TEN - Heppner Gazette-Times, Heppner, Oregon Wednesday, April 24, 2002
sonal property (the “Property”)
situated in Morrow County, Ore
gon, to-wit:
SEE ATTACHED EXHIBIT “A”
THE PROPERTY IN
CLUDES A M ANUFAC
TURED HOME, SAFEWAY
(M ANUFACTURER), 1972
44x24 COMMODORE (MOD
EL), SERIAL NUMBER 3296.
The Property is more com
monly known as 375 ANDER
SON, BOARDMAN, OR 97818.
2. ELECTION TO SELL &
AMOUNTS PAST DUE
The Beneficiary has elected
to proceed as to both the person
al property and the real property
in accordance with the rights with
respect to the real property and
as perm itted by O.R.S.
79.5010(4). Both the beneficiary
and the trustee have elected to
sell the said Property to satisfy
the obligations secured by said
trust deed and a notice of default
has been recorded pursuant to
O regon Revised Statutes
86.753(3); the defaults for which
the foreclosure is made are:
(a) Grantor’s failure to pay
when due the following sums:
MONTHLY PAYMENTS:
Amount o f monthly pay
ments due July 30,2001 through
January 30, 2002
Monthly Payments subtotal
$1,477.66
LATE CHARGES:
Accrued late charges for each
monthly payment not made with
in 15 days of its due date
Late Charges subtotal
$138.54
TOTAL MONTHLY PAY
MENTS AND LATE CHARG
ES: $1,616.11
(b) Pursuant to Paragraph 5
of the Deed of Trust, transfer of
title to the property to Richard
Sterrenberg.
3. OTHER CHARGES,
COSTS AND FEES:
In addition to the amounts in
arrears specified above, in order
to reinstate the loan, you are
obliged to pay the following
charges, costs and fees to rein
state the Deed of Trust:
Title Reports $190.00
Process Service Charges $ 115.00
Copying / Faxing / Telephone
$50.00
T r u s t e e ’ s / A t t o r n e y 's Fee
$550.00
Postage Fee $15.00
Recording Fees $85.00
Miscellaneous Lender Fees $7.75
Publication Fees Varies*
TOTAL CHARGES, COSTS
AND FEES $1,012.75 **
*Publication fees can vary
from $600 to $2000 depending on
the county, newspaper, and num
ber of words to be published. The
cost of publication for this sale
is not yet ascertainable, but the
information will be available 20
days before the scheduled sale
date by calling the number listed
above.
**As described in the intro
duction to this notice, there may
be additional costs not yet ascer
tainable at this time due to inter
est, late charges, and other charg
es that accrue subsequent to the
date o f this notice. The total
amount necessary to cure may be
greater or less depending on
when you cure the default. Please
call us at the number listed above
to determine the exact reinstate
ment amount. You must ALSO
record a deed transferring title to
the property from Richard Ster
renberg back to the original
grantors of the deed of trust and
furnish evidence o f same to
Trustee.
4. DECLARATION OF ALL
SUMS OWING IF DEFAULT IS
NOT CURED AT LEAST FIVE
DAYS PRIOR TO TRUSTEE’S
SALE
By reason of said default, the
beneficiary declares all sums
owing on the obligation secured
by the trust deed due and payable
in full (including principal, inter
est, late fees, and other charges)
if the Grantor fails to cure default
at least FIVE DAYS PRIOR TO
the sale date listed in Section 5.
As of the date of this notice, the
obligation secured by the Trust
Deed includes an unpaid princi
pal balance of $21,362.64 plus
interest thereon at a rate o f
9.625% from June 30,2001 until
paid; plus late charges of $138.45
through January 30, 2002, plus
$9.31 for every month thereafter
the regular monthly payment is
more than 15 days late, plus es
crow advances of $124.46, recon
veyance fees of $65.00, and the
amounts listed in paragraph 3
above.
1
Third Avenue, Suite 3400, Seat
5.
