EIGHT - Heppner Gazette-Times, Heppner, Oregon Wednesday, May 1, 2002
PUBLIC NOTICE
STERRENBERG
93531-930441
WE ARE A DEBT COL
LECTOR. THIS COMMUNI
CATION IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
If within thirty (30) days of
your receipt of this notice you
give notice to the undersigned, in
writing, that you dispute the debt
referred to, or any portion of it,
we will mail a verification of
such debt to you. In addition, if
you make the request within said
thirty (30) days in writing, we
will provide you with the name
and address of the original credi
tor, if other than the present credi
tor shown. Notices under this
paragraph should be sent to H&L
Services, Inc., Attention: Debt
Verification Department, 1111
Third Avenue, Suite 3400, Se
attle, WA 98101. Unless within
thirty (30) days of your receipt
of this notice, we receive notice
that you dispute the debt, or some
portion of the debt, we will as
sume the debt amount is valid.
The purpose of this notice is to
collect the indebtedness due, or
in the alternative, to repossess the
Property (as defined below)
>vhich is the security of said debt.
IMPORTANT!
PLEASE READ!
AS OF THE DATE OF THIS
NOTICE,
THE
TOTAL
AMOUNT NECESSARY TO
HAVE THIS FORECLOSURE
PROCEEDING DISMISSED
AND THE TRUST DEED RE
INSTATED IS ESTIMATED
¡TO BE $2,918.20. THIS IS THE
AMOUNT LISTED IN PARA
GRAPHS 2 AND 3 BELOW
AND IS REFERRED TO IN
THIS NOTICE AS THE REIN
STATEMENT AMOUNT. BE
CAUSE OF INTEREST, LATE
CHARGES, AND OTHER
CHARGES THAT MAY AC
CRUE SUBSEQUENT TO THE
DATE OF THIS NOTICE, THE
AMOUNT DUE ON THE DAY
YOU ACTUALLY PAY WILL
PROBABLY BE GREATER OR
LESS DEPENDING ON WHEN
YOU CURE. PLEASE CON
TACT OUR REIN STA TE
MENT DEPARTM ENT AT
(206) 386-5470 BEFORE
SENDING YOUR CHECK TO
DETERM INE THE EXACT
REINSTATEMENT AMOUNT.
IN ORDER TO HAVE THE
FORECLOSURE PROCEED
ING DISMISSED, YOU MUST
PAY THE REINSTATEMENT
AM OUNT AT ANY TIME
PRIOR TO FIVE DAYS BE
FORE THE DATE LAST SET
FOR THE SALE. THEREAF
TER, AND PURSUANT TO
PARAGRAPH 4 BELOW, YOU
WILL HAVE TO PAY YOUR
ENTIRE LOAN BALANCE
PLUS ALL OTHER CHARGES
LISTED IN PARAGRAPH 3 OF
THIS NOTICE IN FULL IN
ORDER TO STOP THE FORE
CLOSURE SALE. FOR FUR
THER INFORMATION, ON
REINSTATEMENT OR PAY
OFFS, WRITE US AT H&L
SERVICES, INC., A TTEN
TION: REINSTATEMENT DE
PARTMENT, 1111 THIRD AV
ENUE, SUITE 3400, SEATTLE,
WA 98001 OR CALL US AT
(206) 386-5470. UNLESS OTH
ERWISE AGREED WITH THE
CREDITOR, ALL R EIN
STATEMENT AND PAYOFF
FUNDS MUST BE IN THE
FORM OF A CASHIER’S OR
CERTIFIED CHECK.
The creditor to whom this
amount is owed is WASHING
TON MUTUAL BANK.
THE
INFORM ATION
ABOVE IS PROVIDED IN
COM PLIANCE WITH THE
FEDERAL FAIR DEBT COL
LECTION PRACTICES ACT.
