EIGHT The Hcnpner Gatette Times, Heppner. Oregon, Thursday, December 3. 1981
Close to Home
Mary Ann Cemllo
There are millions of people who file their income taxes
every year who don't know they are entitled to a whole pile
full of credits and deductions. In other words, they are
cheating themselves.
I am still learning what I am entitled to and have started
making a list for my husband and me. In doing this, I have
discovered other items that might be helpful to other people
in different situations and thought I might share them.
Afterall. tax time isn't very far away. Here is a sample of
what I have learned,
-Mortgage interest payments can be deducted and are
often substantial.
-Real estate and property taxes are also fully deductible.
-Home owners can receive tax credit for installing energy
saving devices - as long as it was done by September 1981.
This includes: installing insulation, storm or thermal doors
and windows, weatherstripping or caulking; and energy
saving setback thermostats.
-Tax credit is also available for installing solar heating or
wind devices. (Hurry though, this may be your last year to
make such a claim.)
-Interest on a personal loan, this includes finance charges
on credit cards.
-State, local income, and stock-transfer taxes are also
deductible.
-You can claim casualty losses for such things as fire,
hurricane, or flood damage to a house or uninsured car.
-The value of personal property lost in a burglary or theft
is also deductible.
-Women employed full or parttlme or who are attending
school and have children can claim child care credit.
-A percentage of all medical insurance premiums is
deductible, regardless of whether you qualify for other
medical deductions.
-Transportation costs such as parking fees, gas (at nine
cents per mile), bus tickets, etc. which are in connection with
medical treatment are tax deductible.
-You can deduct the cost of education if it is required by
your employer and is related to your current job or
profession. This includes tuition, fees, books, equipment,
transportation costs, and even living expenses for attending
. classes away from home.
-Teachers can claim deductions for summer travel that
improves their ability to teach.
-Job hunters may write off postage, stationery, resume
service, transportation, employment agencies, and tele
phone calls as long as they are looking for employment in
their current field.
-Special clothes such as uniforms, hard hats, or safety
shoes can be deducted.
-Miscellaneous work-related expenses can be written off,
such as union dues, the cost of tools or other equipment, and
subscription costs of professional journals.
-The cost of renting a safe deposit box may be deducted if
official documents are held in it, such as a marriage
certificate or deed to a house.
-People who work at home may be able to deduct home
office expenses. One room must be used regularly and
exclusively as the principle place of business to qualify. Such
things as part of the rent or mortgage, a portion of the utility
bills, the cost of equipment and supplies, a percentage of the
phone bill, and postage may be deductible.
-Contributions to religious and charitable organizations
and to nonprofit educational institutions are always
deductible.
-Gifts of property are also deductible-such as old clothes
donated to the Salvation Army, as long as receipts are kept
as evidence of the item's fair market value.
-Tickets to benefit performances are also deductible.
-Deductions can often be claimed from charitable work
and community activities. These include: local
transportation costs, postage, phone calls, ingredients for
items donated to bake sales, and other out-of-pocket costs.
. -Last but not least, the fee paid to an accountant or other
specialist to prepare your income tax is deductible, plus the
cost of any books or magazines you buy to help you with your
taxes.
Believe it or not this is just a brief example of claims that
can be made and are often overlooked. I strongly
recommend that you check with an accountant or other
specialist when making your own deductions because with
Reagan's cutbacks some claims may not be collectable after
this year. Remember, though, to claim any deductions at all,
you must prove them with IRS, so keep accurate records and
save those receipts. . . good luck.
LOOM
X'
COLUMBIA LOOMDC
5C3276-M44
Pdtotoo, OR 97801
And unlike many other Bquids,
most Loomix formulas contain little or
no urea. The Loomix ingredients
nmuirt iwiw natural matein than
Mother liauid suDotements Loomix
If doesn't depend on high leveb of urea
that supply orty non-protein nurogen.
The result guaranteed protein
levels balanced between 1 7 percent and
25 percent (depending upon the
range and cattle conditions).
Since the natural protein in
Loomix is 85 percent digestible, there
is less wasted protein and virtually
no danger of urea toxicity. This high
ntt,ral nrntrinlnw-urea COrtCevt W3S
O developed bv Loomix and tests have
3 proven time and again just how
rj effective our formulas are tor cows,
weaners, yearlings ana duiis.
1
torn
ROAD REPORT
The Morrow Countv Public
Works Department has re
lejisori the following work
report for the week ending
November 2R:
Roads hladed this rwst week
were Homestead. Strawberry
Fast, Rrenner Canyon and
Rerestrom Carlson.
Roads graveled were: Bill
Rerestrom. Keck Canyon.
Carlson and 9(fi in Irrienn.
Gravel was hladed onto G.
