... unTORlCAl SOCIETY Reaper PU!ilC.,M0. ORE- Volume 50, Number 13 HEPPNER, OREGON, THURSDAY, June 8, 1933 Subscription $2.00 a Year HEPPWER PROTESTS SCHEDULE CUE 100 Per Cent Sign-Up of Petition Given Against Railroad Action. MAIL SERVICE HURT Twenty-four Hour Delay Occasion ed; $150 Payroll Lost; Action Result Lions' Discussion. Heppner business Interests were one hundred per cent in signing a protest against the new train sched. ule which took effect on the branch line June 2, and which removed $150 a month payroll from Heppner and resulted in 24-hour longer mall service out of Portland. The pet! tion expressing the protest was cir culated the first of the week as the result of action taken at the Lions club meeting Monday noon. On the petition circulating com. mittee were J. O. Turner, M. L. Case, Frank W. Turner, Dean T. Goodman and Jap Crawford. Discussion of the matter before the Lions club brought forth one possible explanation of the change In schedule. It was said that the new schedule would speed up stock phipments east about ten hours, and that some local stockmen had sanc tioned the change because of this fact. It was further brought out, how ever, that in the case of shipments ol ten carloads or more of stock the railroad company is required to give special service, which was done In many instances when the old schedule was In effect Business men generally express ed the opinion that the former schedule was more satisfactory In every respect, and were especially indignant at the mall delay occa sioned by the new schedule. A Similar protest was registered by the citizens of Condon, against a similar new schedule put into effect on the. Condon branch coincident with the local change, it was said, with the report that the railroad company was heeding their protest. W. W. Smead, postmaster, ex plained how local mail service out of Portland was delayed 24 hours by the change. In the case of an order mailed under the old schedule, the order left here at night, was in Portland the next morning to be filled that day and the goods came back the next night to arrive on the following morning's train. As it is now an order mailed in the evening does not leave Heppner until the following morning, gets into Port land the next day after business hours and is not filled until the next day, with the goods returning that night and arriving in Heppner the following morning. (Mr. Smead also announced to the Lions that beginning next Saturday the local postofflce would be closed Saturday afternoons, so that peo ple wishing to do business at the window that day must get Into the office before noon. S. E. Notson reported for the Red Cross chapter that something over $30 of the county's $40 Red Cross earthquake relief quota had been raised and sent In to head quarters, and hoped that enough more would still be forthcoming to put the county over the top. REGISTRATION ENDS 21ST. Registration books for the spec ial state election to be held July 21 will close June 21, and any persons who have not been properly regis tered by the closing date will not be entitled to vote at this election. Persons who have moved to a dif ferent precinct or whose names have been changed since voting at the last general election, or those who did not vote at the last gen eral election are required to renew their registration. MOVE FROM LEXINGTON. Mr. and Mrs. J. F. Lucas, who for several years made their home at Lexington, moved to Heppner this week and have taken up their abode In the Mrs. Agnes Curran residence in the south end of town. They are continuing the operation . of a residence hotel, such as they recently conducted at Lexington. Mrs. Curran and daughter, Miss Helen, have set up light housekeep ing quarters In the rear of the store. DEGREE OF HONOR NOTICE. Kate J. Young lodge Degree of Honor Protective association, will meet Tuesday, June 13, at 8 o'clock In Odd Fellows hall. Sunshine group of Juveniles meets at 3:30 In the afternoon In the hall. All mem bers are urged to be present. Clara Beamer, secretary, SHIP SHEEP TO MONTANA. J. G. Barratt and Harold Cohn shipped their sheep this week to Browning, Montana, for summer range. Mr. Barratt returned from there the end of the week after making arrangements to receive the sheep. BUILD TENNIS COURT. Members of the W. C. Cox family have constructed a tennis court on property belonging to the Morrow County Creamary company on Main street across from the postofflce, and many young people of the town have been enjoying its use. Council Aids Fence Repair And Discusses Ditch Fill The