EIGHT - Heppner Gazette-Times, Heppner, Oregon Wednesday, May 8, 2002
STERRENBERG
93531-930441
WE ARE A DEBT COL
LECTOR. THIS COMMUNI
CATION IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
If within thirty (30) days of
your receipt of this notice you
give notice to the undersigned, in
writing, that you dispute the debt
referred to, or any portion of it,
we will mail a verification o f
such debt to you. In addition, if
you make the request within said
thirty (30) days in writing, we
will provide you with the name
and address of the original credi
tor, if other than the present credi
tor shown. Notices under this
paragraph should be sent to H&L
Services, Inc., Attention: Debt
Verification Department, 1111
Third Avenue, Suite 3400, Se
attle, WA 98101. Unless within
thirty (30) days of your receipt
of this notice, we receive notice
that you dispute the debt, or some
portion of the debt, we will as
sume the debt amount is valid.
The purpose of this notice is to
collect the indebtedness due, or
in the alternative, to repossess the
Property (as defined below)
which is the security of said debt.
IMPORTANT!
PLEASE READ!
AS OF THE DATE OF THIS
NOTICE,
THE
TOTAL
AMOUNT NECESSARY TO
HAVE THIS FORECLOSURE
PROCEEDING DISMISSED
AND THE TRUST DEED RE
INSTATED IS ESTIMATED
TO BE $2,918.20. THIS IS THE
AMOUNT LISTED IN PARA
GRAPHS 2 AND 3 BELOW
AND IS REFERRED TO IN
THIS NOTICE AS THE REIN
STATEMENT AMOUNT. BE
CAUSE OF INTEREST, LATE
CHARGES, AND OTHER
CHARGES THAT MAY AC
CRUE SUBSEQUENT TO THE
DATE OF THIS NOTICE, THE
AMOUNT DUE ON THE DAY
YOU ACTUALLY PAY WILL
PROBABLY BE GREATER OR
LESS DEPENDING ON WHEN
YOU CURE. PLEASE CON
TACT OUR REIN STA TE
MENT DEPARTM ENT AT
(206) 386-5470 BEFORE
SENDING YOUR CHECK TO
DETERM INE THE EXACT
REINSTATEMENT AMOUNT.
IN ORDER TO HAVE THE
FORECLOSURE PROCEED
ING DISMISSED, YOU MUST
PAY THE REINSTATEMENT
AMOUNT AT ANY TIME
PRIOR TO FIVE DAYS BE
FORE THE DATE LAST SET
FOR THE SALE. THEREAF
TER, AND PURSUANT TO
PARAGRAPH 4 BELOW, YOU
WILL HAVE TO PAY YOUR
ENTIRE LOAN BALANCE
PLUS ALL OTHER CHARGES
LISTED IN PARAGRAPH 3 OF
THIS NOTICE IN FULL IN
ORDER TO STOP THE FORE
CLOSURE SALE. FOR FUR
THER INFORMATION, ON
REINSTATEMENT OR PAY
OFFS, WRITE US AT H&L
SERVICES, INC., ATTEN
TION: REINSTATEMENT DE
PARTMENT, 1111 THIRD AV
ENUE, SUITE 3400, SEATTLE,
WA 98001 OR CALL US AT
(206) 386-5470. UNLESS OTH
ERWISE AGREED WITH THE
CREDITOR, ALL REIN
STATEMENT AND PAYOFF
FUNDS MUST BE IN THE
FORM OF A CASHIER’S OR
CERTIFIED CHECK.
The creditor to whom this
amount is owed is WASHING
TON MUTUAL BANK.
THE
INFORM ATION
ABOVE IS PROVIDED IN
COM PLIANCE WITH THE
FEDERAL FAIR DEBT COL
LECTION PRACTICES ACT.
