TEN - Heppner Gazette-Times, Heppner, Oregon Wednesday, May 15, 2002
PUBLIC NOTICE
STERRENBERG
93531-930441
WE ARE A DEBT COL­
LECTOR. THIS COMMUNI­
CATION IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
If within thirty (30) days of
your receipt of this notice you
give notice to the undersigned, in
u nting, that you dispute the debt
referred to, or any portion of it,
we will mail a verification of
such debt to you. In addition, if
you make the request within said
thirty (30) days in writing, we
will provide you with the name
and address of the original credi­
tor, if other than the present credi­
tor shown. Notices under this
paragraph should be sent to H&L
Services, Inc., Attention: Debt
Verification Department, 1111
Third Avenue, Suite 3400, Se­
attle, WA 98101. Unless within
thirty (30) days of your receipt
of this notice, we receive notice
that you dispute the debt, or some
portion of the debt, we will as­
sume the debt amount is valid.
The purpose of this notice is to
collect the indebtedness due, or
in the alternative, to repossess the
Property (as defined below)
which is the security of said debt.
IMPORTANT!
PLEASE READ!
AS OF THE DATE OF THIS
NOTICE,
THE
TOTAL
AMOUNT NECESSARY TO
HAVE THIS FORECLOSURE
PROCEEDING DISM ISSED
AND THE TRUST DEED RE­
INSTATED IS ESTIMATED
TO BE $2,918.20. THIS IS THE
AMOUNT LISTED IN PARA­
GRAPHS 2 AND 3 BELOW
AND IS REFERRED TO IN
THIS NOTICE AS THE REIN­
STATEMENT AMOUNT. BE­
CAUSE OF INTEREST, LATE
CHARGES, AND OTHER
CHARGES THAT MAY AC­
CRUE SUBSEQUENT TO THE
DATE OF THIS NOTICE, THE
AMOUNT DUE ON THE DAY
YOU ACTUALLY PAY WILL
PROBABLY BE GREATER OR
LESS DEPENDING ON WHEN
YOU CURE. PLEASE CON­
TACT OUR REIN STA TE­
MENT DEPARTM ENT AT
(206) 386-5470 BEFORE
SENDING YOUR CHECK TO
DETERM INE THE EXACT
REINSTATEMENT AMOUNT.
IN ORDER TO HAVE THE
FORECLOSURE PROCEED­
ING DISMISSED, YOU MUST
PAY THE REINSTATEMENT
AMOUNT AT ANY TIME
PRIOR TO FIVE DAYS BE­
FORE THE DATE LAST SET
FOR THE SALE. THEREAF­
TER, AND PURSUANT TO
PARAGRAPH 4 BELOW, YOU
WILL HAVE TO PAY YOUR
ENTIRE LOAN BALANCE
PLUS ALL OTHER CHARGES
LISTED IN PARAGRAPH 3 OF
THIS NOTICE IN FULL IN
ORDER TO STOP THE FORE­
CLOSURE SALE. FOR FUR­
THER INFORM ATION, ON
REINSTATEMENT OR PAY­
OFFS, WRITE US AT H&L
SERVICES, INC., A TTEN ­
TION: REINSTATEMENT DE­
PARTMENT, 1111 THIRD AV­
ENUE, SUITE 3400, SEATTLE,
WA 98001 OR CALL US AT
(206) 386-5470. UNLESS OTH­
ERWISE AGREED WITH THE
CREDITOR, ALL R EIN ­
STATEMENT AND PAYOFF
FUNDS MUST BE IN THE
FORM OF A CASHIER’S OR
CERTIFIED CHECK.
The creditor to whom this
amount is owed is WASHING­
TON MUTUAL BANK.
THE
INFORM ATION
ABOVE IS PROVIDED IN
COM PLIANCE WITH THE
FEDERAL FAIR DEBT COL­
LECTION PRACTICES ACT.