TRUSTEE’S SALE
WHEREFORE, notice here tle, WA 98101. Unless within
by is given that the undersigned thirty (30) days of your receipt
trustee will on JUNE 14, 2002, of this notice, we receive notice
at the hour o f 10:00 o ’clock
that you dispute the debt, or some
A.M., in accordance with thè portion of the debt, we will as
standard of time established by sume the debt amount is valid.
ORS 187.110, at the front en The purpose of this notice is to
collect the indebtedness due, or
trance o f the Morrow County
Courthouse, 100 Court Street, in in the alternative, to repossess the
the City of Heppner, County of Property (as defined below)
Morrow, State of Oregon, sell at which is the security of said debt.
IMPORTANT!
public auction to the highest bid
PLEASE READ!
der for cash the interest in the said
AS OF THE DATE OF THIS
described Property which the
THE
TOTAL
grantor had or had power to con NOTICE,
vey at the time of the execution AMOUNT NECESSARY TO
by grantor of the trust deed, to HAVE THIS FORECLOSURE
gether with any interest which the PROCEEDING DISMISSED
grantor or the grantor’s succes AND THE TRUST DEED RE
sors in interest acquired after the INSTATED IS ESTIMATED
execution of grantor of the trust TO BE $2,657.13. THIS IS THE
deed, to satisfy the foregoing ob AMOUNT LISTED IN PARA
ligations thereby secured and the GRAPHS 2 AND 3 BELOW
costs and expenses of sale, in AND IS REFERRED TO IN
cluding a reasonable charge by THIS NOTICE AS THE REIN
the trustee. Notice is further giv STATEMENT AMOUNT. BE
en that any person named in ORS CAUSE OF INTEREST, LATE
86.753 has the right, at any time CHARGES, AND OTHER
prior to five days before the date CHARGES THAT MAY AC
last set for the sale, to have this CRUE SUBSEQUENT TO THE
foreclosure proceeding dismissed DATE OF THIS NOTICE, THE
and the trust deed reinstated by AMOUNT DUE ON THE DAY
payment to the beneficiary of the YOU ACTUALLY PAY WILL
entire amount then due (other PROBABLY BE GREATER OR
than such portion of the princi LESS DEPENDING ON WHEN
pal as would not then be due had YOU CURE. PLEASE CON
no default occurred) and by cur TACT OUR REIN STA TE
ing any other default complained MENT DEPARTM ENT AT
of herein that is capable of being (206) 386-5470 BEFORE
cured by tendering the perfor SENDING YOUR CHECK TO
mance required under the obliga DETERMINE THE EXACT
tion or trust deed, and in addition REINSTATEMENT AMOUNT.
IN ORDER TO HAVE THE
to paying said sums or tendering
FORECLOSURE PROCEED
the performance necessary to
cure the default, by paying all ING DISMISSED, YOU MUST
costs and expenses actually in PAY THE REINSTATEMENT
curred in enforcing the obligation AMOUNT AT ANY TIME PRI
and trust deed, together with OR TO FIVE DAYS BEFORE
trustee’s and attorney’s fees not THE DATE LAST SET FOR
exceeding the amounts provided THE SALE. THEREAFTER,
AND PURSUANT TO PARA
by said ORS 86.753.
In construing this notice, the GRAPH 4 BELOW, YOU WILL
singular includes the plural, the HAVE TO PAY YOUR ENTIRE
word “grantor” includes any suc LOAN BALANCE PLUS ALL
cessor in interest to the grantor OTHER CHARGES LISTED IN
as well as any other person ow PARAGRAPH 3 OF THIS NO
ing the obligation, the perfor TICE IN FULL IN ORDER TO
mance of which is secured by STOP THE FORECLOSURE
said trust deed, and the words SALE. FOR FURTHER INFOR
“trustee” and “beneficiary” in MATION, ON REINSTATE
clude their respective successors MENT OR PAYOFFS, WRITE
US AT H&L SERVICES, INC.,
in interest, if any.