TRUSTEE’S NOTICE OF SALE
1. DEFAULT:
Reference is made to that
certain trust deed made by
KEVIN AND TRACIE STER
RENBERG AS TENANTS BY
THE ENTIRETY, as grantor, to
AMERITITLE, as trustee, in fa
vor o f W ASHINGTON MU
TUAL BANK, as beneficiary,
dated JULY 28, 1998, recorded
JULY 31, 1998, in the mortgage
records of Morrow County, Ore
gon, as Fee No. M-54950, cov
ering the following described real
and personal property (the “Prop
erty ” ) situated in M orrow
County, Oregon, to-wit:
SEE ATTACHED EXHIBIT “A”
THE PROPERTY IN
CLUDES A M ANUFAC
TURED HOME, UNKNOWN
(MANUFACTURER), 1982 76 x
14 SAHARA (MODEL), SE
RIAL NUMBER KB185N213176.
The Property is more com
monly
known
as
320
MALHEUR. BOARDMAN, OR
97818.
2. ELECTION TO SELL &
AMOUNTS PAST DUE
The Beneficiary has elected
to proceed as to both the personal
property and the real property in
accordance with the rights with
respect to the real property and
as perm itted by O.R.S.
79.5010(4). Both the beneficiary
and the trustee have elected to
sell the said Property to satisfy
the obligations secured by said
trust deed and a notice of default
has been recorded pursuant to
O regon Revised Statutes
86.753(3); the defaults for which
the foreclosure is made are:
(a) Grantor’s failure to pay
when due the following sums:
MONTHLY PAYMENTS:
Amount o f monthly pay
ments due July 30,2001 through
January 30, 2002
Monthly Payments subtotal
$1,768.90
LATE CHARGES:
Accrued late charges for each
m onthly paym ent not made
within 15 days of its due date
Late Charges subtotal
$113.70
TOTAL MONTHLY PAY
MENTS
AND
LATE
CHARGES: $1,882.60
(b) Pursuant to Paragraph 5
of the Deed of Trust, transfer of
title to the property to Richard
Sterrenberg.
3. OTHER CHARGES,
COSTS AND FEES:
In addition to the amounts in
arrears specified above, in order
to reinstate the loan, you are
obliged to pay the following
charges, costs and fees to rein
state the Deed of Trust:
Title Reports $213.00
Process Service Charges $ 115.00
Copying / Faxing / Telephone
$50.00
T r u s t e e ’s / A t t o r n e y ’ s F ee
$550.00
Postage Fee $15.00
Recording Fees $85.00
Miscellaneous Lender Fees $7.60
Publication Fees Varies*
TOTAL CHARGES, COSTS
AND FEES $1,035.60 **
* Publication fees can vary
from $600 to $2000 depending on
the county, newspaper, and num
ber of words to be published. The
cost of publication for this sale
is not yet ascertainable, but the
information will be available 20
days before the scheduled sale
date by calling the number listed
above.
**As described in the intro
duction to this notice, there may
be additional costs not yet
ascertainable at this time due to
interest, late charges, and other
charges that accrue subsequent to
the date of this notice. The total
amount necessary to cure may be
greater or less depending on
when you cure the default. Please
call us at the number listed above
to determine the exact reinstate
ment amount. You must ALSO
record a deed transferring title to
the property from Richard
Sterrenberg back to the original
grantors of the deed of trust and
furnish evidence o f same to
Trustee.
4. DECLARATION OF ALL
SUMS OWING IF DEFAULT IS
NOT CURED AT LEAST FIVE
DAYS PRIOR TO TRUSTEE’S
SALE
By reason of said default, the
beneficiary declares all sums
owing on the obligation secured
by the trust deed due and payable
in full (including principal, inter
est, late fees, and other charges)
if the Grantor fails to cure default
at least FIVE DAYS PRIOR TO
the sale date listed in Section 5.
As of the date of this notice, the
obligation secured by the Trust
Deed includes an unpaid princi
pal balance of $26,867.05 plus
interest thereon at a rate o f
9.625% from June 30,2001 until
paid; plus late charges of $ 113.70
through January, 2002, plus
$11.59 for every month thereaf
ter the regular monthly payment
is more than 15 days late, plus
escrow advances of $ 131.95, re
conveyance fees of $65.00, and
the amounts listed in paragraph
3 above.