TRUSTEE’S NOTICE OF SALE
1. DEFAULT:
Reference is made to that
certain trust deed made by
KEVIN AND TRACIE STER
RENBERG AS TENANTS BY
THE ENTIRETY, as grantor, to
AMERITITLE, as trustee, in fa
vor o f WASHINGTON MU-
tU A L BANK, as beneficiary,
dated JULY 28, 1998, recorded
JULY 31,1998, in the mortgage
records of Morrow County, Ore
gon, as Fee No. M-54950, cov
ering the following described real
and personal property (the “Prop
erty ”) situated in Morrow
County. Oregon, to-wit:
SEE ATTACHED EXHIBIT “A”
THE PROPERTY IN-
I
CLUDES A M ANUFAC
TURED HOME, UNKNOWN
(MANUFACTURER), 1982 76 x
14 SAHARA (MODEL), SE
RIAL NUMBER KB185N213176.
The Property is more com
monly
known
as
320
MALHEUR, BOARDMAN, OR
97818.
2. ELECTION TO SELL &
AMOUNTS PAST DUE
The Beneficiary has elected
to proceed as to both the personal
property and the real property in
accordance with the rights with
respect to the real property and
as perm itted by O.R.S.
79.5010(4). Both the beneficiary
and the trustee have elected to
sell the said Property to satisfy
the obligations secured by said
trust deed and a notice of default
has been recorded pursuant to
O regon Revised Statutes
86.753(3); the defaults for which
the foreclosure is made are:
(a) Grantor’s failure to pay
when due the following sums:
MONTHLY PAYMENTS:
Amount o f monthly pay
ments due July 30, 2001 through
January 30, 2002
Monthly Payments subtotal
$1,768.90
LATE CHARGES:
Accrued late charges for each
m onthly paym ent not made
within 15 days of its due date
Late C harges subtotal
$113.70
TOTAL MONTHLY PAY
MENTS
AND
LATE
CHARGES: $1,882.60
(b) Pursuant to Paragraph 5
of the Deed of Trust, transfer of
title to the property to Richard
Sterrenberg.
3. OTHER CHARGES,
COSTS AND FEES:
In addition to the amounts in
arrears specified above, in order
to reinstate the loan, you are
obliged to pay the following
charges, costs and fees to rein
state the Deed of Trust:
Title Reports $213.00
Process Service Charges $ 115.00
Copying / Faxing / Telephone
$50.00
T r u s t e e ’s / A t t o r n e y ’ s Fee
$550.00
Postage Fee $15.00
Recording Fees $85.00
Miscellaneous Lender Fees $7.60
Publication Fees Varies*
TOTAL CHARGES, COSTS
AND FEES $1,035.60**
•Publication fees can vary
from $600 to $2000 depending on
the county, newspaper, and num
ber of words to be published. The
cost of publication for this sale
is not yet ascertainable, but the
information will be available 20
days before the scheduled sale
date by calling the number listed
above.
**As described in the intro
duction to this notice, there may
be additional costs not yet
ascertainable at this time due to
interest, late charges, and other
charges that accrue subsequent to
the date of this notice. The total
amount necessary to cure may be
greater or less depending on
when you cure the default. Please
call us at the number listed above
to determine the exact reinstate
ment amount. You must ALSO
record a deed transferring title to
the property from Richard
Sterrenberg back to the original
grantors of the deed of trust and
furnish evidence o f same to
Trustee.
4. DECLARATION OF ALL
SUMS OWING IF DEFAULT IS
NOT CURED AT LEAST FIVE
DAYS PRIOR TO TRUSTEE’S
SALE
By reason of said default, the
beneficiary declares all sums
owing on the obligation secured
by the trust deed due and payable
in full (including principal, inter
est, late fees, and other charges)
if the Grantor fails to cure default
at least FIVE DAYS PRIOR TO
the sale date listed in Section 5.
As of the date of this notice, the
obligation secured by the Trust
Deed includes an unpaid princi
pal balance of $26,867.05 plus
interest thereon at a rate o f
9.625% from June 30, 2001 until
paid; plus late charges of $ 113.70
through January, 2002, plus
$11.59 for every month thereaf
ter the regular monthly payment
is more than 15 days late, plus
escrow advances of $ 131.95, re
conveyance fees of $65.00, and
the amounts listed in paragraph
3 above.
