PAGE FOUR HEPPNER GAZETTE TIMES, HEPPNER, OREGON, THURSDAY, MAY 3, 1934. ANNUAL MAY FETE DRAWS BIG THRONG (Continued from First Page.) man, Heppner's leader, and two by Stan Atkin, director of the Irrigon hand which last year placed first in its division at the state contest "Grandiose," Mr. Atkin, announced, is one of the pieces required to be played by bands at the state con test Heppner's bandsters in their capes of blue and gold, and Irrigon's players in brick colored capes, all set off with shirts and trousers of white for Heppner and black for Irrigon, made the appearance color ful, and the poise, balance and technique displayed in the playing did credit to the members and their directors. The joint appearance of the bands, fifty strong, playing in such a well developed manner marked a new high level for band work in the county and denotes an outstanding contribution to the music life of the county. Laurel Beach of Lexington was director and Miss Juanita Leathers of Heppner accompanist for the vo cal numbers which included en semble singing by groups of grade school pupils, boys' and girls glee club numbers, mixed glee club num bers and finale by the entire en semble which filled the big stage to capacity. A clarinet solo by Mylie Beneflel, Irrigon; numbers by the Boardman school orchestra directed by Harvey Adams; appearance of the Pine City primary rhythm band and sousaphone solo by Marvin Morgan, Heppner, interspersed the choral and band numbers; and gave a cross section of the varied music al activities of the schools of the county. The Boardman orchestra played "Mountain Memories," Fly Colonel" and "Maryland Waltz." The ensemble presentations were made particularly difficult because of only one rehearsal, that in the morning, was possible. They were nevertheless well handled, reflect ing much rcedit upon the directors. Mr. Beach believes a much improv ed showing in the group singing will be made another year. The choral numbers were; "Marching Round the School Room, Brownies" and "Dairy Maids," grades 1-4; "Brahm's Lul laby," "Italian Street Fair" and "Sweet and Low," grades 5-8; "Sing Me a Chantey iWth a To Heave Ho" and "Ragged Vagabond," boys' glee club; "Boats of Mine," "Slum ber Boat" and "By the Bend of the River," girls' glee club; "Cheery Ughts ot Home," "Where the River Shannon Flows" and "Now the Day is Over," mixed glee clubs; "Oregon State Song," entire ensemble. The spelling contest was carried out in the same manner as in pre vious years. Two divisions, grades 3-4-5 and grades 6-7-8, competing in written contests, the first division spelling 100 and the second division spelling 200 words. Most of the schools of the county were repre sented by contestants. The Lions loving cup and the Phelps loving cup were awarded first place win ners in the upper and lower divis ions respectively, with pennants given second and third place win ners. The typing contest, sponsored by Mrs. J. U. Thomson, Jr., local typ ing instructor, was held for the first time this year. It was conducted in two divisions composed of be ginning and advanced typing stu dents, and drew a goodly number of entrants including typists from high schools outside the county. Ribbon awards were given for first, second and third place winners in each di vision. The Maypole dance was directed by Miss Leathers, and the girls par ticipating were Helen Bundy, Betty Happold, Helen Gammell, Helen Huff, Patricia Cason, Norma Mc Ferrin, Evelyn Kirk, Gladys Case. beer, Georgia Morton, Betty Robin son, H,lvina Casebeer, Carolyn Vaughn, Nina Cox, Irene McFerrin and Patricia Smith. IONE Ey MARGARET BLAKE Mrs. Dwight Misner returned the last of the past week from a short visit at the home of her daughter, Mrs. Holmes Gabbert, in Portland. Mrs. Mianer drove home in an Aus tin which she purchased in the city. The little car has attracted consid erable attention. Mrs. Wrex Hicock was a week end visitor at the home of her par ents, Mr, and Mrs. S. E. Moore. Mrs. Hicock drove up from Portland with Clarence Kruse who was a visitor at the Padberg ranch. They returned to Portland on Sunday. The members of the Christian Aid, the Willing Workers, had a tea and needlework sale in the base ment of the Christian church last Saturday afternoon. During the afternoon a