city council Monday evening voted to cooperate with school dis trict No. 1 to the amount of $10 in fixing the fence along the lower school playgrounds on Baltimore street, the present condition of which was said to be a menace to school children. It was also voted to have the street light removed from in front of the Gazette Times office on Willow steeer, it being the opinion that the light was not need ed. Besides paying current expense bills, accepting"and filing of the wa termaster'a monthly report, which constituted routine business trans acted, the council discussed at length the matter of filling in the ditch beside the Frank Turner property on lower Main street, be low Church, and the matter was left in the hands of the street com i mittee to further ascertain what might be practical to do in the mat ter. I0NE By MARGARET BLAKE The Woman's Topic club met at the home of Mrs. Edw. Rietmann Saturday. The subject was Japan. Roll call: Name an ancient city of Japan. Mrs. Lana Padberg review ed a book; Mrs. Omar Rietmann told the story of the book, "A Daughter 'of the Samurai," by In agaki which was an autobiography of the author and gave an interest ing account of Japanese customs. "Korea's Fight for Freedom," a book giving the personal observa tions of the author, McKenzie, of the part played in Korea by the Japanese in the years from 1910 to 1919, also the history of the warfare between those nations prior to that period. After the study hour it was decided that the club purchase the material needed for ceremonial gowns for the girls in the Camp ire group sponsored by the club. Homemade ice cream and wafers were served at the close of the meeting. Helen Farrens went up to the Clark brothers farm Monday. She win tie employed there during hay ing. Mrs. Kenneth Kistler and child ren are spending some time with Mrs. Kistler's father, W. P. Prophet at the Lum Rhea place on Rhea creek. Members of the Masonic and and Eastern Star orders of lone, Arlington and Heppnar are plan ning a picnic for Sunday, June 18, at the Grant Olden farm on Rhea creek. Games, races, etc., for young and old are being arranged. Misses Constance and Dorothv Bork of Monmouth were visitors during the week at the ranch of the Timm brothers. They are cou sins of Mrs. Peter Timm. Marjory Christopherson enter tained a group of her little friends on Monday afternoon in honor of her sixth birthday. The afternoon was spent in playing games after which birthday cake and ice cream were enjoyed. Those present were Wayne and Dickie Christopherson, Eileen and Charlotte Sperry, Helen and Joanne Blake, Maxine' Allen and Dorothy Heliker. Miss Maxine McCurdy spent the week end in Heppner with Mr. and Mrs. Victor Peterson. Mrs. Earl Blake went to Portland on Wednesday, returning Thursday. She went down to take her daugh ter, Joanne, to a children's clinic at the Shrine hospital. Mr. and Mrs. E. R. Lundell were hosts to a group of friends last Sat urday evening at their home on Main street Bridge was the diver sion of the evening. High scores were won by Mrs. Frank Lundell and Kenneth Blake and low scores by Mrs. Kenneth Blake and Carl Al- lyn. Delicious refreshments of cake and Ice cream were served. Those present were Mr. and Mrs. Cleo Drake, Mr. and Mrs. Carl Allyn, Mr. and Mrs. Frank Lundell, Mr. and Mrs. Charles Christopherson, Mrs. Evelyn Olson, Mr. and Mrs. Ken neth Blake, Mr. and Mrs. Lee How ell and George Ely. Norma and Carlton Swanson took their aunt, Mrs. E. P. Newton, to Arlington Sunday evening to catch a train for Portland where she ex pected to stop over for a day on her way to her home at South Bend, Washington. Miss Rogene Swan of Portland has been offered a contract to teach the fifth and sixth grades in our school next year. , Wlllard Grabill returned Friday from Fossil where he has been em ployed on a sheep ranch the past few weeks, Kenneth Seeley and two friends of Everson, Wash., and H. B. Seeley of Arlington were visitors at the Charles Christopherson home Mon day. H. D. McCurdy was a business visitor in Portland during the week. Ernest Heliker motored A. M. Zlnk to Portland last week, return ing Sunday. J. A. Ries and family returned last week to their home at Toppen ish, Wash. They left their daugh ter, Delvena; who will stay with her gradmother, Mrs. Ella David son, for a few weeks. Bunchgrass Rebckah's enjoyed a social hour after lodge Thursday night of lust week. Cards and dancing were the order of fun with Jcllo and angel cake served at a late hour. Hostesses were Mrs. Ella Davidson, Mrs. Kenneth Blako, Miss Lucille