5. TRUSTEE’S SALE
W HEREFORE,
notice
hereby is given that the under
signed trustee will on JUNE 14,
thirty (30) days of your receipt
2002, at the hour of 10:00 o'clock
A.M., in accordance with the of this notice, we receive notice
standard of time established by that you dispute the debt, or some
ORS 187.110, at the front en portion of the debt, we will as
trance of the Morrow County
sume the debt amount is valid.
Courthouse, 100 Court Street, in The purpose of this notice is to
the City of Heppner, County of collect the indebtedness due, or
Morrow, State of Oregon, sell at in the alternative, to repossess the
public auction to the highest bid Property (as defined below)
der for cash the interest in the said which is the security of said debt.
described Property which the
IMPORTANT!
grantor had or had power to con
PLEASE READ!
vey at the time of the execution
AS OF THE DATE OF THIS
by grantor of the trust deed, to NOTICE,
THE
TOTAL
gether with any interest which the AMOUNT NECESSARY TO
grantor or the grantor’s succes HAVE THIS FORECLOSURE
sors in interest acquired after the PROCEEDING DISMISSED
execution of grantor of the trust
AND THE TRUST DEED RE
deed, to satisfy the foregoing ob INSTATED IS ESTIMATED
ligations thereby secured and the TO BE $2,561.34. THIS IS THE
costs and expenses of sale, in AMOUNT LISTED IN PARA
cluding a reasonable charge by GRAPHS 2 AND 3 BELOW
the trustee. Notice is further AND IS REFERRED TO IN
given that any person named in THIS NOTICE AS THE REIN
ORS 86.753 has the right, at any STATEMENT AMOUNT. BE
time prior to five days before the CAUSE OF INTEREST, LATE
date last set for the sale, to have CHARGES, AND OTHER
this foreclosure proceeding dis CHARGES THAT MAY AC
missed and the trust deed rein CRUE SUBSEQUENT TO THE
stated by payment to the benefi DATE OF THIS NOTICE, THE
ciary of the entire amount then AMOUNT DUE ON THE DAY
due (other than such portion of YOU ACTUALLY PAY WILL
the principal as would not then
PROBABLY BE GREATER OR
be due had no default occurred)
LESS DEPENDING ON WHEN
and by curing any other default YOU CURE. PLEASE CON
complained of herein that is ca TACT OUR REINSTATE
pable of being cured by tender MENT DEPARTMENT AT
ing the performance required un (206) 386-5470 BEFORE
der the obligation or trust deed,
SENDING YOUR CHECK TO
and in addition to paying said DETERMINE THE EXACT
sums or tendering the perfor REINSTATEMENT AMOUNT.
mance necessary to cure the de IN ORDER TO HAVE THE
fault, by paying all costs and ex FORECLOSURE PROCEED
penses actually incurred in en ING DISMISSED, YOU MUST
forcing the obligation and trust
PAY THE REINSTATEMENT
deed, together with trustee’s and AMOUNT AT ANY TIME
attorney’s fees not exceeding the PRIOR TO FIVE DAYS BE
amounts provided by said ORS
FORE THE DATE LAST SET
86.753.
FOR THE SALE. THEREAF
In construing this notice, the TER, AND PURSUANT TO
singular includes the plural, the PARAGRAPH 4 BELOW, YOU
word “grantor” includes any suc WILL HAVE TO PAY YOUR
cessor in interest to the grantor ENTIRE LOAN BALANCE
as well as any other person ow PLUS ALL OTHER CHARGES
ing the obligation, the perfor LISTED IN PARAGRAPH 3 OF
mance of which is secured by THIS NOTICE IN FULL IN
said trust deed, and the words ORDER TO STOP THE FORE
“trustee” and “beneficiary” in CLOSURE SALE. FOR FUR
clude their respective successors THER INFORMATION, ON
in interest, if any.