short program of mu sical numbers was presented. The directors of the Farmers' El evator company held a meeting at the office of J. E. Swan son last Sat urday afternoon. Mrs. Hannah Ahalt is visiting with relatives in and near lone. Mrs. Iver Nelson was called to Portland last week by the death of her aunt, Mrs. Charles Maxwell of that city. Mrs. Maxwell died fol lowing a surgical operation. Fu neral services were held on Friday with interment in a Portland ceme tery. The seniors of lone high school are busy folks these days, what with school work to be finished up, en tertainment, etc. On last Wednes day evening they were dinner guests of Mr. and Mrs. George E. Tucker. Following the dinner they were en tertained by "Court Whist," a game which caused much merriment. Raymond Lundell had high score at the end of the fun and Jane Col lins won low score. On Friday the seniors observed "Sneak Day," an annual outing of each senior class. This year's class went to Pendleton and Walla Walla In the bus of Erling Thompson. They report a delightful trip. Baseball fans who Journeyed to Arlington with the local team last Sunday were pleased with an ex citing game which fended with a core of 8 to 8 In favor of lone. Ail eight points were made in one inn ing. Miss Eva Swanson who has been quite ill the past ten days is report ed much better though still unable to resume her school work. Mrs. Victor Peterson is visiting friends and relatives in lone while Mr. Peterson is in Grant county on business for the Federal Land bank. On Sunday Mr. and Mrs. Paul Balsiger drove to Hood River where Mrs. Balsiger entered the Hood River hospital for medical treat ment. She will need to remain there for a week or ten days. The high school will give a dance in the Legion hall on Saturday night May 5. The Columbians will furnish the music. Proceeds will benefit the student body. A meeting was held on April 24 in the school lunch room for the purpose of forming a 4-H cooking club. Those present were Bertha Akers, Betty Bergevin, Maxine Mc Curdy, Doris Allstott, Bernice Ring, Joan Sipes, Eleanor Everson, Helen Lundell, Valjean Clark, Annabelle McCabe and Opal Cool. Bertha Akers as acting president called the meeting to order and nominations for officers were called for. The following were duly elected: Bertha Akers, president; Helen Lundell, vice-president; Maxine McCurdy, secretary, and Joan Sipes, news re porter. The name "Cinderella Club" was chosen for the club. It was de cided to meet on the first and third Wednesdays of each month, the meetings to be held at the home of Mrs. Garland Swanson who was chosen as leader. After open dis cussion of club matters the meet ing was adjourned. H. D. McCurdy departed Monday for Sherman county where he will be busy for a few days on apprais als for the Federal Land bank. The Women's Auxiliary of the lone post of the American Legion met in their room in the Legion hall last Saturday and gave it a tnorough spring housecleaning. Mr. and Mrs. H. D. McCurdy, ac companied by Mrs. E. J. Blake, drove to Monument last Thursday. They found" folks along the John Day rejoicing over a much needed rain. Hill pasture was entirely dried up but the rain will be a boon to the hay and to gardens. Mr. and Mrs. Louis Bergevin were hosts to a group of friends at a dinner party at their home last Fri day evening. After a delicious meal the guests played bridge, high score being won by Mrs. Victor Rietmann and Kenneth Blake. Those enjoying the hospitality of Mr. and Mrs. Bergevin were Mr. and Mrs. Werner Rietmann, Mr. and Mrs. Victor Rietmann, Mr. and Mrs. Hugh Smith, Mr. and Mrs. H. D. McCurdy, Mr. and Mrs. Kenneth Blake, Mr. and Mrs. Earl Blake, Mr. and Mrs. George Tucker and Mrs. Victor Peterson. Ed Bristow took Mrs. Bristow and Walter to Arlington on Sunday where they took the train to Port land to be gone for several days on business. Mr. and Mrs. J. O. Kincaid, ac companied by Mrs. M. E. Cotter, drove to Portland last Wednesday, returning home the following af ternoon. Mrs. Perry Bartlemay of Willows spent one day last week with her parents, Mr. and Mrs. M. R. Mor gan. Mrs. Bartlemay is gradually recovering from a serious surgical operation she underwent several weeks ago at The Dalles. Eldred Reed, a nephew of Mrs. Corson who has been