5. TRUSTEE’S SALE
W HEREFORE,
notice
hereby is given that the under
signed trustee will on JUNE 14,
(
2002, at the hour of 10:00 o ’clock thirty (30) days of your receipt
A.M., in accordance with the of this notice, we receive notice
standard of time established by that you dispute the debt, or some
ORS 187.110, at the front en portion of the debt, we will as
trance o f the Morrow County
sume the debt amount is valid.
Courthouse, 100 Court Street, in The purpose of this notice is to
the City of Heppner, County of collect the indebtedness due, or
Morrow, State of Oregon, sell at in the alternative, to repossess the
public auction to the highest bid Property (as defined below)
der for cash the interest in the said which is the security of said debt.
described Property which the
IMPORTANT!
grantor had or had power to con
PLEASE READ!
vey at the time of the execution
AS OF THE DATE OF THIS
by grantor of the trust deed, to NOTICE,
THE
TOTAL
gether with any interest which the AMOUNT NECESSARY TO
grantor or the grantor’s succes HAVE THIS FORECLOSURE
sors in interest acquired after the
PROCEEDING DISMISSED
execution of grantor of the trust AND THE TRUST DEED RE
deed, to satisfy the foregoing ob INSTATED IS ESTIMATED
ligations thereby secured and the TO BE $2,561.34. THIS IS THE
costs and expenses of sale, in AMOUNT LISTED IN PARA
cluding a reasonable charge by GRAPHS 2 AND 3 BELOW
the trustee. Notice is further AND IS REFERRED TO IN
given that any person named in THIS NOTICE AS THE REIN
ORS 86.753 has the right, at any STATEMENT AMOUNT. BE
time prior to five days before the CAUSE OF INTEREST, LATE
date last set for the sale, to have CHARGES, AND OTHER
this foreclosure proceeding dis CHARGES THAT MAY AC
missed and the trust deed rein CRUE SUBSEQUENT TO THE
stated by payment to the benefi DATE OF THIS NOTICE, THE
ciary of the entire amount then AMOUNT DUE ON THE DAY
due (other than such portion of YOU ACTUALLY PAY WILL
the principal as would not then PROBABLY BE GREATER OR
be due had no default occurred) LESS DEPENDING ON WHEN
and by curing any other default YOU CURE. PLEASE CON
complained of herein that is ca TACT OUR REINSTATE
pable of being cured by tender MENT DEPARTMENT AT
ing the performance required un (206) 386-5470 BEFORE
SENDING YOUR CHECK TO
der the obligation or trust deed,
and in addition to paying said DETERM INE THE EXACT
sums or tendering the perfor REINSTATEMENT AMOUNT.
mance necessary to cure the de IN ORDER TO HAVE THE
fault, by paying all costs and ex FORECLOSURE PROCEED
penses actually incurred in en ING DISMISSED, YOU MUST
forcing the obligation and trust PAY THE REINSTATEMENT
deed, together with trustee’s and AMOUNT AT ANY TIME
PRIOR TO FIVE DAYS BE
attorney’s fees not exceeding the
amounts provided by said ORS
FORE THE DATE LAST SET
FOR THE SALE. THEREAF
86.753.
In construing this notice, the TER, AND PURSUANT TO
singular includes the plural, the PARAGRAPH 4 BELOW, YOU
word “grantor” includes any suc WILL HAVE TO PAY YOUR
cessor in interest to the grantor ENTIRE LOAN BALANCE
as well as any other person ow PLUS ALL OTHER CHARGES
ing the obligation, the perfor LISTED IN PARAGRAPH 3 OF
mance o f which is secured by THIS NOTICE IN FULL IN
said trust deed, and the words ORDER TO STOP THE FORE
“trustee” and “beneficiary” in CLOSURE SALE. FOR FUR
clude their respective successors THER INFORMATION, ON
REINSTATEMENT OR PAY
in interest, if any.