Bristow and Miss Mar garet Crawford. Mr. and Mrs. Dale Ray came down from the Taylor road camp Saturday for a few hours' visit. (Continued on Page Four) LOCALS LET 1 uflITOO-4 Pete Fisk's Homer Nets River Boys Two-Run Advantage. LEADERS HIT SKIDS Blalock First to Trim Undefeated Fossilites; Heppner Boys Stage Ninth Inning Rally. TEAM STANDINGS Won Lost Pet. Fossil 6 1 .857 Arlington 5 2 .714 Heppner 4 3 .571 Blalock 4 3 .571 lone 1 6 .143 Condon 1 6 .143 Last Sunday's Results; Heppner 4 at Arlington 6, lone 21 at Condon 23; Fossil 9 at Blalock 11. Where the Teams Play Next Sun- duy: Blalock at Heppner, Condon at lone, Arlington at Fossil. While Heppner was losing to Ar lington last Sunday, 6-4, Blalock, now in a third-place tie with the lo cals, was busy treating Fossil to its first defeat in the Wheatland league series, 11-9. With three games of the ten-game schedule yet to be played, Heppner will meet Blalock twice and Fossil once, Blalock com ing here next Sunday, Fossil the following Sunday with the last game to be played at Blalock in three weeks. Condon and lone bat tied to a cellar tie Sunday, after a hectic game which resulted in a 3-21 score in favor of Condon. Roy Gentry started on the mound against Arlington and had very guoa success until the fifth when he made the mistake of feeding Peter Fisk three slow ball's in a row, the tr.ira or wnicn feter landed on with all of his 190 pounds, sending the little rawhide sphere so far out of the lot that it was not retrieved un til several plays later, when two boys shagging for Arlington picked it up. Ogilvy had walked just ahead of feier so that two runs scored on his circuit clout. Shortly after this disaster, Ray Massey succeeded to the mound, and himself got into a little trouble, not all of his own making, in the seventh, when a brace of hits and as many errors let in two more Ar lington scores. A run each in the first and fourth, combined with the two each in the fifth and seventh innings accounted for the six Sand digger scores. At times the tiny silicate pellets became quite promiscuous and a bit bothersome to both players and spectators, as they were driven by a stiff Columbia river breeze. Lawrence Stevenson stayed on the mound straight through for the river boys, and the Heppner visit ors had considerable difficulty pick ing the rawhide pellet from among the tiny sand balls for a time, gleaning only three scattered hits up to the sixth. Then Ferguson made a safety on Steve's cocksureness of hia easy grounder, was forced by Harold Gentry who replaced him at first; Robertson took one in the ribs and there were two on. Rod Thom son's single scored H. Gentry after Roy Gentry had filed out to mid field. Thomson stole second and in the attempt to catch him, Robert son scored, Thomson going third on Crawford's scratch infield sin gle, and Crawford being taken for the third out attempting to steal second. Heppner's final scoring threat came in the ninth when two runs were scored and the bases loaded before a single out was obtained. Those two runs were all there were, however. Rod Thomson started it by making a safety on flrstbase man Farley's bobble of shortstop Ogilvy's throw of his grounder. Crawford singled, and both run ners advanced on a passed ball, Thomson scoring on Bucknum's single and Crawford taking third. Hayes walked to fill the bars, and Crawford scored on a bobble of Ray massey s grounder. Bill Massey laid down a fielder's choice on which Bucknum was thrown out at heme; Harold Gentry was out on a called third strike, and Robert son was taken, pitcher to first, when Stevenson knocked down his (Continued on Paite Four) CHANGE IN POSTAL SERVICE. A change in postal service occa sioned by the recent railroad sched ule was announced by W. W. Smead, postmaster, this week. First class mail is now accepted up to 7:30 o' clock of the morning the train leaves, while all second, third and fourth class mail must be in the office by 5:30 o'clock the preceding evening, according to the announce ment. Postmaster Smead also an nounces a new local ruling, in ac cordance with the practice general ly followed by offices of the same class, that beginning next Satur day the office will be closed on Sat urday afternoon. This ruling makes It necessary for those who wish to get money orders, register mall, or transact other business at the win dow to make the Sunday morning mail, to get to the office before noon on Saturdays. LOY TURNERS GET EXPLOSION THRILL Home Folks Told of $1,250,000 Gas Blow-Up at Long Beach, Which Cost Several Lives. Loy M. Turner) son