employed on tne van Schoaick ranch out of Heppner for some time, stopped on Monday for a short visit with his aunts, Mrs. Corson and Mrs. Ship pey on his way to his home at Hood River. Fred Buchanan accompanied by Fred Nichoson went to Portland on Sunday, returning Monday night. Mr. Nichoson went down for parts for his well drill which he will move to Heppner soon to drill a well for the county near the court house. Mr. Nichoson completed a well for O. E. Lindstrom at his ranch near Morgan a short time ago. Walter Roberts went to Pendle ton Tuesday to attend a meeting of cream producers. Mrs. Elmer Griffith, accompanied by her daughter June, her son George and Mrs. Bert Mason and son Junior drove to Portland last Thursday, returning Saturday. The difference of "no crop" from "some crop" seems to be assured by the recent rains. Elmer Griffith who measures the rainfall at Mor gan for Uncle Sam reports a total fall of 88-100 inches of rain since the recent showers began. " LEXINGTON By BEULAH B. NICHOLS. Harvest in this community is ex pected to begin three or four weeks earlier than usual this year, proba bly by the middle of June, accord ng to present indications. The in termittant showers during the week and the accompanying cooler weath er are very beneficial to the wheat as most of it is heading out and hot weather at the present time might prove damaging. Farmers are complaining about weeds In their wheat, especially in those fields that were seeded last fall. In the fields of spring sown wheat the weeds are comparativly few. The local school board has an nounced that, with the aid of FERA funds which have been allotted to this district, the school term will be extended twelve more days and school will close on May 25th in stead of May 9th as was formerly announced. The annual junior-senior banquet was held last Thursday evening at the home of Mr. and Mrs. Lonnie Henderson. The rooms were taste fully decorated with spring flowers and after the banquet dancing and games were enjoyed until late in the evening. Commencement exercises for the class of 1934 of Lexington high school will be held in the high school auditorium next Tuesday evening, May 8th. Those who will receive their diplomas this year are Faye Luttrell, Erma Lane, Cassie Nelson, Vester Thornburg, Garland Thomp son and Claud Wilcox. Garland IIIIHIIMIIIIIIIIIIII1IIIIIHIIIIIIIIIIIIHIIII At Heppner CHURCHES CHURCH OF CHRIST JOEL R. BENTON. Minister. Bible School 8 :45 a. m. Morning services 11 a. m. C. E. Society 7 p. m. Evening serviree 8 p. m. Choir rehearsal, Wednesday 8 p. m. Midweek service, Thursday .. 8 p. m. A Good Place to Be. "It is good for us to be here." Matt 17-4. The place referred to in the above Scripture was the Mount of Trans figuration. It was here that Peter, James and John witnessed that transfiguration of Jesus Christ and beheld His real glory. Then there were also in this place visitants from heaven Moses and Elijah. And Peter, James and John were permitted to look upon these glorified saints. So it is no wonder Peter ex claimed, "It is good for us to be here." No wonder he wanted to build tabernacles and stay there. But that mount of heavenly vision was not to be their continual dwell ing place. Back to the valley and the plain they must go; to every. day life; to face its humdrum; its trials; its sorrows; to minister to its needs. But God was there, in the valley, on the plain; everywhere; and that is the thing we must know and grasp; that we cannot always have the mountain-top experience; but we can go into heavenly places with the Christ of God, and take the ex periences we gain there into all the ways of life here on earth. A GOOD PLACE TO BE is where God is and God is just where the loyal, loving heart of humanity is; God is just where we most need Him, and when. Another GOOD PLACE TO BE is the Church; in the services of worship; there God will be found. GO TO CHURCH! For the coming Lord's Day the sermon topic for the morning ser vice will be "The Body of Christ" For the evening hour of worship. the members of the C. E. will pre sent "Convention Echoes." If you have not a Church home, we invite you to come and test the welcome of this friendly Church and wor ship with us. METHODIST CHURCH. JOSEPH POPE, Pastor. Sunday School 9:45 