• •
Bankruptcy is no easy way
out of debt
H rp p n rr l . w H I r l i m o . H eppner. Oregon W r d n o d it . July 6, |4R8 - S E V E N
3ioneer Memorial residents were treated to a Hawaiian Luau
recently at the hospital in Heppner Pictured above second from
The left is Hugh Currin Seated beside him is his daughter from
Portland who surprised him when she arrived just for the
(occasion.
Christian Church VBS is July 11-15
The First Christian Church an
r* mixes preparations are being made
for this years Vacation Bible School
July 11-15 Cla.vses are structured to
include the tw o year olds through
sixth grade A ll area children are
welcome, there is no charge
This year's theme is "Cham pion*
for Jesus" Children w ill be learn
ing about Champions like John The
Baptist, Peter and Paul
[here w ill he crafts, activities, and
lim e to meet "S p u n k y " the Faglct.
WCCC Golf
Tuesday Tadics Ihiy
June 2Ji
Flight A I j O w gross-Pat Fdmund
son, 35.
Low net Harriet Pierson. Cindi
Doherty, Anita Boyer. Barbara
G ilbert. 31.
Least putts Pat Hdmundson, 13.
C losest to the s trin g B etty
Rietman.
Other awards: Pat Edmudson,
bind on # 10. Jan Paustian. bind on
# 15; Jan Paustian. chip in on # 15
Flight B Low gross Harriet Bat
ty, 44
1aiw net Jo Pettyjohn. Neoma
Bailey, D oll Campbell. 33.
I-east putts Harriet Batty. 15.
AIDS
is p reven table ...
If we take it personally Are you
taking steps to prevent your own
exposure7 Are you sharing this ir
m atlon w ith people you car# a t»
Get the facts.
Call
A ID S H O T U N E m
. conop e i
lO erti 9pm Monday-Fndey
Nooo 8pm Saturday and Sunday
223-A ID S tn Portland
1SOO-777-AIDS harm* •/«» n
/**#•
» hit mascot
This year's Vacation Bible School
missions field w ill center an
the
Boise C hildren's Home In lieu o f a
closing pmgram on Friday. July 15
at 11 45 a m all VBS children and
parents are invited to bring a sack
lun ch and p ic n ic w ith VBS
volunteers
For pre-registration, please con
tact. Teresa F la ir. 67b-5862. Come
jo in in the fun and bring a friend Ju
ly 11. 4 11 45
m
Hind
a
Chamber Chatter
B y C la u d ia H u g h e s C h a m b e r M a n a g e r
Have
you
heard
of
Volkssport the sport for all ages'*
Nancy Lankford. who presented an
informative Chamber program on
reforestation suggested volksspor
ling might be something more for
Heppner to o ffer as a people attrac
lion
Many Chambers jo in the
volkssport club, but it is not limited
to Chamber only
Volkssport is a sport for all ages
involving walking lours Its purpose
is to promote health, recreation, tun
and fellowship in various com
munities Clubs put together walk
mg events, receive a newsletter o f
ither events in Washington and
Oregon and plan at least one special
six-mile event for visitors each year
l.act year in Washington State
52,787 volkssport participants walk
cd, hiked and skued over 327,300
miles Surely, some o f those 57
thousand volkssport participants
would lik r-to volkssport in eastern
Oregon W ith an Irish Walkabout in
the back o f my mind. I have written
the Oregon State Club to obtain fur
ther information.
This non competitive sport sounds
like the answer to those o f us who
w ill never be into running, love
walking for enjoyment and exercise,
and who would like to see more
events to introduce people to Hcpp
ner I f you're interested, slop by the
Chamber office
//
Mr it Mrs Kenneth Wright and Mr arui Mrs.
Georye Trotter invite you to share in the joy of
the nuirriaye mutiny their children
kimberle Anne Wright and Dennis James Trotter
this celebration of love II he Sat., July 16. at 4 p m
at United Methodist Church in Heppner, Oregon
Reception following
Heppner Elks Lodge
Wallace H. Wolff, M.D.
OFFICE WII.L BE CLOSED
June 22-26
STARTING IN JULY-REDUCED HOURS
It may mH he easy. but neither is
bankruptcy, which can be a 10-ycar
mistake
The Independent Bankers Associa
non o f America is the only national
trade association dedicated e x
clusively to representing the nation's
community hanks
There'» an old saying that goes
something like. " I f it looks too good
to be true, then it probably is n 't."
It applies to several televivion
advertisements being shown across
the country. They tell consumers
•hiHit how easy it is to start the
bankruptcy process and encourages
them to consider it as an alternative
to high levels o f indebtedness
It'» not an easy process and in
many cases it's not the best way to
get rid o f excessive debt The In
dependent Bankers Assixiation o f
America, a trade group representing
the nation s community banks, is
concerned about the rising level o f
personal bankruptcies in the country
Why * Bankruptcies hurl everyone
involved consumers and lenders
Everyone except the pei>p!c running
the te levision advertisements
bankruptcy lawyers
They 're the ones who say declar
ing bankruptcy is an easy route to a
debt free future But there's a heavy
cost -bankruptcy has a tremendous
impact on a consumer's personal
financial future
A bankruptcy declaration remains
on a consumer's credit report for 10
years, making it nearly impossible
for some»me dec laring bankruptcy to
get any credit in the future
For many people, there arc op
tions available before declaring
b a n k ru p tc y , in c lu d in g c re d it
counseling and debt restructuring
During the year ending September
30. 1987. there were 482.300 per
sonal bankruptcies But. according
to Purdue U n iv e rs ity 's C re d it
Research Center. 50 percent o f those
people who filed for bankruptcy
could have paid their debts o ff in a
36 month period
N on p r o fit consum er c re d it
counseling centers are located in
many cities throughoul the country
These centers specialize in helping
people put together debt re pas n x n i
plans and financial budgets In 1487.
they counseled 170.000 families and
returned $180 m illion to lenders
Before dec laring bankruptcy. con
sumers should take a close look at
their persona! financial situation
Credit counseling centers, personal
4710
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M orro w Co School Dist
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Bank o f Faster
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R e s o l u t i o n and O r d e r i n t h e
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C o u n ty im e rg e n c y Response P la n
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2b
2b
1988
-
~
Published Julv h, 1488
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Published July 6. 1488
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