REINSTATEMENT OR PAY
6.
INQUIRIES
OFFS, WRITE US AT H&L
Inquiries regarding reinstate SERVICES, INC., A TTEN
ment, payoff or debt verification TION: REINSTATEMENT DE
should be directed to the ad PARTMENT, U 11 THIRD AV
dresses and telephone numbers
ENUE, SUITE 3400, SEATTLE,
shown on the first page of this WA 98001 OR CALL US AT
notice. All other inquiries con (206) 386-5470. UNLESS OTH
cerning this notice should be di ERWISE AGREED WITH THE
rected to the undersigned.
CREDITOR, ALL REIN
DATED: February 11,2002.
STATEMENT AND PAYOFF
/s/ Steven G. Jones,
FUNDS MUST BE IN THE
Successor Trustee FORM OF A CASHIER’S OR
C/O H&L SERVICES, INC. CERTIFIED CHECK.
1 111 THIRD AVENUE, #3400
The creditor to whom this
Seattle, Washington 98104-7006 amount is owed is WASHING
(206) 386-5470 TON MUTUAL BANK.
STATE OF WASHINGTON )
THE
INFORM ATION
)ss
ABOVE IS PROVIDED IN
COUNTY OF KING
)
COMPLIANCE WITH THE
I,
the undersigned, certify FEDERAL FAIR DEBT COL
that I am the attorney or one of LECTION PRACTICES ACT.
the attorneys for the above named TRUSTEE’S NOTICE OF SALE
successor trustee and that the
1. DEFAULT:
foregoing is a complete and ex
Reference is made to that
act copy of the original trustee’s certain trust deed made by
notice of sale.
KEVIN AND TRACIE STER
FOSTER PEPPER & RENBERG AS TENANTS BY
SHEFELMAN PLLC THE ENTIRETY, as grantor, to
/s/ Jennifer Droz AMERITITLE, as trustee, in fa
Attorney for Successor Trustee vor o f WASHINGTON MU
EXHIBIT “A”
TUAL BANK, as beneficiary,
Legal Description
dated JULY 28, 1998, recorded
Lot 18, Block 2, Tract B. JULY 31, 1998, in the mortgage
SUNRIDGE
TERRACE,
records of Morrow County, Ore
PHASE II, in the City of gon, as Fee No. M-54948, cov
Boardman, County of Morrow ering the following described real
and State of Oregon—
and personal property (the “Prop
Published: April 24, May 1,8 and erty ” ) situated in Morrow
15, 2002
County, Oregon, to-wit:
Affid______________________
SEE ATTACHED EXHIBIT “A”
THE PROPERTY IN
PUBLIC NOTICE
CLUDES A M ANUFAC
STERRENBERG
TURED HOME, FRONTIER
93531-930442
(MANUFACTURER), 1969 44 x
WE ARE A DEBT COL 24 unknown (MODEL), SERIAL
LECTOR. THIS COMMUNI NUMBER F43241151.
CATION IS AN ATTEMPT TO
The Property is more com
COLLECT A DEBT AND ANY monly known as 367 ANDER
INFORMATION OBTAINED
SON. BOARDMAN, OR 97818.
WILL BE USED FOR THAT
2. ELECTION TO SELL &
PURPOSE.
AMOUNTS PAST DUE
If within thirty (30) days of
The Beneficiary has elected
your receipt of this notice you to proceed as to both the personal
give notice to the undersigned, in property and the real property in
writing, that you dispute the debt accordance with the rights with
referred to, or any portion of it, respect to the real property and
we will mail a verification of as perm itted by O.R.S.