TRUSTEE’S NOTICE OF SALE
1. DEFAULT:
Reference is made to that
certain tru st deed made by
KEVIN AND TRACIE STER-
RENBERG AS TENANTS BY
THE ENTIRETY, as grantor, to
AMERITITLE, as trustee, in fa­
vor o f W ASHINGTON MU­
TUAL BANK, as beneficiary,
dated JULY 28, 1998, recorded *
JULY 31,1998, in the mortgage
records of Morrow County, Ore­
gon, as Fee No. M-54950, cov­
ering the following described real
and personal property (the “Prop­
erty ” ) situated in M orrow
County, Oregon, to-wit:
SEE ATTACHED EXHIBIT “A”
THE PROPERTY IN ­
CLUDES A M ANUFAC­
TURED HOME, UNKNOWN
(MANUFACTURER), 1982 76 x
14 SAHARA (MODEL), SE­
RIAL NUMBER KB185N213176.
The Property is more com­
monly
known
as
320
MALHEUR, BOARDMAN, OR
97818.
2. ELECTION TO SELL &
AMOUNTS PAST DUE
The Beneficiary has elected
to proceed as to both the personal
property and the real property in
accordance with the rights with
respect to the real property and
as perm itted by O.R.S.
79.5010(4). Both the beneficiary
and the trustee have elected to
sell the said Property to satisfy
the obligations secured by said
trust deed and a notice of default
has been recorded pursuant to
O regon R evised Statutes
86.753(3); the defaults for which
the foreclosure is made are:
(a) Grantor’s failure to pay
when due the following sums:
MONTHLY PAYMENTS:
Amount o f monthly pay­
ments due July 30,2001 through
January 30, 2002
Monthly Payments subtotal
$1,768.90
LATE CHARGES:
Accrued late charges for each
m onthly paym ent not made
within 15 days of its due date
Late C harges subtotal
$113.70
TOTAL MONTHLY PAY­
MENTS
AND
LATE
CHARGES: $1,882.60
(b) Pursuant to Paragraph 5
of the Deed of Trust, transfer of
title to the property to Richard
Sterrenberg.
3. OTHER CHARGES,
COSTS AND FEES:
In addition to the amounts in
arrears specified above, in order
to reinstate the loan, you are
obliged to pay the following
charges, costs and fees to rein­
state the Deed of Trust:
Title Reports $213.00
Process Service Charges $ 115.00
Copying / Faxing / Telephone
$50.00
T r u s t e e ’ s / A t t o r n e y ’ s F ee
$550.00
Postage Fee $15.00
Recording Fees $85.00
Miscellaneous Lender Fees $7.60
Publication Fees Varies*
TOTAL CHARGES, COSTS
AND FEES $1,035.60 **
•Publication fees can vary
from $600 to $2000 depending on
the county, newspaper, and num­
ber of words to be published. The
cost of publication for this sale
is not yet ascertainable, but the
information will be available 20
days before the scheduled sale
date by calling the number listed
above.
**As described in the intro­
duction to this notice, there may
be additional costs not yet
ascertainable at this time due to
interest, late charges, and other
charges that accrue subsequent to
the date of this notice. The total
amount necessary to cure may be
greater or less depending on
when you cure the default. Please
call us at the number listed above
to determine the exact reinstate­
ment amount. You must ALSO
record a deed transferring title to
the property from Richard
Sterrenberg back to the original
grantors of the deed o f trust and
furnish evidence o f same to
Trustee.
4. DECLARATION OF ALL
SUMS OWING IF DEFAULT IS
NOT CURED AT LEAST FIVE
DAYS PRIOR TO TRUSTEE’S
SALE
By reason of said default, the
beneficiary declares all sums
owing on the obligation secured
by the trust deed due and payable
in full (including principal, inter­
est, late fees, and other charges)
if the Grantor fails to cure default
at least FIVE DAYS PRIOR TO
the sale date listed in Section 5.
As of the date of this notice, the
obligation secured by the Trust
Deed includes an unpaid princi­
pal balance of $26,867.05 plus
interest thereon at a rate o f
9.625% from June 30,2001 until
paid; plus late charges of $113.70
through January, 2002, plus
$11.59 for every month thereaf­
ter the regular monthly payment
is more than 15 days late, plus
escrow advances of $ 131.95, re­
conveyance fees of $65.00, and
the amounts listed in paragraph
3 above.