ATTENTION: REINSTATE
i,6.. INQUIRIES
Inquiries regarding reinstate MENT DEPARTMENT, 1111
ment, payoff or debt verification THIRD AVENUE, SUITE 3400,
should be directed to the address SEATTLE, WA 98001 OR
es and telephone numbers shown CALL US AT (206) 386-5470.
UNLESS
OTHERWISE
on the first page of this notice.
AGREED WITH THE CREDI
All other inquiries concerning
this notice should be directed to TOR, ALL REINSTATEMENT
AND PAYOFF FUNDS MUST
the undersigned.
BE IN THE FORM OF A CASH
DATED: February 11,2002.
IER’S OR CERTIFIED CHECK.
/s/ Steven G. Jones,
The creditor to whom this
Successor Trustee
amount is owed is WASHING
C/O H&L SERVICES, INC.
1111 THIRD AVENUE, #3400 TON MUTUAL BANK.
THE
INFORM ATION
Seattle, Washington 98104-7006
(206) 386-5470 ABOVE IS PROVIDED IN
COM PLIANCE WITH THE
STATE OF WASHINGTON )
)ss FEDERAL FAIR DEBT COL
LECTION PRACTICES ACT.
COUNTY OF KING
)
I,
the undersigned, certify TRUSTEE’S NOTICE OF SALE
1. DEFAULT:
that I am the attorney or one of
Reference is made to that
the attorneys for the above named
successor trustee and that the certain tru st deed made by
foregoing is a complete and ex KEVIN AND TRACIE STER
act copy of the original trustee’s RENBERG AS TENANTS BY
notice of sale.
THE ENTIRETY, as grantor, to
FOSTER PEPPER & AMERITITLE, as trustee, in fa
SHEFELMAN PLLC vor of WASHINGTON MUTU
/s/ Jennifer Droz AL BANK, as beneficiary, dated
Attorney for Successor Trustee JULY 27, 1998, recorded JULY
31,1998, in the mortgage records
EXHIBIT “A”
of Morrow County, Oregon, as
Legal Description
Fee No. M-54952, covering the
Lot 19, Block l.SUNRIDGE
TERRACE PHASE II, in the City following described real and per
of Boardman, County of Morrow sonal property (the “Property”)
situated in Morrow County, Ore
and State of Oregon—
Published: April 24, May 1,8 and gon, to-wit:
SEE ATTACHED EXHIBIT “A”
15,2002
THE PROPERTY IN
Affid______________________
CLUDES A M ANUFAC
PUBLIC NOTICE
TURED HOME, CHAMPION
STERRENBERG
(MANUFACTURER). 1975 76 x
93531-930446
14 CONCORD (MODEL), SE
WE ARE A DEBT COL
RIAL NUMBER 29643653601.
LECTOR. THIS COMMUNI
The Property is more com
CATION IS AN ATTEMPT TO
monly known as 321 M AL
COLLECT A DEBT AND ANY
HEUR, BOARDM AN, OR
INFORMATION OBTAINED
97818.
WILL BE USED FOR THAT
2. ELECTION TO SELL &
PURPOSE.
AMOUNTS PAST DUE
If within thirty (30) days of
The Beneficiary has elected
your receipt of this notice you
to proceed as to both the person
give notice to the undersigned, in al property and the real property
writing, that you dispute the debt in accordance with the rights with
referred to, or any portion of it, respect to the real property and
we will mail a verification of as perm itted by O.R.S.