a. m. Public worship 11:00 a. m. Spec ial music by the choir. Sermon, "The Devil's Biggest Little Battle Axe." Epworth League 7:00 p. m. Evening worship 8:00 p. m., Ser mon, "Taking the Bait." Choir practice Wednesday eve ning 7:30. Prayer meeting Thursday eve ning 7:30. The W. F. M. S. will meet Tuesday at 2:30 p. m. at the home of Mrs. Briggs. A cordial invitation is ex tended to you to attend all the ser vices of our church. PENTECOSTAL TABENACLE. ALFRED R. WOMACK, Pastor Services Sunday School 10:00 a. m. Church Services 11:00 a. m. Evening Services i 7:30 p. m. Tuesday 7:30 p. m. Thursday 7:30 p. m. "We welcome all." finished at mid-year and went to California and will not be present for the commencement exercises. Baccalaureate services for the 1934 class will be held at the Chris tian church on Sunday evening, May 6th. Joel R. Benton of Hepp ner will deliver the message. Vernon Warner, Pete McMillan, Vernon Scott, Harold Henderson and Earl McCabe left last Wed nesday for Detroit, Mich. On Sat urday a card was received from the boys saying that they expected to be in Detroit by Sunday. On their return they will drive home some cars which have been ordered by local people. The Lexington Home Economics club will meet with Mrs. A. H. Nel son on Thursday afternoon, May 10. Miss Vera Breshears and Carl Whlllock motored to Pendleton on Wednesday. Lexington friends are glad to learn that Mrs. George White has sufficiently recovered since her re cent operation as to be able to leave the hospital and- go to the home of her niece, Mrs. W. J. Hughes, in Pendleton. Woodrow Tucker had the misfor tune to get one of his fingers broken while playing baseball last week. Mrs. Lorena Isom of Condon and Mrs. Delsie Chapel of Hardman spent last week with their sister, Mrs. Clyyde Swift On Friday the seniors of the high school, accompanied by Laurel Beach, skipped school and went to Walla Walla. All report a most enjoyable trip. Mrs. Elsie M. Beach made a bus iness trip to Portland last week. She was accompanied by Mr. and Mrs. J. O. Kincaid of lone. A dance will be given at Leach hall on Saturday night, May 19th. Tillie Nelson and Bob McCabe motored to Pendleton Saturday. Mr. Sherwood, Buick and Pontiac dealer of The Dalles, was trans acting business In this city Tues day. NOTICE OF SALE OF ANIMALS. Notice is hereby given by virtue of the laws of the State of Oregon that I have taken up at my farm 5 miles SW of Hardman on Rock creek in Morrow County, Oregon, the following described animals, and that I will at said place, on Sat urday, May 12, 1934, at 10 o'clock A. M., sell said animals for cash In hand to the highest bidder, subject to the right of redemption of the owners thereof. Said animals are described as follows: 1 Black cow, branded figure 2 on right hip, crop off left ear. 1 red yearling heifer, same mark and brand. 1 red and white yearling steer, same mark and brand. LOTUS ROBISON, 7-9 Hardman, Oregon, SCHOOL BAND GAINS HEARTS OF PATRONS (Continued from First Page) ' sy," a novelette by Chenette. Twenty-one members composed the junior band from whom will be picked substitutes for members of the first band who will be lost by graduation or otherwise. By main taining the two organizations, Mr. Buhman hopea to have a well rounded first band at all times. Most of the junior band members took up their Instruments this year and their showing was very com mendable. Miss Juanita Leathers accom panied the solo and duet numbers. The personnel of the bands follow: Cornets an trumpets Juanita Morgan, Jennie Swendig, Edna Crump, Charles Cox, Ronald Coolants. Irene Beamer, BUly McCaleb, Harry lsmblyn, Jack Merrill. Clarinets Harriet linger. Ray Coblanti. Bernard McMurdo, Richard Hayes, Omer McCaleb, Leah Mahrt. Virginia Swendig, Dick O'Shea. Saxophones Clifford Y a r n e 1 1, Joe Green, Pill Schwars, Boyd Redding. Alto Horns Lamoyne Cox. Hugh Craw. ford, Don Bennett, Emery Coxen, Jesse Tinsley. Trombones Billy Cochell, Marion Ov iatt, Lowell Winters, Jackson Gilliam. Basses Marvin Morgan, Jimmy Driscoll. Drums Larry Moore, ethyl Hughes. JUNIOR BAND: Cornets Gerald Cason. Beth Vanee. Thomas Gonty, Jack Morton, Kay Fergu son, Kemp dick. Clarinets Lester Taylor, Donald Jones, Lola Coxen, Alan Gibb, Robert Smith. Saxophones Margaret Tamblyn, Betty