Ciitsforth to Rasetine Rond
Due In went her conditions,
nsph.'ilt has not neon avail
able, so 'be oiwnini' of the
Division Si Rridee in Irrienn
will ! later than evpected
The shop was hnsv with
numerous minor repairs and
maintenance tasks
Crushed rock is still avail
able to the public from the
main county crusher on
Clnrks Canvon. Call B7fi Will
for more information
Some estimate that the averege lift of car thould be
round X vCO milei (probably around thtiixth
veer). Major repeiri often occur around the
45.000 mi! mark, thn repair bill, drop off again.
GET READY FOR WINTER
INSULATE YOUR HOUSE TODAY!
tan coiieci tot a
FREE ESTIMATF
I
I
Woe protein nttngtm
Loomix. The supplement
with the difference that pays.
JGI71E IUSULAYC8H
a ASSGL IUC.
503-276-1097
We also install continuious gutters!! ,i
. mmMmMmmmmWMMMMWMMmmmm mmmmwaMMmmmmmmi
Meet The Synthetic
Family of MOBIL OIL
What's the value to you in a years time
of a 15 or 20 . FUEL
EFFICIENCY INCREASE your
car or truck Mobil I or Delvac 1 can
give this saving to you.
HOW MOBIL I AND
DELVAC I SAVES:
How Mobil I and Delvac I saves:
Reduces friction, drag - IU super slippery
O Reduces Oil Consumption
0 Reduces engine wear
Greatly extends oil drain period, up to 20,000 miles
9 Less maintenance, easier cold starts, no drag
Keeps engines clean and efficient
Available at all Mobil Stations
and Bulk Plants MbU
PETTYJOHN OIL CO. 422-7234
OULJt5Llr . t i n 4 J
2 750-16 ..ri.I...150.00pnlr
4 p23575R-15 0,1 "320.00 set
1 700-15. ..JSK.tyJss... 32.50
2 700-15 ..tt.SE?....140.00 pair
2 used GR78-15 S&60.00 pair
2 P22575R14 150.00 pair
1 P20575R14.. 55.00
1 700-15 28.50
Tire Chains
3 750-16....40.00 met
7O0-16....4O.00 met
2 700-15....35.00 met
assorted 14 & 15 Car Chains
HEPPNER CHEVRON
Morrow County Grain Growers
IOIME PLANT
; 'T'Mty&VL m wimtgq's muu ? stay...
; " V., W
Sco Tho Sudden Scrvlco Coys At Lcs Schwab
J
TRACTION FOR
ALL SEASONS
Les Schwab's Total
Performance All Season
Radial Whitewall
-Designed for year-round traction.
-Polyester and steel for strength and comfort.
-Delivers a quiet, smooth ride.
-35.000 mile written warranty.
SIZE
PRICE
SIZE
PRICE
155-13 52.20
165-13 54.39
1R5-14 $4.19
195-14 65.32
205-14 67.85
215-14 7i.o6
205-15 69.5H
215-15 72.84
225-15 76.68
235-15 82.04
F.E.T1.51 to 2.95
CHQAEBJ
FULL SELECTION FOR
ir CAMS
PICKUPS
A- TEUCKS
Radial Wedflebar
Heavy Duty
Starting at
PICKUP TRACTION
Town and country design offers
excellent ail-around traction.
Can be studded to reduce
slipping on icy roads.
Backed by tho Lcs Schwab
" service and warranty policy.
LET US
SHJPE''
YounnnES
StrCOTIELS
Give hmttt trmctlom m eret
rlcyf4.
1 Ulmm MmM I1 kMv
1 Gt NMi mIt rial. AND DETAILS.
ASliUS FOil A..
DEFIONSTHA-
TION
700-15 6 ply 65.90
750-16 8 ply M.22
BOO-16.5 8 ply 7926
875-16.5 8 ply 89
950-16.5 8 ply 102-59
10-16.5 8 ply 94 M
12-16.5 8 ply 10111
F.E.T. 3.15to5.80. Add $1.00 if no trade.
Tread designs vary depending on size.
fC
running
accoloraf Ion braking
SMALL CAR
RADIAL TRACTION
Radial construction and computerized tread design
Can be studded to give grip on icy roads.
Wide selection of stees to fit most small cars.
ItrrrA POPULAR GROUP 24
4 yr. 48.26
5 yr. 58.02
RV Deep Cycle
61.92
Add 4.65 if no trade
t Month mt'n
3M. m, j ii'l V a4?
-
sizp; PRICE
155R12 42.70
155R13 40.65
165 R13 46.91
175R13 49.63
175R14 51.39
SIZE PRICE
185R14 67.07
165R15 ...46.96
185-70R13 63.49
195-70R13 73.11
185-70R14 68.21
195-70R14 71.05
Use our convenient credit plan or
VISAMASTERCARD
Heppner.; mi r, Mntnt
F.E.T.1.76to2.46. Add 1 .00 if no trade.
Tread designs may vary depending on size
M 67-3401 or 676-9463
422-72891
II
WMeieiieiai
A