5. TRUSTEE’S SALE
W HEREFORE,
notice
hereby is given that the under­
signed trustee will on JUNE 14,
I
2002, at the hour of 10:00 o’clock
A.M., in accordance with the
standard of time established by
ORS 187.110, at the front en­
trance o f the Morrow County
Courthouse, 100 Court Street, in
the City of Heppner, County of
Morrow, State of Oregon, sell at
public auction to the highest bid­
der for cash the interest in the said
described Property which the
grantor had or had power to con­
vey at the time of the execution
by grantor of the trust deed, to­
gether with any interest which the
grantor or the grantor’s succes­
sors in interest acquired after the
execution of grantor of the trust
deed, to satisfy the foregoing ob­
ligations thereby secured and the
costs and expenses of sale, in­
cluding a reasonable charge by
the trustee. Notice is further
given that any person named in
ORS 86.753 has the right, at any
time prior to five days before the
date last set for the sale, to have
this foreclosure proceeding dis­
missed and the trust deed rein­
stated by payment to the benefi­
ciary o f the entire amount then
due (other than such portion of
the principal as would not then
be due had no default occurred)
and by curing any other default
complained of herein that is ca­
pable of being cured by tender­
ing the performance required un­
der the obligation or trust deed,
and in addition to paying said
sums or tendering the perfor­
mance necessary to cure the de­
fault, by paying all costs and ex­
penses actually incurred in en­
forcing the obligation and trust
deed, together with trustee’s and
attorney’s fees not exceeding the
amounts provided by said ORS
86.753.
In construing this notice, the
singular includes the plural, the
word “grantor” includes any suc­
cessor in interest to the grantor
as well as any other person ow­
ing the obligation, the perfor­
mance of which is secured by
said trust deed, and the words
“trustee” and “beneficiary” in­
clude their respective successors
in interest, if any.
6.
INQUIRIES
Inquiries regarding reinstate­
ment, payoff or debt verification
should be directed to the ad­
dresses and telephone numbers
shown on the first page of this
notice. All other inquiries con­
cerning this notice should be di­
rected to the undersigned.
DATED: February 11,2002.
/s/ Steven G. Jones,
Successor Trustee
C/O H&L SERVICES, INC.
1111 THIRD AVENUE, #3400
Seattle, Washington 98104-7006
(206) 386-5470
STATE OF WASHINGTON)
)ss
COUNTY OF KING
)
I, the undersigned, certify
that I am the attorney or one of
the attorneys for the above named
successor trustee and that the
foregoing is a complete and ex­
act copy of the original trustee’s
notice of sale.
FOSTER PEPPER &
SHEFELMAN PLLC
/s/ Jennifer Droz
Attorney for Successor Trustee
EXHIBIT “A”
Legal Description
Lot 18, Block 2, Tract B,
SUNRIDGE
TERRACE,
PHASE II, in the C ity o f
Boardman, County o f Morrow
and State of Oregon—
Published: April 24, May 1,8 and
15,2002
Affid______________________
PUBLIC NOTICE
STERRENBERG
93531-930442
WE ARE A DEBT COL­
LECTOR. THIS COMMUNI­
CATION IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
If within thirty (30) days of
your receipt of this notice you
give notice to the undersigned, in
writing, that you dispute the debt
referred to, or any portion of it,
we will mail a verification of
such debt to you. In addition, if
you make the request within said
thirty (30) days in writing, we
will provide you with the name
and address of the original credi­
tor, if other than the present credi­
tor shown. Notices under this
paragraph should be sent to H&L
Services, Inc., Attention: Debt
Verification Department, 1111
Third Avenue. Suite 3400, Se­
attle, WA 98101. Unless within
thirty (30) days of your receipt
o f this notice, we receive notice
that you dispute the debt, or some
portion of the debt, we will as­
sume the debt amount is valid.