of Mr. and Mrs. R. W. Turner of this city, is on the engineering staff of the city of Long Beach, Cal. Between quakes and explosions, Mr. Turner has been led to wonder what is com ing next Regarding the more re- I ?ent " explosion, he has written "uuie xuiks unuer aate oi June o as follows: "Am on the job again this after noon and while business is rather quiet will peck a few lines to tell you that we had a h 1 of an ex plosion in town yesterday after noon, about a mile from us, but for tunately no one in the water depart ment was injured. The noise was terriffie and about seven minutes after the blast several pieces of sheet iron roofing fell around the buildings and a hail of small parti cles of charred wood and various other things pattered upon the sheet iron roof of our temporary office. However, none of the ar ticles were burning and there was no danger of fire. "The explosion was in a Richfield gasoline absorption plant in which five men were killed and two others are missing, also a woman 50 years oia and her daughter, 8, were trapped In their home and burned. Sixteen oil well derricks were des troyed and several homes in the vicinity were badly damaged. Many piate glass windows were shattered in the down town area, many of wnicn nad been recently installed since the quake. Scores of homes had windows broken also. The pa pers state that $1,250,000 damage was done and I don't know whether that will include the damage to private homes or not "At our house there was only one glass in the rear door, 18x18 inches, broken, but all our windows are In sured and we can have it replaced free of cost. However, several of our neighbors lost many windows ana nad no insurance. I have heard that many homes within three or four blocks of the explosion were worse wrecked than during the quake. "As luck would have It Ella (Mrs. T.) had gone to Los Angeles to visit Blanche and had no knowledee of the blast until 3he Law the smoke on the way home. She stopped at a meat shop near home and the but ch told er what had happened. I was at home when she arrived and cher told her what had happened. I back to L. A. Don't know what will happen next but guess we will be here when it does happen." Henderson Stout Home Consumed by Flames Fire about 4 o'clock Friday after noon gutted the Henderson Stout house in the north end of town near the depot, and consumed practically all the personal belongings con tained therein. Mrs. Stout was vis iting at a neighbor's house and Mr. Stout was out of town when the fire broke out. It was discovered bv Milton Spurlock, in passing, and he turned m the alarm. Quick response by the fire truck and the volunteer fire crew found the house completely filled with flames, and water from two lines of hose was played on them for some time before they were finally sub dued, leaving the house a black ened wreck. Some Insurance was carried, an adjustment on which was expected the first of the week. The family received temporary re lief from neighbors and friends. INSTALLS FOUNTAIN. While many folks about Hentmer have their yards in ship shape, with lawns well trimmed and shrubbery and flowers nbw producing profuse ly, prorjaoiy no one has gone to greater effort than has Dr. A. B. Gray, who among other improve ments to his premises, has install ed an iron fountain that shoots forth a refreshing spray of water in his yard facing Baltimore street at the corner of Main. Dr. Grav is also making a Japanese garden near the fountain, and what, with a lattice fence along the side, a cin der path bordered with varicolored rocks and many varieties of tastily planted shrubs and flowers, this corner promises soon to be one of the outstanding beauty spots of Heppner. BOYS GO TO CAMP. The ten Morrow county boys ac cepted for enlistment in the citi zen's conservation forest work re ceived notice Tuesday afternoon to report at Enterprise, Wallowa coun ty, and departed yesterday for that place. They are George L. Scarlet, Irrigon; Raymond L. Fletcher and Marquis S. Greenwalt, lone; Basil Brookhouser, John McNamee, Joe Swendig, Ralph Breedon, William Cunningham, Jr., Ray Massey and Ralph Forgey, Heppner. CALL FOR WARRANTS, SCHOOL DISTRICT NO. 1. Notice is hereby given that out standing registered warrants of School District No. 1, Morrow County, Oregon, numbered 2044 to 2061, inclusive, will be paid upon presentation at the office of the Cork of said District on or before June 15, 1933. Interest ceases on these warrants after that date. VAWTER CRAWFORD, District Clerk. (MIIIIIIIIIIIIIIHIIIIIIIIIIIIIIIIIItllHIIIIIIIIIIIIIIIIIIIIIIIIV