imppoia, neva oieaaman. Horns Calvin Crawford, Jimmy Gem melt. Jackson Cantwell. Trombones Joe Aiken, John Crawford. Drums Milton Morgan, Warren Blake- ly. HOARDMAN By RACHEL J. BARLOW Commencement exercises of the senior class of the Boardman high school will De held in the school auditorium Thursday evening, May 10th, at eight o'clock. Baccalaureate services will be held at the community church Sun day morning, May 6, at 11 o'clock. Rev. Payne of Hermiston will de liver the sermon. The graduates are Margaret Smith, Lois Messenger, Edith Rich ardson, Lois Kruse, Sybil Macom ber, Willard Baker, Marvin Ran sier, George Graves. The colors are blue and silver, and class flow er, sweet pea. The Home Economics club met last Wednesday afternoon at the home of Mrs. Nick Faler with a large crowd present A lovely pot luck dinner was enjoyed. The next meeting will be held Wednesday, May 9th, at the home of Mrs. How ard Bates. Mrs. Frank Cramer was a patient in the Heppner hospital last week while under the doctor s care. Mr. and Mrs. Ray Barlow motor ed to Walla Walla Wednesday eve ning where Mr. Barlow attended a meeting of the Red & White gro cery organization at the Interior Grocery company. Miss Marshall spent the week end in Condon. Mr. and Mrs. McFarren and fam ily moved last week to Hood River where Mr. McFarren will have work. ; Mrs. Lucy Rodgers of Heppner attended the P. T. A. meeting at the school Friday evening. Paul Hatch returned from Port land Friday with repairs for the Feed Your Laying Hens and Dairy Cows RIGHT to 6et BEST RESULTS Heppner Dairy Feed Heppner Egg Mash Mixed and Sold by Jackson Warehouse Heppner, Ore., No. I BaledAlfalfa Hay Baby Chick Mosh -:- Wool Bags and Twine Highest cash prices for Wool, Pelts, Hides PEAS Product of the Walla Walla Valley Packing Co. ; fast becoming favorite of canned vegetables. MONARCH BRAND In all fruits and vege tables None better. FRESH VEGETABLES New Pottaoes, As paragus, Celery, Rhubarb, Cabbage, . Lettuce, Carrots PHONE US YOUR WANTS Hustons Grocery Heppner, Ore. electric light plant, and the city had lights again Sunday evening. Jess Lower was a Boardman vis itor last week. Mr. Lower has been in Missouri during the winter vis iting his father. A large crowd attended the Par ent-Teachers meeting and the school classes which were held last Friday evening. The classes that were held and the teachers in charge were: Penmanship, Miss Jenkins; singing, Mr. Adams; science, Mrs. Case; typing, Miss Medler; arithmetic, Miss Galley, and geography, Miss Marshall. Refreshments were served in the cafeteria after the business meeting. Mr. and Mrs. Chat Atteberry and son left Monday for California where they will make thedr home. They have been residents in Board man during the past year. Both school busses took school children, teachers and mothers to Heppner Tuesday to the annual May Day, Health Day and track meet held in that city. Ernest Hatch, two-year-old son of Mr. and Mrs. Paul Hatch, has been ill during the past week with ear trouble and on Monday Mrs Hatch took him to Pendleton to an ear specialist. Cream Producers Advised Methods of Aiding Quality The cream producer and the but ter consumer are expected to bene fit from the new butter code, the first through higher prices for his product and the second through a greatly improved product, reports W. C. Cox, manager of Morrow County Creamery company, who attended a district buttermakers' conference at Pendleton Monday, code provisions, the producer must code provisions, th producer must keep up the quality of his cream. Mr. Cox has announced it as the policy of the local creamery to churn only grade "A" butter, which can be made only by churning grade "A" cream. Both first grade cream and butter bring a premium on the market, and he believes it greatly to the interest of the cream produc ers to take the steps necessary to produce this quality cream. The following instructions for produc ing such cream were released at the Pendleton meeting: W ATKINS FLY SPRAY. The best Pyrethrum Spray on the market 25c pint, 45c a quart, 75c one-half gallon, in bulk at my home. Ask for leaflet on control of garden and house plant pests. J. C. HARDING Watklns Dealer jliiiiiiiiiiimimiiiiiiiiiiiiitniiiiHHiiiiiiiiiii iiuinmii. Will insurance assure YOUR 1 : children's education? i Make sure TODAY tomorrow is : often too late. I A. Q. THOMSON : New York Life Insurance i Office above First National Bank I niiiiiiiilimiiiinimiiiiiiiiiiiiiiimiiMniiiiMiiiiiiHiHMiiiiE Office Phone 302, Rei. 782 1. Strong-flavored feeds should not be fed to cows shortly be fore milking. 