OFFS, WRITE US AT H&L
6.
INQUIRIES
Inquiries regarding reinstate SERVICES, INC., ATTEN
ment, payoff or debt verification TION: REINSTATEMENT DE
should be directed to the ad PARTMENT, 11 H THIRD AV
ENUE, SUITE 3400, SEATTLE,
dresses and telephone numbers
shown on the first page of this WA 98001 OR CALL US AT
notice. All other inquiries con (206) 386-5470. UNLESS OTH
cerning this notice should be di ERWISE AGREED WITH THE
rected to the undersigned.
CREDITOR, ALL REIN
STATEMENT AND PAYOFF
DATED: February 11,2002.
FUNDS MUST BE IN THE
/s/ Steven G. Jones,
Successor Trustee FORM OF A CASHIER’S OR
C/O H&L SERVICES, INC. CERTIFIED CHECK.
1111 THIRD AVENUE, #3400
The creditor to whom this
Seattle, Washington 98104-7006 amount is owed is WASHING
(206) 386-5470 TON MUTUAL BANK.
THE
INFORMATION
STATE OF WASHINGTON )
ABOVE IS PROVIDED IN
)ss
COM PLIANCE WITH THE
COUNTY OF KING
)
I,
the undersigned, certify FEDERAL FAIR DEBT COL
that I am the attorney or one of LECTION PRACTICES ACT.
the attorneys for the above named TRUSTEE’S NOTICE OF SALE
successor trustee and that the
1. DEFAULT:
Reference is made to that
foregoing is a complete and ex
act copy of the original trustee’s certain trust deed made by
notice of sale.
KEVIN AND TRACIE STER
FOSTER PEPPER & RENBERG AS TENANTS BY
SHEFELMAN PLLC THE ENTIRETY, as grantor, to
/s/ Jennifer Droz AMERITITLE, as trustee, in fa
Attorney for Successor Trustee vor o f WASHINGTON MU
EXHIBIT “A”
TUAL BANK, as beneficiary,
Legal Description
dated JULY 28, 1998, recorded
Lot 18, Block 2, Tract B, JULY 31, 1998, in the mortgage
SUNRIDGE
TERRACE, records of Morrow County, Ore
PHASE II, in the City o f gon, as Fee No. M-54948, cov
Boardman, County of Morrow ering the following described real
and personal property (the “Prop
and State of Oregon—
Published: April 24, May 1,8 and erty ” ) situated in Morrow
County, Oregon, to-wit:
15,2002
SEE ATTACHED EXHIBIT “A”
Affid______________________
THE PROPERTY IN
PUBLIC NOTICE
CLUDES A M ANUFAC
STERRENBERG
TURED HOME, FRONTIER
93531-930442
(MANUFACTURER), 1969 44 x
WE ARE A DEBT COL 24 unknown (MODEL), SERIAL
LECTOR. THIS COMMUNI NUMBER F43241151.
CATION IS AN ATTEMPT TO
The Property is more com
COLLECT A DEBT AND ANY monly known as 367 ANDER
INFORMATION OBTAINED
SON, BOARDMAN, OR 97818.
WILL BE USED FOR THAT
2. ELECTION TO SELL &
PURPOSE.
AMOUNTS PAST DUE
If within thirty (30) days of
The Beneficiary has elected
your receipt of this notice you to proceed as to both the personal
give notice to the undersigned, in property and the real property in
writing, that you dispute the debt accordance with the rights with
referred to, or any portion of it, respect to the real property and
we will mail a verification of as perm itted by O.R.S.