The purpose of this notice is to
collect the indebtedness due, or
in the alternative, to repossess the
Property (as defined below )
which is the security of said debt.
IMPORTANT!
PLEASE READ!
AS OF THE DATE OF THIS
NOTICE,
THE
TOTAL
AMOUNT NECESSARY TO
HAVE THIS FORECLOSURE
PROCEEDING DISM ISSED
AND THE TRUST DEED RE­
INSTATED IS ESTIMATED
TO BE $2,561.34. THIS IS THE
AMOUNT LISTED IN PARA­
GRAPHS 2 AND 3 BELOW
AND IS REFERRED TO IN
THIS NOTICE AS THE REIN­
STATEMENT AMOUNT. BE­
CAUSE OF INTEREST, LATE
CHARGES, AND OTHER
CHARGES THAT MAY AC­
CRUE SUBSEQUENT TO THE
DATE OF THIS NOTICE, THE
AMOUNT DUE ON THE DAY
YOU ACTUALLY PAY WILL
PROBABLY BE GREATER OR
LESS DEPENDING ON WHEN
YOU CURE. PLEASE CON­
TACT OUR REIN STA TE­
MENT DEPARTM ENT AT
(206) 386-5470 BEFORE
SENDING YOUR CHECK TO
DETERM INE THE EXACT
REINSTATEMENT AMOUNT.
IN ORDER TO HAVE THE
FORECLOSURE PROCEED­
ING DISMISSED, YOU MUST
PAY THE REINSTATEMENT
AM OUNT AT ANY TIME
PRIOR TO FIVE DAYS BE­
FORE THE DATE LAST SET
FOR THE SALE. THEREAF­
TER, AND PURSUANT TO
PARAGRAPH 4 BELOW, YOU
WILL HAVE TO PAY YOUR
ENTIRE LOAN BALANCE
PLUS ALL OTHER CHARGES
LISTED IN PARAGRAPH 3 OF
THIS NOTICE IN FULL IN
ORDER TO STOP THE FORE­
CLOSURE SALE. FOR FUR­
THER INFORM ATION, ON
REINSTATEMENT OR PAY­
OFFS, WRITE US AT H&L
SERV ICES, IN C., A TTEN ­
TION: REINSTATEMENT DE-
PARTMENT, 1111 THIRD AV­
ENUE, SUITE 3400, SEATTLE,
WA 98001 OR CALL US AT
(206) 386-5470. UNLESS OTH­
ERWISE AGREED WITH THE
CRED ITO R, ALL REIN ­
STATEMENT AND PAYOFF
FUNDS MUST BE IN THE
FORM OF A CASHIER’S OR
CERTIFIED CHECK.
The creditor to whom this
amount is owed is WASHING­
TON MUTUAL BANK.
THE
INFORM ATION
ABOVE IS PROVIDED IN
COM PLIANCE WITH THE
FEDERAL FAIR DEBT COL­
LECTION PRACTICES ACT.
TRUSTEE’S NOTICE OF SALE
1. DEFAULT:
Reference is made to that
certain trust deed made by
KEVIN AND TRACIE STER­
RENBERG AS TENANTS BY
THE ENTIRETY, as grantor, to
AMERITITLE, as trustee, in fa­
vor o f W ASHINGTON MU­
TUAL BANK, as beneficiary,
dated JULY 28, 1998, recorded
JULY 31, 1998, in the mortgage
records of Morrow County, Ore­
gon, as Fee No. M-54948, cov­
ering the following described real
and personal property (the “Prop­
erty ” ) situated in M orrow
County, Oregon, to-wit:
SEE ATTACHED EXHIBIT “A”
THE PROPERTY IN ­
CLUDES A M ANUFAC­
TURED HOME, FRONTIER
(MANUFACTURER), 1969 44 x
24 unknown (MODEL), SERIAL
NUMBER F43241151.
The Property is more com­
monly known as 367 ANDER­
SON, BOARDMAN, OR 97818.
2. ELECTION TO SELL &
AMOUNTS PAST DUE
The Beneficiary has elected
to proceed as to both the personal
property and the real property in
accordance with the rights with
respect to the real property and
as perm itted by O .R.S.
