04567 Lot 7, Block 3. West tion of said principal as would utes, at At the front entrance to
Glen, in the County of Morrow not then be due had no default the Morrow County C ourt
and State of Oregon. Common occurred), together with the house, 1 (X) Court Street, Hep
ly known as: 70240 Ridgecrest costs, trustee’s and attorney's pner, OR County of Morrow.
Drive Boardm an, Oregon fees and curing any other de State of Oregon, sell at public
97818 Both the beneficiary and fault complained of in the No auction to the highest bidder for
the trustee have elected to sell tice of Default by tendering the cash the interest in the said de
the said real property to satis performance required under the scribed real property which the
fy the obligations secured by obligation or trust deed, at any grantor had or had power to
said trust deed and notice has time prior to five days before convey at the time of the exe
been recorded pursuant to Sec the date last set for sale. In con cution by him of the said trust
tion 86.735(3) of Oregon Re struing this notice, the mascu deed, together with any inter
vised Statutes: the default for line gender includes the femi est which the grantor or his
which the foreclosure is made nine and the neuter, the singu successors in interest acquired
is the grantor’s: Unpaid prin lar includes plural, the word after the execution of said trust
cipal balance of $46,826.18; “grantor” includes any succes deed, to satisfy the foregoing
plus accrued interest plus im sor in interest to the grantor as obligations thereby secured and
pounds and/or advances which well as any other persons ow the costs and expenses of sale,
became due on 3/1/2006 plus ing an obligation, the perfor including a reasonable charge
late charges, and all subsequent mance of which is secured by by the trustee. Notice is further
installments of principal, inter said trust deed, the words given that any person named in
est, balloon payments, plus “trustee” and “beneficiary” in Section 86.753 of Oregon Re
impounds and/or advances and clude their respective succes vised Statutes has the right to
late charges that become pay sors in interest, if any. Date: have the foreclosure proceed
able. M onthly Payment N ovem ber 20, 2006 First ing dismissed and the trust deed
$326.88 Monthly Late Charge American Title Insurance Com reinstated by payment to the
$10.28 By this reason of said pany, 3 First American Way beneficiary of the entire amount
default the beneficiary has de Santa Ana. CA 92707, (818) then due (other than such por
clared all obligations secured 361-6998 Signature By Karen tion of said principal as would
not then be due had no default
by said deed of trust immedi J. Cooper. Assistant Secretary
occurred),
together with the
ASAP#
804998
11/29/2006,
ately due and payable, said
costs, trustee’s and attorney’s
12/06/2006
Affidavit
sums being the following, to-
fees and curing any other de
wit: The Notice of Default and
fault complained of in the No
PUBLIC
NOTICE
original Notice of Sale given
TRUSTEE’S NOTICE OF tice of Default by tendering the
pursuant thereto stated that the
SALE
T.S. No.: O R-06- performance required under the
property would be sold on 11/
66226-D
L
Loan
No: obligation or trust deed, at any
28/2006, at the hour of - Stan
time prior to five days before
0006717698
Reference
is
made
dard of Time, as established by
the date last set for sale. For
to
that
certain
deed
made
by,
Section 187.110. Oregon Re
Sale Information Call: 714-
Karl
R.
Furgerson.
a
single
vised Statutes, at At the Front
259-7850 or Login to:
man
as
Grantor
to
Mid
Colum
Entrance to the Morrow Coun
www.fidelityasap.com In con
bia
Title
Company,
as
trustee,
ty C ourthouse, 100 Court
in favor of Morgan Financial struing this notice, the mascu
Services. Inc., as Beneficiary, line gender includes the femi
dated 3/21 /2(X) 1, recorded 4/4/ nine and the neuter, the singu
2001, in official records of lar includes plural, the word
*7- jn r Morrow County. Oregon in "grantor" includes any succes
book/reel/volume No. - at page sor in interest to the grantor as
No. -, fee/file/instrumcnt/mi- well as any other persons ow
crofile/reception No. 2001- ing an obligations, the perfor
700, covering the following mance of which is secured by
described real property situat said trust deed, the words
ed in said County and State, to- "trustee" and "beneficiary” in
wit: APN: R09085 Lot 28, clude the respective successors
Sand/, addition, in the City of in interest, if any. If the Trust
Irrigon, County Morrow and ee is unable to convey title for
State of Oregon Commonly any reason, the successful bid
known as: 270 SE 10th Street der's sole and exclusive reme
*
Irrigon, OR 97844 Both the dy shall be the return of mon-
beneficiary and the trustee have
Continued next page
elected to sell the said real
&
#
Morrow County Health District
Open Sunday, Dec. 10 from 12-4 p.m.
Complimentary Refreshments!
is again offering free assistance with
,s
Property listings are available
at H H H'. v yk esrealestate. net
4
188 W. Willow • P.0. Box 337 • Heppner, OR 97836
(541) 676-9228 • 1-800-326-2152
J w w H n o f A m o rte« Inc
Petersons
Heppner
Jewelers/
676-9200
Cell (541) 980-6674 • Fax (541) 676-9211
E-mail: david@sykesrealestate.net
t
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&£.•-
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&
■£
A TT EN TIO N M ED ICARE
PART D PA RTICIP A N TS
> :
Medicare Prescription Plans.
Participants can change prescription plans
between November 15 and December 31.
If you have questions about what plan is
best for you, or need help changing plans,
please contact us to set up an appointment.
6 7 6 -2 9 1 4 or 1-8 0 0 -7 3 7 -4 1 1 3 ext. 2914.
I