such debt to you. In addition, if 79.5010(4). Both the beneficiary
you make the request within said and the trustee have elected to
thirty (30) days in writing, we sell the said Property to satisfy
will provide you with the name the obligations secured by said
and address of the original credi trust deed and a notice of default
tor, if other than the present credi has been recorded pursuant to
tor shown. Notices under this Oregon Revised Statutes
paragraph should be sent to H&L 86.753(3); the default for which
Services, Inc., Attention: Debt the foreclosure is made is
Verification Department, 1111
grantor's failure to pay when due
Third Avenue. Suite 3400, Se the following sums:
attle, WA 98101. Unless within
MONTHLY PAYMENTS:
♦
Amount o f monthly pay and in addition to paying said
ments due July 30, 2001 through
sums or tendering the perfor
January 30, 2002
mance necessary to cure the de
Monthly Payments subtotal
fault, by paying all costs and ex
$1,428.28
penses actually incurred in en
LATE CHARGES:
forcing the obligation and trust
Accrued late charges for each deed, together with trustee’s and
m onthly paym ent not made
attorney’s fees not exceeding the
within 15 days of its due date
amounts provided by said ORS
Late Charges subtotal
86.753.
$125.46
In construing this notice, the
TOTAL MONTHLY PAY singular includes the plural, the
MENTS
AND
LATE
word “grantor” includes any suc
CHARGES: $1,553.74
cessor in interest to the grantor
3.
OTHER CHARGES, as well as any other person ow
COSTS AND FEES:
ing the obligation, the perfor
In addition to the amounts in mance of which is secured by
arrears specified above, in order said trust deed, and the words
to reinstate the loan, you are “trustee” and “beneficiary” in
obliged to pay the following clude their respective successors
charges, costs and fees to rein in interest, if any.
state the Deed of Trust:
6.
INQUIRIES
Title Reports $185.00
Inquiries regarding reinstate
Process Service Charges $ 115.00 ment, payoff or debt verification
Copying / Faxing / Telephone should be directed to the ad
$50.00
dresses and telephone numbers
T r u s t e e ’s / A t t o r n e y ’s F ee
shown on the first page of this
$550.00
notice. All other inquiries con
Postage Fee $15.00
cerning this notice should be di
Recording Fees $85.00
rected to the undersigned.
Miscellaneous Lender Fees $7.60
DATED: February 11,2002.
Publication Fees Varies*
/s/ Steven G. Jones,
TOTAL CHARGES, COSTS
Successor Trustee
AND FEES $1,007.60**
C/O H&L SERVICES, INC.
•Publication fees can vary
1111 THIRD AVENUE, #3400
from $600 to $2000 depending on Seattle, Washington 98104-7006
the county, newspaper, and num
(206) 386-5470
ber of words to be published. The STATE OF WASHINGTON)
cost of publication for this sale
)ss
is not yet ascertainable, but the COUNTY OF KING
)
information will be available 20
I, the undersigned, certify
days before the scheduled sale that I am the attorney or one of
date by calling the number listed the attorneys for the above named
above.
successor trustee and that the
**As described in the intro foregoing is a complete and ex
duction to this notice, there may act copy of the original trustee’s
be additional costs not yet notice of sale.
ascertainable at this time due to
FOSTER PEPPER &
interest, late charges, and other
SHEFELMAN PLLC
charges that accrue subsequent to
/s/ Jennifer Droz
the date of this notice. The total
Attorney for Successor Trustee
amount necessary to cure may be
EXHIBIT “A”
greater or less depending on
Legal Description
,
when you cure the default. Please
Lot 21, Block 1, SUNRIDGE
call us at the number listed above TERRACE PHASE II, in the City
to determine the exact reinstate of Boardman, County of Morrow |
ment amount.
and State of Oregon—
4. DECLARATION OF ALL Published: April 24, May 1,8 and
SUMS OWING IF DEFAULT IS
15,2002
NOT CURED AT LEAST FIVE Affid______________________
DAYS PRIOR TO TRUSTEE’S
PUBLIC NOTICE
SALE
STERRENBERG
By reason of said default, the
93531-930443
beneficiary declares all sums
WE ARE A DEBT COL
owing on the obligation secured,
LECTOR. THIS COMMUNI
by the trust deed due and payable
CATION IS AN ATTEMPT TO
in full (including principal, inter
COLLECT A DEBT AND ANY
est, late fees, and other charges)
INFORMATION OBTAINED
if the Grantor fails to cure default
WILL BE USED FOR THAT
at least FIVE DAYS PRIOR TO
PURPOSE.
the sale date listed in Section 5.