IGRIST From Happenings Here and Yon s Concerning Help for Wheatmen j Registration I and Overlordship and other things of more or less f 5 mumeni as seen ny : I The G. T. REPORTER News carried in daily dispatches from Washington this week should bring cheer to debtor Morrow coun ty. First in importance is the Re construction Finance corporation's loan of $50,000,000 to China, $10, 000,000 of which will be used to pur chase American wheat and flour, sufficient, it is said, to take up half of the Northwest's 30,000,000 bushel surplus. The Northwest is the Or ient's most accessible market. Higher freight rates eastward, said to have been the cause of the recent 10 to 12 cent differential be tween Chicago and Portland Dricea. reduced the outlet for Northwest wheat The differential is exDect- ed to be narrowed by the China loan. Activity thus stimiilnterl in uie local market should give local growers a better price. Mayhap of less immediate henn fit, but significant to borrowers none the less, is news of the president's signing or the resolution to abro gate the gold clause from public and private contracts, permitting mortgages calling for payment in gold to be settled in legal tender money. Instead of having to repay cheap dollars with dear ones, this action is expected to result in enabling debtors to - liquidate obligations with money in value more nearly eyuai to mat Dorrowed. Thus may the debt load be at least partially lifted from the shoul ders of many overburdened Morrow county people, who, with rehabili tated buying power, will again af ford a paying market for the pro ducts of mill and factory Sales tax and repeal of the 18th amendment are two Issues to be de cided at the special election in Or egon on the 21st of next month Registration books close June 21st, and those not registered will not be permitted to vote. These are issues affecting every one, ana in which everyone quali fied to do so should have his say. The matter of registration should be attended to at once. Each will vote his personal con victions in the matter of prohibi tion, and there are few but have their minds made up. The sales tax Is different. Though not exactly a new thing, the pro posed Oregon law is new, and just exactly how it will work, if enact ed, appears to be not definitely un derstood by either advocates or op ponents. It Is claimed by advocates to be a substitute for property tax, and that it will not increase the tax hill. but make it easier to pay. Oppon ents say that it does not tax ability lu pay; discriminates against the poor. It does put extraordinary powers In the hands of the state tax com mission, conceived originally as an advisory body. If passed, its suc cess will depend largely on how the act is administered by this body. But maybe Oregon people can put up with an additional petty over lordship for two years, if the doing will establish the state's credit In the meantime something more than 300 laws passed by the last leg islature win go into effect tomor row. Many affect only special in terests; a few affect the general public. They are mainly of import ance to the legal fraternity, mem- Ders or wnich will be busy for the next six months attempting to as certain what they are all about. If Grist is in the dark as to any thing else that should be brought to ngnt, tne blame may be laid on the city dads who ordered the street lamp removed from in front of the Gazette Times office. BITTEN BY RATTLESNAKE. Jess Ray Beezeley, 13, son of Mr. and Mrs. Ray Beezeley of Goose- oerry, was bitten by a rattlesnake while doing chores on the farm this morning, and a physician was call ed from Heppner to attend him. The doctor found the boy had giv en first aid to himself, having im mediately made a tourniquet above tne wound on his leg. stonnlnir the flow of blood, and on reaching the house a chicken was split open and put on the wound. The wound was not deep as the boy's overalls par- tiuiiy stayed the strike of the fanes. and the doctor believes there will be no 111 results. The boy's know ledge of first aid was a mighty good thing, however, the doctor said. It was he first case of snnke bite he had been called upon to treat in his 19 years of practice locally. Newspaper avertislng Is the buy ing guide of millions of people. Grand Jury Clears Way For Circuit Court Term Clearing the way for staging the June term of circuit court which convenes Monday, the grand jury met last Thursday and returned one true bill and one not a true bill. This jury empaneled for the last December term of court, and