such debt to you. In addition, if 79.5010(4). Both the beneficiary
you make the request within said and the trustee have elected to
thirty (30) days in writing, we sell the said Property to satisfy
will provide you with the name the obligations secured by said
and address of the original credi trust deed and a notice of default
tor, if other than the present credi has been recorded pursuant to
tor shown. Notices under this O regon Revised Statutes
paragraph should be sent to H&L 86.753(3); the default for which
Services, Inc., Attention: Debt the foreclosure is made is
Verification Department, 1111 grantor's failure to pay when due
Third Avenue, Suite 3400, Se the following sums:
attle, WA 98101. Unless within
MONTHLY PAYMENTS:
Amount o f monthly pay
ments due July 30, 2001 through
January 30, 2002
Monthly Payments subtotal
$1,428.28
LATE CHARGES:
Accrued late charges for each
m onthly paym ent not made
within 15 days of its due date
Late Charges subtotal
$125.46
TOTAL MONTHLY PAY
MENTS
AND
LATE
CHARGES: $1,553.74
3. OTHER CHARGES,
COSTS AND FEES:
In addition to the amounts in
arrears specified above, in order
to reinstate the loan, you are
obliged to pay the following
charges, costs and fees to rein
state the Deed of Trust:
Title Reports $185.00
Process Service Charges $ 115.00
Copying / Faxing / Telephone
$50.00
T r u s t e e ’s / A t t o r n e y ’s F ee
$550.00
Postage Fee $15.00
Recording Fees $85.00
Miscellaneous Lender Fees $7.60
Publication Fees Varies*
TOTAL CHARGES, COSTS
AND FEES $1,007.60**
♦Publication fees can vary
from $600 to $2000 depending on
the county, newspaper, and num
ber of words to be published. The
cost of publication for this sale
is not yet ascertainable, but the
information will be available 20
days before the scheduled sale
date by calling the number listed
above.
**As described in the intro
duction to this notice, there may
be additional costs not yet
ascertainable at this time due to
interest, late charges, and other
charges that accrue subsequent to
the date of this notice. The total
amount necessary to cure may be
greater or less depending on
when you cure the default. Please
call us at the number listed above
to determine the exact reinstate
ment amount.
4. DECLARATION OF ALL
SUMS OWING IF DEFAULT IS
NOT CURED AT LEAST FIVE
DAYS PRIOR TO TRUSTEE’S
SALE
By reason of said default, the
beneficiary- declares all sums
owing on the obligation secured
by the trust deed due and payable
in full (including principal, inter
est, late fees, and other charges)
if the Grantor fails to cure default
at least FIVE DAYS PRIOR TO
the sale date listed in Section 5.
As of the date of this notice, the
obligation secured by the Trust
Deed includes an unpaid princi
pal balance of $21,468.42 plus
interest thereon at a rate o f
9.625% from June 30,2001 until
paid; plus late charges of$ 125.46
through January, 2002, plus
$9.27 for every month thereafter
the regular monthly payment is
more than 15 days late, plus es
crow advances of $97.90, recon
veyance fees of $65.00, and the
amounts listed in paragraph 3
above.
5. TRUSTEE’S SALE
W HEREFORE,
notice
hereby is given that the under
signed trustee will on JUNE 14,
2002, at the hour of 10:00 o’clock
A.M., in accordance with the
standard of time established by
ORS 187.110, at the front en
trance o f the Morrow County
Courthouse, 100 Court Street, in
the City of Heppner, County of
Morrow, State of Oregon, sell at
public auction to the highest bid
der for cash the interest in the said
described Property which the
grantor had or had power to con
vey at the time of the execution
by grantor of the trust deed, to
gether with any interest which the
grantor or the grantor’s succes
sors in interest acquired after the
execution of grantor of the trust
deed, to satisfy the foregoing ob
ligations thereby secured and the
costs and expenses of sale, in
cluding a reasonable charge by
the trustee. Notice is further
given that any person named in
ORS 86.753 has the right, at any
time prior to five days before the
date last set for the sale, to have
this foreclosure proceeding dis
missed and the trust deed rein
stated by payment to the benefi
ciary of the entire amount then
due (other than such portion of
the principal as would not then
be due had no default occurred)
and by curing any other default
complained of herein that is ca
pable of being cured by tender
ing the performance required un
der the obligation or trust deed.
and in addition to paying said
sums or tendering the perfor
mance necessary to cure the de-|
fault, by paying all costs and ex
penses actually incurred in en-l
forcing the obligation and trust
deed, together with trustee’s and
attorney’s fees not exceeding the '
amounts provided by said ORS
86.753.