such debt to you. In addition, if 79.5010(4). Both the beneficiary
you make the request within said and the trustee have elected to
thirty (30) days in writing, we sell the said Property to satisfy
will provide you with the name the obligations secured by said
and address of the original cred trust deed and a notice of default
itor, if other than the present cred has been recorded pursuant to
itor shown. Notices under this O regon Revised S tatutes
paragraph should be sent to H&L 86.753(3); the defaults for which
Services, Inc., Attention: Debt the foreclosure is made is grant
Verification Department. 1111
or’s failure to pay when due the
following sums:
MONTHLY PAYMENTS:
Amount o f monthly pay
ments due July 30,2001 through
January 30, 2002
Monthly Payments subtotal
$1,516.89
LATE CHARGES:
Accrued late charges for each
monthly payment not made with
in 15 days of its due date
Late Charges subtotal
$127.64
TOTAL MONTHLY PAY
MENTS AND LATE CHARG
ES: $1,644.53
3. OTHER CHARGES,
COSTS AND FEES:
In addition to the amounts in
arrears specified above, in order
to reinstate the loan, you are
obliged to pay the following
charges, costs and fees to rein
state the Deed of Trust:
Title Reports $190.00
Process Service Charges $ 115.00
Copying / Faxing / Telephone
$50.00
T r u s t e e ’s / A t t o r n e y ’s F ee
$550.00
Postage Fee $15.00
Recording Fees $85.00
Miscellaneous Lender Fees $7.60
Publication Fees Varies*
TOTAL CHARGES, COSTS
AND FEES $1,012.60 **
♦Publication fees can vary
from $600 to $2000 depending on
the county, newspaper, and num
ber of words to be published. The
cost of publication for this sale
is not yet ascertainable, but the
information will be available 20
days before the scheduled sale
date by calling the number listed
above.
**As described in the intro
duction to this notice, there may
be additional costs not yet ascer
tainable at this time due to inter
est, late charges, and other charg
es that accrue subsequent to the
date of this notice. The total
amount necessary to cure may be
greater or less depending on
when you cure the default. Please
call us at the number listed above
to determine the exact reinstate
ment amount.
4. DECLARATION OF ALL
SUMS OWING IF DEFAULT IS
NOT CURED AT LEAST FIVE
DAYS PRIOR TO TRUSTEE’S
SALE
By reason of said default, the
beneficiary declares all sums
owing on the obligation secured
by the trust deed due and payable
in full (including principal, inter
est, late fees, and other charges)
if the Grantor fails to cure default
at least FIVE DAYS PRIOR TO
the sale date listed in Section 5.
As of the date of this notice, the
obligation secured by the Trust
Deed includes an unpaid princi
pal balance of $21,711.69 plus
interest thereon at a rate o f
9.625% from June 30,2001 until
paid; plus late charges of $127.64
through January 2002, plus $9.40
for every month thereafter the
regular monthly payment is more
than 15 days late, plus escrow
advances of $ 140.67, reconvey
ance fees o f $65.00, and the
amounts listed in paragraph 3
above.
5. TRUSTEE’S SALE
WHEREFORE, notice here
by is given that the undersigned
trustee will on JUNE 14, 2002,
at the hour o f 10:00 o ’clock
A.M., in accordance with the
standard of time established by
ORS 187.110, at the front en
trance of the Morrow County
Courthouse, 100 Court Street, in
the City of Heppner, County of
Morrow, State of Oregon, sell at
public auction to the highest bid
der for cash the interest in the said
described Property which the
grantor had or had power to con
vey at the time of the execution
by grantor of the trust deed, to
gether with any interest which the
grantor or the grantor’s succes
sors in interest acquired after the
execution of grantor of the trust
deed, to satisfy the foregoing ob
ligations thereby secured and the
costs and expenses of sale, in
cluding a reasonable charge by
the trustee. Notice is further giv
en that any person named in ORS
86.753 has the right, at any time
prior to five days before the date
last set for the sale, to have this
foreclosure proceeding dismissed
and the trust deed reinstated by
payment to the beneficiary of the
entire amount then due (other
than such portion of the princi
pal as would not then be due had
no default occurred) and by cur
ing any other default complained
of herein that is capable of being
cured by tendering the perfor
1
mance required under the obliga
tion or trust deed, and in addition
to paying said sums or tendering
the performance necessary to
cure the default, by paying all
costs and expenses actually in
curred in enforcing the obligation
and trust deed, together with
trustee’s and attorney’s fees not
exceeding the amounts provided
by said ORS 86.753.
In construing this notice, the
singular includes the plural, the
word “grantor” includes any suc
cessor in interest to the grantor
as well as any other person ow
ing the obligation, the perfor
mance of which is secured by
said trust deed, and the words
“trustee” and “beneficiary” in
clude their respective successors
in interest, if any.