2. Healthy cows. 3. Clean cows. Wipe udders with clean, damp cloth. 4. Screened barn and milk house. 5. Clean milker's hands. 6. Clean, sterile utensils. 7. Wash and sterilize separator twice daily. 8. Prompt cooling. 9. Cover cream cans with clean tea towel to keep out foreign matter. 10. Keep cream at a temperature below 50 degrees F. if possi ble. 11. Well-tinned, sanitary utensils. 12. Keep cream in pure atmos phere. 13. Keep utensils in clean, well ventilated place. 14. Frequent delivery to creamery. Trade and Employment EXCHANGE (Printed without charge. Dis continued on notice.) To trade McCormick binder and cows for horses. R. B. Wilcox, Lex ington, Ore. To trade Al milk cow for wood or fence posts. Harry Schrlever, Lexington. 7-9 Pigs to trade for wheat or what have you. Tom Wells, city. 7-9 One electric range to trade for wood, wheat or cows. Box 353, city. To trade Satley cream separator for chickens or what have you. Box 22, Heppner. To trade Case Hillside Combine, 14-ft. cut, for smaller combine or horses. Mrs. Casha Shaw, Lexing ton. Heppner Transfer Co. Anywhere For Hire Hauling Bonded and Insured Carrier ROBT. A. JONES, Mgr. DELCO PLANTS, PUMPS, RADIOS AND APPLIANCES FRIGIDAIRE W. F. MAHRT Dopoxits in this bank Insured under terms of the Federal De posit Insurance Plan plan and means for repayment. We Invite Applications For Loans of This Type HEPPNER BRANCH The FIRST NATIONAL BANK Of PORTLAND V22 l Frank Shively Representing MORRISON HARVESTING SUPPLY CO. Walla Walla can supply your parts for J. I. CASE, HOLT and HARRIS COMBINES. Also DRAPERS PARTS FOR ALL MAKES OF MOWERS CARRIED IN STOCK Compare Our Prices PARTS MADE IN U. S. A. NOTICE TO CREDITORS. Notice is hereby given that the under signed has been appointed by the County Court of the State of Oregon for Morrow County administratrix of the estate of W. J. tleamer. deceased, and that all persona having claims against the said estate must present the same, duly verified according to law, to me at the office of my attorney, 8. E. Notson, in Heppner, Oregon, within six months from the first publication of this notice, said date of first publication being April 6, 1934. CLARA BEAMER, Administratrix. FOR COUNTY COMMISSIONER. I hereby announce myself as a candidate for the office of County Commissioner subject to the will of the Republican voters at the Primary Nominating Election May 18 1934 (Paid Av.) GEO. N. PECK. Incumbent. FOR COUNTY ASSESSOR. I hereby announce that I will be a candidate for the Democratic nomination for the office of County Assessor before the primary elec tion, May 18, 1934. JESSE J. WELLS, (Paid Adv.) Incumbent FOR COUNTY TREASURER I hereby announce that I will be a candidate for the office of County Treasurer at the May 18 Repub lican Nominating Election. KENNETH OVIATT. FOR COUNTY TREASURER. This is to announce that I will be a candidate for the office of County Treasurer, subject to the will of the voters of Morrow County at the Pri mary Election, May 18, 1934. I wish to thank my friends, both republican and democratic, for their generous support in the past, and hope I have proved worthy of their confidence. LEON W. BRIGGS, (Paid Adv.) Present Incumbent. ANNOUNCEMENT I wish to announce that I have opened offices for the Practice of Dentistry and Dental Surgery in the First National Bank Bldg. of Heppner. My office contains all modern equipment Including X-ray for dental diagnosis. Phone 662 DR. RICHARD C. LAWRENCE LAURENCE CASE MORTUARY "Just the service wanted when you want It most" JLr ENDING MONEY is an im portant part of the banking bus iness. Loans are made to our customers whenever the condi tions surrounding the applica tion comply with the require ments exacted by national banks and when we believe the loan is a safe investment for bank funds. For the protection and safeguard of our depositors the bank can only make loans to responsible borrowers who have a definite "OlDOT NAHONAl RANK wtsr of th! sooner