held over to the commenceement of the June term, is composed of S. J. De vine, chairman; R. K. Drake, J. H. McDaniel, W. H. Ayers, R. H. Quackenbush, Clyde G. Wright and Clive Huston. The report follows: "We have been in session one day. We have inquired into all matters pertaining to the violation of the criminal statutes of the State of Oregon, committed or triable in Morrow County. We have return ad one true bill and one not a true bill. "We have inspected the offices connected with the administration of justice and find the records ac curately and properly kept so far as we could ascertain. We have in spected the county jail and the county poor house. We commend the county court for the improve ments made in the county jail. "Having completed our labors, we respectfully request the court to excuse us from further attendance on the court LEXINGTON By BEULAH B. NICHOLS. Lexington was quite a popular city Saturday afternoon, at least it was if we are to judge by the num ber of cars lined up along the streets and by the large number of people seen about town. Two im portant meetings were held here on that afternoon. The Morrow Oil company held their annual stock holders' meeting at Leach hall and reelected Fred Mankin and J. O. Kincaid as directors. The annual stockholders' meeting of the Lex ington Farmers Warehouse com pany was also held Saturday after noon and the following officers were elected: president S. J. Devine; sec retary, George Peck; directors, J. E. Gentry and O. M. Scott An examiner of operators and chauffeurs was in town Saturday also and a large number of resi dents of Lexington and vicinity availed themselves of this oppor tunity to obtain their new licenses. A wedding of interest to-Lexing- ton people occurred Sunday, May 28, at Colton when Miss Clara Holey became the bride of George A. Gil- lis. The ceremony was performed at 8 o'clock P. M., at the Lutheran church in Colton. Both young peo pie are well known here. Mr. Gillis is the fifth and sixth grade teacher in the Lexington school and Mrs. Gillis taught here two years ago They have a host of friends here who wish them happiness. In the program at the Church of Christ Sunday morning, Mr. Sias will speak on the Crucifixion of Christ. Bible classes convene at 10 o'clock; communion occurs at 11 :20, with benediction at 11:30. Mr. Sias speaks regularly each Sunday night at Pine City where a very good community congregation greets him. Solos were given last Sunday evening by Miss Gertrude Tichenor and Dan Lindsay, which were well appreciated by the au dience. A good song service is al ways a delightful feature of the ser vice. Miss Eula McMillan has been vis iting friends in Antone. Mr. and Mrs. James Leach return ed from their honeymoon last week and are living on the ranch north of town. On Friday evening a large number of friends went out and gave them- a regular old fashioned charivari. Miss Velle Ward of Corvallis is spending her vacation in Lexing ton with her mother, Mr3. Viola Ward. Edward Hunt returned Saturday from a two weeks visit at the Earl Hunt ranch near Heppner. Mr. and Mrs. J. F. Lucas have moved from the Leach residence and are now located in Mrs. Agnes Curran's house In Heppner where they will operate a family hotel. The regular monthly business meeting of Lexington Grange No. 726 will be held at the hall Satur day evening, June 10. A program will precede the business meeting. The ladies of the Home Economics club are in charge of the program and it promises to be interesting. Mrs. Minnie Leach and daughter Opal have moved from their ranch to their home in town recently va cated by Mr. and Mrs. J. F. Lucas. There was a good attendance at the Sunday school picnic which was held at Reaney's grove last Sunday and all those present report a most enjoyable day. Mr. and Mrs. Harry Schriever and family and Miss Tillie Nelson re turned Friday evening from a week spent In Portland. Mr3. Trina Parker, Miss Dona Barnett, Miss Opal Leach, Fred Fulgham and daughters Alberta and Lourene, and Mrs. Beulah Nich ols were among the Lexington peo ple who went to Heppner Thursday evening to hear W. E. (Pussyfoot) Johnson and Dr. T. W. Gales, noted prohibition speakers. Mrs. Merle Miller returned Friday evening from Fossil where she was called last week by the death of her grandfather. Mr. and Mrs. B. S. Clark of Gresham were overnight guests of Mr. and Mrs. Marion Palmer Thurs day. They were on their way to Lewiston, Idaho. Among Lexington folk who spent Sunday picnicking at various places In the mountains were Mr. and Mrs. (Continued