6.
INQUIRIES
Inquiries regarding reinstate
ment, payoff or debt verification
should be directed to the address
es and telephone numbers shown
on the first page of this notice.
All other inquiries concerning
this notice should be directed to
the undersigned.
DATED: February 11,2002.
/s/ Steven G. Jones,
Successor Trustee
C/O H&L SERVICES, INC.
1111 THIRD AVENUE, #3400
Seattle, Washington 98104-7006
(206) 386-5470
STATE OF WASHINGTON)
)ss
COUNTY OF KING
)
I, the undersigned, certify
that I am the attorney or one of
the attorneys for the above named
successor trustee and that the
foregoing is a complete and ex
act copy of the original trustee’s
notice of sale.
FOSTER PEPPER &
SHEFELMAN PLLC
/s/ Jennifer Droz
Attorney for Successor Trustee
EXHIBIT “A”
Legal Description
Lot 6, Block 3, SUNRIDGE
TERRACE, in the City of Board-
man, County o f Morrow and
State of Oregon—
Published: April 24, May 1,8 and
15, 2002
Affid______________________
PUBLIC NOTICE
• » STERRENBERG'. . v/-
93531-930447
WE ARE A DEBT COL
LECTOR. THIS COMMUNI
CATION IS AN ATTEMPT TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE.
If within thirty (30) days of
your receipt of this notice you
give notice to the undersigned, in
writing, that you dispute the debt
referred to, or any portion of it,
we will mail a verification of
such debt to you. In addition, if
you make the request within said
thirty (30) days in writing, we
will provide you with the name
and address of the original cred
itor, if other than the present cred
itor shown. Notices under this
paragraph should be sent to H&L
Services, Inc., Attention: Debt
Verification Department, 1111
Third Avenue, Suite 3400, Seat
tle, WA 98101. Unless within
thirty (30) days of your receipt
of this notice, we receive notice
that you dispute the debt, or some
portion of the debt, we will as
sume the debt amount is valid.
The purpose of this notice is to
collect the indebtedness due, or
in the alternative, to repossess the
Property (as defined below)
which is the security of said debt.
IMPORTANT!
PLEASE READ!
AS OF THE DATE OF THIS
NOTICE,
THE
TOTAL
AMOUNT NECESSARY TO
HAVE THIS FORECLOSURE
PROCEEDING DISMISSED
AND THE TRUST DEED RE
INSTATED IS ESTIMATED
TO BE $2,784.25. THIS IS THE
AMOUNT LISTED IN PARA
GRAPHS 2 AND 3 BELOW
AND IS REFERRED TO IN
THIS NOTICE AS THE REIN
STATEMENT AMOUNT. BE
CAUSE OF INTEREST, LATE
CHARGES, AND OTHER
CHARGES THAT MAY AC
CRUE SUBSEQUENT TO THE
DATE OF THIS NOTICE, THE
AMOUNT DUE ON THE DAY
YOU ACTUALLY PAY WILL
PROBABLY BE GREATER OR
LESS DEPENDING ON WHEN
YOU CURE. PLEASE CON
TACT OUR REINSTATE
MENT DEPARTMENT AT
(206) 386-5470 BEFORE
SENDING YOUR CHECK TO
DETERMINE THE EXAC
REINSTATEMENT AMOUN
IN ORDER TO HAVE TH
FORECLOSURE PROCEE
ING DISMISSED, YOU MUS
PAY THE REINSTATEMEN
AMOUNT AT ANY TIME PRI
OR TO FIVE DAYS BEFOR
THE DATE LAST SET FO
THE SALE. THEREAFTER,
AND PURSUANT TO PARA
GRAPH 4 BELOW, YOU WILL
HAVE TO PAY YOUR ENTIRE
LOAN BALANCE PLUS ALL
OTHER CHARGES LISTED IN
PARAGRAPH 3 OF THIS NO
TICE IN FULL IN ORDER TO
STOP THE FORECLOSURE
SALE. FOR FURTHER INFOR
MATION, ON REINSTATE
MENT OR PAYOFFS, WRITE
US AT H&L SERVICES, INC.,
ATTENTION: REINSTATE
MENT DEPARTMENT, 1111
THIRD AVENUE, SUITE 3400,
SEATTLE, WA 98001 OR
CALL US AT (206) 386-5470.