If within thirty (30) days of
As of the date of this notice, the
your receipt of this notice you
obligation secured by the Trust
give notice to the undersigned, in
Deed includes an unpaid princi
writing, that you dispute the debt.,
pal balance of $21,468.42 plus
referred to, or any portion of it,
interest thereon at a rate o f
we will mail a verification of
9.625% from June 30,2001 until
such debt to you. In addition, if
paid; plus late charges of $ 125.46
you make the request within said
through January, 2002, plus
thirty (30) days in writing, we
$9.27 for every month thereafter
will provide you with the name
the regular monthly payment is
and address of the original credi
more than 15 days late, plus es
tor, if other than the present credi
crow advances of $97.90, recon
tor shown. Notices under this
veyance fees of $65.00, and the
paragraph should be sent to H&L
amounts listed in paragraph 3
Services, Inc., Attention: Debt
above.
Verification Department, 1111
5. TRUSTEE’S SALE
Third Avenue, Suite 3400, Se
W HEREFORE,
notice
attle, WA 98101. Unless within
hereby is given that the under
thirty (30) days of your receipt
signed trustee will on JUNE 14,
of this notice, we receive notice
2002, at the hour of 10:00 o’clock
that you dispute the debt, or some
A.M., in accordance with the
portion of the debt, we will as
standard of time established by
sume the debt amount is valid.
ORS 187.110, at the front en
The purpose of this notice is to
trance of the Morrow County
collect the indebtedness due, or
Courthouse, 100 Court Street, in
in the alternative, to repossess the
the City of Heppner, County of
Property (as defined below)
Morrow, State of Oregon, sell at
which is the security of said debt.
public auction to the highest bid
IMPORTANT!
der for cash the interest in the said
PLEASE READ!
described Property which the
AS OF THE DATE OF THIS
grantor had or had power to con
NOTICE,
THE
TOTAL
vey at the time of the execution
AMOUNT NECESSARY TO
by grantor of the trust deed, to
HAVE THIS FORECLOSURE
gether with any interest which the
PROCEEDING DISMISSED
grantor or the grantor’s succes
AND THE TRUST DEED RE
sors in interest acquired after the
INSTATED IS ESTIMATED
execution of grantor of the trust
TO BE $2,383.73. THIS IS THE
deed, to satisfy the foregoing ob
AMOUNT LISTED IN PARA
ligations thereby secured and the
GRAPHS 2 AND 3 BELOW
costs and expenses of sale, in
AND IS REFERRED TO IN
cluding a reasonable charge by
THIS NOTICE AS THE REIN
the trustee. Notice is further
STATEMENT AMOUNT. BE
given that any person named in
CAUSE OF INTEREST, LATE
ORS 86.753 has the right, at any
CHARGES, AND OTHER
time prior to five days before the
CHARGES THAT MAY AC
date last set for the sale, to have
CRUE SUBSEQUENT TO THE
this foreclosure proceeding dis
missed and the trust deed rein DATE OF THIS NOTICE, THE
stated by payment to the benefi AMOUNT DUE ON THE DAY
YOU ACTUALLY PAY WILL
ciary of the entire amount then
PROBABLY BE GREATER OR
due (other than such portion of
LESS DEPENDING ON WHEN
the principal as would not then
be due had no default occurred) YOU CURE. PLEASE CON
TACT OUR REIN STA TE
and by curing any other default
MENT DEPARTMENT AT
complained of herein that is ca
(206) 386-5470 BEFORE
pable of being cured by tender
SENDING YOUR CHECK TO
ing the performance required un
der the obligation or trust deed.
continued next page