on I'aga Four) AIM RELIEF AFFORDED FARMERS Three Avenues of Financ ing Provided by New Farm Loan Act. LOCAL MEN NAMED W. Mahoney and M. E. Cotter Are Correspondents; Lower Interest Rate Feature. Several sources of financial relief authorized in recent farm emer gency relief measures by congress, have been brought closer to home by the appointment last week of P. W. Mahoney of Heppner and M. E. Cotter of lone as Morrow county correspondents through whom ap plications for loans may be made. One avenue of relief was afforded through lowering of the rate of interest on the Federal Farm Bank loans for the five year period begin ning July 11, 1933. On loans made through national farm loan asso ciations the rate was reduced to i per cent annually for the five year period, while on loans made direct to borrowers the rate was made 5 per cent for this period. The 4 Mr per cent rate will be charged on loans outstanding May 12, 1933. Furthermore, no payment of the principal portion of any installment will be required during this same five year period if the borrower is not in default with respect to any other condition or covenant of his mortgage. The purposes of this loan are (a) to provide for the purchase of land for agricultural uses; (b) to pro vide for the purchase of equipment, tertilizers, and livestock necessary for the proper and reasonable oper ation of the mortgaged farm; (c) to provide buildings and for the im provement of farm land; (d) to liquidate indebtedness of the own er or the land mortgaged incurred for agricultural purposes, or In curred prior to January 1, 1933; and (e) to provide the owner of the land mortgaged with funds for general agricultural uses. The prospective oorrower must state in his applica tion how he intends to use the pro ceeds of the loan if it is made, and if it is granted, he must use the money for the purposes stated in his application. Federal Farm Bank Loans are available up to $50,000 in amount, but may not exceed 50 per cent of the appraised value of the land mortgaged and 20 per cent of the appraised permanent, insured im provements thereon. Preference is given loans under $10,000, and on loans between $25,000 and $50,000 the approval of the Farm Loan, commissioner must be given. Another avenue of relief is af forded through loans to farmers by Farm Loan commissioner, (1) to re finace indebtedness of farmers; (2) to provide working caDital for farm operations, and (3) to redeem or repurchase foreclosed farm prop erty. Under this provision of the emer gency farm mortgage act of 1933, one tarmer may borrow up to $5,000 with the total mortgaged Indebted ness of the land on which the mon ey is borrowed not to exceed 75 per cent of the appraised valuation, in cluding the loan made by the Farm Loan commissioner. The application must state the purpose for which the money is to be used, and if the loan is granted the money must be so used. The stated purposes are (a) to provide funds for refinancing, either In con nection with proceedings under chapter 8 of the Bankruptcy Act of July 1, 1898, as amended (relating to agricultural compositions and ex tensions), or otherwise, any indebt edness, secured or unsecured, of tha farmer; (b) to provide working cap ital ior iarm operations; and (c) to provide funds to enable any farmer to redeem andor purchase farm property owned by him prior to foreclosure which has been fore closed at any time subsequent to July 1, 1931. It is believed that in many instances the farmers who are eligible for a loan from the Farm Loan commissioner may find that their creditors4will be willing to accept compromise settlements. ,The loan is repayable on the amor tization plan. Another avenue through which relief has been extended affects the mortgage giver In a less direct manner. It provides for the ex change of first farm mortgages for Federal Farm Loan bonds. One of the purposes of this pro vision of the act is to make it pos sible for present holders of farm mortgages to acquire in their place tax-exempt Federal Farm Loan bonds which will be more liquid than the mortgages. Farmers whose mortgages are acquired by the Fed eral Land banks will benefit by be ing entitled to have their mortgages refinanced in accordance with the provisions of the Federal Farm Loan Act on a long-term amortiza tion plan on the basis of the amounts paid by" the banks for the mortgages. Further particulars concerning these various financing set-ups may be had from either Mr. Mahoney or Mr. Cotter, who have the b!ank forms for application, or from C, W. Smith, county agent.