UNLESS
OTHERW ISE ■ni
AGREED WITH THE CREDI
TOR, ALL REINSTATEMENT
AND PAYOFF FUNDS MUST
BE IN THE FORM OF A CASH- (ft
IER’S OR CERTIFIED CHECK. A
The creditor to whom this Ho
amount is owed is WASHING- .(1
TON MUTUAL BANK.
THE
INFORM ATION,-!
ABOVE IS PROVIDED IN
COMPLIANCE WITH THE
FEDERAL FAIR DEBT COL-
LECTION PRACTICES ACT. • .•
TRUSTEE’S NOTICE OF SALE ;
1. DEFAULT:
,i
Reference is made to tha( y;
certain trust deed made by
KEVIN AND TRACIE STER-. i
RENBERG AS TENANTS B Y .
THE ENTIRETY, as grantor, to
AMERITITLE, as trustee, in fa-. d
vor of WASHINGTON MUTU- ru
AL BANK, as beneficiary, dated ;o
MAY 14, 1999, recorded MAY A
20,1999, in the mortgage records
of Morrow County, Oregon, as ;j
Fee No. M-57979, covering the n
following described real and per- O
sonal property (the “Property”) rli
situated in Morrow County, Ore- r/
gon, to-wit:
iq
SEE ATTACHED EXHIBIT “A” <b
THE PROPERTY IN- ,h
CLUDES A MANUFAC- $
TURED HOME, FRONTIER *v J
’ (MANUFACTURER), 196944 x ,d £
24 UNKNOWN (MODEL), SE-
I
RIAL NUMBER F43241151.
The Property is more com- -
monly known as 323 MAL-
HEUR, BOARDMAN, OR
97818.
2. ELECTION TO SELL &
AMOUNTS PAST DUE
j
The Beneficiary has elected .¡:
to proceed as to both the person-
al property and the real property
||
in accordance with the rights with
I
respect to the real property and.
I
as perm itted by O.R.S.
j
79.5010(4). Both the beneficiary j,
and the trustee have elected to q
sell the said Property to satisfy
the obligations secured by said q.
trust deed and a notice of default cq
has been recorded pursuant to
O regon Revised Statutes ';i
86.753(3); the defaults for which ;o
the foreclosure is made is grant-
or’s failure to pay when due the n
following sums:
>it
MONTHLY PAYMENTS: ci
Amount o f monthly pay- r!j
m ents due A ugust 19, 2001 jo
through January 19, 2002
m
Monthly Payments subtotal o
$1,530.00
LATE CHARGES:
Accrued late charges for each / s I
monthly payment not made with-
in 15 days of its due date
Late Charges subtotal $76.50 , v .
TOTAL MONTHLY PAY-.,-. !
MENTS AND LATE CHARG- 9 »
ES: $1.606.50
I
3. OTHER CHARGES, • I
COSTS AND FEES:
In addition to the amounts in ...
arrears specified above, in order v j
to reinstate the loan, you are .'
obliged to pay the following .-. j
charges, costs and fees to rein
state the Deed of Trust:
Title Reports $225.00
.;t
Process Service Charges $ 115.00 -y
Copying / Faxing / Telephone «
$50.00
,n>
T r u s t e e ’s / A t t o r n e y ’s Fee /-.
$550.00
,11
Postage Fee $15.00
.rit I
Recording Fees $85.00
M iscellaneous Lender Fees
$137.75
Publication Fees Varies*
TOTAL CHARGES, COSTS ?
AND FEES $1,177.75 **
A
♦Publication fees can vary
from $600 to $2000 depending on 1 ?.
the county, newspaper, and num
ber of words to be published. The > )
continued next page
4