79.5010(4). Both the beneficiary
and the trustee have elected to
sell the said Property to satisfy
the obligations secured by said
trust deed and a notice of default
has been recorded pursuant to
O regon Revised S tatutes
86.753(3); the default for which
the foreclosure is made is
grantor's failure to pay when due
the following sums:
MONTHLY PAYMENTS:
Amount o f monthly pay­
ments due July 30,2001 through
January 30, 2002
Monthly Payments subtotal
$1,428.28
LATE CHARGES:
Accrued late charges for each
m onthly paym ent not made
within 15 days of its due date
Late C harges subtotal
$125.46
TOTAL MONTHLY PAY­
MENTS
AND
LATE
CHARGES: $1,553.74
3. OTHER CHARGES,
COSTS AND FEES:
In addition to the amounts in
arrears specified above, in order
to reinstate the loan, you are
obliged to pay the following
charges, costs and fees to rein­
state the Deed of Trust:
Title Reports $185.00
Process Service Charges $115.00
Copying / Faxing / Telephone
$50.00
T r u s t e e ’s / A t t o r n e y ’ s F ee
$550.00
Postage Fee $15.00
Recording Fees $85.00
Miscellaneous Lender Fees $7.60
Publication Fees Varies*
TOTAL CHARGES, COSTS
AND FEES $1,007.60**
•Publication fees can vary
from $600 to $2000 depending on
the county, newspaper, and num­
ber of words to be published. The
cost of publication for this sale
is not yet ascertainable, but the
information will be available 20
days before the scheduled sale
date by calling the number listed
above.
**As described in the intro­
duction to this notice, there may
be additional costs not yet
ascertainable at this time due to
interest, late charges, and other
charges that accrue subsequent to
the date of this notice. The total
amount necessary to cure may be
greater or less depending on
when you cure the default. Please
call us at the number listed above
to determine the exact reinstate­
ment amount.
4. DECLARATION OF ALL
SUMS OWING IF DEFAULT IS
NOT CURED AT LEAST FIVE
DAYS PRIOR TO TRUSTEE’S
SALE
By reason of said default, the
beneficiary declares nU sums
owing on the obligation secured
by the trust deed due and payable
in full (including principal, inter­
est, late fees, and other charges)
if the Grantor fails to cure default
at least FIVE DAYS PRIOR TO
the sale date listed in Section 5.
As of the date of this notice, the
obligation secured by the Trust
Deed includes an unpaid princi­
pal balance of $21,468.42 plus
interest thereon at a rate o f
9.625% from June 30,2001 until
paid; plus late charges o f $125.46
through January, 2002, plus
$9.27 for every month thereafter
the regular monthly payment is
more than 15 days late, plus es­
crow advances of $97.90, recon­
veyance fees of $65.00, and the
amounts listed in paragraph 3
above.
5. TRUSTEE’S SALE
W HEREFORE,
notice
hereby is given that the under­
signed trustee will on JUNE 14,
2002, at the hour of 10:00 o’clock
A.M., in accordance with the
standard of time established by
ORS 187.110, at the front en­
trance o f the Morrow County
Courthouse, 100 Court Street, in
the City of Heppner, County of
Morrow, State of Oregon, sell at
public auction to the highest bid­
der for cash the interest in the said
described Property which the
grantor had or had power to con­
vey at the time of the execution
by grantor of the trust deed, to­
gether with any interest which the
grantor or the grantor’s succes­
sors in interest acquired after the
execution of grantor of the trust
deed, to satisfy the foregoing ob­
ligations thereby secured and the
costs and expenses o f sale, in­
cluding a reasonable charge by
the trustee. Notice is further
given that any person named in
ORS 86.753 has the right, at any
time prior to five days before the
date last set for the sale, to have
this foreclosure proceeding dis­
missed and the trust deed rein­
stated by payment to the benefi­
ciary of the entire amount then
due (other than such portion of
the principal as would not then
be due had no default occurred)
and by curing any other default
complained of herein that is ca­
pable of being cured by tender­
ing the performance required un­
der the obligation or trust deed.