In construing this notice, the
singular includes the plural, the
word “grantor” includes any suc
cessor in interest to the grantor
as well as any other person ow
ing the obligation, the perfor
mance of which is secured by
said trust deed, and the words
“trustee” and “beneficiary” in
clude their respective successors
in interest, if any.
6.
INQUIRIES
Inquiries regarding reinstate
ment, payoff or debt verification
should be directed to the ad
dresses and telephone numbers
shown on the first page of this
notice. All other inquiries con
cerning this notice should be di
rected to the undersigned.
DATED: February 11,2002.
/s/ Steven G. Jones,
Successor Trustee
C/O H&L SERVICES, INC.
1111 THIRD AVENUE, #3400
Seattle, Washington 98104-7006
(206) 386-5470
STATE OF WASHINGTON)
)ss
COUNTY OF KING
)
I, the undersigned, certify .
that I am the attorney or one of
the attorneys for the above named
successor trustee and that the
foregoing is a complete and ex
act copy of the original trustee’s
notice of sale.
FOSTER PEPPER &
SHEFELMAN PLLC
/s/ Jennifer Droz
Attorney for Successor Trustee
EXHIBIT “A”
Legal Description
Lot 21, Block 1, SUNRIDGE
TERRACE PHASE II, in the City
of Boardman, County of Morrow
and State of Oregon—
Published: April 24, May 1,8 and
15,2002
Affid______________________
PUBLIC NOTICE
STERRENBERG
93531-930443
’ W E ARE A DEBT COL
LECTOR. THIS COMMUNI
CATION IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
If within thirty (30) days of
your Teceipt o f this notice you
give notice to the undersigned, in
writing, that you dispute the debt
referred to, or any portion of it,
we will mail a verification of
such debt to you. In addition, if
you make the request within said
thirty (30) days in writing, we!
will provide you with the name
and address of the original credi
tor, if other than the present credi
tor shown. Notices under this
paragraph should be sent to H&L
Services, Inc., Attention: Debt
Verification Department, 1111
Third Avenue, Suite 3400, Se
attle, WA 98101. Unless within
thirty (30) days of your receipt
of this notice, we receive notice
that you dispute the debt, or somd
portion of the debt, we will as
sume the debt amount is valid.
The purpose of this notice is to
collect the indebtedness due, or
in the alternative, to repossess the
Property (as defined below)
which is the security of said debt.
IMPORTANT!
PLEASE READ!
AS OF THE DATE OF THIS
NOTICE,
THE
TOTAL’
AMOUNT NECESSARY TO
HAVE THIS FORECLOSURE
PROCEEDING DISM ISSED
AND THE TRUST DEED RE
INSTATED IS ESTIMATED
TO BE $2,383.73. THIS IS THE
AMOUNT LISTED IN PARA
GRAPHS 2 AND 3 BELOW
AND IS REFERRED TO IN
THIS NOTICE AS THE REIN
STATEMENT AMOUNT. BE
CAUSE OF INTEREST, LATE
CHARGES, AND OTHER
CHARGES THAT MAY AC
CRUE SUBSEQUENT TO THE
DATE OF THIS NOTICE, THE
AMOUNT DUE ON THE DAY
YOU ACTUALLY PAY WILL
PROBABLY BE GREATER OR
LESS DEPENDING ON WHEN
YOU CURE. PLEASE CON
TACT OUR REINSTATE-'
MENT DEPARTMENT AT
(206) 386-5470 BEFORE
SENDING YOUR CHECK TO
continued next page
______________________
PUBLIC NOTICE