_
.1
L i 1J
'w '
L>
and in addition to paying said
sums or tendering the perfor­
mance necessary to cure the de­
fault, by paying all costs and ex­
penses actually incurred in en­
forcing the obligation and trust
deed, together with trustee’s and
attorney’s fees not exceeding the
amounts provided by said ORS
86.753.
In construing this notice, the
singular includes the plural, the
word “grantor” includes any suc­
cessor in interest to the grantor
as well as any other person ow­
ing the obligation, the perfor­
mance o f which is secured by
said trust deed, and the words
“trustee” and “beneficiary” in­
clude their respective successors
in interest, if any.
6. INQUIRIES
Inquiries regarding reinstate­
ment, payoff or debt verification
should be directed to the ad­
dresses and telephone numbers
shown on the first page o f this
notice. All other inquiries con­
cerning this notice should be di­
rected to the undersigned.
DATED: February 11,2002.
/s/ Steven G. Jones,
Successor Trustee
C/O H&L SERVICES, INC.
1111 THIRD AVENUE, #3400
Seattle, Washington 98104-7006
(206) 386-5470
STATE OF WASHINGTON )
)ss
COUNTY OF KING
)
I, the undersigned, certify
that I am the attorney or one of
the attorneys for the above named
successor trustee and that the
foregoing is a complete and ex­
act copy of the original trustee’s
notice of sale.
FOSTER PEPPER &
SHEFELMAN PLLC
/s/ Jennifer Droz
Attorney for Successor Trustee
EXHIBIT “A”
Legal Description
Lot 21, Block 1, SUNRIDGE
TERRACE PHASE II, in the City
o f Boardman, County of Morrow
and State of Oregon—
Published: April 24, May 1,8 and
15,2002
Affid______________________
PUBLIC NOTICE
> STERRENBERG
. ; ; i . 98531-930W3' 0 3 JI ll
WE-'ARE A DEBT COL­
LECTOR. THIS COMMUNI­
CATION IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
If within thirty (30) days of
your receipt of this notice you
give notice to the undersigned, in
writing, that you dispute the debt
referred to, or any portion of it,
we will mail a verification of
such debt to you. In addition, if
you make the request within said
thirty (30) days in writing, we
will provide you with the name
and address of the original credi­
tor, if other than the present credi­
tor shown. Notices under this
paragraph should be sent to H&L -
Services, Inc., Attention: Debt
Verification Department, 1111
Third Avenue, Suite 3400, Se­
attle, WA 98101. Unless within
thirty (30) days of your receipt
o f this notice, we receive notice
that you dispute the debt, or some
portion of the debt, we will as­
sume the debt amount is valid.
The purpose of this notice is to
collect the indebtedness due, or
in the alternative, to repossess the
Property (as defined below )
which is the security of said debt.
IMPORTANT!
PLEASE READ!
AS OF THE DATE OF THIS
NOTICE,
THE
TOTAL
AMOUNT NECESSARY TO
HAVE THIS FORECLOSURE
PROCEEDING DISMISSED
AND THE TRUST DEED RE­
INSTATED IS ESTIMATED
TO BE $2,383.73. THIS IS THE
AMOUNT LISTED IN PARA­
GRAPHS 2 AND 3 BELOW
AND IS REFERRED TO IN
THIS NOTICE AS THE REIN­
STATEMENT AMOUNT. BE­
CAUSE OF INTEREST, LATE
CHARGES, AND OTHER
CHARGES THAT MAY AC­
CRUE SUBSEQUENT TO THE
DATE OF THIS NOTICE, THE
AMOUNT DUE ON THE DAY
YOU ACTUALLY PAY WILL
PROBABLY BE GREATER OR
LESS DEPENDING ON WHEN
YOU CURE. PLEASE CON­
TACT OUR REIN STA TE­
MENT DEPARTM ENT AT
(206) 386-5470 BEFORE
SENDING YOUR CHECK TO
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